How It Works

First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.

The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.

Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.

The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.

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  • 2372 Carrington Place in Oakville: 1006 - FD Ford Single Family Residence for sale (1 - Oakville) : MLS®# 40786992

    2372 Carrington Place 1006 - FD Ford Oakville L6J 5P4
    Main Photo: 2372 Carrington Place in Oakville: 1006 - FD Ford Single Family Residence for sale (1 - Oakville)  : MLS®# 40786992
    $5,999,000
    Residential
    Status:
    Active
    MLS® Num:
    40786992
    Bedrooms:
    5
    Bathrooms:
    5
    Floor Area:
    3,940 sq. ft.
    Experience the Beauty of Lakeside Living Perfectly situated on a premium 90’ x 152’ lakefront lot, this residence captures breathtaking, unobstructed water views from every principal room. Offering over 5,700 square feet of finished living space, the home seamlessly blends timeless lakeside elegance with modern comfort and functionality. Step inside to discover a light-filled interior where functionality meets everyday comfort. Rich hardwood flooring, limestone tiles, and four skylights create a warm and inviting ambiance throughout. Designed with both family living and entertaining in mind, the main level features two spacious family rooms, a private office, and a gourmet kitchen complete with granite countertops, premium appliances, and abundant cabinetry. Upstairs, four generously sized bedrooms offer space and privacy for the entire family. The primary suite is a true retreat, showcasing spectacular lake views. A convenient upper-level laundry room adds to the home’s thoughtful design and a walkout to the second-floor terrace — the perfect place to unwind and enjoy tranquil sunsets over the water The fully finished lower level extends the living space, featuring a fifth bedroom with a private ensuite — ideal for guests, in-laws, or a nanny suite. Outdoors, the backyard is an entertainer’s dream. Featuring the concrete saltwater in-ground pool, landscaped gardens, and multiple seating areas designed to make the most of the home’s stunning lakefront setting. Whether hosting summer gatherings or relaxing quietly by the water, this space offers a waterfront lifestyle experience. Additional highlights include a three-car garage, four fireplaces, an irrigation system, and ample storage throughout. This property embodies the very best of lakeside living — offering endless possibilities for its next owner to further enhance and celebrate the home’s inherent beauty, and sophisticated waterfront setting. Luxury Certified. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 2015 Grosvenor Street in Oakville: 1018 - WC Wedgewood Creek Single Family Residence for sale (1 - Oakville) : MLS®# 40787091

    2015 Grosvenor Street 1018 - WC Wedgewood Creek Oakville L6H 5A2
    Main Photo: 2015 Grosvenor Street in Oakville: 1018 - WC Wedgewood Creek Single Family Residence for sale (1 - Oakville)  : MLS®# 40787091
    $1,795,000
    Residential
    Status:
    Active
    MLS® Num:
    40787091
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    3,681 sq. ft.
    Lot! Layout! Location! Just steps away from the prestigious Joshua Creek area, this beautifully upgraded 5-bedroom, 4-bathroom home offers approximately 3800 sqft of finished living space, perfect for modern family living. The main level features hardwood and tile flooring, a custom kitchen with quartz countertops and breakfast area, formal living/dining rooms, a cozy gas fireplace in the family room, and main-floor laundry. Upstairs, the primary suite impresses with a den, a spacious 5-piece ensuite , and a walk-in closet, while three additional bedrooms share a stylish 3-piece bath. The fully finished basement includes a rec room, gas fireplace, 5th bedroom, 3-piece bath, workshop, and ample storage. Outdoors, enjoy a private ravine lot oasis with an in-ground solar-heated pool (liner 2021), 8-person Jacuzzi under a curtained gazebo, fire pit, mature landscaping, and multiple patterned concrete patios. Highlights include an insulated garage with premium LED lighting, paved driveway, ADT security system, and newer windows throughout. Fantastic location steps to the top-rated Iroquois Ridge High School & Iroquois Ridge Community Centre as well as parks, tennis/pickleball courts, and transit. This turnkey home blends comfort, function, and style in one of Oakville's most sought-after neighbourhoods. More details
    Listed by Real Broker Ontario Ltd. and ReaL Broker Ontario., Brokerage
  • 7147 Wellington Road No. 124 Road in Guelph/Eramosa: 41 - Rural Guelph/Eramosa West Single Family Residence for sale : MLS®# 40787189

