How It Works
First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.
The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.
Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.
The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.
Find Your Dream Home
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15 1255 Upper Gage Avenue in Hamilton: 262 - Quinndale Row/Townhouse for sale (26 - Hamilton Mountain) : MLS®# 40810069
15 1255 Upper Gage Avenue 262 - Quinndale Hamilton L8W 3C7 OPEN HOUSE: Mar 08, 202602:00 PM - 04:00 PM ESTOpen House on Sunday, March 8, 2026 2:00PM - 4:00PM$534,900Residential- Status:
- Active
- MLS® Num:
- 40810069
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,420 sq. ft.132 m2
Welcome to your dream home! This beautifully updated three-storey townhome is located right in the heart of the vibrant Hamilton Mountain area, perfect for young families looking to settle down. With 1,420 square feet of stylish and functional living space, this home is all about comfort and convenience. As you walk in, you’ll notice the fresh paint and shiny new floors that create a bright and welcoming atmosphere. The modern light fixtures (installed in 2025) and pot lights add a fun touch throughout, giving it a chic, contemporary vibe. The main level features a cozy living area that’s ideal for gatherings with family and friends, plus a convenient powder room for guests. And don’t miss the walkout to your spacious fenced yard - perfect for summer barbecues, kids playing, or just relaxing with a good book! The second floor is designed for the family on the go, with an open-concept eat-in kitchen that any home chef would love! It features sleek cabinetry, brand new quartz countertops, modern appliances, and plenty of counter space for whipping up delicious meals together. Head upstairs to find bright, spacious bedrooms that are perfect for kids or guests. The master bedroom even has a customized walk-in closet – how awesome is that? You’ll be in a family-friendly neighbourhood, close to schools, parks, and all the amenities you need. Plus, commuting is a breeze with easy access to the Lincoln Alexander Parkway and public transit options. Get ready to make wonderful memories in your new home! More detailsListed by RE/MAX Escarpment Frank Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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256 Stanley Avenue in Hamilton: 121 - Kirkendall Single Family Residence for sale (12 - Hamilton West) : MLS®# 40810169
256 Stanley Avenue 121 - Kirkendall Hamilton L8P 2L6 OPEN HOUSE: Mar 08, 202602:00 PM - 04:00 PM ESTOpen House on Sunday, March 8, 2026 2:00PM - 4:00PM$649,900Residential- Status:
- Active
- MLS® Num:
- 40810169
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 928 sq. ft.86 m2
Welcome to this beautiful home in a highly sought-after community, just steps from a school, park, and everyday amenities. Sun-filled and welcoming from the moment you enter, the home features rich hardwood floors throughout the main living areas and timeless architectural details that add charm and character. The living room, dining room, and family room provide flexible, functional spaces ideal for everyday living and entertaining. The fully finished basement adds versatility with an additional bedroom, full bathroom, and a cozy family room with a gas fireplace-perfect as an in-law suite, guest retreat, teen hangout, or extended living space offering comfort and privacy. A four-season solarium provides a bright year-round retreat for morning coffee, reading, or additional entertaining, seamlessly connecting indoor and outdoor living. Step outside to your private yard-an ideal setting for relaxing, gardening, or hosting summer gatherings with family and friends. More detailsListed by RE/MAX Escarpment Golfi Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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122 Pike Creek Drive in Cayuga: 620 - Cayuga Single Family Residence for sale : MLS®# 40810190
122 Pike Creek Drive 620 - Cayuga Cayuga N0A 1E0 $950,000Residential- Status:
- Active
- MLS® Num:
- 40810190
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,743 sq. ft.162 m2
