Your Home Buying Guide

As your personal guide and trustworthy agent, Elena will strive to give you the best of the best. In the years that she spent in the industry, homebuyers have always asked her “What do I need to do when I buy a house?”. So, she has composed a step-by-step guide that organizes the buying process to make buying a house simple and fun!

Step 1: Decide to Buy

Before you even go looking for a home, you have to understand your needs. Think about the type of place you’re looking for. Are you looking for a lot of bedrooms and washrooms for your family? Do you want a pool in the backyard? Do you want to live close to a school or a mall? These are just some of the things you have to consider before start looking for a new home.

You also have to familiarize yourself with different types of ownership as well to help narrow down the perfect home. Freehold is when it’s all yours, a condo is when you take care of the inside and pay your fees to an association, and co-op is similar to a condo but you rent a unit in the building and pay maintenance and repair fees.

Once you have narrowed down some qualities, its time to go looking for a home!

Step 2: Hire an Agent

There are thousands of real estate agents how do you chose one who’s right for you?

You have to pick carefully. They will be acting as your representative and you will need someone to look out for your best interests. You will need someone that you can trust and someone who understands what you want.

There are a few ways to look for your perfect Realtor, such as:

  • Jot down some names and numbers that you find on “For Sale” signs
  • Ask friends and family for a recommendation
  • Visit one of the local offices in your area

They have to be a trained professional who knows your area inside out. A great agent is someone who offers you quality services to help you accomplish your goal.

Step 3: Find your Home

There are many ways of finding your dream home! First, before you go shopping you have to make sure you are also financially ready. Make sure to have a budget when you go shopping. You can use our very handy affordability calculator.

One thing to keep in mind is your down payments. This is a percentage of the total cost of a home that you’ll need to pay. The more money you put down, the more you’ll save on monthly payments and cost of borrowing. Another important aspect is getting pre-approved for a mortgage. When the lender approves you for a mortgage, it gives you an idea of how much you can afford to buy your new house.

Keeping these things in mind, you are free to go window shopping! You can go searching for houses according to the different neighbourhoods surrounding you, check newspaper listings, websites, or even drop by any open houses that are being held in your area. Looking for houses can be really fun and exciting!

Step 4: Make an Offer Now

Now that you’ve found the house that you are set on, it’s time to make an offer. Not all offers are the same and here’s where your real estate agent comes in. They will help you with specific terms and conditions that will be specified in the offer like the price you want to pay, financing conditions, or other things like inclusions and exclusions.

Not only is it about the price of the house but you have to carefully look at the other details included in this sale. Appliances, chandeliers, or even minor renovations can also be part of the deal. Shorter or longer closing dates can also be specified in the offer.

If there is something in the offer that doesn’t satisfy the seller, counter offers or negotiations can also be presented to help get a price that you think is fair.

Step 5: Close the Sale

There will be closing costs associated with the sale that need to be paid either by or on the closing date. It can include mortgage application fees, inspections, and legal fees. But once that’s taken care of, you get your new house.

Congrats, welcome to your new home! You’re all ready to move in!

Find Your Dream Home

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  • 16 270 W Main Street in Grimsby: Grimsby West (541) Single Family Residence for sale : MLS®# 40759012

    16 270 W Main Street Grimsby West (541) Grimsby L3M 0B3
    Main Photo: 16 270 W Main Street in Grimsby: Grimsby West (541) Single Family Residence for sale : MLS®# 40759012
    $1,089,000
    Residential
    Status:
    Active
    MLS® Num:
    40759012
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    2,604 sq. ft.
    Just Listed in Grimsby, Ontario! Welcome to this beautifully maintained 4-bedroom family home nestled on a quiet, private street in the heart of Grimsby. Only 7 years old, this spacious property blends modern comfort and style, perfect for growing families. Step inside to find a bright and open layout with generous living spaces, which compliment a finished yet cozy backyard living space. The home features a large kitchen with ample storage, a cozy family room, and well-sized bedrooms to suit every family members needs. Located just minutes from schools, parks, shopping, restaurants, and highway access this home offers the perfect balance of convenience and functionality. Don't miss your chance to live in one of Grimsby's most desirable and family-friendly neighbourhoods! More details
    Listed by RE/MAX Niagara Realty Ltd.
  • 4303 Arejay Avenue in Beamsville: 982 - Beamsville Single Family Residence for sale (Lincoln) : MLS®# 40759005

