Your Home Buying Guide

As your personal guide and trustworthy agent, Elena will strive to give you the best of the best. In the years that she spent in the industry, homebuyers have always asked her “What do I need to do when I buy a house?”. So, she has composed a step-by-step guide that organizes the buying process to make buying a house simple and fun!

Step 1: Decide to Buy

Before you even go looking for a home, you have to understand your needs. Think about the type of place you’re looking for. Are you looking for a lot of bedrooms and washrooms for your family? Do you want a pool in the backyard? Do you want to live close to a school or a mall? These are just some of the things you have to consider before start looking for a new home.

You also have to familiarize yourself with different types of ownership as well to help narrow down the perfect home. Freehold is when it’s all yours, a condo is when you take care of the inside and pay your fees to an association, and co-op is similar to a condo but you rent a unit in the building and pay maintenance and repair fees.

Once you have narrowed down some qualities, its time to go looking for a home!

Step 2: Hire an Agent

There are thousands of real estate agents how do you chose one who’s right for you?

You have to pick carefully. They will be acting as your representative and you will need someone to look out for your best interests. You will need someone that you can trust and someone who understands what you want.

There are a few ways to look for your perfect Realtor, such as:

  • Jot down some names and numbers that you find on “For Sale” signs
  • Ask friends and family for a recommendation
  • Visit one of the local offices in your area

They have to be a trained professional who knows your area inside out. A great agent is someone who offers you quality services to help you accomplish your goal.

Step 3: Find your Home

There are many ways of finding your dream home! First, before you go shopping you have to make sure you are also financially ready. Make sure to have a budget when you go shopping. You can use our very handy affordability calculator.

One thing to keep in mind is your down payments. This is a percentage of the total cost of a home that you’ll need to pay. The more money you put down, the more you’ll save on monthly payments and cost of borrowing. Another important aspect is getting pre-approved for a mortgage. When the lender approves you for a mortgage, it gives you an idea of how much you can afford to buy your new house.

Keeping these things in mind, you are free to go window shopping! You can go searching for houses according to the different neighbourhoods surrounding you, check newspaper listings, websites, or even drop by any open houses that are being held in your area. Looking for houses can be really fun and exciting!

Step 4: Make an Offer Now

Now that you’ve found the house that you are set on, it’s time to make an offer. Not all offers are the same and here’s where your real estate agent comes in. They will help you with specific terms and conditions that will be specified in the offer like the price you want to pay, financing conditions, or other things like inclusions and exclusions.

Not only is it about the price of the house but you have to carefully look at the other details included in this sale. Appliances, chandeliers, or even minor renovations can also be part of the deal. Shorter or longer closing dates can also be specified in the offer.

If there is something in the offer that doesn’t satisfy the seller, counter offers or negotiations can also be presented to help get a price that you think is fair.

Step 5: Close the Sale

There will be closing costs associated with the sale that need to be paid either by or on the closing date. It can include mortgage application fees, inspections, and legal fees. But once that’s taken care of, you get your new house.

Congrats, welcome to your new home! You’re all ready to move in!

Find Your Dream Home

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  • 22 Waterwheel Crescent in Waterdown: 460 - Waterdown West Single Family Residence for sale (46 - Waterdown) : MLS®# 40827982