Welcome to High Valley Estates, where nature meets modern living in the heart of Cayuga. This stunning custom-built bungalow offers 3 spacious bedrooms and 2 full baths, including a luxurious primary en-suite designed for comfort and style. Situated on an oversized lot, this home provides ample yard space and greater distance from neighbouring properties ensuring privacy and tranquility. The subdivision backs onto Pike Creek, offering direct access to the conservation area for peaceful nature walks while remaining shielded from the towns hustle and bustle. Outdoor enthusiasts will love the proximity to the Grand River, perfect for kayaking, fishing, and riverside relaxation. Plus, Lake Eries beautiful beaches are just a short 20-minute drive away. Families will appreciate the convenience of nearby elementary and high schools, and commuters will benefit from the easy 30-minute drive to Hamilton. This home is built with a 9-foot ceiling basement, offering in-law suite potential with space for up to two additional bedrooms, making it ideal for multi-generational living or rental income opportunities. Don't miss your chance to own a slice of serenity in High Valley Estates where nature, comfort, and convenience come together. More detailsListed by Keller Williams Complete Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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124 Pike Creek Drive in Cayuga: 620 - Cayuga Single Family Residence for sale : MLS®# 40810191
124 Pike Creek Drive 620 - Cayuga Cayuga N0A 1E0 $950,000Residential- Status:
- Active
- MLS® Num:
- 40810191
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,743 sq. ft.162 m2
Welcome to High Valley Estates, where nature meets modern living in the heart of Cayuga. This stunning custom-built bungalow offers 3 spacious bedrooms and 2 full baths, including a luxurious primary en-suite designed for comfort and style. Situated on an oversized lot, this home provides ample yard space and greater distance from neighbouring properties ensuring privacy and tranquility. The subdivision backs onto Pike Creek, offering direct access to the conservation area for peaceful nature walks while remaining shielded from the towns hustle and bustle. Outdoor enthusiasts will love the proximity to the Grand River, perfect for kayaking, fishing, and riverside relaxation. Plus, Lake Eries beautiful beaches are just a short 20-minute drive away. Families will appreciate the convenience of nearby elementary and high schools, and commuters will benefit from the easy 30-minute drive to Hamilton. This home is built with a 9-foot ceiling basement, offering in-law suite potential with space for up to two additional bedrooms, making it ideal for multi-generational living or rental income opportunities. Don't miss your chance to own a slice of serenity in High Valley Estates where nature, comfort, and convenience come together. More detailsListed by Keller Williams Complete Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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31 54 Nisbet Boulevard in Waterdown: 460 - Waterdown West Row/Townhouse for sale (46 - Waterdown) : MLS®# 40810184
31 54 Nisbet Boulevard 460 - Waterdown West Waterdown L8B 0Y3 $890,000Residential- Status:
- Active
- MLS® Num:
- 40810184
- Bedrooms:
- 3
- Bathrooms:
- 4
- Floor Area:
- 2,200 sq. ft.204 m2
URBAN ELEGANCE MEETS MODERN COMFORT! Welcome to this fabulous freehold townhome nestled in a highly desirable area of Waterdown. This rare end unit boasts three spacious bedrooms and a double car garage allowing for four vehicle parking a true luxury in today's market! With an impressive 2,200 square feet of finished living space, this home offers room to breathe and grow. The gourmet kitchen features an extended island with a convenient breakfast bar, premium stainless steel appliances, and abundant cabinet space for all your culinary needs. Upstairs, you'll discover three generously sized bedrooms, including a stunning primary bedroom complete with a three-piece ensuite and a walk-in closet expertly fitted with organizers. Step outside to enjoy morning coffee or evening relaxation on your private balcony, complete with a gas line for barbecuing enthusiasts. Second-floor laundry with a utility sink adds everyday convenience. The professionally finished lower level provides additional entertaining space perfect for family movie nights or hosting friends. A 3 pc bathroom, and ample storage complete the level. Recently refreshed with fresh paint throughout, this immaculate home is move-in ready. The child-friendly neighbourhood offers peace of mind for families, while proximity to Waterdown District High School (just 381 meters away) and Memorial Park makes this location ideal. Enjoy the convenience of walking to shops, restaurants, and recreational areas. Commuters will appreciate easy highway access and just a 10-minute drive to Aldershot GO Station. Your urban oasis awaits! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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809 1940 Ironstone Drive in Burlington: 355 - Corporate Condo/Apt Unit for sale (35 - Burlington) : MLS®# 40810174
