How It Works

First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.

The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.

Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.

The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.

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  • 1515 35 Trailwood Drive in Mississauga: 0200 - Hurontario Condo/Apt Unit for sale (MS - Mississauga) : MLS®# 40802454

    1515 35 Trailwood Drive 0200 - Hurontario Mississauga L4Z 3L6
    Main Photo: 1515 35 Trailwood Drive in Mississauga: 0200 - Hurontario Condo/Apt Unit for sale (MS - Mississauga)  : MLS®# 40802454
    $415,000
    Residential
    Status:
    Active
    MLS® Num:
    40802454
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,000 sq. ft.
    Fantastic opportunity for 1st time buyers!! Bright & spacious 2 bed, 2 bath condo situated in the convenient area of Hurontario - an ideal home for comfortable, low-maintenance living. This thoughtfully designed suite has an open concept living/dining space with floor to ceiling windows, filling the unit with natural light, and offering picturesque North-West Views. The primary bedroom features a walk-in closet and a private 4-piece ensuite, providing a relaxing retreat at the end of the day, while the second bedroom is well-sized and versatile for guests, a home office, or family living. An in-unit storage closet adds valuable extra space rarely found in condo living. Maintenance fees include hydro, heat & water. Perfectly located close to transit including the future light rail transit (LRT), 403&401 highways, Pearson Airport, shopping, and parks. Building facilities include 24 hour security, gym, indoor pool, hot tub, sauna, games/party room, visitor parking and playground/parkette. Some photos have been virtually staged. More details
    Listed by Royal Lepage Real Estate Associates
  • 409 2055 Upper Middle Road in Burlington: 341 - Brant Hills Condo/Apt Unit for sale (34 - Burlington) : MLS®# 40802364

    409 2055 Upper Middle Road 341 - Brant Hills Burlington L7P 3P4
    Main Photo: 409 2055 Upper Middle Road in Burlington: 341 - Brant Hills Condo/Apt Unit for sale (34 - Burlington)  : MLS®# 40802364
    $545,000
    Residential
    Status:
    Active
    MLS® Num:
    40802364
    Bedrooms:
    1
    Bathrooms:
    2
    Floor Area:
    980 sq. ft.
    Enjoy an upscale, virtually all-inclusive and carefree lifestyle in this well-established North Burlington community, thoughtfully designed for active mature adults.This spacious 1 bedroom plus versatile den (ideal as a guest bedroom or home office) offers 1.5 baths, abundant natural light, and stunning escarpment views from a 20 ft. private balcony. Meticulously maintained, the home features engineered hardwood floors, a generous living room with walk-out to the balcony, a dedicated dining area with picturesque views, and a bright eat-in kitchen with excellent counter space. Additional conveniences include in-suite laundry and an in-suite storage room.Condo fees offer exceptional value and include all utilities-heat, hydro, water, central air conditioning, Bell Fibe TV, and a portion of internet service-as well as one underground parking space. Residents enjoy an impressive suite of amenities geared toward an active lifestyle: outdoor pool, tennis courts, exercise room, men's and ladies' change rooms with sauna, party room, workshop, reading room/library, guest suite, ample visitor parking, supported by an on-site building manager. Set within a safe, friendly, and vibrant community, this location offers unbeatable walkability to shopping, transit, banks, Tim Hortons, Shoppers Drug Mart, parks, and scenic trails. More details
    Listed by Epique Realty
  • 2779 Andorra Circle in Mississauga: 0040 - Meadowvale Single Family Residence for sale (MS - Mississauga) : MLS®# 40803494