    22 Waterwheel Crescent 460 - Waterdown West Waterdown L9H 7B8
    OPEN HOUSE: May 10, 2026
    02:00 PM - 04:00 PM EDT
    Open House on Sunday, May 10, 2026 2:00PM - 4:00PM
    Main Photo: 22 Waterwheel Crescent in Waterdown: 460 - Waterdown West Single Family Residence for sale (46 - Waterdown)  : MLS®# 40827982
    $1,149,900
    Residential
    Status:
    Active
    MLS® Num:
    40827982
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,040 sq. ft.
    Welcome to your dream home in the heart of Waterdown! This stunning, well-maintained detached residence offers 4 spacious bedrooms and 4 bathrooms. The perfect blend of style, comfort, and functionality for today’s modern family. Thoughtfully designed for both everyday living and entertaining, this home showcases a warm and inviting atmosphere throughout. The main level features a seamless flow between the living and dining spaces, creating the ideal setting for family gatherings and hosting guests. Bright and spacious principal rooms provide both comfort and versatility for growing families. Upstairs, retreat to the generous primary suite complete with an updated ensuite bathroom, offering a private and relaxing escape at the end of the day. The fully finished basement expands your living space with an additional bathroom and a large family/recreation area — perfect for movie nights, a home gym, playroom, or multi-generational living. Step outside and enjoy the beautifully maintained front and rear yards, highlighted by a stunning deck ideal for summer entertaining or relaxing outdoors. Located in one of Waterdown’s most sought-after family-friendly neighbourhoods, this exceptional home is just minutes from top-rated schools, parks, shopping, restaurants, and the charming downtown core. Meticulously maintained and truly move-in ready, this is the one you’ve been waiting for! More details
    Listed by RE/MAX Real Estate Centre Inc.
  • 2202 Brookhaven Crescent in Oakville: 1019 - WM Westmount Single Family Residence for sale (1 - Oakville) : MLS®# 40828003

    2202 Brookhaven Crescent 1019 - WM Westmount Oakville L6M 5B8
    OPEN HOUSE: May 09, 2026
    02:00 PM - 04:00 PM EDT
    Open House on Saturday, May 9, 2026 2:00PM - 4:00PM
    OPEN HOUSE: May 10, 2026
    02:00 PM - 04:00 PM EDT
    Open House on Sunday, May 10, 2026 2:00PM - 4:00PM
    Main Photo: 2202 Brookhaven Crescent in Oakville: 1019 - WM Westmount Single Family Residence for sale (1 - Oakville)  : MLS®# 40828003
    $1,799,000
    Residential
    Status:
    Active
    MLS® Num:
    40828003
    Bedrooms:
    6
    Bathrooms:
    4
    Floor Area:
    4,022 sq. ft.
    Beautifully upgraded semi custom built Markay home offering over 4,000 sq ft of finished living space on one of Westmount's most sought-after family streets. This impressive 5+1 bedroom, 4 bathroom home blends timeless elegance with modern family living. Stunning curb appeal with brick and stone façade, manicured landscaping, and a private backyard oasis featuring a saltwater pool, stone patio, mature trees, landscape lighting, and built-in outdoor speakers. The main level features 9-foot ceilings, hardwood flooring, pot lights, California shutters, custom millwork, spacious principal rooms, formal dining room, private office, and an inviting living room with gas fireplace. The chef-inspired kitchen offers granite countertops, stainless steel appliances, extensive cabinetry, a large centre island with breakfast bar, and bright breakfast area overlooking the backyard. Upstairs offers five spacious bedrooms including a luxurious primary suite with walk-in closet and spa-like ensuite with soaker tub and glass shower. A large upper loft area provides valuable additional living space. There is also potential for a third bathroom on the second level with drawings available and permits already applied for. The newly finished basement adds exceptional flexibility with a large recreation area with fireplace, second kitchen, sixth bedroom, office/media room, full bathroom, and second laundry area - ideal for extended family or in-law potential. Additional updates include some newer windows, roof (2016), pool liner and pump (2021), refurbished pool filter, Bosch security system, and more. Conveniently located for easy access to major highways, public transit Bronte GO and Oakville Hospital. Walking distance to exceptional schools, parks, trails & recreation facilities. This is an exceptional opportunity to own a turn-key family home on one of Westmounts most coveted streets. More details
    Listed by RE/MAX Aboutowne Realty Corp.
  • 1403 Selkirk Avenue in Oakville: 1020 - WO West Single Family Residence for sale (1 - Oakville) : MLS®# 40825748