    4303 Arejay Avenue 982 - Beamsville Beamsville L3J 0P8
    Main Photo: 4303 Arejay Avenue in Beamsville: 982 - Beamsville Single Family Residence for sale (Lincoln)  : MLS®# 40759005
    $999,999
    Residential
    Status:
    Active
    MLS® Num:
    40759005
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,262 sq. ft.
    Welcome to this stunning 3+1 bedroom, 3.5 bathroom two-storey home nestled in one of Beamsville’s most desirable family-friendly neighbourhoods. Impeccably maintained, this former model home radiates pride of ownership throughout. Step inside to find a spacious main floor featuring a stylish kitchen with upgraded finishes, featuring porcelain counters and open to a cozy family room—ideal for everyday living and entertaining. The luxury vinyl over hardwood adds warmth and durability, and a walk-out leads to a large private deck, perfect for summer gatherings. A convenient 2-piece bath and main floor laundry with inside access to the 2-car garage complete this level. Upstairs, enjoy newer carpeting throughout. The primary suite offers a walk-in closet and a private 3-piece ensuite. Two additional generously sized bedrooms share a bright 4-piece bath—an ideal layout for growing families. The fully finished walk-out basement extends your living space with a large recreation room, an additional bedroom, 3-piece bathroom, and a bonus room—perfect for a home office, playroom, or hobby space. Additional features include Central Vac, hydro and hookup for hot tub and Gas BBQ and professionally painted. Located just minutes from the QEW, local schools, parks, and the world-renowned Niagara Bench wine region, this home truly has it all—comfort, convenience, and community. More details
    Listed by Sandstone Realty Group
  • 13 1351 Ontario Street in Burlington: 311 - Maple Row/Townhouse for sale (31 - Burlington) : MLS®# 40758730

    13 1351 Ontario Street 311 - Maple Burlington L7S 1E9
    Main Photo: 13 1351 Ontario Street in Burlington: 311 - Maple Row/Townhouse for sale (31 - Burlington)  : MLS®# 40758730
    $999,000
    Residential
    Status:
    Active
    MLS® Num:
    40758730
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,257 sq. ft.
    Opportunity awaits in the heart of downtown Burlington! Well managed small quiet complex. This multi-storey, 3-bedroom, 1.5-bathroom townhome is being sold as-is as part of an estate sale. With a bit of TLC, this property can become your dream home, with great potential to modernize and make it your own. Dramatic 12 foot ceiling in Great Room with walk out to patio and wood burning fireplace. New furnace May 2025. Located just minutes from Lake Ontario, enjoy the vibrant downtown lifestyle with shops, restaurants, parks, schools and waterfront attractions right at your doorstep. More details
    Listed by Royal LePage Burloak Real Estate Services
  • 30 Main St. N Street in St. George: 2110 - St. George Single Family Residence for sale (2110 - NE Rural) : MLS®# 40759052

    30 Main St. N Street 2110 - St. George St. George N0E 1N0
    Main Photo: 30 Main St. N Street in St. George: 2110 - St. George Single Family Residence for sale (2110 - NE Rural)  : MLS®# 40759052
    $735,000
    Residential
    Status:
    Active
    MLS® Num:
    40759052
    Bedrooms:
    3
    Bathrooms:
    1
    Floor Area:
    1,833 sq. ft.
    St. George bungalow located on a deep 204 ft lot. Are you elf employed or a hobbyist? You will love the huge detached shop with heat and hydro. 3 bedrooms, main floor living room, large eat in kitchen, finished rec room in the basement, second bathroom roughed in, plus a 3 season sunroom overlooking the private yard. Plenty of living space. Quiet tree lined yard with firepit. Walk to downtown, school, and parks. More details
    Listed by Re/Max Twin City Realty Inc.
  • 17 Allenby Avenue in Brantford: 2086 - Eagle Place East Single Family Residence for sale (2084 - Eagle Place) : MLS®# 40757516