    7147 Wellington Road No. 124 Road 41 - Rural Guelph/Eramosa West Guelph/Eramosa N1H 6J3
    OPEN HOUSE: Nov 15, 2025
    01:00 PM - 03:00 PM EST
    Open House on Saturday, November 15, 2025 1:00PM - 3:00PM
    OPEN HOUSE: Nov 16, 2025
    01:00 PM - 03:00 PM EST
    Open House on Sunday, November 16, 2025 1:00PM - 3:00PM
    Main Photo: 7147 Wellington Road No. 124 Road in Guelph/Eramosa: 41 - Rural Guelph/Eramosa West Single Family Residence for sale : MLS®# 40787189
    $985,000
    Residential
    Status:
    Active
    MLS® Num:
    40787189
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,861 sq. ft.
    **Exceptional Value** Welcome to your private country retreat! Nestled on 1.3 acres of peaceful land, this beautiful 2,800 sq. ft. home offers the perfect blend of space, functionality, and rural charm. Inside, you’ll find a bright and spacious layout with large bedrooms, generous living areas, and room for the whole family to spread out and relax. The home’s design combines comfort and practicality, making it ideal for both everyday living and entertaining. Step outside to discover the impressive detached garage, complete with a finished area that’s perfect for a workshop, hobby space, or man cave. Two shipping containers with electrical service provide excellent storage or workspace options, along with a dedicated storage area to keep everything organized and accessible. With plenty of outdoor space to enjoy, this property is perfect for gardening, small projects, or simply soaking in the tranquility of country life — all while being just a short drive from town amenities. If you’ve been looking for a property that offers room to live, work, and create, this country home is the perfect fit. More details
    Listed by KELLER WILLIAMS INNOVATION REALTY
  • 11 Royal Oak Drive in Brantford: 2010 - Rosedale/Gable Height Single Family Residence for sale (2010 - Brierpark/Greenbrier) : MLS®# 40786124

    11 Royal Oak Drive 2010 - Rosedale/Gable Height Brantford N3R 7P2
    OPEN HOUSE: Nov 13, 2025
    05:00 PM - 07:00 PM EST
    Open House on Thursday, November 13, 2025 5:00PM - 7:00PM
    OPEN HOUSE: Nov 15, 2025
    02:00 PM - 04:00 PM EST
    Open House on Saturday, November 15, 2025 2:00PM - 4:00PM
    OPEN HOUSE: Nov 16, 2025
    02:00 PM - 04:00 PM EST
    Open House on Sunday, November 16, 2025 2:00PM - 4:00PM
    Main Photo: 11 Royal Oak Drive in Brantford: 2010 - Rosedale/Gable Height Single Family Residence for sale (2010 - Brierpark/Greenbrier)  : MLS®# 40786124
    $1,074,900
    Residential
    Status:
    Active
    MLS® Num:
    40786124
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    2,189 sq. ft.
    Welcome to 11 Royal Oak Drive, an extensively renovated executive home located in Brantford’s highly sought-after North End. Situated on a .25-acre lot, this impressive property offers over 3,000 sq. ft. of finished living space with 5 bedrooms and 4 bathrooms—perfect for families seeking style and space. The home features modern finishes throughout, a bright open layout, and a walk-out basement leading to an entertainer’s dream backyard. Enjoy a multi-tiered deck, concrete patio, outdoor bar area, and a fully fenced yard with an above-ground pool. Major updates provide peace of mind, including a new roof, furnace, A/C, electrical panel, and garage doors. This property truly combines luxury, comfort, and functionality in one of Brantford’s premier neighbourhoods. More details
    Listed by Re/Max Twin City Realty Inc
  • 202 W Queen Street in Mississauga: 0260 - Port Credit Single Family Residence for sale (MS - Mississauga) : MLS®# 40787172