    1403 Selkirk Avenue 1020 - WO West Oakville L6L 2V5
    Main Photo: 1403 Selkirk Avenue in Oakville: 1020 - WO West Single Family Residence for sale (1 - Oakville)  : MLS®# 40825748
    $1,335,000
    Residential
    Status:
    Active
    MLS® Num:
    40825748
    Bedrooms:
    5
    Bathrooms:
    2
    Floor Area:
    1,937 sq. ft.
    Beautiful bungalow in the highly sought-after South West Oakville community situated on a premium oversized corner lot! This well-maintained home offers exceptional curb appeal with stamped concrete, interlock landscaping, and an oversized driveway with ample parking. Step inside to a bright open-concept main floor featuring spacious living and dining areas with large windows that fill the home with natural light. The updated kitchen is equipped with stainless steel appliances, ample cabinetry, and generous counter space, perfect for everyday living and entertaining. The dining area overlooks the private fenced backyard, ideal for outdoor gatherings and summer enjoyment. The main level also features 3 spacious bedrooms, a full bathroom, and convenient separate laundry. The finished lower level offers incredible additional living space with a second kitchen featuring stainless steel appliances, a cozy living area, 2 additional bedrooms with separate entrances, a full bathroom, separate laundry, and a sunroom/party room complete with a wet bar for entertaining. The private backyard provides a peaceful retreat with plenty of space for relaxing, gardening, or hosting family and friends. Conveniently located close to top-rated schools, parks, shopping, transit, the lake, and major highways, this is an outstanding opportunity to own in one of Oakville’s most desirable neighbourhoods. ****Some photos are virtually staged**** More details
    Listed by RE/MAX Aboutowne Realty Corp.
  • 817 1 Wellington Street in Brantford: 2043 - Downtown Core Condo/Apt Unit for sale (2040 - Terrace Hill/E & N Wards) : MLS®# 40824274

    817 1 Wellington Street 2043 - Downtown Core Brantford N3T 2L3
    Main Photo: 817 1 Wellington Street in Brantford: 2043 - Downtown Core Condo/Apt Unit for sale (2040 - Terrace Hill/E & N Wards)  : MLS®# 40824274
    $394,888
    Residential
    Status:
    Active
    MLS® Num:
    40824274
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    734 sq. ft.
    Experience elevated urban living in this top-floor, 2-bedroom, 2-bathroom condo at One Wellington, perfectly situated in the heart of Downtown Brantford, steps from the GO Transit station, Laurier University, and the Grand River. This is the 2nd largest unit in the building, featuring 9' ceilings, quartz countertops, premium finishes selected at build, newer appliances: fridge, stove, microwave and dishwasher, convenient in-suite laundry with stackable washer and dryer, and an oversized private storage room on the same floor exclusively for this unit. Enjoy zero upstairs neighbours, sweeping city views, and a prime underground parking spot accessible directly by elevator. Building amenities include a rooftop garden, fitness room, and party room. Move-in ready and nothing like it in the building. More details
    Listed by Century 21 Grand Realty Inc.
  • 90 Henderson Avenue in Brantford: 2034 - Queensway/Grove Single Family Residence for sale (2028 - Henderson/Holmedale) : MLS®# 40827557

    90 Henderson Avenue 2034 - Queensway/Grove Brantford N3R 4V9
    OPEN HOUSE: May 10, 2026
    02:00 PM - 04:00 PM EDT
    Open House on Sunday, May 10, 2026 2:00PM - 4:00PM
    Main Photo: 90 Henderson Avenue in Brantford: 2034 - Queensway/Grove Single Family Residence for sale (2028 - Henderson/Holmedale)  : MLS®# 40827557
    $798,000
    Residential
    Status:
    Active
    MLS® Num:
    40827557
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    2,338 sq. ft.
    This expansive 1,667-square-foot bungalow offers a rare scale of living within the highly sought after Henderson Survey. Maintained meticulously by the same owner for over 40 years, this home features essential mechanical updates including shingles, furnace, and air conditioning all completed within the last five years. Buyers seeking effortless main-floor living will appreciate the functional layout, which offers three spacious bedrooms and a dedicated office that could be converted to a fourth bedroom on the main level. The primary bedroom is a true standout, featuring a walk-in closet, private ensuite, and main-floor laundry for ultimate convenience. Living space is abundant throughout the large living, dining, and family rooms, plus a bright sunroom that leads to a private backyard retreat with a heated inground pool. The lower level adds incredible utility with a large recreation room, games area, and an expansive workshop with ample storage. Perfectly situated steps from James Hillier Public School, St. John’s College, and Regent Park. This location also offers easy walks to local favorites like Dairiee Delite. Commuters will benefit from quick access to Highway 403 and Highway 24, linking you to the broader region with ease. This substantial home offers space and quality in a premier, established neighborhood. More details
    Listed by Royal LePage Action Realty
  • 107 80 Port Street E in Mississauga: 0260 - Port Credit Condo/Apt Unit for sale (MS - Mississauga) : MLS®# 40827619

