How It Works
First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.
The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.
Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.
The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.
Find Your Dream Home
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2289 Owlridge Drive in Oakville: 1022 - WT West Oak Trails Single Family Residence for sale (1 - Oakville) : MLS®# 40808688
2289 Owlridge Drive 1022 - WT West Oak Trails Oakville L6M 3S9 $1,599,999Residential- Status:
- Active
- MLS® Num:
- 40808688
- Bedrooms:
- 5
- Bathrooms:
- 4
- Floor Area:
- 2,703 sq. ft.251 m2
No stone has been left unturned in this impeccably renovated, energy-efficient home offering 5 bedrooms and 4 bathrooms with Nordic-inspired design. A fully redesigned kitchen anchors the main floor, complete with a reverse osmosis water filtration system, new ceilings, contemporary lighting, and a stylish see-through feature wall that subtly separates the living spaces while maintaining the open-concept design. Overlooking the backyard, the family room showcases a beautiful custom wall unit with an electric fireplace. Additional highlights include a fully renovated powder room and white oak hardwood flooring throughout. Upstairs, the refinished staircase leads to 4 spacious bedrooms and 2 bathrooms, enhanced with new interior doors, custom closets, and an upper-level laundry room. The primary bedroom features a private balcony along with an ensuite bathroom. Additional living space can be found in the fully finished basement, offering a bedroom, exercise room, and storage area complete with brand new carpeting. Major mechanical and energy upgrades include new energy-efficient windows, a 4000W solar panel system, EV charging plug, tankless water heater (2019), high-efficiency furnace (2019), and central air conditioner (2019) for low-maintenance living. Step outside to a private backyard oasis featuring a solarium greenhouse for year-round gardening and a gazebo. Additional notable upgrades include an updated garage door (2021), professionally finished garage floor and front step with epoxy coating (2019), spray foam insulation in the garage ceiling (2021), and an additional insulation layer added to the attic (2019). Located in the heart of West Oak Trails, just steps to Lion’s Valley Park, top-rated schools, and everyday amenities, this beautifully updated home is move-in ready and awaiting you to call it home! More detailsListed by Royal LePage Burloak Real Estate Services- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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322 Caroline Street S in Hamilton: 124 - Durand South Single Family Residence for sale (12 - Hamilton West) : MLS®# 40810114
322 Caroline Street S 124 - Durand South Hamilton L8P 3M1 OPEN HOUSE: Mar 08, 202602:00 PM - 04:00 PM ESTOpen House on Sunday, March 8, 2026 2:00PM - 4:00PM$1,299,000Residential- Status:
- Active
- MLS® Num:
- 40810114
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 2,554 sq. ft.237 m2
Welcome home to this sought-after Durand neighbourhood family residence, an upscale property dating back to 1870. You’ll be captivated immediately upon entering the magnificent main floor featuring soaring ceilings and beautiful pine flooring. The expansive living and dining rooms provide the perfect space to gather with family and friends and feature a custom bar area ideal for entertaining. Entertain with ease and sophistication in the chef’s kitchen, complete with a large working island with seating and abundant cabinetry, all open to the sunken family room with fireplace and walkout to the private backyard. Upstairs, the oversized primary bedroom offers a private 3-piece ensuite, along with three additional bedrooms, a 5-piece family bath, and convenient laundry completing the level. Step outside to your fully reimagined backyard oasis, perfect for alfresco dining under the cabana or cheering on your favourite sports teams. The fully fenced yard also features low-maintenance artificial turf for effortless enjoyment. This unbeatable location places you just steps to the trendy shops and restaurants of Locke Street and James Street South, nearby hospitals, and is walkable to excellent schools and parks—ideal for young families. More detailsListed by RE/MAX Escarpment Team Logue Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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11 2065 Sixth Line in Oakville: 1015 - RO River Oaks Row/Townhouse for sale (1 - Oakville) : MLS®# 40810110
11 2065 Sixth Line 1015 - RO River Oaks Oakville L6H 5R8 $889,000Residential- Status:
- Active
- MLS® Num:
- 40810110
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,435 sq. ft.133 m2
