How It Works

First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.

The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.

Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.

The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.

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  • 12 Sumner Crescent in Grimsby: Grimsby Beach (540) Single Family Residence for sale : MLS®# 40859349

    12 Sumner Crescent Grimsby Beach (540) Grimsby L3M 5E2
    Main Photo: 12 Sumner Crescent in Grimsby: Grimsby Beach (540) Single Family Residence for sale : MLS®# 40859349
    $899,900
    Residential
    Status:
    Active
    MLS® Num:
    40859349
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    3,630 sq. ft.
    You can live by the lake with all the convenience of home—it is the best of both worlds! Welcome to 12 Sumner Crescent, a detached home tucked away on a crescent just steps from Lake Ontario. Offering over 2,300 sq. ft. of above-grade living space, plus a fully finished basement, this home delivers the ideal blend of comfort, space and lifestyle in one of Grimsby’s lakeside neighbourhoods. A spacious kitchen features a large island and breakfast bar overlooking the family room, complete with a gas fireplace and walkout to a bonus sunroom overlooking your landscaped yard. An open-concept living and dining area provides plenty of room for entertaining, while main-floor laundry, garage access and a powder room add everyday ease. Upstairs, three generously sized bedrooms include a spacious primary retreat with walk-in closet and 5-piece ensuite. The two additional bedrooms share a 4-piece bath. The finished lower level adds flexible space for a recreation room, home office, gym or family hangout, with new flooring added in 2026. Updates include interior painting (2026), heat pump (2023), gas washer and dryer (2020), and roof shingles (2019). Enjoy lakefront living with easy access to waterfront parks, scenic trails, the GO Station, marina, beach, schools, everyday amenities, and convenient QEW access. A wonderful opportunity to enjoy the Grimsby lifestyle. More details
    Listed by RE/MAX Escarpment Golfi Realty Inc.
  • 145 Adis Avenue in Hamilton: 163 - Gurnett Single Family Residence for sale (16 - Hamilton Mountain) : MLS®# 40860708

    145 Adis Avenue 163 - Gurnett Hamilton L9C 6T9
    Main Photo: 145 Adis Avenue in Hamilton: 163 - Gurnett Single Family Residence for sale (16 - Hamilton Mountain)  : MLS®# 40860708
    $699,900
    Residential
    Status:
    Active
    MLS® Num:
    40860708
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    2,422 sq. ft.
    Rarely does a home displaying this level of pride of ownership come to market. Offered for the first time by its original owners, this beautifully preserved backsplit has been meticulously cared for since it was built in 1980 and is situated in one of Hamilton's most desirable established neighborhoods. Featuring 3 bedrooms, 2 bathrooms and solid wood flooring, the home is remarkably clean, spacious and exceptionally well kept. From the moment you step inside, the quality of ownership is immediately apparent - a home that has been thoughtfully cared for over decades and preserved in a way that is increasingly difficult to find. The lower level adds tremendous versatility, complete with its own kitchen and a separate walkout entrance, creating an excellent opportunity for extended family, an in-law suite, multi-generational living or potential secondary rental use. Surrounded by well-kept homes and conveniently located near schools, parks, shopping, steps from transit and everyday amenities, this property brings together the qualities buyers continue to search for: solid construction, an outstanding location, a highly functional layout and remarkable pride of ownership. An exceptional opportunity to become only the second owner of one of Hamilton's premier residential communities. More details
    Listed by RE/MAX Garden City Realty Inc.
  • 310 57 Mericourt Road in Hamilton: 113 - Ainslie Wood Condo/Apt Unit for sale (11 - Hamilton West) : MLS®# 40860627