    202 W Queen Street 0260 - Port Credit Mississauga L5H 1L6
    Main Photo: 202 W Queen Street in Mississauga: 0260 - Port Credit Single Family Residence for sale (MS - Mississauga)  : MLS®# 40787172
    $2,285,000
    Residential
    Status:
    Active
    MLS® Num:
    40787172
    Bedrooms:
    5
    Bathrooms:
    5
    Floor Area:
    4,286 sq. ft.
    Welcome to this stunning new build by Mount Cedar Homes, a true masterpiece that beautifully blends luxury, warmth, and thoughtful design. Set on a spacious 60' lot with a deep, pool-sized backyard, this home was crafted for both connection and relaxation. Picture summer evenings on the expansive deck, laughter around the BBQ, or quiet mornings with coffee surrounded by nature your private oasis awaits. The long driveway offers plenty of space for family and friends to visit, and even room for your boat or recreational toys. Inside, every detail was designed to make life feel effortless. 10' ceilings and large windows fill the open-concept main floor with natural light, creating an airy sense of calm. The gourmet kitchen, complete with top-tier appliances, flows seamlessly into the living and dining areas ideal for entertaining or cozy nights by the fire. A private home office offers the perfect space to focus and recharge. Upstairs, each of the four spacious bedrooms includes its own ensuite and walk-in closet, giving everyone a personal retreat. A second-floor laundry room adds everyday convenience, while coffered ceilings in every room elevate the homes timeless charm. The furnished basement is a true haven a place to nurture both body and mind. Enjoy a serene meditation room, a private gym, and an inviting recreation space, complete with a stylish bathroom. Built to Net Zero Ready standards, this home provides superior comfort year-round, with enhanced insulation, triple-glazed windows, and premium heating and cooling systems for unmatched efficiency. Nestled in the vibrant community of Port Credit, you're just moments from the lake, boutique restaurants, patios, and year round festivals. With 17 km of scenic trails only a short walk away, weekend strolls and outdoor adventures become part of your lifestyle. This is where elegance meets ease, and every day feels like home. More details
    Listed by ComFree
  • 36 Ashley Street in Hamilton: 141 - Lansdale Single Family Residence for sale (14 - Hamilton Centre) : MLS®# 40787097

    36 Ashley Street 141 - Lansdale Hamilton L8L 5S6
    Main Photo: 36 Ashley Street in Hamilton: 141 - Lansdale Single Family Residence for sale (14 - Hamilton Centre)  : MLS®# 40787097
    $599,900
    Residential
    Status:
    Active
    MLS® Num:
    40787097
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,837 sq. ft.
    Welcome to 36 Ashley St. This stunning 2.5-storey home has been thoughtfully maintained and further enhanced since its full renovation (completed with permits). Featuring quality finishes throughout, this home showcases a spacious open-concept layout, a stylish custom kitchen, modern bathrooms, and a bright loft open to above — perfect as a home office, studio, or guest space. Recent upgrades include updated windows, doors, flooring, plumbing, wiring, eaves, roof, and mechanics, plus refreshed landscaping. Enjoy the charm of solid brick construction with all the comforts of modern living. Located steps from trendy King William restaurants, close to the Cannon Street bike lane, and offering easy highway access for commuters. A true turnkey property that blends character and convenience in one of Hamilton’s most vibrant neighbourhoods. More details
    Listed by Sotheby's International Realty Canada
  • 55 Bridle Path in Puslinch: 22 - Rural Puslinch East Single Family Residence for sale : MLS®# 40779384

    55 Bridle Path 22 - Rural Puslinch East Puslinch N0B 2J0
    Main Photo: 55 Bridle Path in Puslinch: 22 - Rural Puslinch East Single Family Residence for sale : MLS®# 40779384
    $2,395,000
    Residential
    Status:
    Active
    MLS® Num:
    40779384
    Bedrooms:
    6
    Bathrooms:
    4
    Floor Area:
    2,900 sq. ft.
    Welcome to a rare offering in one of the area's most coveted neighbourhoods.Set on a mature, tree-lined lot with towering maples and a circular drive, this exceptional 1.5-storey home blends timeless character with refined modern living. The reclaimed brick exterior hints at the craftsmanship within, while the private, resort-style backyard is truly one of the finest in the community.Step outside and prepare to be impressed. A saltwater pool anchors the outdoor oasis, complete with a charming pool cabana featuring a gas fireplace and multiple seating areas that invite relaxation and entertaining. A two-level composite deck, newly covered by a stunning pavilion boasts a hot tub overlooking a second stone patio with firepit and gazebo. Lush perennial gardens surround the entire yard, ensuring colour and beauty year round.Inside, the home is equally impressive. The main floor is designed for both connection and comfort, open concept ,yet thoughtfully defined. Large principal rooms, framed by generous windows, fill the space with natural light. The living room features a stone fireplace handcrafted by a local mason, paired with a rich timber mantle that becomes the heart of the home.The grand main-floor primary suite is a sanctuary of its own, offering an oversized bedroom, a dedicated dressing room, and serene views of the grounds. The versatile kitchen is ideal for both everyday living and entertaining, complete with gas cooktop, double ovens, granite island, walk-in pantry, and a beverage station. Upstairs, two additional bedrooms share a full bath.The fully finished walk-up basement adds exceptional functionality with a billiards area,bar for entertaining, TV/media space, games room, and three additional bedrooms-perfect for extended family or guests.A rare opportunity to own a home that combines craftsmanship, luxury, and resort-style outdoor living all minutes to the amenities and conveniences of the South End of Guelph and quick access for commuters.Impressive. More details
    Listed by Royal LePage Royal City Realty
  • 36 Mountwood Avenue in Hamilton: 124 - Durand South Single Family Residence for sale (12 - Hamilton West) : MLS®# 40787225

