How It Works
The Home Buyer’s Plan (HBP) is a government program that allows home buyers to withdraw up to $25,000 from their Registered Retirement Saving’s Plan (RRSP) to put towards buying or building a new home.
Before you can withdraw funds, you have to be entered into a written agreement that specifies whether you will be buying or building your new home. You also must occupy this space no later than a year after buying or building this new home.
To take advantage of this program you have to be considered a first-time buyer. You are not a first-time home buyer if you (or you and your spouse) has owned a home which you have occupied as your principal place of residence in the past 5 years.
Once those conditions are met each person can withdraw up to $25,000 tax-free from their RRSP for a new home. Couples, including common-law, can withdraw up to $50,000. You will not pay income tax on these amounts as long as these funds will be repaid into an RRSP in the future.
Existing homeowners can also use this program to purchase an accessible home or a home for a disabled dependent relative. The intended individual must qualify for the Disability Tax Credit (DTC) and this home must be more accessible or better suited to the care of this individual.
Find Your Dream Home
Keep up-to-date with the latest homes that meet your criteria by entering it below:
We have found a total of 3,657 listings, but only
100 are available for public display.
Please refine your criteria, in order to narrow the total number of matching listings.
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30 Cambridge Avenue in Hamilton: 201 - Crown Point Single Family Residence for sale (20 - Hamilton Centre) : MLS®# 40821943
30 Cambridge Avenue Hamilton L8H 1T5 
$449,900Residential- Status:
- Active
- MLS® Num:
- 40821943
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,094 sq. ft.
Well maintained detached 1.5 storey home in Hamilton's popular Crown Point neighbourhood. This 3 bedroom, 1.5 bathroom home offers a practical layout with a separate dinette, good sized kitchen, and patio doors leading to a fenced rear yard perfect for outdoor dining, pets, or gardening. Convenient main floor laundry adds everyday ease. Private parking and detached living make this property in this price point an excellent opportunity for first-time buyers, downsizers, or investors. Ideally located close to the Ottawa Street shopping district, local eateries, library, cafes, schools, public transit, and everyday amenities in one of Hamilton's most walkable east-end communities. More detailsListed by Royal LePage State Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
N1 444 Stone Church Road W in Hamilton: 163 - Gurnett Row/Townhouse for sale (16 - Hamilton Mountain) : MLS®# 40821940
N1 444 Stone Church Road W Hamilton L9B 1R1 OPEN HOUSE: Apr 19, 202602:00 AM - 04:00 PM EDTOpen House on Sunday, April 19, 2026 2:00AM - 4:00PM
$429,900Residential- Status:
- Active
- MLS® Num:
- 40821940
- Bedrooms:
- 3
- Bathrooms:
- 1
- Floor Area:
- 1,182 sq. ft.
Most townhomes make you choose between space, privacy, or location — this one quietly delivers all three. Welcome to this beautifully maintained end-unit townhome in one of Hamilton’s most desirable West Mountain communities, tucked into a family-friendly condo complex with its own on-site park and a surprisingly comprehensive condo fee that covers Cable TV, High Speed Internet, Water, Building Insurance and Maintenance, Common Elements, and Ground Maintenance/Landscaping. Inside, the unique split-level design creates a natural separation between living spaces while still feeling open and connected — a layout that just works for real life. The welcoming foyer leads up to an eat-in kitchen and dining area with updated cabinetry and direct access to the fenced, low-maintenance yard — ideal for morning coffee or effortless weekend BBQs. Just above, the bright living room is filled with natural light from large windows. Upstairs, the primary bedroom feels like its own retreat, complete with an updated 4-piece bathroom. Two additional bedrooms sit on their own level, offering flexibility for family, guests, or a home office without sacrificing privacy. Outside, a double-deep driveway and garage provide parking for three vehicles — a rare and practical bonus. The unfinished basement offers laundry and plenty of storage, with room to grow. Recent updates include attic and basement insulation (2023), new windows and doors (2025), a furnace replaced 4 years ago, and a whole-home humidifier installed this past November. Set close to parks, shopping, schools, and highway access, this is a home that blends comfort, convenience, and long-term value in a neighbourhood buyers consistently look for. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
9183 Silver Street in Caistor Centre: 056 - West Lincoln Single Family Residence for sale (West Lincoln) : MLS®# 40821421
9183 Silver Street Caistor Centre L0R 1E0
$639,900Residential- Status:
- Active
- MLS® Num:
- 40821421
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 2,401 sq. ft.