    107 80 Port Street E 0260 - Port Credit Mississauga L5G 4V6
    Main Photo: 107 80 Port Street E in Mississauga: 0260 - Port Credit Condo/Apt Unit for sale (MS - Mississauga)  : MLS®# 40827619
    $769,000
    Residential
    Status:
    Active
    MLS® Num:
    40827619
    Bedrooms:
    1
    Bathrooms:
    1
    Floor Area:
    903 sq. ft.
    Welcome to effortless main floor living in the heart of Port Credit. This beautifully designed 1 bedroom plus den suite offers 903 sq. ft. of stylish, open concept space and the rare luxury of a true walk out terrace, not a balcony. The walk out terrace is ideal for enjoying morning coffee, gardening, and summer BBQing while creating your own private outdoor retreat. The thoughtfully designed kitchen showcases sleek grey quartz countertops, ample prep space, and a seamless flow into the spacious living and dining area, ideal for entertaining or relaxing at home. The generous primary bedroom features a walk in closet with custom organizers, while the separate den provides versatile space for a home office, guest area, or cozy reading nook. A standout feature is the walk in laundry room, offering exceptional storage and functionality rarely found in condo living. Even the storage locker is conveniently located on the same ground level for easy access. Perfectly positioned just steps to the gym, lobby, and courtyard, this suite also offers added privacy with no neighbours on one side. Skip the elevator and step directly outside to enjoy the fresh lake air. Live just moments from the waterfront, marina, boutique shops, and vibrant restaurants that make Port Credit one of Mississauga's most desirable lakeside communities. More details
    Listed by ROYAL LEPAGE REAL ESTATE Associates
  • 113 Green Road in Hamilton: 516 - Cherry Heights Single Family Residence for sale (51 - Stoney Creek) : MLS®# 40827699

    113 Green Road 516 - Cherry Heights Hamilton L8G 3W9
    Main Photo: 113 Green Road in Hamilton: 516 - Cherry Heights Single Family Residence for sale (51 - Stoney Creek)  : MLS®# 40827699
    $975,000
    Residential
    Status:
    Active
    MLS® Num:
    40827699
    Bedrooms:
    6
    Bathrooms:
    3
    Floor Area:
    1,287 sq. ft.
    **TURNKEY LEGAL TRIPLEX OPPORTUNITY** in **STONEY CREEK/HAMILTON**. Fully renovated in the last 12 months with PERMITS. New Plumbing, Electric, and all finishes. Separate Hydro meter for each unit. Detached 2-storey property configured with **THREE INCOME-GENERATING UNITS**, Current GROSS RENT **$5,900/MONTH** . Main, upper, and lower units offer updated finishes, separate living spaces, and strong rental appeal. Excellent option for investors seeking **CASH FLOW** in a mature neighbourhood close to transit, shopping, schools, parks, and highway access. More details
    Listed by eXp Realty
  • 1141 Mohawk Road E in Hamilton: 253 - Huntington Single Family Residence for sale (25 - Hamilton Mountain) : MLS®# 40827826