    310 57 Mericourt Road 113 - Ainslie Wood Hamilton L8S 2N5
    Main Photo: 310 57 Mericourt Road in Hamilton: 113 - Ainslie Wood Condo/Apt Unit for sale (11 - Hamilton West)  : MLS®# 40860627
    $254,900
    Residential
    Status:
    Active
    MLS® Num:
    40860627
    Bedrooms:
    1
    Bathrooms:
    1
    Floor Area:
    540 sq. ft.
    Welcome to this beautifully updated one-bedroom condo with low condo fees offering exceptional value in a charming, well-maintained building. Ideally located just minutes from downtown Dundas and historic Old Ancasterm with walking-distance access to McMaster University, McMaster Children's Hospital, Fortinos Plaza, Public Transit, Restaurants, Cafes and everyday amenities. Nature lovers will appreciate being close to Dundas Valley Conservation Area, Tiffany Falls, and extensive hiking and cycling trails. Tastefully renovated in 2021 with durable large windows in the living room and bedroom. An affordable opportunity for a first-time buyer, young professional, university student, downsizer or investor. More details
    Listed by Royal LePage State Realty Inc.
  • 13 Turbinia Court in Grimsby: Grimsby East (542) Row/Townhouse for sale : MLS®# 40860729

    13 Turbinia Court Grimsby East (542) Grimsby L3M 0H8
    Main Photo: 13 Turbinia Court in Grimsby: Grimsby East (542) Row/Townhouse for sale : MLS®# 40860729
    $795,000
    Residential
    Status:
    Active
    MLS® Num:
    40860729
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,223 sq. ft.
    Enjoy the ease of bungalow living, the bonus of an end unit and more space than you might expect - 13 Turbinia Crescent brings it all together! Tucked into an attractive enclave of newer townhomes, this 2019-built bungalow offers approximately 1,220 square feet on the main floor plus a finished lower level. A paved drive and single attached garage complement the covered front porch, where you can sit outside and also step inside to 9 foot ceilings and engineered hardwood that create a bright, comfortable feel. Just off the tiled foyer is direct garage access, a front bedroom that's perfectly suited as a home office, main-floor laundry and a convenient 2 piece bath. The heart of the home opens up beautifully with a spacious kitchen, dining and living area. The kitchen features light-toned cabinetry extending to the ceiling, quartz counters, an island with breakfast bar, pantry with slide-outs, tile backsplash, under-cabinet lighting and stainless appliances including an induction range. Relax by the gas fireplace or step through the sliding patio doors onto the raised deck overlooking the east-facing backyard - a wonderful spot for sunny mornings. Being an end unit means extra windows, and the spacious primary bedroom makes the most of them, complete with a walk-in closet and private ensuite featuring a double vanity and glass-and-tile shower. Downstairs adds even more flexibility with a finished rec room, generous sized guest bedroom with adjacent 4 piece bath. With an impressive amount of storage space, 200-amp service and a Lifebreath air exchanger, there's plenty to appreciate behind the scenes too. For only $220 per month, your grass cutting, snow removal and the water for the automatic lawn sprinkler system are all taken care of for you. If you're ready to simplify without sacrificing space, this pretty bungalow may be just the perfect place to make life a little easier and more relaxing for you! More details
    Listed by RE/MAX Hendriks Team Realty
  • 13 976 Shadeland Avenue in Burlington: 303 - Aldershot South Single Family Residence for sale (30 - Burlington) : MLS®# 40860663

    13 976 Shadeland Avenue 303 - Aldershot South Burlington L7T 2M5
    Main Photo: 13 976 Shadeland Avenue in Burlington: 303 - Aldershot South Single Family Residence for sale (30 - Burlington)  : MLS®# 40860663
    $1,450,000
    Residential
    Status:
    Active
    MLS® Num:
    40860663
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,839 sq. ft.
    Beautifully maintained bungalow on a quiet, private street in Aldershot, blending refined finishes, spacious living & a secluded backyard retreat in one of Burlington's most desirable neighbourhoods. Built in 2009, this 4 bedroom, 3 bathroom home with a double car garage features 1,545 sq. ft. of thoughtfully designed living space, beginning with a spacious foyer that opens to an expansive open concept living room, dining area & kitchen. Soaring 9 ft ceilings, hardwood floors, crown moulding, California shutters, built in speakers, a custom wall unit & an electric fireplace create an airy, inviting space that feels larger than its footprint. The oversized primary retreat includes a walk-in closet & spa inspired ensuite with heated floors & double sinks, while the second main floor bathroom includes a laundry rough-in for added flexibility. Double doors open to a private, tree lined backyard where beautiful gardens, professionally landscaped grounds, landscape lighting, a pergola, multiple seating areas & an interlock patio create a peaceful outdoor retreat. Complete with a sprinkler system & gas lines for a BBQ & fire pit, it's an inviting extension of the home's living space throughout the seasons. The finished lower level adds incredible flexibility with engineered hardwood flooring, an expansive recreation room featuring a gas fireplace with its own thermostat, surround sound speakers, plus 2 bedrooms, a full bathroom & a spacious laundry room. A sink rough in creates the potential for a future kitchen, making this an ideal space for multi generational living, an in-law suite or extended guest accommodations. Furnace & A/C replaced in 2022. Enjoy an easy lifestyle just minutes from LaSalle Park, Lake Ontario, Burlington Golf & Country Club, Aldershot GO, waterfront trails, cafés, shopping & convenient highway access. A home that combines comfort, quality & an address you'll appreciate for years to come. More details
    Listed by Royal LePage Burloak Real Estate Services
  • 50 541 Winston Road in Grimsby: Grimsby Beach (540) Row/Townhouse for sale : MLS®# 40860587