    36 Mountwood Avenue 124 - Durand South Hamilton L8N 2G9
    Main Photo: 36 Mountwood Avenue in Hamilton: 124 - Durand South Single Family Residence for sale (12 - Hamilton West)  : MLS®# 40787225
    $850,000
    Residential
    Status:
    Active
    MLS® Num:
    40787225
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,586 sq. ft.
    Grand & Detached near James St South & nestled between Durand & Corktown! 36 Mountwood Avenue is a stately & architecturally unique 5-bedroom home located on a quiet tree-lined street offering over 3,000 square feet of finished living space across 4 levels This impressive residence sits on a large lot with a private drive, detached garage and is surrounded by prestigious homes (many of which are owned by doctors working at the nearby hospital). Originally built by an architect for his own use, they spent over 30 years showcasing the rare masonry, original solid oak front door, leaded and stained glass windows and gorgeous fire places. Your clients will love the natural light that pours in. Outdoor living is truly exceptional here with 2 rear decks tucked into the tree canopy. Tons of space for gardening, landscaping or perhaps even a garden suite or a potential addition. Basement is unfinished with 8ft ceiling height. Located minutes from St. Josephs Healthcare, Juravinski Hospital, and McMaster Children's Hospital, this home is ideal for medical professionals. The street itself has recently undergone a full infrastructure update, with all new services installed and the road freshly paved. A short stroll to James St S, Durand Coffee and Wine Bar, Hamilton GO, & Augusta St restaurants + bars. The apartment building to the rear of the property is currently updating its units further enhancing the value and appeal of this already sought-after location. Although all buyers are advised to check with the municipality for more details, this house is Zoned R1 under Hamilton's Zoning By-law 05-200 (By-law 24-051), which likely permits a wide range of residential uses including single detached, duplex, triplex, fourplex, townhouses, residential care facility, or even a retirement home. This is a rare opportunity to own a grand, character-filled five-bedroom home with a huge yard, private parking, and unmatched potential in one of Hamilton's most prestigious enclaves. More details
    Listed by Coldwell Banker Community Professionals
  • 56 Kinrade Avenue in Hamilton: 200 - Gibson/Stipley Single Family Residence for sale (20 - Hamilton Centre) : MLS®# 40787234

    56 Kinrade Avenue 200 - Gibson/Stipley Hamilton L8L 6L6
    Main Photo: 56 Kinrade Avenue in Hamilton: 200 - Gibson/Stipley Single Family Residence for sale (20 - Hamilton Centre)  : MLS®# 40787234
    $539,900
    Residential
    Status:
    Active
    MLS® Num:
    40787234
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,306 sq. ft.
    Welcome to this charming all-brick 2½ storey century home, perfectly situated close to all amenities, schools, and transit. Step inside to a spacious living and dining area ideal for both family gatherings and entertaining. Featuring a modern kitchen with white cabinets and quartz countertops. Upstairs offers three generous bedrooms and a full bath, while the walk-up attic provides additional flexible space for a home office, studio, or playroom. The walk-up basement includes a rough-in for a future bathroom. Recent updates include a newer furnace, windows, kitchen, and laminate flooring throughout. This home has been exceptionally well maintained and is move-in ready. Backyard parking for two vehicles with convenient alleyway access completes the package. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 3 94 E Woodlawn Road in Guelph: 10 - Victoria North Row/Townhouse for sale (City of Guelph) : MLS®# 40785648