Welcome to 9183 Silver Street in Caistor Centre - a beautifully maintained 3-bedroom, 2-bath bungalow that is ready for a new family to call home. If you're looking for space, comfort, and lifestyle, this property truly has it all. From the moment you arrive, you'll appreciate the extra-large driveway with plenty of room for family and friends. Inside and out, the home is designed for both everyday living and entertaining, featuring a large deck ideal for hosting and relaxing outdoors. The garage includes a dedicated hobby shop, perfect for projects, storage, or creating your own workshop space. Directly across the street, you'll find a community centre and park, offering green space and recreation just steps from your front door. Enjoy the peace and charm of country living while still being only minutes from city conveniences, with Smithville and Binbrook both less than a 15-minute drive away. Extensive updates provide exceptional peace of mind, including a new septic tank and waterproofed front foundation wall completed in 2022, a new furnace, air conditioner, and water heater installed in 2023, a new roof and flashing in 2023, a waterproofed cistern in 2024, a new water pump in 2023, updated appliances including stove, fridge, washer, and dryer in 2022, a new dishwasher in 2025, a whole-home water filtration system with UV added in 2022, and a reverse osmosis water filter installed in 2022. This is an absolute must-see property that perfectly blends space, upgrades, and lifestyle - ready to welcome you home. More detailsListed by Royal LePage NRC Realty Inc. and Royal LePage NRC Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
110 Terrace Drive in Grimsby: Grimsby East (542) Single Family Residence for sale : MLS®# 40822085
110 Terrace Drive Grimsby L3M 2L1
$1,399,900Residential- Status:
- Active
- MLS® Num:
- 40822085
- Bedrooms:
- 4
- Bathrooms:
- 4
- Floor Area:
- 2,813 sq. ft.
Nestled onto the Niagara escarpment. Less than 3 years new Beautiful Branthaven built 4 bed and 4 bath home is LOADED with quality upgrades throughout. OPEN CONCEPT living room & kitchen with patio walkout to FENCED YARD, concrete patio & Suncoast Enclosure(GAZEEBO) with electric retractable screens backing onto the escarpment. Gourmet kitchen features an oversized island, STAINESS STEEL APPLIANCES, pantry, CAESARSTONE COUNTERS & wine fridge. Formal dining room with 2 story ceilings & second level overlook. The main floor is completed with a welcoming foyer, powder room & a multi-use room that can be used for a home office, den or playroom. Upper level primary (master) bedroom has a gorgeous ensuite with HEATED FLOORS and a LARGE WALK-IN CLOSET + there are 3 more large bedrooms, a 4 pc main bath & 4 piece shared washroom, and CONVENIENT BEDROOM LEVEL LAUDRY. Double garage & paved driveway with patterned concrete accents & porch. Located in a beautiful new Grimsby neighbourhood, close to schools & shopping with easy access highway (QEW). One of the owners is a licensed realtor. All measurements approximate." More detailsListed by SELLECT J. Michael Real Estate Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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74 2435 Greenwich Drive in Oakville: 1019 - WM Westmount Row/Townhouse for sale (1 - Oakville) : MLS®# 40822089
74 2435 Greenwich Drive Oakville L6M 0S4
$799,000Residential- Status:
- Active
- MLS® Num:
- 40822089
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,273 sq. ft.
Absolutely Gorgeous Executive Freehold Townhome in Oakville's highly sought-after Westmount community, offering a perfect blend of style, comfort and unbeatable convenience. Enjoy a direct garage access from the spacious foyer.This beautifully upgraded 3-storey home features a premium stone and stucco exterior, open-concept main living level with 9' ceilings, rich dark hardwood floors, modern lighting, and a contemporary eat-in kitchen with breakfast bar, large countertops and stainless steel appliances, enhanced with a brand new range hood and stove (2025), all new faucets (2025), and LED lighting throughout (2025). The entire home has been freshly painted in 2026 and showcases new third-floor flooring (2025), creating a truly turnkey feel. Spacious living and dining areas walk out to a private balcony, ideal for relaxing or entertaining. The primary bedroom offers a walk-in closet, complemented by a generous second bedroom, upper-level laundry and a large bathroom. Located steps to parks, playgrounds, trails, community centre, hospital, shopping and everyday amenities, and just minutes to Bronte GO, Hwy 407, QEW and 403 for easy commuting. Situated in a family-friendly neighbourhood known for its highly ranked public and Catholic schools within the Westmount catchment, making it ideal for professionals, young families and investors alike. A move-in-ready home in one of Oakville's most convenient and well-connected communities. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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LOT 10 Kellogg Avenue in Hamilton: 530 - Rural Glanbrook Single Family Residence for sale (53 - Glanbrook) : MLS®# 40821189
LOT 10 Kellogg Avenue Hamilton L0R 1W0
$1,199,000Residential- Status:
- Active
- MLS® Num:
- 40821189
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 2,620 sq. ft.