809 1940 Ironstone Drive 355 - Corporate Burlington L7L 0E4 $659,900Residential- Status:
- Active
- MLS® Num:
- 40810174
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 918 sq. ft.85 m2
Welcome to Unit 809 at the prestigious Ironstone Condominiums, located at 1940 Ironstone Drive in desirable Uptown Burlington. This bright and spacious corner suite features 918 square feet of living space, including 2 bedrooms plus a versatile den and 2 full bathrooms, thoughtfully upgraded with stylish finishes throughout. The modern kitchen showcases white cabinetry, white quartz countertops, a double under-mount sink, and a mosaic tile backsplash. The adjacent den has been cleverly converted into an extended pantry and beverage station complete with beverage fridge and wine cooler—perfect for entertaining and everyday convenience. Neutral grey vinyl flooring and upgraded lighting fixtures flow seamlessly throughout the suite. Floor-to-ceiling windows fill the living spaces with natural light and lead to a large private balcony accessible from both the living room and second bedroom. A separate dining area provides a comfortable space for hosting and family meals. The primary bedroom features double closets with stylish barn-style doors and a 4-piece ensuite bathroom. Additional conveniences include a stacked washer and dryer, upgraded fixtures and finishes, one underground parking space, and a storage locker. Residents enjoy an impressive selection of building amenities including a fully equipped fitness centre, yoga room, games room, media room, library, party room, rooftop terrace with community BBQs, concierge service, contemporary lobby with fireplace and seating area, mail room, and covered visitor parking. Ideally situated close to a wide variety of restaurants, cafés, shopping, and everyday services, with easy access to major highways, parks, walking trails, schools, a community recreation centre, and public transit. A fantastic opportunity to enjoy modern condo living in one of Burlington’s most convenient neighbourhoods. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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1279 Nottingham Avenue in Burlington: 342 - Mountainside Row/Townhouse for sale (34 - Burlington) : MLS®# 40805585
1279 Nottingham Avenue 342 - Mountainside Burlington L7P 2R5 OPEN HOUSE: Mar 08, 202602:00 PM - 04:00 PM ESTOpen House on Sunday, March 8, 2026 2:00PM - 4:00PM$760,000Residential- Status:
- Active
- MLS® Num:
- 40805585
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,070 sq. ft.99 m2
Welcome home. This beautifully maintained freehold townhouse in a family-friendly area invites you to experience a sense of flow. Notice the fresh paint and new luxury vinyl plank flooring as you move from the spacious foyer into the light-filled living and dining areas—perfect for entertaining. Discover the ease of the extended kitchen, offering ample prep and cupboard space for your daily life. Upstairs, feel the comfort of plush new carpeting and spacious landing. The primary bedroom features double closets and natural light, while the fully renovated washroom showcases premium finishes and a large vanity. With two more spacious bedrooms, there’s room to grow. The basement offers extra living space with a 3-piece rough-in, ready for your finishing touches. Step outside to a lovely deck overlooking a deep, 150-ft treed lot. The fenced backyard provides exceptional privacy for children and pets. Complete with direct access to the garden through the attached garage and providing a total of 3 parking spaces. You’re ideally located near schools, parks, shopping, and QEW. With too many updates to list here (Updates list provided upon request) this is a rare opportunity to secure a move-in ready home in a location that feels exactly right. More detailsListed by Royal LePage State Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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PH4 112 King Street E in Hamilton: 140 - Beasley Condo/Apt Unit for sale (14 - Hamilton Centre) : MLS®# 40809117
PH4 112 King Street E 140 - Beasley Hamilton L8N 1A8 $929,900Residential- Status:
- Active
- MLS® Num:
- 40809117
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,210 sq. ft.112 m2
