How It Works

First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.

The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.

Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.

The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.

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  • 70 Murray Street in Brantford: 2044 - Victoria/Arthur Single Family Residence for sale (2040 - Terrace Hill/E & N Wards) : MLS®# 40786584

    70 Murray Street 2044 - Victoria/Arthur Brantford N3S 5N9
    Main Photo: 70 Murray Street in Brantford: 2044 - Victoria/Arthur Single Family Residence for sale (2040 - Terrace Hill/E & N Wards)  : MLS®# 40786584
    $299,999
    Residential
    Status:
    Active
    MLS® Num:
    40786584
    Bedrooms:
    2
    Bathrooms:
    1
    Floor Area:
    949 sq. ft.
    Attention first-time home buyers, contractors, and investors! Don't miss this affordable opportunity in the heart of Brantford - a solid 949 sq. ft. home full of character and endless potential. This property has great bones, a smart layout, and is ready for your personal touch or a full transformation. Featuring 1 bedroom plus a den, 1 bathroom, and a spacious main floor, this home offers plenty of flexibility - ideal for downsizers, singles, or couples looking to enter the market and build equity through renovations. The den makes a perfect home office, nursery, or guest space, offering versatility for today's lifestyle. Whether you're a first-time buyer looking for an affordable way into home ownership, a contractor seeking your next value-add project, or an investor eyeing Brantford's strong rental demand, this property checks every box. More details
    Listed by Platinum Lion Realty Inc.
  • 163 N Leinster Avenue in Hamilton: 200 - Gibson/Stipley Single Family Residence for sale (20 - Hamilton Centre) : MLS®# 40785498

    163 N Leinster Avenue 200 - Gibson/Stipley Hamilton L8L 6Y1
    Main Photo: 163 N Leinster Avenue in Hamilton: 200 - Gibson/Stipley Single Family Residence for sale (20 - Hamilton Centre)  : MLS®# 40785498
    $550,000
    Residential
    Status:
    Active
    MLS® Num:
    40785498
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,002 sq. ft.
    Step into a beautifully updated two-storey brick home nestled in one of Hamilton's most sought-after neighbourhoods! The inviting covered front porch welcomes you into a space where classic charm meets modern convenience! Inside, updated laminate & ceramic flooring lead through a thoughtfully designed layout! The brand-new chef-style kitchen (2025), equipped with modern stainless-steel appliances, becomes the heart of the home: a place for culinary creations and cherished memories! From the kitchen step out onto a raised deck overlooking your private backyard, ideal for quiet evenings, a serene garden oasis, a play area for children or lively summer barbecues! A newly installed main floor bathroom (2025), conveniently located near the back door, adds practicality for guests & daily living! Upstairs three generously sized bedrooms provide restful retreats complemented by a recently updated 4-piece bathroom! Significant upgrades include a 6-year-old furnace & air conditioner, a sump pump installed 2023, Omni waterproofing with warranty, spray foam insulation & a basement with framing ready for drywall and rough-in bath, offering potential for additional living space! The expansive driveway accommodates up to three vehicles leading to a detached single-car garage, a rare find in Hamilton, providing ample storage & parking solutions! Situated near the new Tim Hortons Field, local parks & recreational facilities, this home is a short walk to trendy Ottawa Street shops, cafes, restaurants, schools & transit options! With convenient highway access, commuting is a breeze! This property isn't just a house; it's an opportunity to embrace a lifestyle where comfort meets convenience! Why settle for a condo when you can own a detached home that offers space, privacy & a vibrant neighbourhood? Don't miss out on making this exceptional home your own! Schedule a viewing today and take the first step toward your new beginning in Hamilton's vibrant heart! More details
    Listed by Royal LePage Burloak Real Estate Services
  • 307 385 Prince Of Wales Drive in Mississauga: 0210 - City Centre Condo/Apt Unit for sale (MS - Mississauga) : MLS®# 40786524

    307 385 Prince Of Wales Drive 0210 - City Centre Mississauga L5B 0C6
    Main Photo: 307 385 Prince Of Wales Drive in Mississauga: 0210 - City Centre Condo/Apt Unit for sale (MS - Mississauga)  : MLS®# 40786524
    $425,000
    Residential
    Status:
    Active
    MLS® Num:
    40786524
    Bedrooms:
    1
    Bathrooms:
    1
    Floor Area:
    625 sq. ft.
    Beautiful 1-Bedroom Condo in the Heart of Downtown Mississauga! Welcome to the sought-after Daniels Chicago Condominium, where style, convenience, and lifestyle come together. Perfectly located steps from Square One Mall, Whole Foods, Sheridan College, Celebration Square, Mississauga Transit, and GO Transit, with quick access to all major highways, this home offers everything at your doorstep. This landmark 36-storey tower, inspired by the Chicago School of Architecture, is part of Mississauga's first master-planned condo community, combining modern living with unmatched amenities. Inside, you'll find a thoughtfully designed 1-bedroom suite with a functional layout, ideal for professionals, students, or investors seeking a turn-key property in a prime location. The building boasts over 6,000 sq. ft. of outdoor terrace space, featuring an alfresco kitchen, dining areas, lounge spaces, cozy fireplace, water feature, weatherproof TVs, and sweeping panoramic city views. Additional first-class amenities include: Indoor swimming pool (8th floor) Fitness studio, hot tub & climbing wall, Chicago Lounge & theatre room, Virtual golf & children's playground, EV charging stations & BBQ area, Concierge, business facilities & secure underground parking with a 91 Walk Score and 82 Transit Score, you'll enjoy an urban lifestyle without compromise. Whether you're looking for a new place to call home or a smart investment, this property offers an exceptional opportunity in one of Mississauga's most vibrant communities. More details
    Listed by Royal LePage Meadowtowne Realty Inc., Brokerage
  • 2261 Leominster Drive in Burlington: 341 - Brant Hills Single Family Residence for sale (34 - Burlington) : MLS®# 40786567

    2261 Leominster Drive 341 - Brant Hills Burlington L7P 3W8
    Main Photo: 2261 Leominster Drive in Burlington: 341 - Brant Hills Single Family Residence for sale (34 - Burlington)  : MLS®# 40786567
    $849,900
    Residential
    Status:
    Active
    MLS® Num:
    40786567
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    1,742 sq. ft.
    NEW PRICE! Welcome to this wonderful detached family home, offering a comfortable layout, practical features, thoughtful modern updates with an IN-LAW SUITE! The main level includes an updated kitchen with plenty of cabinetry and counter space-great for everyday cooking or hosting guests. Upstairs, you'll find three spacious bedrooms, including a large primary suite with ensuite privileges, designed to support easy family living.The finished lower level is a standout, offering flexible space complete with a second full kitchen, a 3-piece bathroom, and a cozy electric fireplace framed by a striking stone feature wall. With a walkout to the private backyard, this level is ideal for extended family, in-laws, or guests.Outside, enjoy a rare triple-car driveway, a generous side yard, and a private patio perfect for outdoor dining and summer gatherings. The attached garage with inside entry adds everyday convenience.Set in a highly desirable, family-friendly neighbourhood, this home is just a short walk to Brant Hills Elementary School and close to parks, shopping, and community amenities. A great opportunity in an ideal location! More details
    Listed by Real Broker Ontario Ltd. and ReaL Broker Ontario Ltd., Brokerage
97-100/100
Data was last updated November 11, 2025 at 07:50 AM (UTC)
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