Lovely end-unit townhome in the highly desirable, family-friendly River Oaks community, backing onto ravine for added privacy and peaceful views! This well-maintained home offers a bright and spacious layout with 3 bedrooms, plus a finished basement, perfect for families or those needing extra living space. The main level features an upgraded kitchen with bright, new kitchen cabinetry and ample workspace, crown moulding, pot lights, and a cozy gas fireplace. Renovated bathrooms add modern appeal throughout. The primary bedroom retreat boasts a cathedral ceiling and an oversized soaker tub for ultimate relaxation. Freshly painted throughout and includes a brand new washer and dryer. Enjoy parking for two vehicles and low-maintenance living in a prime location. Just a short walk to Oakville Place Mall, top-rated schools, parks, trails, and public transit, with easy access to major highways and everyday amenities. A fantastic opportunity to own a move-in-ready home in one of Oakville’s most sought-after neighbourhoods! More detailsListed by Royal LePage Burloak Real Estate Services- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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293 Saint Andrews Drive in Hamilton: 282 - Vincent Single Family Residence for sale (28 - Hamilton East) : MLS®# 40810296
293 Saint Andrews Drive 282 - Vincent Hamilton L8K 5K2 $729,900Residential- Status:
- Active
- MLS® Num:
- 40810296
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,222 sq. ft.114 m2
Welcome to 293 Saint Andrews Drive, a charming and well-maintained 3-bedroom, 2-bathroom bungalow nestled in a desirable Hamilton neighbourhood. This inviting home offers a light and bright interior with a warm, welcoming feel from the moment you step inside. The carpet-free layout provides both style and practicality, making it easy to maintain while enhancing the clean, modern aesthetic throughout the home. The main level features spacious living areas filled with natural light, creating a comfortable setting for everyday living and entertaining. The well-kept kitchen and dining space flow nicely into the living area, making it ideal for family gatherings or quiet evenings at home. Three generous bedrooms and a full bathroom complete the main floor, offering a functional layout for families, downsizers, or first-time buyers. The finished basement adds exceptional additional living space and truly feels like an extension of the main level thanks to its large windows that allow plenty of natural light to pour in. Whether used as a recreation room, home office, gym, or guest space, this bright lower level offers incredible versatility. A second bathroom and ample storage further enhance the home's functionality. With a recently replaced furnace and evident pride of ownership throughout, this property offers peace of mind and move-in-ready comfort. Located close to parks, schools, shopping, and amenities, 293 Saint Andrews Drive is a wonderful opportunity to enjoy bungalow living in a convenient Hamilton location. More detailsListed by RE/MAX Niagara Realty Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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13 2797 Red Maple Avenue in Jordan Station: 980 - Lincoln-Jordan/Vineland Single Family Residence for sale (Lincoln) : MLS®# 40810075
13 2797 Red Maple Avenue 980 - Lincoln-Jordan/Vineland Jordan Station L0R 1S0 $999,990Residential- Status:
- Active
- MLS® Num:
- 40810075
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 2,469 sq. ft.229 m2
Experience effortless living at 2797 Red Maple Ave. This brand-new detached bungalow with double car garage offers 1,395 sq. ft. on the main floor with 2 spacious bedrooms and 2 full baths, finished in engineered hardwood and tile throughout. Soaring 9’ smooth ceilings, an elegant oak staircase, and quartz countertops in the kitchen and ensuite highlight the home’s elevated standard features. The fully finished lower level provides 900+ additional sq. ft., complete with a third bedroom, full bath, generous rec room, and abundant storage — ideal for entertaining or accommodating overnight guests. Personalize every detail by selecting your own finishes and create a home that reflects your style. Designed for carefree, turnkey living, lawn care and snow removal are included. Flexible closing available November/December 2026. More detailsListed by JJN REALTY BROKERAGE INC.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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1133 Duignan Crescent in Milton: 1032 - FO Ford Row/Townhouse for sale (2 - Milton) : MLS®# 40809778
1133 Duignan Crescent 1032 - FO Ford Milton L9E 1C3 $859,900Residential- Status:
- Active
- MLS® Num:
- 40809778
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 1,670 sq. ft.155 m2
Welcome to this end-unit, 3-storey townhouse located in Milton's desirable Ford neighbourhood. This well-designed home offers an open-concept layout with upgraded flooring throughout the main living areas, along with the added privacy of an end-unit setting and no sidewalk crossing the driveway, maximizing usable space. The ground level features a versatile bedroom, also well-suited for use as a den or home office, along with a 3-piece bathroom and convenient inside entry from the garage, offering excellent flexibility for everyday living. The second level showcases a bright great room and dining area, complemented by a modern kitchen with quartz countertops, breakfast bar, stainless steel appliances, backsplash, and garden door walkout to a large balcony. Upstairs, the primary bedroom retreat includes a private ensuite with glass shower, alongside two additional bedrooms and a 4-piece main bath. Ideally located within walking distance to schools and parks, and just minutes to shopping, amenities, public transit, and major highways, this move-in-ready home delivers comfort, style, and everyday convenience. More detailsListed by RE/MAX Aboutowne Realty Corp.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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389 Clarendon Drive in Ancaster: 422 - Ancaster Heights/Mohawk Meadows/Maywood Single Family Residence for sale (42 - Ancaster) : MLS®# 40810083
