How It Works

First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.

The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.

Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.

The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.

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  • 266 Tracina Drive in Oakville: 1017 - SW Southwest Single Family Residence for sale (1 - Oakville) : MLS®# 40787111

    266 Tracina Drive 1017 - SW Southwest Oakville L6L 4C2
    Main Photo: 266 Tracina Drive in Oakville: 1017 - SW Southwest Single Family Residence for sale (1 - Oakville)  : MLS®# 40787111
    $3,248,000
    Residential
    Status:
    Active
    MLS® Num:
    40787111
    Bedrooms:
    4
    Bathrooms:
    5
    Floor Area:
    5,583 sq. ft.
    Welcome to 266 Tracina Dr, a 3,713 sq ft above grade, custom-built home in the heart of Coronation Park, one of southwest Oakville's most sought-after neighbourhoods. Known for its meandering streets, mature trees & mix of charming homes alongside luxury custom builds, this community offers a true lakeside lifestyle w/ trails, parks & top-rated schools all close at hand. This single-owner residence was designed entirely w/ family life in mind and has been lovingly maintained inside & out. The floor plan balances open concept living w/ formal spaces, creating a home that's both practical & elegant. A double-storey foyer sets the tone, leading to a private dining room and a great room w/vaulted ceiling & fireplace that feels like a cozy library; warm, stylish & inviting. Floor-to-ceiling windows & 3 sets of French doors to the backyard flood the home with natural light, complemented by refinished cherry hardwood floors high ceilings & a family room w/ wood burning fireplace. At the heart of the home, the kitchen offers a large island & a commercial-grade Viking gas range w/dbl oven. Upstairs, you'll find 4 generously sized bedrooms, including a primary suite w/ ensuite, a 2nd bedroom w/ensuite & 2 additional bedrooms that share a bath. The fully finished lower level extends the living space w/ a walk-up to the backyard, a new wet bar with all the trimmings & tv, plus a huge seating area, full bath, hobby/storage room, cantina & plenty of storage. Every day conveniences include a hard-working mudroom with 2 storage closets & plenty of space, a main level laundry & a 3pc bath perfectly located for guests & swimmers alike. Outdoors, the family-friendly design continues. An inviting front porch connects you with the neighbourhood, while the private backyard is a true retreat complete w/ pool, hot tub, landscaped & hardscaped patio w/ multiple seating areas. A wonderful blend of comfort, function, and charm in one of Oakville's most cherished communities. More details
    Listed by Century 21 Miller Real Estate Ltd.
  • 307 East 33rd Street in Hamilton: 178 - Macassa Single Family Residence for sale (17 - Hamilton Mountain) : MLS®# 40787031

    307 East 33rd Street 178 - Macassa Hamilton L8V 3T9
    OPEN HOUSE: Nov 16, 2025
    02:00 PM - 04:00 PM EST
    Open House on Sunday, November 16, 2025 2:00PM - 4:00PM
    Main Photo: 307 East 33rd Street in Hamilton: 178 - Macassa Single Family Residence for sale (17 - Hamilton Mountain)  : MLS®# 40787031
    $719,900
    Residential
    Status:
    Active
    MLS® Num:
    40787031
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,010 sq. ft.
    Welcome to 307 East 33rd St; a fully renovated modern masterpiece in a highly desired pocket of the Hamilton Mountain. This stunning 3-bedroom, 2-bath bungalow has been transformed from top to bottom with thoughtful design, exceptional craftsmanship, and high-quality upgrades throughout. Step inside to a bright, open main level featuring gleaming hardwood floors, a sun-filled living room with a large bay window (2016), and a seamless, inviting flow. The 2024 chef-inspired kitchen offers custom shelving, stone countertops, updated lighting, a new sink and faucet, and new stainless-steel appliances. The main floor includes three nicely sized bedrooms and a beautifully updated 4-piece bathroom (2022) with a Marbelite shower and rain-shower kit. A separate side entrance leads to the fully finished dreamy lower level (2019), complete with a spacious recreation room perfect for movie nights, a custom wood bar, sleek 3-piece bathroom, dedicated home office area, and an updated laundry room with custom storage. Outside, enjoy a private, tree-lined backyard ideal for summer gatherings. The custom wood front porch (2023) adds warm curb appeal, while the insulated, renovated garage with hydro doubles as the perfect workshop or man cave. Parking for 5+ vehicles adds unbeatable convenience. Perfectly located near vibrant Concession Street with quick access to the Linc and Red Hill, this home offers unmatched style, comfort, and convenience. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 49 S Province Street in Hamilton: 222 - Delta Single Family Residence for sale (22 - Hamilton Centre) : MLS®# 40786890