    3 94 E Woodlawn Road 10 - Victoria North Guelph N1E 1B7
    Main Photo: 3 94 E Woodlawn Road in Guelph: 10 - Victoria North Row/Townhouse for sale (City of Guelph)  : MLS®# 40785648
    $899,900
    Residential
    Status:
    Active
    MLS® Num:
    40785648
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,442 sq. ft.
    Rarely offered 4-bdrm executive split-level townhome backing onto greenspace in coveted River Ridge enclave-mature community where homes are so loved they seldom hit the market! Steps from Guelph Country Club & Royal Rec Trail, some of Guelph’s most scenic walking & biking trails, this renovated home blends privacy of nature W/convenience of urban living. With over 4 finished levels this home offers flexible space for growing families, work-from-home professionals, downsizers or those looking for multigenerational potential. Kitchen W/custom cabinetry W/glass display uppers, B/I wine rack, large pantry, S/S appliances, quartz counters & backsplash, pendant lighting & island W/bar seating. DR W/hardwood & bay window. 2-storey LR is bathed in natural light from expansive windows. Versatile main floor bdrm offers flexibility for guests or remote work. Upstairs primary bdrm offers bay window & renovated ensuite W/quartz vanity, makeup/prep counter & W/I shower. Another large bdrm & updated 4pc bath round out 2nd level. On lower level (above grade) enjoy FR W/fireplace & oversized windows–ideal for relaxing, entertaining or converting to your dream studio, gym or creative space. Finished bsmt adds 4th bdrm, bonus room/den, 3pc bath & storage room. Private front courtyard offers perfect spot for morning coffee or winding down while the 10 X 16 deck provides add'l outdoor space for relaxing & entertaining. Rare 2-car garage W/interior access & lots of visitor parking. Major exterior updates: windows, doors, roof & updated deck within last 5yrs. Freshly painted in last 5yrs & California shutters & blinds throughout. Newer appliances: 2023 LG fridge, 2020 Maytag DW, 2022 LG washer/dryer, Maytag dbl oven & new HWT & softener. Condo corp takes care of everything: roof, windows, doors, deck, patios & exterior maint. River Ridge residents enjoy heated outdoor pool, tennis & pickleball courts! River Ridge is not just a place to live, it’s a community people stay in for decades. More details
    Listed by RE/MAX REAL ESTATE CENTRE INC., BROKERAGE
  • 1406 Ontario Street in Burlington: 311 - Maple Single Family Residence for sale (31 - Burlington) : MLS®# 40786896

    1406 Ontario Street 311 - Maple Burlington L7S 1G4
    Main Photo: 1406 Ontario Street in Burlington: 311 - Maple Single Family Residence for sale (31 - Burlington)  : MLS®# 40786896
    $1,799,000
    Residential
    Status:
    Active
    MLS® Num:
    40786896
    Bedrooms:
    3
    Bathrooms:
    4
    Floor Area:
    2,050 sq. ft.
    Downtown Burlington, 2 storey brick home, Built in 1884. Main floor living room with wood burning fireplace, kitchen, separate dining room, powder room, second floor has 3 beds, 4 pc ensuite and 4 pc bath. Minutes to Lakeshore Rd., downtown and the Lake. The property is zoned DRL. More details
    Listed by Kronas Real Estate
  • 206 2055 Walkers Line in Burlington: 351 - Millcroft Row/Townhouse for sale (35 - Burlington) : MLS®# 40787129

    206 2055 Walkers Line 351 - Millcroft Burlington L7M 4B5
    OPEN HOUSE: Nov 15, 2025
    02:00 PM - 04:00 PM EST
    Open House on Saturday, November 15, 2025 2:00PM - 4:00PM
    Main Photo: 206 2055 Walkers Line in Burlington: 351 - Millcroft Row/Townhouse for sale (35 - Burlington)  : MLS®# 40787129
    $619,000
    Residential
    Status:
    Active
    MLS® Num:
    40787129
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,270 sq. ft.
    Welcome to 2055 Walkers Line #206. This is the perfect turnkey townhome! 2024 upgrades include a new kitchen with quartz countertops, a stone gas fireplace, and a fresh coat of paint. This home offers ample natural light and a grand, covered balcony that you can walk out to from the living room. The upper level features a spacious primary bedroom, an additional bedroom with a Juliette balcony, a 4-pc bath and a storage space. There is storage in the basement and garage. Attached single garage & driveway plus plenty of visitor parking. Maintenance fees include: Building Insurance, Parking, Snow Removal/Salting, Landscaping and all exterior maintenance. It is within walking distance to top-rated schools, shops, restaurants, parks, walking trails, transit, and Tansley Woods Community Centre. Highways and GO Transit are just a few minutes drive away. Centrally located to enjoy all that Burlington has to offer! More details
    Listed by RE/MAX REALTY ENTERPRISES INC
37-48/100
Data was last updated November 11, 2025 at 07:50 AM (UTC)
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