    2779 Andorra Circle 0040 - Meadowvale Mississauga L5N 2H8
    Main Photo: 2779 Andorra Circle in Mississauga: 0040 - Meadowvale Single Family Residence for sale (MS - Mississauga)  : MLS®# 40803494
    $860,000
    Residential
    Status:
    Active
    MLS® Num:
    40803494
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,432 sq. ft.
    With just the right mix of traditional style and smart updates, this home is a solid option for buyers looking for a good value for their dollar. Great bones, a lot of warmth and appealing neutral decor. Step through the enclosed porch and be welcomed into a bright, spacious layout. An eat-in kitchen for budding chefs with plenty of prep space, a window over the sink, a dishwasher and plenty of cupboards to keep your counters clutter-free. The open-concept living and dining area create the perfect spot for everything from weekday dinners to weekend gatherings. Garden doors lead to a backyard deck and gazebo -your future BBQ headquarters or quiet coffee corner. Wonderfully sized, fully fenced yard. Room to grow a garden, let the dog and children play, or dream up your next landscaping project. Upstairs, you'll find three generously sized bedrooms, including a large primary with double closets, offering plenty of storage. Need more space? The finished basement adds flexibility for a rec room, guest room, home office or gym. In addition to the garage, there's parking for four cars. Updates include: new furnace and Nest thermostat. new in January 2026. You're steps to parks, scenic walking and cycling trails like Wabukayne and Aquitaine, and just a few minutes to Meadowvale GO, Streetsville GO, the 401 & 407, schools, shopping and the Meadowvale Community Centre & Library. Everything you need is within reach-including some big box stores and cafes you'll soon be calling your weekend staples .. This home has all the ingredients for an exciting new chapter. Get ready to move! Your new beginning starts here! More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 103 40 Harrisford Street in Hamilton: 281 - Red Hill Condo/Apt Unit for sale (28 - Hamilton East) : MLS®# 40803492

    103 40 Harrisford Street 281 - Red Hill Hamilton L8K 6N1
    Main Photo: 103 40 Harrisford Street in Hamilton: 281 - Red Hill Condo/Apt Unit for sale (28 - Hamilton East)  : MLS®# 40803492
    $389,900
    Residential
    Status:
    Active
    MLS® Num:
    40803492
    Bedrooms:
    2
    Bathrooms:
    1
    Floor Area:
    1,162 sq. ft.
    Bright and sunny 2 bedroom condo on the main floor overlooking the courtyard/gardens. This most attractively priced unit makes affordable living while enjoying all the amenities Harris Towers offers. Indoor heated pool, sauna, exercise room, games room, party room, library, workshop, tennis/pickle ball court. This building is very well maintained with secure underground parking and car wash area. Harris Towers is a very desirable location close to almost everything. A short walk to the bus, trails and quick HWY access. This unit has rustic flooring, in suite laundry room, good size kitchen with a walk-in pantry. Spacious primary bedroom with walk-in closet and ensuite privileges. 5 appliances (as is) included. Available after April 1, 2026. A lovely affordable unit waiting for your personal touches. Room sizes approx. More details
    Listed by Pottruff & Oliver Realty Inc.
  • 294 Upper Paradise Road in Hamilton: 151 - Westcliffe Single Family Residence for sale (15 - Hamilton Mountain) : MLS®# 40803432

    294 Upper Paradise Road 151 - Westcliffe Hamilton L9C 5C4
    Main Photo: 294 Upper Paradise Road in Hamilton: 151 - Westcliffe Single Family Residence for sale (15 - Hamilton Mountain)  : MLS®# 40803432
    $599,000
    Residential
    Status:
    Active
    MLS® Num:
    40803432
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    2,145 sq. ft.
    Welcome to 294 Upper Paradise Road, a cherished original-owner home on Hamilton’s desirable West Mountain, offered to the market for the very first time. This is a property that has been carefully maintained, thoughtfully lived in, and genuinely loved for decades - and it shows. This property offers three well-proportioned bedrooms, 1.5 bathrooms, and a bright, spacious eat-in kitchen that anchors the home with functionality. Generous living and dining areas create an easy, natural flow, while original hardwood floors - uncovered and refinished for the first time - bring warmth and character throughout the main floor. A separate side entrance leads to a finished basement, adding valuable flexibility for extended living space, a home office, or in-law possibilities. Whether you’re envisioning light updates or simply moving in and enjoying the home as-is, the foundation here is solid and inviting. Set in a quiet, established neighbourhood known for its calm streets and strong sense of community, the location offers the best of West Mountain living - peaceful surroundings with quick access to the LINC, transit, shopping, and everyday amenities. This is a rare opportunity for first-time buyers, downsizers, investors, or those seeking a well-cared-for home with long-term potential. Move-in ready, lovingly maintained, and full of quiet integrity. 294 Upper Paradise Road is ready for its next chapter. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 213 Rosewood Road in Hamilton: 240 - Bartonville/Glenview Single Family Residence for sale (24 - Hamilton East) : MLS®# 40803382