    49 S Province Street 222 - Delta Hamilton L8K 2K7
    Main Photo: 49 S Province Street in Hamilton: 222 - Delta Single Family Residence for sale (22 - Hamilton Centre)  : MLS®# 40786890
    $750,000
    Residential
    Status:
    Active
    MLS® Num:
    40786890
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,574 sq. ft.
    Step into this solid brick 2.5-storey home in the highly desirable Delta neighbourhood where historic charm meets smart opportunity! This property is ideal for those looking to live beautifully, invest wisely, or create a multi-generational haven! The spacious covered front porch invites you into the home’s bright & updated spaces featuring stained glass windows, a wonderful balance of character & modern comfort! Currently designed as a two-family residence, this home offers incredible flexibility that’s hard to find! MULTI-GENERATIONAL! Enjoy life close to loved ones while maintaining privacy thanks to two separate self-contained units with its own laundry! SINGLE-FAMILY HOME! With minimal changes this home can easily be converted back with the possibility of 4–5 bedrooms perfect for growing families or anyone looking for extra space to live, work & play! INVESTORS! LEGAL DUPLEX! Two distinct units means strong rental potential, stable income & the ability to live in one space while the other helps pay the mortgage! The finished loft adds even more appeal as a primary suite or retreat! Recent upgrades bring confidence & peace of mind: Roof 2020; Furnace 2018; New Garage siding, roof & side door; new kitchen window; updated main floor kitchen; 2 full bathrooms renovated; new flooring, fresh paint, ceiling & pot lights in basement; & some newer appliances! Step outside to a fully fenced backyard ideal for family barbecues, pets or relaxing! The rare, detached garage adds even more value making this home a standout in the neighbourhood! Perfectly located near top-rated schools, beautiful parks, shopping & quick HWY access, this is more than just a home, it’s a chance to build your future in one of Hamilton’s most loved communities! Whether you’re a first-time buyer ready to offset your mortgage, an investor looking for strong returns or a family who wants to live close while keeping independence, this Delta home is the perfect blend of heart, history & opportunity! More details
    Listed by Royal LePage Burloak Real Estate Services
  • 111 1878 Gordon Street in Guelph: 18 - Pineridge/Westminster Woods Condo/Apt Unit for sale (City of Guelph) : MLS®# 40779239

    111 1878 Gordon Street 18 - Pineridge/Westminster Woods Guelph N1L 0P4
    Main Photo: 111 1878 Gordon Street in Guelph: 18 - Pineridge/Westminster Woods Condo/Apt Unit for sale (City of Guelph)  : MLS®# 40779239
    $549,000
    Residential
    Status:
    Active
    MLS® Num:
    40779239
    Bedrooms:
    1
    Bathrooms:
    1
    Floor Area:
    860 sq. ft.
    Skip the elevators and step into this stylish 1-bedroom + den condo that blends comfort, function, and a touch of luxury. Located in one of Guelph’s most sought-after south-end communities—just steps from shopping, restaurants, and movie theatres, with easy access to the GO Bus and public transit—this unit offers both convenience and connection. Inside, you’ll find a thoughtfully designed layout featuring a modern kitchen with quartz counters, a sleek backsplash, built-in microwave, and bar seating that opens to a comfortable dining and living area. The included wall-mount for your TV and a built-in electric fireplace add warmth and sophistication. The spacious bathroom features heated floors—a rare luxury you’ll appreciate year-round. Enjoy exceptional amenities right at your door: guest suites, a fully equipped fitness room, and even a golf simulator—all on the same floor! When it’s time to entertain, head up to the 13th-floor party room and take in the sweeping southern views. Underground parking adds comfort and security to this already complete package. Whether you’re a first-time buyer, downsizer, or investor, this condo offers an unbeatable combination of style, location, and lifestyle—all in one smart move. More details
    Listed by Royal LePage Royal City Realty
  • 1413 Edgewood Road in Hamilton: 043 - Flamborough West Single Family Residence for sale (43 - Flamborough) : MLS®# 40787068