    1141 Mohawk Road E 253 - Huntington Hamilton L8T 2S4
    Main Photo: 1141 Mohawk Road E in Hamilton: 253 - Huntington Single Family Residence for sale (25 - Hamilton Mountain)  : MLS®# 40827826
    $799,000
    Residential
    Status:
    Active
    MLS® Num:
    40827826
    Bedrooms:
    5
    Bathrooms:
    2
    Floor Area:
    2,088 sq. ft.
    *LEGAL DUPLEX* Full vacant possession by June 10th! Welcome to this upscale legal duplex in a premier East Hamilton Mountain neighbourhood steps to the Mountain Brow, offering exceptional versatility and refined finishes throughout. The main level features approximately 1,200 square feet of thoughtfully designed living space, complete with 3 spacious bedrooms and 1 bathroom, highlighted by designer-quality finishes and a modern aesthetic. The fully self contained LEGAL lower level offers an additional ~900 square feet, featuring a 2-bedroom, 1-bathroom layout, ideal for extended family or strong rental income potential. Situated on a generous 50 x 100 foot lot, the property includes separate hydro meters for each unit and a detached 1.5-car garage, presenting an excellent opportunity for a potential ADU (Accessory Dwelling Unit) or additional (as-is) rental income. Perfect for live-and-rent buyers or investors, with the potential to generate strong cash flow at approximately 80% loan-to-value, further enhanced by garage lease or future third-unit upside. A rare offering combining style, functionality, and long-term income potential in one of Hamilton Mountain’s most desirable pockets. $40,000 Hamilton ADU Grant Eligible! More details
    Listed by Revel Realty Inc.
  • 34 Oswego Park Road in Dunnville: 601 - Moulton Single Family Residence for sale : MLS®# 40826669

    34 Oswego Park Road 601 - Moulton Dunnville N1A 2W2
    OPEN HOUSE: May 09, 2026
    10:00 AM - 12:00 PM EDT
    Open House on Saturday, May 9, 2026 10:00AM - 12:00PM
    Main Photo: 34 Oswego Park Road in Dunnville: 601 - Moulton Single Family Residence for sale : MLS®# 40826669
    $649,900
    Residential
    Status:
    Active
    MLS® Num:
    40826669
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,100 sq. ft.
    Spacious raised ranch in a quiet North Dunnville setting, nestled in the desirable Owego Park community and backing directly onto the Welland River. This well-maintained home offers 2+1 bedrooms (originally a 3-bedroom layout) and 2 full bathrooms, providing flexible living space for families or downsizers alike. The bright main level features a generous living area and a functional kitchen with ample cabinetry. The lower level adds valuable living space with a large family room, an additional bedroom, and a full bath—ideal for guests or extended family. Enjoy peaceful backyard views with no rear neighbours, overlooking the river and open fields. A large concrete patio with a covered gazebo creates the perfect spot to relax and unwind. Conveniently located just a 25-minute drive to the QEW via Grimsby or Upper Stoney Creek. More details
    Listed by Royal LePage NRC Realty Inc.
  • 16 16 Hadati Road in Guelph: 11 - Grange Road Row/Townhouse for sale (City of Guelph) : MLS®# 40827539

    16 16 Hadati Road 11 - Grange Road Guelph N1E 6M2
    Main Photo: 16 16 Hadati Road in Guelph: 11 - Grange Road Row/Townhouse for sale (City of Guelph)  : MLS®# 40827539
    $565,000
    Residential
    Status:
    Active
    MLS® Num:
    40827539
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,627 sq. ft.
    Welcome to a home that checks every box - and then goes above and beyond. This beautifully updated townhouse offers the perfect blend of style, comfort, and functionality in a family-friendly community you’ll love coming home to. Step inside to a bright, open-concept main floor thoughtfully enhanced to create a more connected and inviting living space. The kitchen features a custom pass-through overlooking the living room - a standout renovation rarely found in this complex - allowing for seamless interaction and effortless entertaining. The open-concept staircase with custom railing further enhances sightlines, natural light, and overall flow throughout the home. Rich hardwood flooring adds warmth and continuity to the main level, complementing the stylish, updated kitchen designed for both everyday living and hosting. Upstairs, you’ll find three generously sized bedrooms, all filled with natural light and designed for comfort - featuring hardwood flooring throughout the entire upper level, thoughtfully upgraded by the current owners for a seamless, refined, carpet-free finish. The fully finished basement extends your living space even further, offering a versatile rec room ideal for movie nights, a home office, gym, or playroom - along with the added convenience of a full bathroom. Step outside to enjoy a low-maintenance backyard with mature trees, providing a peaceful outdoor setting for relaxing or entertaining. Complete with a garage and well-appointed bathrooms, and located in a well-maintained complex with a playground, this home offers low-maintenance living without compromising on space or lifestyle. This is the kind of home buyers wait for... updated, spacious, and part of a community that feels like home the moment you arrive. More details
    Listed by Real Broker Ontario Ltd. and Real Broker Ontario Ltd, Brokerage
  • 111 34 Norman Street in Brantford: 2012 - Fairview/Greenbrier Condo/Apt Unit for sale (2010 - Brierpark/Greenbrier) : MLS®# 40827488