    50 541 Winston Road Grimsby Beach (540) Grimsby L3M 0C5
    Main Photo: 50 541 Winston Road in Grimsby: Grimsby Beach (540) Row/Townhouse for sale : MLS®# 40860587
    $565,000
    Residential
    Status:
    Active
    MLS® Num:
    40860587
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,180 sq. ft.
    Welcome to Grimsby by the Lake! This Branthaven-built townhome offers a bright, well designed layout in a location that makes for easy living. The second floor features an open-concept kitchen, living and dining area with large windows, plenty of natural light, hardwood floors, and a walkout balcony. Perfect for entertaining or to simply enjoy day-to-day living. Upstairs are two generously sized bedrooms, a 3-piece bathroom and convenient laundry. The main floor provides direct garage access along with additional storage space. Ideally located within walking distance to Lake Ontario, Grimsby by the Lake’s shops, restaurants and amenities, with easy access to the QEW. A well-maintained home in a sought-after lakeside community, offering a comfortable and low-maintenance lifestyle. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 84 Meadowbank Drive in Hamilton: 163 - Gurnett Single Family Residence for sale (16 - Hamilton Mountain) : MLS®# 40860648

    84 Meadowbank Drive 163 - Gurnett Hamilton L9B 2Y1
    Main Photo: 84 Meadowbank Drive in Hamilton: 163 - Gurnett Single Family Residence for sale (16 - Hamilton Mountain)  : MLS®# 40860648
    $1,200,000
    Residential
    Status:
    Active
    MLS® Num:
    40860648
    Bedrooms:
    5
    Bathrooms:
    3
    Floor Area:
    3,795 sq. ft.
    Welcome to 84 Meadowbank Drive, a beautifully maintained 5-bedroom, 2.5-bathroom home offering approximately 3,795 sqft. of comfortable living space in a quiet, family-friendly neighbourhood. Ideally positioned on a premium lot backing onto a ravine and Falkirk West forest, this home offers a wonderful blend of space, privacy and natural beauty. The main level features separate living, dining and family rooms, creating plenty of space for everyday living and entertaining. The inviting family room showcases a gas fireplace, while the spacious, beautifully appointed kitchen is designed to impress with an island, breakfast area, ample cabinetry, and sliding door walk-out overlooking the peaceful forest backdrop. Step outside to your private backyard oasis, where an interlock patio, retractable awning, and beautiful gardens create the perfect setting for summer gatherings, outdoor dining or simply enjoying the tranquil surroundings. Upstairs, the spacious primary bedroom is a true retreat, complete with his-and-her closets and a gorgeous updated 4-piece ensuite featuring a free-standing soaker tub and walk-in shower. The second upstairs bathroom was also beautifully renovated and offers a spacious 5-piece layout with double sinks, making busy mornings easier for the whole family. Both bathrooms were renovated in 2020. Four additional bedrooms provide excellent flexibility for a growing family, guests or a home office. The finished basement adds valuable living space with a generous recreation room and separate storage room, plus a convenient bathroom rough-in ready for future finishing. New blinds, including some rooms featuring electrical blinds, were installed in 2023. With a park close by, a peaceful street, easy access to highways and nearby shopping, this home truly delivers the lifestyle families are looking for. A wonderful opportunity to enjoy space, style and nature in one exceptional setting. More details
    Listed by Royal LePage Burloak Real Estate Services
  • 1262 Upper Gage Avenue in Hamilton: 187 - Randall/Eleanor Single Family Residence for sale (18 - Hamilton Mountain) : MLS®# 40849773