Welcome to penthouse living in the heart of downtown Hamilton. Bright and spacious with 18-foot ceilings and floor to ceiling windows that flood the space with natural light and showcase spectacular city views. The open concept main living area leads to a private balcony where you can take in the skyline and the energy of the city below. The unique loft style bedroom overlooks the living space and features its own ensuite. Located in a safe secure building residents also enjoy a well-equipped fitness centre and media party room. Underground parking and a private locker right next door to the unit provide added convenience. Step outside and you are in the centre of it all. Walking distance to shopping restaurants cafes and the vibrant culture of James Street North. Close to public transit and the GO Station for easy commuting. Stylish urban penthouse living in one of Hamiltons most dynamic neighbourhoods. More detailsListed by Royal LePage State Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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241 Montreal Circle in Stoney Creek: 510 - Community Beach/Fifty Point Single Family Residence for sale (51 - Stoney Creek) : MLS®# 40806772
241 Montreal Circle 510 - Community Beach/Fifty Point Stoney Creek L8E 0C6 OPEN HOUSE: Mar 08, 202602:00 PM - 04:00 PM ESTOpen House on Sunday, March 8, 2026 2:00PM - 4:00PM$899,900Residential- Status:
- Active
- MLS® Num:
- 40806772
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,827 sq. ft.170 m2
Welcome to 241 Montreal Circle, ideally located in one of Stoney Creek’s most sought-after family-friendly neighbourhoods with quick and convenient highway access — perfect for commuters heading to Hamilton, Niagara, or the GTA. This beautifully maintained 3-bedroom, 2.5-bathroom detached home offers a spacious and thoughtfully designed layout ideal for modern family living. The main floor features a bright and inviting living and dining room space. Just beyond, the home opens into a generous step-up great room, creating a warm and welcoming atmosphere for entertaining or relaxing. From here, step out onto the private balcony, adding an appealing indoor-outdoor living element. The stunning eat-in kitchen serves as the heart of the home and is designed to impress. It boasts ample cabinetry, a pantry wall for exceptional storage, pot lighting, a gas stove with range hood, and a striking full large-format backsplash that adds both style and sophistication. The oversized island with double sink and beautiful stone countertops ideal for meal prep, casual dining, and entertaining. From the kitchen, step out onto an oversized deck offering plenty of privacy. Inside entry from the heated double car garage (complete with gas heater) complete the main level, offering both practicality and comfort year-round. Upstairs, enjoy the convenience of bedroom-level laundry and three generously sized bedrooms. The primary suite is a true retreat, featuring a walk-in closet and a luxurious 5-piece ensuite bathroom. A well-appointed 4-piece main bathroom with updated vanity services the additional bedrooms. The lower level offers a large unfinished basement with incredible extended ceiling height — a standout feature that provides exceptional potential for future finishing. Whether you envision a home theatre, gym, recreation room, or additional living space. With its spacious main floor living areas, designer kitchen finishes, heated double garage, and impressive basement potential. More detailsListed by RE/MAX Escarpment Golfi Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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1404 Lynx Gardens in Oakville: 1010 - JM Joshua Meadows Single Family Residence for sale (1 - Oakville) : MLS®# 40810249
1404 Lynx Gardens 1010 - JM Joshua Meadows Oakville L6H 3W8 OPEN HOUSE: Mar 08, 202602:00 PM - 04:00 PM ESTOpen House on Sunday, March 8, 2026 2:00PM - 4:00PM$1,599,000Residential- Status:
- Active
- MLS® Num:
- 40810249
- Bedrooms:
- 4
- Bathrooms:
- 4
- Floor Area:
- 2,548 sq. ft.237 m2
Welcome to an elegant French Chateau-inspired residence designed for modern living. This brand-new, 4-bedroom home features timeless stone and stucco curb appeal, 10 ft smooth ceilings, wide-plank wood flooring, and a bright, thoughtfully planned layout that flows beautifully through the main level.The chef-inspired kitchen offers granite countertops, a centre island, stainless steel appliances, and generous cabinetry. The adjoining family room, complete with a contemporary fireplace and expansive windows, brings warmth and natural light into the heart of the home.Upstairs, the home features two primary suites plus convenient second-floor laundry and spacious additional bedrooms. With its blend of high-end finishes, functional layout, and natural light, this home is ideal for families, multigenerational living, or buyers seeking turnkey luxury in a rapidly growing pocket of Oakville.Located steps from top-rated schools, parks, restaurants, shopping, and commuter routes, this property marries luxury with everyday convenience.If you have a buyer looking in Rural Oakville and would like early access, details, or a private preview, feel free to reach out anytime. More detailsListed by Royal LePage Burloak Real Estate Services- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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7 Vidal Court in Grimsby: Grimsby East (542) Single Family Residence for sale : MLS®# 40810267