    17 Allenby Avenue 2086 - Eagle Place East Brantford N3S 1P9
    Main Photo: 17 Allenby Avenue in Brantford: 2086 - Eagle Place East Single Family Residence for sale (2084 - Eagle Place)  : MLS®# 40757516
    $474,900
    Residential
    Status:
    Active
    MLS® Num:
    40757516
    Bedrooms:
    3
    Bathrooms:
    1
    Floor Area:
    1,165 sq. ft.
    Welcome to 17 Allenby Ave, a beautifully renovated 3-bedroom, 1-bath bungalow in Brantford’s Eagle Place neighbourhood, ideally located close to parks, schools, and local amenities. This move-in ready home offers stylish main floor living, featuring a bright open layout with pot lights in dining/living room, abundance of natural light, and modern finishes. The kitchen boasts a stunning quartz island, brand-new stainless steel fridge, stove, dishwasher, and microwave, making it perfect for both everyday living and entertaining. The convenience of main floor laundry includes a brand-new washer and dryer. Recent updates include a new furnace, new AC, most new windows and doors, and a brand-new asphalt driveway (located on Talbot St. side of home). Enjoy the outdoors in your fully fenced yard with a brand-new deck—ideal for relaxing or hosting friends. More details
    Listed by Re/Max Twin City Realty Inc
  • 230 Mary Street in Hamilton: 140 - Beasley Single Family Residence for sale (14 - Hamilton Centre) : MLS®# 40759058

    230 Mary Street 140 - Beasley Hamilton L8L 4W1
    Main Photo: 230 Mary Street in Hamilton: 140 - Beasley Single Family Residence for sale (14 - Hamilton Centre)  : MLS®# 40759058
    $674,900
    Residential
    Status:
    Active
    MLS® Num:
    40759058
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,915 sq. ft.
    Century homes are the keepers of our past & play an important role in a community’s story. This 2.5 storey, triple-layer brick Edwardian beauty is a rare find & has been cared for with great attention to detail & a desire to preserve its charm. Simply add your finishing touches & enjoy all the character the home has to offer or explore its potential as an income generating property. You are welcomed in by the impressive thresher floor barn board porch set against a striking red brick exterior. The period-correct reclaimed front door w/transom window sets the tone for the intricate details within. Through the foyer you’ll find a timeless oak staircase & impeccably kept oak doors & trim that brilliantly demonstrate sophistication. High ceilings on both the main & upper level create an inviting tone in every room. The cozy parlour & dining rm boast solid oak pocket doors & large windows that fill the space with natural light while the kitchen offers generous storage, a gas stove & is a blank canvas ready for your vision. Here you will also find an insulated laundry rm & mudrm that leads to the back porch. A 4PC bathrm completes the main flr. Upstairs, you have 3 spacious bedrms, a rare dressing/sewing rm adjacent to the primary, & a 2nd 4PC bathrm. A special feature is the sun-filled attic space, that would be excellent for additional living space. The generous square footage and 130ft deep lot may offer investors a chance to create additional income, whether by converting the home into multiple residences or exploring the Secondary Dwelling Unit zoning plan for a potential garden suite to be built. 3 spaces are available with 1 at the front of the house, a 2nd spot at the back & a 3rd in the garage. Nestled in a thriving neighbourhood with a lively arts scene, you are centrally located to amenities & a short walk to the James St art district, restaurants, & trendy shops. Barton Village Shopping is nearby, as is the West Harbour GO. See Feature Sheet for more details! More details
    Listed by Rock Star Real Estate Inc.
  • 55 Jeffrey Drive in Guelph: 11 - Grange Road Row/Townhouse for sale (City of Guelph) : MLS®# 40759004