    1262 Upper Gage Avenue 187 - Randall/Eleanor Hamilton L8W 1E4
    Main Photo: 1262 Upper Gage Avenue in Hamilton: 187 - Randall/Eleanor Single Family Residence for sale (18 - Hamilton Mountain)  : MLS®# 40849773
    $599,900
    Residential
    Status:
    Active
    MLS® Num:
    40849773
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,275 sq. ft.
    Welcome to this well-maintained raised bungalow offering the perfect combination of space, flexibility, and everyday convenience on Hamilton Mountain. With 3+1 bedrooms, 2 full bathrooms, and a thoughtfully designed layout, this home is ideal for growing families, multi-generational living, or buyers seeking additional space to suit their lifestyle. The bright main level features a spacious living and dining area that flows effortlessly into the updated kitchen, complete with granite countertops, stainless steel appliances, and a centre island that's perfect for meal preparation or casual gatherings. Three comfortable bedrooms and a full bathroom complete the main floor. The fully finished lower level expands the living space with a generous recreation room, an additional bedroom, a second full bathroom, and a walk-up entrance. Offering excellent income potential or flexibility for multi-generational living, this level is well suited for an in-law suite or private space for extended family. Step outside to enjoy the deep, fully fenced backyard, where a deck, two covered gazebos, and plenty of green space create an inviting setting for summer entertaining, family barbecues, or simply relaxing outdoors. Parking for up to seven vehicles, including the attached garage, adds exceptional convenience for families and guests alike. Ideally situated just moments from highway access, public transit, schools, shopping, and everyday amenities, this home offers a fantastic opportunity to enjoy comfortable living in a well-connected Hamilton Mountain neighbourhood. More details
    Listed by Royal LePage Burloak Real Estate Services
  • 401 5250 Lakeshore Road in Burlington: 332 - Elizabeth Gardens Condo/Apt Unit for sale (33 - Burlington) : MLS®# 40860449

    401 5250 Lakeshore Road 332 - Elizabeth Gardens Burlington L7L 5L2
    Main Photo: 401 5250 Lakeshore Road in Burlington: 332 - Elizabeth Gardens Condo/Apt Unit for sale (33 - Burlington)  : MLS®# 40860449
    $579,900
    Residential
    Status:
    Active
    MLS® Num:
    40860449
    Bedrooms:
    1
    Bathrooms:
    2
    Floor Area:
    1,185 sq. ft.
    Admiral’s Walk, Welcome! Step into this bright and spacious west-facing 1-bedroom plus den suite, offering an exceptional layout with generously proportioned principal rooms and plenty of natural light. The well-appointed eat-in kitchen offers ample room for everyday meals, while the separate dining room provides the perfect setting for hosting family and friends. The expansive living room features patio doors that open onto a private balcony, where you can relax and enjoy afternoon sunshine and beautiful evening sunsets. A versatile den, located just one step down from the main living area, offers endless possibilities as a home office, cozy reading retreat, TV lounge, or occasional guest space. The spacious primary bedroom is a comfortable private retreat, complete with a 4-piece ensuite, dedicated makeup vanity, and large closets providing excellent storage. Thoughtful touches throughout the suite include a convenient 2-piece powder room, double front hall closet, and two additional storage closets. One closet is even plumbed for a ventless washer and dryer, offering the opportunity to add in-suite laundry. Residents of Admiral’s Walk enjoy an impressive array of amenities, including an outdoor pool, exercise room with sauna, games room, party room, library, workshop, car wash bay, visitor parking, and laundry facilities. Ideally situated in sought-after South Burlington, this suite includes one parking space and a locker and is conveniently close to waterfront trails, public transit, shopping, schools, and the community centre. A wonderful opportunity to enjoy spacious, comfortable living in a desirable waterfront community. More details
    Listed by RE/MAX Aboutowne Realty Corp.
  • 1078 Dalewood Avenue in Burlington: 302 - Aldershot Central Single Family Residence for sale (30 - Burlington) : MLS®# 40859805