    1413 Edgewood Road 043 - Flamborough West Hamilton L8N 2Z7
    Main Photo: 1413 Edgewood Road in Hamilton: 043 - Flamborough West Single Family Residence for sale (43 - Flamborough)  : MLS®# 40787068
    $799,900
    Residential
    Status:
    Active
    MLS® Num:
    40787068
    Bedrooms:
    4
    Bathrooms:
    1
    Floor Area:
    1,784 sq. ft.
    "Executive county living", Oversized driveway that an accommodate RV/Bus/Tractor Trailer or multiple vehicles for family gatherings. Rear fenced yard on 3/4 of an acre of pure country living backing onto private farmland/stream with gate. Home has 1784 sq.ft of finished 1st floor with addition adding a oversized lower level of unfinished area just waiting for that entrepreneur to put their finishing touches of class. Multiple out buildings/garages for workshop/storage/hobbies. Garage has hydro with two man doors and excellent for woodworking or mechanics dream home! ALL chattels will be in as is condition with no warranties. More details
    Listed by RE/MAX Real Estate Centre Inc.
  • 923 Mcneil Drive in Milton: 1023 - BE Beaty Single Family Residence for sale (2 - Milton) : MLS®# 40787156

    923 Mcneil Drive 1023 - BE Beaty Milton L9T 6M7
    Main Photo: 923 Mcneil Drive in Milton: 1023 - BE Beaty Single Family Residence for sale (2 - Milton)  : MLS®# 40787156
    $799,900
    Residential
    Status:
    Active
    MLS® Num:
    40787156
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,790 sq. ft.
    Welcome to this warm and inviting 3-bedroom, 3-bath detached home located in the heart of Miltons highly desirable Beaty neighbourhood. A family-friendly community known for its sidewalk-lined, tree-filled streets, top-rated schools, and proximity to parks.Step inside to 9-foot ceilings and a thoughtfully designed layout featuring hardwood floors throughout and hardwood stairs. The separate living and dining rooms offer the perfect space for entertaining and hosting family gatherings. The spacious family room includes a cozy gas fireplace. An ideal spot to relax and unwind. The bright and functional kitchen provides ample storage and prep space, with a walkout to your private, fully fenced backyard with mature landscaping, patio, and gazebo, perfect for outdoor dining and summer BBQs. Enjoy a peaceful moment on the covered front porch, ideal for your morning tea or coffee.Upstairs, youll find three generously sized bedrooms, including a primary retreat complete with a walk-in closet and private ensuite. With three bathrooms throughout, and convenience 2nd floor laundry.Additional highlights include a single-car garage, a private driveway, and a quiet location in one of Miltons fastest-growing and most vibrant communities.Located just minutes from parks, schools, walking trails, and all of the amenities that make Milton one of Haltons most desirable towns to call home. Roof 8 years, AC 2024, Furnace 2023. More details
    Listed by RE/MAX REALTY SPECIALISTS INC SHERWOODTOWNE BLVD
  • 70 Webster Road in Hamilton: 283 - Gershome Single Family Residence for sale (28 - Hamilton East) : MLS®# 40787056

    70 Webster Road 283 - Gershome Hamilton L8G 5E9
    Main Photo: 70 Webster Road in Hamilton: 283 - Gershome Single Family Residence for sale (28 - Hamilton East)  : MLS®# 40787056
    $1,759,000
    Residential
    Status:
    Active
    MLS® Num:
    40787056
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    4,063 sq. ft.
    Welcome to 70 Webster Road, Hamilton — a rare opportunity to enjoy country living within city limits. Nestled on 1.9 acres just below the Niagara Escarpment, this exceptional property offers the perfect blend of tranquility, convenience, and future potential. This spacious four-bedroom, two-and-a-half-bath home provides a peaceful rural setting while being just a short drive to the new Confederation GO Station, major amenities, and scenic local landmarks such as Devil’s Punch Bowl and Battlefield House. Beyond its charm as a private residence, this property presents incredible development potential, with plans supporting the opportunity to build 16 detached homes or up to 37 townhomes. Situated immediately west of the developing Vienna Orchard residential subdivision, this site stands poised for significant future growth in one of Hamilton’s most desirable escarpment communities. Whether you’re looking to settle into a serene family home surrounded by nature or invest in a promising development opportunity, 70 Webster Road offers endless possibilities in an unbeatable location. More details
    Listed by RE/MAX Real Estate Centre Inc.
  • 1404 550 North Service Road in Grimsby: Grimsby Beach (540) Condo/Apt Unit for sale : MLS®# 40787135