    55 Jeffrey Drive 11 - Grange Road Guelph N1E 0M4
    Main Photo: 55 Jeffrey Drive in Guelph: 11 - Grange Road Row/Townhouse for sale (City of Guelph)  : MLS®# 40759004
    $789,800
    Residential
    Status:
    Active
    MLS® Num:
    40759004
    Bedrooms:
    3
    Bathrooms:
    4
    Floor Area:
    2,076 sq. ft.
    Immaculate, Family Friendly Freehold Townhome, provides both comfort and convenience while Nestled in a welcoming neighbourhood not far from Guelph Lake. Versatile for families seeking cozy yet functional living space. The Open-concept design of the home creates a seamless flow between the living, dining and kitchen areas, creating the ideal setting for family gatherings or evenings of effortless entertaining. This home is a perfect blend of style and practicality - with Main Floor Living including a 2-piece Bathroom and Access to both the Front Balcony AND Rear yard from the same level, making it the ideal choice for your next family home. Natural light pours through large windows, illuminating both the Main & Upper floor space, creating a bright and airy atmosphere. With 3 spacious Upper Level Bedrooms, 4pc. Bath & Laundry, there’s plenty of space for rest and relaxation for everyone … Both peaceful retreats & perfect restful nights are possible. The large family room & 2-piece Bathroom on the lower level makes up part of the additional 571 sqft of living space – perfect for guests and/or busy mornings. Whether you're a first-time buyer and/or looking for a space to create lasting memories, this property has everything you need to live, laugh, and grow. Enjoy easy access to various nearby amenities, schools and shopping. This is your chance to own a move-in-ready townhome in one of Guelph’s most welcoming communities. Welcome Home ! More details
    Listed by Chase Realty Inc.
  • 14 996 E Rymal Road in Hamilton: 266 - Broughton East Row/Townhouse for sale (26 - Hamilton Mountain) : MLS®# 40758592

    14 996 E Rymal Road 266 - Broughton East Hamilton L8W 3N5
    Main Photo: 14 996 E Rymal Road in Hamilton: 266 - Broughton East Row/Townhouse for sale (26 - Hamilton Mountain)  : MLS®# 40758592
    $469,990
    Residential
    Status:
    Active
    MLS® Num:
    40758592
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,228 sq. ft.
    Welcome to this spacious stacked townhouse located on the desirable Hamilton Mountain. This upper-level unit boasts three generous bedrooms and two well-appointed bathrooms, providing ample space for comfortable living. Priced under $500,000, this bright and airy home features an oversized living room with hardwood flooring that flows effortlessly into an open concept layout, combining the dining area, and kitchen, perfect for entertaining. The spacious kitchen features ample cabinetry and stainless steel appliances. A delightful walkout with sliding glass doors leads to your private balcony, where you can relax and enjoy the fresh air. The primary suite includes an ensuite bath, offering a touch of luxury and privacy. Enjoy the convenience of one dedicated driveway space and a low maintenance fee, making this property an attractive affordable option for homebuyers. Perfect for first time home buyers or those looking for budget friendly alternatives. This home is suitable for various lifestyles whether for singles, couples, small families, or even retirees looking to down size without losing comfort. With close proximity to various amenities and quick access to the highway, this property is perfectly situated for both convenience and leisure. Don't miss out on this fantastic opportunity to own a beautiful home in a sought-after location! More details
    Listed by Your Home Sold Guaranteed Realty Imperium
  • 28 Charleswood Crescent Crescent in Hamilton: 265 - Rymal/Hannon Row/Townhouse for sale (26 - Hamilton Mountain) : MLS®# 40758852