    111 34 Norman Street 2012 - Fairview/Greenbrier Brantford N3R 2Y1
    Main Photo: 111 34 Norman Street in Brantford: 2012 - Fairview/Greenbrier Condo/Apt Unit for sale (2010 - Brierpark/Greenbrier)  : MLS®# 40827488
    $435,000
    Residential
    Status:
    Active
    MLS® Num:
    40827488
    Bedrooms:
    1
    Bathrooms:
    1
    Floor Area:
    737 sq. ft.
    Welcome to this stylish and well-appointed 1-bedroom suite in the heart of Brantford. Perfect for first-time buyers, downsizers, or investors, this bright and functional unit offers modern living with added convenience. The open-concept layout features a spacious bedroom, a well-designed kitchen, and a comfortable living area ideal for relaxing or entertaining. Enjoy the added value of 1 underground parking space and a private locker for extra storage. Residents of this sought-after building have access to a fantastic selection of amenities, including a fully equipped fitness room, quiet library, and a stunning rooftop patio—perfect for unwinding or hosting guests. The stylish Speak Easy lounge adds a unique and inviting space for social gatherings. Located close to shopping, dining, public transit, and everyday essentials, this unit offers both comfort and convenience in a growing community. A great opportunity to own in Brantford—don’t miss out! More details
    Listed by RE/MAX Real Estate Centre Inc.
  • 1212 460 Dundas Street in Waterdown: 461 - Waterdown East Condo/Apt Unit for sale (46 - Waterdown) : MLS®# 40827766

    1212 460 Dundas Street 461 - Waterdown East Waterdown L8B 2A5
    Main Photo: 1212 460 Dundas Street in Waterdown: 461 - Waterdown East Condo/Apt Unit for sale (46 - Waterdown)  : MLS®# 40827766
    $458,900
    Residential
    Status:
    Active
    MLS® Num:
    40827766
    Bedrooms:
    1
    Bathrooms:
    1
    Floor Area:
    638 sq. ft.
    Experience elevated living in this stunning penthouse retreat perched on the top floor, offering 638 square feet of thoughtfully designed space. This 1 bedroom plus den residence impresses with soaring 10-ft ceilings and an abundance of natural light streaming through floor-to-ceiling windows. Step out to your private balcony and take in sweeping southwest panoramic views over the east end of Waterdown-the perfect backdrop for morning coffee or evening sunsets. The suite is loaded with quality upgrades, including custom navy cabinetry, gleaming white quartz countertops with an extended breakfast bar, upscale stainless steel appliances, a timeless subway tile backsplash, and top-of-the-line vinyl flooring that blends durability with contemporary style. Residents enjoy exceptional building amenities, including a rooftop terrace with BBQ, stylish party room, fully equipped gym, and convenient bicycle storage locker. Geothermal heating/cooling ensures energy efficiency and low utility costs year-round. Complete with 1 underground parking space and 1 storage locker, this residence offers comfort, convenience, and sophistication. This is more than a home-it's a lifestyle at the top, where modern design, smart efficiency, and breathtaking views come together seamlessly. Note: Amenities include fully equipped gym, party room, rooftop terrace, and bike storage. More details
    Listed by Royal LePage Burloak Real Estate Services
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Data was last updated May 7, 2026 at 05:50 AM (UTC)
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Trusted Real Estate Services

As your personal guide and trustworthy agent, I strive to give you the best of the best.

View Trusted and Experienced Home Buyer Services

Home Buying

In the years that I have spent in the industry, homebuyers have always asked me, “What do I need to do to buy a house?” I have composed a step-by-step guide that organizes the buying process to make buying a house simple and fun!

View Trusted and Experienced Home Seller Services

Home Selling

Your satisfaction and happiness is something that is very important. I understand how hectic it is to sell a house and it can be difficult if it’s not handled properly. To help you through the entire process, I have put together five simple steps.