    1078 Dalewood Avenue 302 - Aldershot Central Burlington L7T 2K9
    Main Photo: 1078 Dalewood Avenue in Burlington: 302 - Aldershot Central Single Family Residence for sale (30 - Burlington)  : MLS®# 40859805
    $849,900
    Residential
    Status:
    Active
    MLS® Num:
    40859805
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,671 sq. ft.
    Welcome home. Beautiful home tucked away in the desirable family-friendly Aldershot community, set on a spectacular lot with a private, mature tree-lined backyard. This inviting home offers a thoughtfully renovated chef-inspired kitchen featuring a gas stove, stainless appliances, quartz counters, entertainer-sized island with ample seating, wide plank hardwood flooring, potlights and tasteful updates throughout creating a warm and modern atmosphere. The main level offers 3 comfortable bedrooms, recently renovated 4pc bath, a separate walk-out leading to the spacious backyard. The finished lower level provides exceptional additional living space with an oversized recreation room, a convenient powder room that can be easily converted to include a shower and unfinished storage space. With its generous lot, private backyard, stylish renovations and flexible finished lower level, this Aldershot home offers the perfect blend of comfort, functionality and entertaining appeal. More details
    Listed by RE/MAX Escarpment Team Logue Realty Inc.
  • 28 Magdalena Street in Stoney Creek: 500 - Heritage Green Single Family Residence for sale (50 - Stoney Creek) : MLS®# 40860737

    28 Magdalena Street 500 - Heritage Green Stoney Creek L8J 0M3
    Main Photo: 28 Magdalena Street in Stoney Creek: 500 - Heritage Green Single Family Residence for sale (50 - Stoney Creek)  : MLS®# 40860737
    $979,000
    Residential
    Status:
    Active
    MLS® Num:
    40860737
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,456 sq. ft.
    Sun-Filled Gorgeous Detached Home featuring 4 Bedrooms 3 Washrooms in sought after Hamilton neighbourhood. Bright Functional Layout, Modern Kitchen with huge Island, Upgraded Light Fixtures Spacious living Areas, Generous bedrooms, and a peaceful backyard setting with Pond and Fantastic Greenery views. Short Walk to Lake Ontario, 5 Mins drive to Go-Station, conveniently located near schools, parks, shopping, transit, and major routes. This home offers comfort, lifestyle, and everyday convenience in one desirable package. More details
    Listed by CENTURY 21 GREEN REALTY INC
  • 26 Niagara Street in Hamilton: 210 - North Sherman Single Family Residence for sale (21 - Hamilton Centre) : MLS®# 40860599

    26 Niagara Street 210 - North Sherman Hamilton L8L 6A2
    Main Photo: 26 Niagara Street in Hamilton: 210 - North Sherman Single Family Residence for sale (21 - Hamilton Centre)  : MLS®# 40860599
    $373,000
    Residential
    Status:
    Active
    MLS® Num:
    40860599
    Bedrooms:
    3
    Bathrooms:
    1
    Floor Area:
    1,020 sq. ft.
    Charming 2-storey Victorian in Hamilton's North End, walking distance to downtown and minutes to the industrial core. This 3-bedroom, 1-bath home blends original character with move-in-ready updates throughout. The main level offers a bright living space plus a versatile rec/living room, ideal for a home office, gym, or media room, along with an updated kitchen featuring stainless steel appliances, granite-look counters, and backsplash opening onto a laminate-floored dining area. Upstairs, three comfortable bedrooms share an updated 4-piece bath. Shared parking and a fenced backyard complete the package. Minutes to the QEW, Red Hill Parkway, and Hamilton's major employers, this is a smart opportunity for first-time buyers, investors, or anyone who wants to be close to work without sacrificing character. Don't miss this one. More details
    Listed by RE/MAX Escarpment Golfi Realty Inc.
37-48/100
Data was last updated September 7, 2026 at 09:50 PM (UTC)
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