    213 Rosewood Road 240 - Bartonville/Glenview Hamilton L8K 3J5
    Main Photo: 213 Rosewood Road in Hamilton: 240 - Bartonville/Glenview Single Family Residence for sale (24 - Hamilton East)  : MLS®# 40803382
    $799,000
    Residential
    Status:
    Active
    MLS® Num:
    40803382
    Bedrooms:
    6
    Bathrooms:
    2
    Floor Area:
    2,188 sq. ft.
    Side-by-Side Duplex 213 & 215 Rosewood Rd on a Corner 40x96 Foot Lot Currently Running at an Approximately 5.57% Caprate. Each Side is Rented at $2,250/month + All Utilities = $54,000 Annual. Landlord Expenses are Only Boiler Rental ($2,556/year), Insurance ($1,272/year) & Property Taxes ($5,644/year), Total $9,472 Annual = $44,528 Net Annual Income. A Truly Unique Forever Home & Investment Property with a Garage in the Sought After Glenview West Neighborhood. 215 Side is Recently Renovated in 2025, and Substantial Upgrades were Completed in 2020 for the Entire Property. Live in one & Rent Out the Other Unit, or Rent Out Both and Receive Good Cashflow. If You Open One to the Other, You'll Have a Total of 6 Bedrooms & 2 Full Bathrooms! Both Sides are Nearly Identical in Their Layout, Just Mirror Images of Each Other! In 2025 Work Included New Flooring & Light Fixtures, Fresh Paint, New Countertops, Vanity, Doors, Backyard Restoration, Kitchen Cabinets Restoration, New Kitchen Countertop, New Boiler, New Toilet & Some New Fencing. In 2023 on 215 Side New Fridge & Stove. In 2020, Work on Entire Property Included New Windows, Garage Shingles, New Fascia, Soffits, Eavestroughs, Ridge Cap Singles, New Fascia Board & Vinyl Wood-share Shingle, Bath-fitter Tubs, New Bathroom Tiles, New Kitchen Floor & Sinks, Exterior Home Painting, New Carpet in Unit 213. A lot of the Timeless Older Charm & Character Has Been Preserved to Impress Your Guests! Abundance of Overnight Street Parking on Both Adjacent Streets. Unfinished Basements with Windows House the Laundry Rooms & Are Great for Storage, Workshop, and Many More Uses. Backyards are Nice and Long, Fully Fenced and Private. Ready For You Potential to Create an Extra Parking Spot in Front of Unit 215! Potential To Sever Lot Will Unlock an Extraordinary Amount of Value! Close to the Red Hill Valley Pkwy Exit, The Metro, Dollarama, and Lots of Plazas! Don't Miss Out on this Opportunity, it Won't Last Long! More details
    Listed by RIGHT AT HOME REALTY BROKERAGE
  • LOT 94-1 Pike Creek Drive in Cayuga: 620 - Cayuga Single Family Residence for sale : MLS®# 40803544

    LOT 94-1 Pike Creek Drive 620 - Cayuga Cayuga N0A 1E0
    Main Photo: LOT 94-1 Pike Creek Drive in Cayuga: 620 - Cayuga Single Family Residence for sale : MLS®# 40803544
    $799,000
    Residential
    Status:
    Active
    MLS® Num:
    40803544
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,074 sq. ft.
    Introducing the popular & attractively priced "Bella" model in the prestigious “High Valley Estates” subdivision, where the perfect blend of comfort & convenience awaits. This to-be-built Custom home features 2 spacious bedrooms, 2 bathrooms is Ideal for the first time Buyer or those looking to downsize without sacrificing amenities & wants. The open concept interior is highlighted by custom “Vanderschaaf” cabinetry with quartz countertops, bright living room, formal dining area, 2 spacious MF bedrooms including primary suite with chic ensuite, walk in closet, & tile shower, 9 ft ceilings throughout, premium flooring, welcoming foyer, 4pc primary bathroom & desired MF laundry. The unfinished basement allows the Ideal 2 family home/in law suite opportunity with additional dwelling unit in the basement or to add to overall living space with rec room area, roughed in bathroom & fully studded walls. The building process is turnkey with our in house professional designer to walk you through every step along the way. Conveniently located close to all Cayuga amenities, restaurants, schools, parks, the “Grand Vista” walking trail & Grand River waterfront park & boat ramp. Easy commute to Hamilton, Niagara, 403, QEW, & GTA. Make your appointment today to view quality workmanship in our Cayuga Sales Office & Model Home – multiple plans to choose from. Cayuga Living at its Finest! More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 5882 Canborough Road in West Lincoln: 058 - Bismark/Wellandport Single Family Residence for sale : MLS®# 40801356