Here’s your opportunity to design the perfect home from the ground up! This new build offering provides a truly personalized experience, allowing you to tailor every detail to your unique taste—from floor plans to finishes and everything in between. Enjoy a thoughtfully curated selection of premium features, many of which are considered upgrades with other builders. Picture hardwood flooring throughout the main level, a cozy fireplace, and a stunning gourmet kitchen complete with soft-close cabinetry and elegant quartz countertops. Bathrooms can be customized with double vanities and spa-inspired glass showers, creating a luxurious everyday experience. With multiple spacious lots and a variety of elevation options available, you can choose the ideal setting and design to suit your lifestyle. Select your preferred colours, materials, and finishes to bring your vision to life. Experience the flexibility of building a home that reflects your style, while enjoying high-end finishes that come standard. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
1215 2782 Barton Street E in Hamilton: 273 - Riverdale Condo/Apt Unit for sale (27 - Hamilton East) : MLS®# 40822067
1215 2782 Barton Street E Hamilton L8E 0L3
$382,500Residential- Status:
- Active
- MLS® Num:
- 40822067
- Bedrooms:
- 1
- Floor Area:
- 536 sq. ft.
FOR SALE - 2782 Barton St, Unit 1215, Hamilton (Stoney Creek) | Modern 1 Bedroom + Den Condo Almost new - only 1 year old! This Greenhill model in the brand-new LJM Tower offers 536 sq. ft. of modern living space, a 97sq. ft. balcony facing the lake, one full bathroom, and one underground parking spot. The spacious den with large closet is ideal as a home office, guest room, or hobby space. Features include a modern kitchen with portable island and stainless steel appliances, sleek vinyl floors, and in-suite laundry and security monitoring. Enjoy luxury amenities: gym, party room, EV charging stations, and concierge. Conveniently located minutes from Ontario Lake, QEW, Red Hill Valley Parkway, Confederation GO Station, shopping, dining, schools, parks, Hamilton Farmers' Market, Downtown Hamilton, and recreational trails. Perfect as a starter home or investment property in the highly desirable Barton Street community, offering a vibrant and convenient lifestyle. More detailsListed by HOMELIFE MIRACLE REALTY MISSISSAUGA- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
60 1576 Newlands Crescent in Burlington: 353 - Palmer Row/Townhouse for sale (35 - Burlington) : MLS®# 40818838
60 1576 Newlands Crescent Burlington L7M 1V6
$650,000Residential- Status:
- Active
- MLS® Num:
- 40818838
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 1,663 sq. ft.
Welcome to 60-1576 Newlands Crescent Rarely does a home like this come available in one of Burlington's most sought after communities. This 4 bedroom, 3 bathroom townhome offers an impressive 1,663 sq ft of finished living space across three levels giving your family room to grow, spread out, and truly call this place home. From the moment you arrive, you'll appreciate what sets this unit apart, a coveted double driveway. This home gives you two parking spaces, making life easier for families with multiple vehicles or frequent guests. Step inside and discover a thoughtful layout designed for real family living, with four generous bedrooms on the upper level, perfect for growing families or downsizers who need space for visiting guests or a dedicated home office. Out back, you'll love the direct access to the neighbourhood playground, an ideal setup for young families. The community pool is just steps away for those warm Burlington summers. Nestled in the established Palmer neighbourhood, you're surrounded by schools, parks, transit, and everyday conveniences. This is a community where neighbours know each other and families put down roots. Whether you're taking your first step into homeownership or rightsizing into something more manageable without sacrificing space or lifestyle, this is the opportunity you've been waiting for. More detailsListed by Keller Williams Edge Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
LOT 15 Kellogg Avenue in Hamilton: 530 - Rural Glanbrook Single Family Residence for sale (53 - Glanbrook) : MLS®# 40822105
LOT 15 Kellogg Avenue Hamilton L0R 1W0
$1,099,000Residential- Status:
- Active
- MLS® Num:
- 40822105
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 2,100 sq. ft.