    1404 550 North Service Road Grimsby Beach (540) Grimsby L3M 0H9
    Main Photo: 1404 550 North Service Road in Grimsby: Grimsby Beach (540) Condo/Apt Unit for sale : MLS®# 40787135
    $849,900
    Residential
    Status:
    Active
    MLS® Num:
    40787135
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,035 sq. ft.
    Experience luxury lakeside living in this stunning, fully renovated corner-unit condo featuring two bedrooms, two bathrooms, and 1,035 square feet of open-concept space. Floor-to-ceiling windows flood the home with natural light while framing sweeping views of the Niagara Escarpment, Lake Ontario, and even the Toronto skyline. Step outside onto the incredible 700 square foot wraparound terrace — perfect for entertaining, relaxing, or simply taking in the breathtaking scenery. The heart of the home is a brand-new kitchen featuring a massive quartz island with seating for six, high-end stainless steel appliances, and sleek finishes that elevate everyday living. Engineered hardwood flooring, smooth ceilings, smart lighting, and custom roller blinds run throughout, adding a touch of modern sophistication. The primary suite includes a walk-in closet and a beautifully renovated ensuite, while the second full bathroom has also been tastefully updated. Enjoy the convenience of full-sized in-suite laundry, two parking spaces, and a storage locker. Residents have access to exceptional building amenities, including a party room, lounge, billiards room, gym, and rooftop patio. Located just steps from the waterfront trail and Grimsby on the Lake’s charming shops and restaurants, this condo offers the perfect blend of comfort, style, and location. With quick highway access and a short drive to Hamilton, Niagara Falls, and all major shopping and entertainment, this home truly has it all. Don’t be TOO LATE*! *REG TM. RSA. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 310 200 Stinson Street in Hamilton: 143 - Stinson Condo/Apt Unit for sale (14 - Hamilton Centre) : MLS®# 40786736

    310 200 Stinson Street 143 - Stinson Hamilton L8N 4J5
    Main Photo: 310 200 Stinson Street in Hamilton: 143 - Stinson Condo/Apt Unit for sale (14 - Hamilton Centre)  : MLS®# 40786736
    $445,000
    Residential
    Status:
    Active
    MLS® Num:
    40786736
    Bedrooms:
    1
    Bathrooms:
    1
    Floor Area:
    984 sq. ft.
    Welcome to this stunning, spacious open-concept suite in the Stinson School Lofts, offering escarpment vistas from the oversized windows! Enjoy seamless flow between the living, dining, and kitchen areas—perfect for entertaining or relaxing at home. Stainless steel kitchen appliances add a luxury touch. The large foyer features built-in shelves and a bench, offering both style and practicality. The primary bedroom boasts a huge walk-in closet, while the modern three-piece bath is equipped with a walk-in shower, and a bonus in-suite laundry for your convenience. Soaring 14’ ceilings, exposed brick and original maple hardwood floors add character and warmth throughout. Just steps from scenic trails, a dog park, golf courses, and local restaurants, this unique property offers the best of urban living. Stinson School Lofts won City of Hamilton urban design and architecture awards 2015 award of outstanding achievement and excellence in adaptive reuse. More details
    Listed by Royal LePage State Realty Inc.
  • 19 Winthrop Place in Stoney Creek: 516 - Corman/South Meadow Single Family Residence for sale (51 - Stoney Creek) : MLS®# 40787042