    5882 Canborough Road 058 - Bismark/Wellandport West Lincoln L0R 2J0
    Main Photo: 5882 Canborough Road in West Lincoln: 058 - Bismark/Wellandport Single Family Residence for sale : MLS®# 40801356
    $1,180,000
    Residential
    Status:
    Active
    MLS® Num:
    40801356
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    2,333 sq. ft.
    If you’ve been dreaming of a place where your morning coffee comes with river views, your afternoon includes a paddle or a hike, and your evenings end with the kind of quiet you can actually hear… croaking of frogs, hooting of owls, or howls of coyotes.... this might be your place. Set on 17 acres along the Welland River, this property blends nature, recreation, and practicality in a way that’s hard to find. There’s nearly half a kilometre of river frontage, over 2 km of private trails, and a fenced 2 acre yard that feels like your own park. Kayak, canoe, snowmobile, fish, wander and repeat as needed. The raised ranch home offers 2+2 bedrooms, a bright living room with bay window to capture outdoor views, oak kitchen with plenty of storage, updated lighting and flooring, and a lower level walk out mudroom that makes the transition outdoors easy. Thoughtful mechanical upgrades throughout add peace of mind. And then there’s the shop! A 76x30 metal sided building with hydro, concrete floor, multiple bay doors (for trailers, RVs or boats), and its own driveway. Whether you’re a hobbyist, entrepreneur, or someone who simply needs space for “all the things,” this building delivers. A rare chance to live, work, and play in one remarkable setting. More details
    Listed by J.M. Edwards Associates Inc.
  • 902 88 Palace Pier Court in Toronto: TWMC - Mimico Condo/Apt Unit for sale (TW06 - Toronto West) : MLS®# 40803500

    902 88 Palace Pier Court TWMC - Mimico Toronto M8V 3W9
    Main Photo: 902 88 Palace Pier Court in Toronto: TWMC - Mimico Condo/Apt Unit for sale (TW06 - Toronto West)  : MLS®# 40803500
    $619,900
    Residential
    Status:
    Active
    MLS® Num:
    40803500
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    995 sq. ft.
    Wake up to beautiful lake views in this well-appointed two-bedroom, two-bathroom condo offering an ideal blend of space, functionality, and everyday convenience. Featuring two owned parking spaces and in-suite laundry, the layout is designed for comfortable living and easy entertaining. The kitchen offers generous cabinetry and workspace, complemented by updated stainless steel appliances and a layout that connects seamlessly to the main living area. The primary bedroom provides a private retreat with a walk-in closet and a spacious four-piece ensuite featuring a separate tub and shower. A second bedroom and nearby upgraded three-piece bathroom create flexibility for guests, a home office, or shared living while maintaining privacy between spaces. Residents enjoy a full complement of amenities, including concierge service, fitness facilities, sauna, visitor parking, and a car wash bay, along with direct access to the waterfront trail just steps away. Conveniently located close to transit, shopping, dining, and daily essentials, this home offers easy living in a sought-after waterfront setting More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 4064 Kadic Terrace in Mississauga: 0020 - Churchill Meadows Row/Townhouse for sale (MS - Mississauga) : MLS®# 40802795

    4064 Kadic Terrace 0020 - Churchill Meadows Mississauga L5M 2S8
    Main Photo: 4064 Kadic Terrace in Mississauga: 0020 - Churchill Meadows Row/Townhouse for sale (MS - Mississauga)  : MLS®# 40802795
    $999,900
    Residential
    Status:
    Active
    MLS® Num:
    40802795
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    1,970 sq. ft.
    Welcome To 4064 Kadic Terrace, A Beautifully Appointed Three-Storey Townhome Nestled In The Highly Sought-After Community Of Churchill Meadows In Mississauga. Backing Onto A Serene Ravine, This Spacious Home Offers 4+1 Bedrooms And 3.5 Washrooms, Providing Exceptional Flexibility For Families, Professionals, Or Multi-Generational Living. The Second Level Showcases A Bright And Open-Concept Layout Featuring A Modern Kitchen With Granite Countertops And A Centre Island, Seamlessly Connected To The Dining Area And An Inviting Living Room Complete With A Gas Fireplace And Walkout To A Private Deck-Perfect For Entertaining Or Relaxing With Nature Views. The Upper Level Hosts A Tranquil Primary Suite With A Walk-In Closet And 4-Piece Ensuite, Alongside Three Additional Well-Appointed Bedrooms, A 4-Piece Main Bathroom, And Convenient Upper-Level Laundry. The Lower Level Adds Incredible Versatility With A Dedicated Office Space With Walkout To The Yard And A Fifth Bedroom With A 4-Piece Ensuite, While The Unfinished Area Offers A Blank Canvas For Future Customization. Ideally Located Close To Major Highways For An Easy Commute, As Well As Schools, Shopping, Public Transit, And All The Amenities Mississauga Has To Offer, This Ravine-Backed Home Is A Rare Opportunity In One Of The City's Most Desirable Neighbourhoods."Eligible First Time Home Buyers may be able to receive up to an additional 13% savings on the purchase of this home through the proposed Government FTHB Rebate Program" More details
    Listed by REVEL Realty Inc
  • LOT 94-3 Pike Creek Drive in Cayuga: 620 - Cayuga Single Family Residence for sale : MLS®# 40803559