389 Clarendon Drive 422 - Ancaster Heights/Mohawk Meadows/Maywood Ancaster L9G 2Z1 $1,450,000Residential- Status:
- Active
- MLS® Num:
- 40810083
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 3,581 sq. ft.333 m2
Tucked away at end of a quiet street in Old Ancaster, this extensively renovated bungalow with a thoughtful addition blends rustic warmth with refined, high-end living. Surrounded by mature trees and set on a private, fenced lot, this home feels like a hidden retreat - peaceful, grounded, and crafted with intention. Inside, natural materials and exceptional craftsmanship take centre stage. Solid wood flooring flows throughout, complemented by custom solid wood cabinetry adding richness and texture. The heart of the home is a beautifully appointed kitchen featuring Wolf and Sub-Zero appliances – designed for both everyday living and entertaining. The main level offers three bedrooms, vaulted great room and a convenient mudroom. Downstairs, the ambiance shifts into something truly special. With the warmth of a Tulikivi soapstone wood-burning fireplace imported from Finland, the space feels like a cozy cabin in the woods. The lower level also adds two additional bedrooms (converted from a gym) and a full workshop provides incredible utility and can easily be converted back into a garage if desired – offering flexibility to suit your lifestyle. Step outside to your own private oasis. Low-maintenance IPE decking anchors the backyard while the swim spa invites year- round relaxation and fitness; all set against a backdrop of trees and total privacy. Put yourself within walking distance to restaurants and shops, the Ancaster tennis club, the rail trail & Bruce Trail, and much more! More detailsListed by Coldwell Banker Community Professionals- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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6 Brierwood Avenue in Grimsby: Grimsby West (541) Single Family Residence for sale : MLS®# 40810195
6 Brierwood Avenue Grimsby West (541) Grimsby L3M 1J6 $749,900Residential- Status:
- Active
- MLS® Num:
- 40810195
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,733 sq. ft.161 m2
LOCATION!! What a fantastic side-split located in a quiet, family-friendly neighbourhood in the heart of Grimsby! This bright and functional 4-bedroom, 2-bath home offers a spacious layout perfect for growing families. The main floor features a large living room filled with natural light from a beautiful bay window and a generous eat-in kitchen with walkout access to the backyard deck—ideal for everyday living and entertaining. Upstairs offers three comfortable bedrooms and a full bath, while the lower level features a fourth bedroom, 3-piece bathroom, and inside entry from the attached garage. The fully finished basement provides additional living space with a cozy wood-burning fireplace—perfect for a rec room, play area, or media room. Step outside to a private backyard surrounded by mature trees with stunning views of the Niagara Escarpment. Enjoy the large deck overlooking the above-ground Clear Blue pool system (2021) with new sand filter (2025)—perfect for summer gatherings. Additional updates include an owned boiler (2021) and roof (2012). The spacious driveway offers plenty of parking. Walking distance to schools, rec centre, outdoor rink, Bruce Trail access, amenities, the new hospital, and quick QEW access. More detailsListed by RE/MAX Escarpment Golfi Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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708 2511 Lakeshore Road W in Oakville: 1001 - BR Bronte Condo/Apt Unit for sale (1 - Oakville) : MLS®# 40810063
708 2511 Lakeshore Road W 1001 - BR Bronte Oakville L6L 6L9 $849,900Residential- Status:
- Active
- MLS® Num:
- 40810063
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,015 sq. ft.94 m2
Absolutely Stunning 1015 s/f, 'The Admiralty' Model overlooking with an unobstructed serene view of Bronte Yacht Club and Lake Ontario! Stylish 9ft ceilings greet you in the open concept Living/Dining room combination!! The living room features a beautiful bay window, plus a walk out to a private balcony with breathtaking view of Bronte yacht club and Lake Ontario!! The marble counter top kitchen boasts a spacious breakfast bar, perfect for informal get togethers and dining!! You will love the generous primary bedroom complete with a four piece ensuite, Walk in closet with closet organizers, and a walk out to the private balcony!! The second bedroom also overlooks the Bronte yacht club and Lake Ontario, plus a double mirrored closet!! Add to that the tandem parking spaces and locker!! This suite has been substantially upgraded with new vinyl flooring, New high baseboards, new vanities and toilets, new electric light fixtures, new blinds, new fridge, new kitchen cabinets and freshly painted!! Enjoy the landscaped grounds with a Gazebo, Waterfront patio, and waterfront trail! Outstanding property!! Outstanding grounds!! Outstanding lifestyle!! More detailsListed by RE/MAX REALTY SPECIALISTS INC CREDIT VALLEY ROAD- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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2250 Chancery Lane W in Oakville: 1006 - FD Ford Single Family Residence for sale (1 - Oakville) : MLS®# 40810304