    28 Charleswood Crescent Crescent 265 - Rymal/Hannon Hamilton L0R 1P0
    Main Photo: 28 Charleswood Crescent Crescent in Hamilton: 265 - Rymal/Hannon Row/Townhouse for sale (26 - Hamilton Mountain)  : MLS®# 40758852
    $814,999
    Residential
    Status:
    Active
    MLS® Num:
    40758852
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,770 sq. ft.
    Welcome to 28 Charleswood Crescent, a well-maintained 10-year-old townhome located in the desirable Upper Stoney Creek community. This spacious home offers nearly 2,000 sq ft of open-concept living space with 3 generously sized bedrooms, 2.5 bathrooms including a private en suite, and thoughtful upgrades throughout. Enjoy newly upgraded kitchen and bathroom countertops (August 2025), recently resurfaced driveway (August 2025) along with custom built-in cabinetry in the primary bedroom for added convenience and style. Situated in a family-friendly neighbourhood, this home is just minutes from elementary and high schools, shopping, parks, and offers easy access to major highways including the QEW—perfect for commuters and growing families alike. More details
    Listed by eXp Realty
  • 4506 56 Annie Craig Drive in Toronto: TWMC - Mimico Condo/Apt Unit for sale (TW06 - Toronto West) : MLS®# 40758915

    4506 56 Annie Craig Drive TWMC - Mimico Toronto M8V 0C5
    Main Photo: 4506 56 Annie Craig Drive in Toronto: TWMC - Mimico Condo/Apt Unit for sale (TW06 - Toronto West)  : MLS®# 40758915
    $548,000
    Residential
    Status:
    Active
    MLS® Num:
    40758915
    Bedrooms:
    1
    Bathrooms:
    1
    Floor Area:
    552 sq. ft.
    Live where the city meets the shore at 56 Annie Craig Drive Lago at the Waterfront, one of Humber Bay Shores most sought-after addresses. This chic 1-bedroom suite perfectly blends sleek, modern design with the ultimate lakeside lifestyle. Offering 552 sq. ft. of sun-filled living space plus a spacious balcony with walkouts from both the living room and bedroom, its the ideal spot for your morning latte, weekend brunch, or golden-hour cocktails. Floor-to-ceiling windows frame the open-concept layout, filling it with natural light and showcasing a stylish kitchen complete with stainless steel appliances, and ample cabinetry. The large primary bedroom offers comfort and style, complemented by a contemporary 4-piece bathroom. This suite also comes with an owned parking spot for ultimate convenience. Lago offers resort-style amenities that make every day feel like a get away - indoor pool, hot tub, sauna, fitness centre, theatre room, stylish party room, guest suites, outdoor BBQ area, dog wash station, and 24-hour concierge service. Step outside and immerse yourself in the Humber Bay Shores vibe waterfront trails, and lush parks are at your doorstep. Enjoy a vibrant mix of local hotspots, from iconic San Remo Bakery to lakeside dining at Eden Trattoria or sunset drinks at Firkin on the Bay. With the Mimico GO, TTC, and Gardiner Expressway minutes away, downtown Toronto is within easy reach, yet you'll feel worlds away in this laid-back, coastal-inspired community. This isn't just a condo its a lifestyle. Stylish, connected, and steps from the water. More details
    Listed by EXP REALTY OF CANADA INC
  • 26 Colin Crescent in Hamilton: 184 - Jerome/Ryckman's Cors Single Family Residence for sale (18 - Hamilton Mountain) : MLS®# 40758705