    19 Winthrop Place 516 - Corman/South Meadow Stoney Creek L8G 3M3
    Main Photo: 19 Winthrop Place in Stoney Creek: 516 - Corman/South Meadow Single Family Residence for sale (51 - Stoney Creek)  : MLS®# 40787042
    $765,000
    Residential
    Status:
    Active
    MLS® Num:
    40787042
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    1,100 sq. ft.
    Stunning Updated Bungalow with Legal In-Law Suite Backing onto Cherry Heights Park Welcome to 19 Winthrop Place, a beautifully updated brick bungalow offering nearly 2,200 sq. ft of finished living space, perfectly situated on a premium 54' x 125' lot with no rear neighbours. Nestled on a quiet, highly sought-after court in Stoney Creek, this home combines comfort, privacy, and versatility, ideal for multi-generational families or investors alike. The main level features a bright, spacious living room with rich hardwood floors, an updated eat-in kitchen with a walkout to the deck, and a fully fenced backyard that seamlessly blends indoor and outdoor living. You'll also find 3 generous bedrooms, a stylish updated bathroom, and the convenience of main-floor laundry. The lower level offers a fully finished, legal in-law suite with a separate side entrance, perfect for extended family, guests, or rental income. This thoughtfully designed space includes 2 bedrooms, a large living room, a walk-through den, 2 updated 3-piece bathrooms, a modern kitchen with new appliances, fresh paint throughout, and in-suite laundry. Step outside to enjoy the private backyard oasis that backs directly onto Cherry Heights Park. Perfect for entertaining, relaxing, or letting the kids play. The extended shed (convertible back into a garage) provides plenty of storage or workshop potential. Located dose to shopping, schools, transit, and quick highway access, this home truly checks every box. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 260 Foxbar Road in Burlington: 332 - Elizabeth Gardens Single Family Residence for sale (33 - Burlington) : MLS®# 40786908

    260 Foxbar Road 332 - Elizabeth Gardens Burlington L7L 3A3
    Main Photo: 260 Foxbar Road in Burlington: 332 - Elizabeth Gardens Single Family Residence for sale (33 - Burlington)  : MLS®# 40786908
    $1,179,999
    Residential
    Status:
    Active
    MLS® Num:
    40786908
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,889 sq. ft.
    Welcome to this beautifully updated bungalow in one of Burlington’s sought-after family-friendly neighbourhoods, just minutes from the lake, Burloak Waterfront Park, schools, and trails. Fresh curb appeal with coordinated professional painting of house and garage exterior (2025), smart app-controlled soffit lighting, a paved four-car driveway w/ no sidewalk, and a large 17’ x 23’ 1.5-car detached garage w/ new 50A panel (2025), hydraulic compressor system, loft storage, and excellent workshop/hobby potential. Inside, the home feels bright, modern, and move-in ready. The main level features new flooring and lighting (2025), a light-filled living and dining area, and an updated kitchen w/ stainless steel appliances and timeless tile backsplash. The spacious primary bedroom offers extensive closet space and ensuite privilege to the refreshed 4pc bath, w/ a second bedroom completing this level. The fully finished lower level (2024/2025) is ideal for multi-generational living, guests, or teens, w/ separate ground-level rear entrance, soundproofed ceilings, all new wiring, three wired smoke detectors, generous recreation space, new full-size egress windows, a wet bar that can be upgraded to a full kitchen, 3pc bath w/ walk-in shower, guest suite, laundry, and storage. Extensive upgrades provide comfort and peace of mind: full exterior foundation waterproofing w/ Delta membrane, 75% interior waterproofing tied to the sump pump, transferable 25-year waterproofing warranty, upgraded attic insulation to R60, and a new energy-efficient heat pump HVAC system. Outside, enjoy the large fully fenced 80’ x 100’ lot, mature trees, shed, and newly renovated tiered wood deck (2025). A beautifully updated home that blends style, comfort, and flexibility in a prime Burlington location. More details
    Listed by Royal LePage Burloak Real Estate Services
  • 2130 Forest Gate Park in Oakville: 1022 - WT West Oak Trails Row/Townhouse for sale (1 - Oakville) : MLS®# 40786996

    2130 Forest Gate Park 1022 - WT West Oak Trails Oakville L6M 4B4
    Main Photo: 2130 Forest Gate Park in Oakville: 1022 - WT West Oak Trails Row/Townhouse for sale (1 - Oakville)  : MLS®# 40786996
    $1,149,000
    Residential
    Status:
    Active
    MLS® Num:
    40786996
    Bedrooms:
    3
    Bathrooms:
    4
    Floor Area:
    2,483 sq. ft.
    Calling all downsizers, young professionals or growing families, this beautifully maintained freehold townhouse in the heart of Oakville is for you! This well maintained three bedroom, four bath home has a rare two car garage, landscaped low maintenance backyard and a finished basement! Close to schools, parks and amenities, public transit on the corner, and many lovely walking trails. That great two car garage is also a car enthusiasts dream with epoxy floors! This dream townhome is ready for you to move in and start enjoying this family friendly community! More details
    Listed by Coldwell Banker Community Professionals
25-36/100
Data was last updated November 11, 2025 at 09:50 AM (UTC)
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