2250 Chancery Lane W 1006 - FD Ford Oakville L6J 6A3 $8,500,000Residential- Status:
- Active
- MLS® Num:
- 40810304
- Bedrooms:
- 5
- Bathrooms:
- 7
- Floor Area:
- 9,177 sq. ft.853 m2
Designed to capture panoramic water views - Waterfront luxury awaits at 2250 Chancery Lane W. On exclusive SE Oakville enclave, this modern masterpiece offers 9,177 sf w/5 bdrms & 7 baths. Bright & airy w/ soaring 10ft ceilings on every level & vast windows. Chef's kitchen w/ modern cabinetry, quartz countertops & slab backsplash & top-of-the-line Gaggenau B/I appliances. All living & entertaining spaces are generously proportioned, offer lake vistas & lux finishes such as suspended slab fireplaces, designer lighting & integrated storage to maintain a sleek aesthetic. Multiple walkouts lead to natural stone terrace & infinity pool. MF office. Upstairs - Primary retreat, w/spa-like ensuite & Lake views. 3 add'l bdrms, each w/ensuite, & a laundry rm. Lower Level-Automated theatre, golf simulator, rec/games room w/wet bar; 5th bedroom, exercise room, wine wall, 2 full bathrooms, & walk-up to yard. 3-level elevator, heated tiled floors & full home automation. LUXURY CERTIFIED. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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982 Highland Road E in Stoney Creek: 052 - Stoney Creek Escarpment Single Family Residence for sale (52 - Stoney Creek) : MLS®# 40810323
982 Highland Road E 052 - Stoney Creek Escarpment Stoney Creek L8J 3G9 $999,900Residential- Status:
- Active
- MLS® Num:
- 40810323
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 2,468 sq. ft.229 m2
Welcome to breathtaking, beautiful home at 982 Highland Road E, Stoney Creek. A rare opportunity to own unique property in rural Stoney Creek by escaping city traffic, while staying just minutes from city conveniences. Renovated and updated large bungalow features 3 spacious bedrooms with hardwood flooring, open concept kitchen, dining room, living room, 5 pcs bathroom (heated floor) and sun room on main floor. Fully finished lower level features In-Law suite set up, with another large eat-in-kitchen, bedroom, full bathroom (heated floor), living room, laundry and plenty of storage space. Step outside to humongous family friendly back yard, with large covered sitting area between garage and home for enjoyment and entertainment of summer days/nights. Standout feature of this property is detached double car garage/workshop. This is dream come true for hobbyist, trades people, or anyone needing ample storage or parking spaces that can fit up to 14-15 cars. Endless possibilities are here. Property offers the ideal combination of function, comfort, and accessibility. Call today to make this versatile, family oriented property your own! 100x200 lot. RSA More detailsListed by RE/MAX Escarpment Realty Inc. and RE/MAX Real Estate Centre Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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172 Sherman Avenue S in Hamilton: 220 - St. Clair/Blakeley Single Family Residence for sale (22 - Hamilton Centre) : MLS®# 40810144
172 Sherman Avenue S 220 - St. Clair/Blakeley Hamilton L8M 2P9 $739,850Residential- Status:
- Active
- MLS® Num:
- 40810144
- Bedrooms:
- 5
- Bathrooms:
- 2
- Floor Area:
- 1,857 sq. ft.173 m2
Welcome to 172 Sherman Avenue South! This impressive 2.5-storey brick home is located in the highly desirable St. Clair neighbourhood, surrounded by beautiful character homes and just minutes to Gage Park, the Bernie Morelli Recreation Centre, schools, shopping, downtown access and major highways. Step inside to discover a spacious, thoughtfully updated interior featuring a large welcoming foyer, formal living room with decorative fireplace, formal dining room, and an open-concept eat-in kitchen perfect for everyday living and entertaining. A covered rear porch/mudroom adds convenient access to the backyard. The second level offers three generously sized bedrooms with ample closet space and a beautifully updated three-piece bath with an oversized walk-in shower. The third level provides incredible additional living space with two more bedrooms and another three-piece bath — ideal as a teenage retreat, children’s playroom, guest space, or dedicated home office. Outside, enjoy a shared side driveway leading to a detached garage and private rear yard. Notable updates include electrical and plumbing improvements, select window replacements, roof (stripped and re-shingled in 2021), soffits, eaves and downspouts (2021), new gas boiler (2023), owned hot water heater (2023), and new flooring throughout. With five bedrooms, multiple living areas, and extensive updates, this home offers exceptional space and flexibility for a growing family. Don’t miss your opportunity to own in one of Hamilton’s most sought-after neighbourhoods! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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