    26 Colin Crescent 184 - Jerome/Ryckman's Cors Hamilton L9A 0A1
    Main Photo: 26 Colin Crescent in Hamilton: 184 - Jerome/Ryckman's Cors Single Family Residence for sale (18 - Hamilton Mountain)  : MLS®# 40758705
    $1,168,888
    Residential
    Status:
    Active
    MLS® Num:
    40758705
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,712 sq. ft.
    Pride of ownership shines in this spotless and lovingly cared for one owner home. 2,712 sqft Quality custom build and design in an ideal location for access to all amenities, shopping and hwy but on a quiet and tree lined street featuring all detached homes. Stunning perennial gardens, fully fenced rear yard. Eye catching stone aggregate work for the driveway, front steps and porch plus rear patio. Hardwood floors in all areas (except where tiled) The layout has been carefully designed to maximize all living spaces perfectly. Separate dining room with decor columns, coffered ceiling and custom plaster design. Formal living room with wall sconce lighting and custom plaster design. Family room is open to the kitchen area for welcoming guests. Gas fireplace. Kitchen upgrades include: raised panel maple cabinets, 2 corner angled cabinets with glass doors, crown moulding, under cabinet light valance and lighting, granite counters, island with breakfast bar, soft close doors (throughout the house). 21 potlights. Granite counters and newer toilets with soft close in all baths. Primary bdrm with walk-in closet and large ensuite (corner jet tub and separate shower). Large "guest" room with private ensuite. Main bath provides ensuite privilege to bdrm. Upper level laundry with tiled basin and floor drain. Roof replaced 2021. Raised Basement (8'5") has been fully insulated and ready for development. Energy saving nest thermostat. More details
    Listed by Realty Network
  • 48 James Young Drive in Georgetown: 1046 - GE Georgetown Row/Townhouse for sale (3 - Halton Hills) : MLS®# 40758719

    48 James Young Drive 1046 - GE Georgetown Georgetown L7G 5S5
    Main Photo: 48 James Young Drive in Georgetown: 1046 - GE Georgetown Row/Townhouse for sale (3 - Halton Hills)  : MLS®# 40758719
    $909,990
    Residential
    Status:
    Active
    MLS® Num:
    40758719
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    1,655 sq. ft.
    This spacious 1,655 sq.ft home is perfectly situated for convenience, offering an open-concept layout that flows effortlessly from the living and dining area to the upgraded kitchen. Featuring brand new stainless steel appliances, sleek quartz countertops that extend to the backsplash, and an extended breakfast bar, it's ideal for both everyday living and entertaining. The home boasts fresh vinyl flooring in the basement, laminate throughout the main and upper levels, and chic 24*24-inch ceramic tiles on all three floors. The oversized master bedroom offers a private retreat with a luxurious 4-piece ensuite, while pot lights throughout the home create a bright, welcoming atmosphere. The bathrooms have been beautifully renovated with a glass shower door and glass-standing tub shower. Freshly painted and move-in ready, the home also features a brand-new electric fireplace, an elegant oak staircase with metal spindles, and stylish zebra blinds throughout. Step outside to enjoy a beautifully landscaped yard with a private patio and trellis, perfect for relaxation. The newly levelled and sealed driveway enhances the home's curb appeal. Ideally located, this home is close to public and Catholic schools, making it a great choice for families. You'll also find places of worship nearby for added convenience. For shopping, dining and entertainment, the South Georgetown Centre and Halton Hills Village are just a short drive away, offering everything from a premium outlet mall to grocery stores, restaurants, ad other daily essentials. With so many upgrades and an unbeatable location, this home has everything you need and mire. Don't miss the chance to make it yours..!! More details
    Listed by HOMELIFE MAPLE LEAF REALTY LTD and HOMELIFE MAPLE LEAF REALTY LTD.
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Data was last updated August 11, 2025 at 07:50 AM (UTC)
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Trusted Real Estate Services

As your personal guide and trustworthy agent, I strive to give you the best of the best.

View Trusted and Experienced Home Buyer Services

Home Buying

In the years that I have spent in the industry, homebuyers have always asked me, “What do I need to do to buy a house?” I have composed a step-by-step guide that organizes the buying process to make buying a house simple and fun!

View Trusted and Experienced Home Seller Services

Home Selling

Your satisfaction and happiness is something that is very important. I understand how hectic it is to sell a house and it can be difficult if it’s not handled properly. To help you through the entire process, I have put together five simple steps.

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