    LOT 94-3 Pike Creek Drive 620 - Cayuga Cayuga N0A 1E0
    Main Photo: LOT 94-3 Pike Creek Drive in Cayuga: 620 - Cayuga Single Family Residence for sale : MLS®# 40803559
    $879,900
    Residential
    Status:
    Active
    MLS® Num:
    40803559
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,237 sq. ft.
    Stunning, Custom Built “Keesmaat” 2 bedroom Bungalow in Cayuga’s prestigious, family orientated “High Valley Estates” subdivision. Great curb appeal with stone, brick & sided exterior, attached garage, & back covered porch with composite decking. Newly designed “Jeffery” model offering 1237 sq ft of beautifully finished, one level living space highlighted by custom “Vanderschaaf” cabinetry with quartz countertops, bright living room, formal dining area, 2 spacious MF bedrooms including primary suite with chic ensuite, 9 ft ceilings throughout, premium flooring, welcoming foyer, 4pc primary bathroom & desired MF laundry. The unfinished basement allows the Ideal 2 family home/in law suite opportunity with additional dwelling unit in the basement or to add to overall living space with rec room area, roughed in bathroom & fully studded walls. The building process is turnkey with our in house professional designer to walk you through every step along the way. Conveniently located close to all Cayuga amenities, restaurants, schools, parks, the “Grand Vista” walking trail & Grand River waterfront park & boat ramp. Easy commute to Hamilton, Niagara, 403, QEW, & GTA. Make your appointment today to view quality workmanship in our Cayuga Sales Office & Model Home – multiple plans to choose from. Cayuga Living at its Finest! More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 60 Parker Avenue in Ancaster: 421 - Oakhill/Clearview Ancaster Heights/Mohawk Single Family Residence for sale (42 - Ancaster) : MLS®# 40803481

    60 Parker Avenue 421 - Oakhill/Clearview Ancaster Heights/Mohawk Ancaster L9G 1A7
    Main Photo: 60 Parker Avenue in Ancaster: 421 - Oakhill/Clearview Ancaster Heights/Mohawk Single Family Residence for sale (42 - Ancaster)  : MLS®# 40803481
    $2,749,000
    Residential
    Status:
    Active
    MLS® Num:
    40803481
    Bedrooms:
    3
    Bathrooms:
    5
    Floor Area:
    5,024 sq. ft.
    Homes like this don’t come around often! Tucked away on a quiet street in Ancaster’s coveted Oakhill neighbourhood, this custom bungaloft delivers timeless country-inspired design, space, and lifestyle in one impressive package. The main floor is bright and open, centred around a stunning eat-in kitchen that works just as well for casual mornings as it does for hosting. A dramatic two-storey great room anchors the space, complemented by a formal dining area, walk-in pantry, mudroom, and a dedicated home office – everything thoughtfully laid out for easy living. The main-floor primary suite is a standout, designed as a true retreat with a spa-inspired ensuite, two walk-in closets, and a peaceful, private feel. Upstairs, two spacious bedrooms each feature their own ensuite, along with a flexible loft space ideal for a cozy reading nook, kids’ hangout, or 4 th bedroom. The fully finished lower level takes entertaining to the next level, offering a rec room, full bath, home gym (or optional bedroom), workshop, stylish bar, and a temperature-controlled wine room – perfect for hosting or unwinding at home. Outside, the backyard is your own private escape. Professionally landscaped and designed for easy enjoyment, it features a covered porch, saltwater gunite pool with automatic cover, built-in BBQ, and lush greenery that makes every day feel like a getaway. A rare triple garage and parking for up to 12 vehicles round out this exceptional property. From top to bottom, inside and out, this is a home that truly checks every box in one of Ancaster’s most desirable communities. Full list of features available upon request. More details
    Listed by Coldwell Banker Community Professionals
25-36/100
Data was last updated February 8, 2026 at 09:50 PM (UTC)
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