7 Vidal Court Grimsby East (542) Grimsby L3M 5R8 $849,777Residential- Status:
- Active
- MLS® Num:
- 40810267
- Bedrooms:
- 4
- Bathrooms:
- 4
- Floor Area:
- 2,633 sq. ft.245 m2
Welcome to this beautiful two-storey home perfectly situated on a quiet court — an ideal setting for families seeking comfort, space, and privacy. This well-maintained home offers 3 spacious bedrooms on the upper level, 2 full bathrooms, and 2 convenient half bathrooms, providing plenty of room for the whole family. The main floor features a bright and functional layout designed for everyday living and entertaining, while the finished basement adds valuable extra space complete with an additional bedroom, perfect for guests, a home office, or extended family. Upstairs, you'll find brand new windows, bringing in plenty of natural light while adding efficiency and modern appeal to the home. Nestled in a peaceful court location with minimal traffic, this property offers a safe and quiet setting for families, all while being close to schools, parks, shopping, and everyday amenities. With its thoughtful layout, finished lower level, and recent updates, this home is move-in ready and waiting for its next owners to enjoy. A fantastic opportunity to own a spacious family home in a quiet, sought-after location. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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15 Grovetree Trail in Glanbrook: 530 - Rural Glanbrook Row/Townhouse for sale (53 - Glanbrook) : MLS®# 40810091
15 Grovetree Trail 530 - Rural Glanbrook Glanbrook L9B 0B8 OPEN HOUSE: Mar 08, 202602:00 PM - 04:00 PM ESTOpen House on Sunday, March 8, 2026 2:00PM - 4:00PM Please join me to view this newly listed bungalow in Garth Trails a much sought after adult lifestyle community. There are two bedrooms two bathrooms a main floor laundry room and good sized open concept kitchen living and dining room. Lovely hardwood floors gas fireplace 9 foot ceilings pot lights and patio door to a large wood deck. Maple cabinets backsplash tiles undercabinet lighting and island with breakfast bar in the kitchen. Unfinished basement and attached garage.Steps to the clubhouse.$674,900Residential- Status:
- Active
- MLS® Num:
- 40810091
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,200 sq. ft.111 m2
WELCOME TO GARTH TRAILS.... WHERE THE LIVING IS EASY! Enjoy low-maintenance living in this friendly, active, award-winning, adult-lifestyle community. This clean, move-in ready bungalow has been lovingly maintained by the original owner of 15 years. Gleaming hardwood floors, cozy gas fireplace and patio doors to the large wood deck are featured. There are two good sized bedrooms; the primary bedroom with double closets and luxury four piece ensuite bathroom, and the second bedroom with closet and convenient three piece bathroom nearby. The main floor laundry room has inside entry from the attached garage, and appliances included. Gather around the large kitchen island with breakfast bar, where you'll find maple cabinets, good counterspace, backsplash tiles, undercabinet lighting, and included appliances. The spacious, open concept living/dining room has pot lights, lovely hardwood floors, gas fireplace and patio doors to the large deck at rear. The basement is a blank canvas waiting for your personal finishing. Here, you'll find rough-in plumbing for a future bathroom, and lots of storage space available. You're just steps to the spectacular residents' clubhouse, where you'll enjoy the many great amenities and activities this vibrant community has to offer. There is indoor pool, sauna, whirlpool, a gym, library, games and craft rooms and the grand ballroom, host to many community events and dances. Outside, you'll find tennis/pickle ball court, shuffleboard and bocce courts, and more. Grab your camera and take a stroll through the parkland to enjoy the wildlife around the pond. Garth Trails! An address you'll be proud to call home! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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In the years that I have spent in the industry, homebuyers have always asked me, “What do I need to do to buy a house?” I have composed a step-by-step guide that organizes the buying process to make buying a house simple and fun!
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