Here’s your opportunity to design the perfect home from the ground up! This new build offering provides a truly personalized experience, allowing you to tailor every detail to your unique taste—from floor plans to finishes and everything in between. Enjoy a thoughtfully curated selection of premium features, many of which are considered upgrades with other builders. Picture hardwood flooring throughout the main level, a cozy fireplace, and a stunning gourmet kitchen complete with soft-close cabinetry and elegant quartz countertops. Bathrooms can be customized with double vanities and spa-inspired glass showers, creating a luxurious everyday experience. With multiple spacious lots and a variety of elevation options available, you can choose the ideal setting and design to suit your lifestyle. Select your preferred colours, materials, and finishes to bring your vision to life. Experience the flexibility of building a home that reflects your style, while enjoying high-end finishes that come standard. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
4449 Milburough Line in Burlington: 380 - North Burlington Rural Modular Home for sale (38 - Burlington) : MLS®# 40821721
4449 Milburough Line Burlington L7P 0C5 OPEN HOUSE: Apr 19, 202602:00 PM - 04:00 PM EDTOpen House on Sunday, April 19, 2026 2:00PM - 4:00PM Exclusive 1st time event. Attendees must be greeted at the gate and escorted into the private park.
$478,888Residential- Status:
- Active
- MLS® Num:
- 40821721
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,046 sq. ft.
**Exclusive event: 1st time ever! Guided Open House tour of the Lost Forest park and the available listings. This Sunday ONLY: 2-4. You must be escorted into the private park with list agents that will meet you at the gate! Be sure to leave time in your day! Welcome to 5 Tamarac in Lost Forest! Discover a low maintenance lifestyle in this stunning custom designed 2 bedroom, 2-bath modular home with cathedral ceilings and stunning family sized kitchen with warm decor and a flowing layout. Located in a desirable gated community and built just 13 years ago, it offers 1,046 square feet of bright, open-concept living space. This home combines modern comfort with a welcoming design in a gorgeous setting that far exceeds other types of ownership at an affordable price. The spacious kitchen features plenty of cabinetry including pull out drawers in the pantry, a large dining area is open to a cozy living room complete with an entertainment wall unit with electric fireplace. Enjoy your morning coffee or relax at sunset on the large deck with 3 access doors to the your home including sliding doors that lets the natural light brighten your home. There is ample storage within plus a handy oversized garden shed to utilize as well. Additional highlights include a B/I desk in the 2nd bedroom, tall toilets, solid wood pocket doors, a generator and parking for 2 vehicles on a concrete pad. Lost Forest Park residents enjoy outstanding amenities including an inground pool, community centre, pickle ball court, an area to enjoy horse shoes, a play area for the kids and walking trails. The low monthly fee ($557) conveniently covers the land lease, water, septic, property taxes and year-round maintenance. Located just minutes from shopping in Burlington, Waterdown and nearby Carlisle, dining, golf courses and major highways. This is the perfect blend of comfort, convenience and community that any one would thrive in. Make the move today and start living the lifestyle you deserve! More detailsListed by HouseSigma Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
LOT 9 Kellogg Avenue in Hamilton: 530 - Rural Glanbrook Single Family Residence for sale (53 - Glanbrook) : MLS®# 40822115
LOT 9 Kellogg Avenue Hamilton L0R 1W0
$1,239,000Residential- Status:
- Active
- MLS® Num:
- 40822115
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 2,800 sq. ft.
Here’s your opportunity to design the perfect home from the ground up! This new build offering provides a truly personalized experience, allowing you to tailor every detail to your unique taste—from floor plans to finishes and everything in between. Enjoy a thoughtfully curated selection of premium features, many of which are considered upgrades with other builders. Picture hardwood flooring throughout the main level, a cozy fireplace, and a stunning gourmet kitchen complete with soft-close cabinetry and elegant quartz countertops. Bathrooms can be customized with double vanities and spa-inspired glass showers, creating a luxurious everyday experience. With multiple spacious lots and a variety of elevation options available, you can choose the ideal setting and design to suit your lifestyle. Select your preferred colours, materials, and finishes to bring your vision to life. Experience the flexibility of building a home that reflects your style, while enjoying high-end finishes that come standard. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
2214 Hampstead Road in Oakville: 1015 - RO River Oaks Single Family Residence for sale (1 - Oakville) : MLS®# 40822104
2214 Hampstead Road Oakville L6H 6Y9
$2,249,900Residential- Status:
- Active
- MLS® Num:
- 40822104
- Bedrooms:
- 4
- Bathrooms:
- 4
- Floor Area:
- 3,535 sq. ft.
Nestled in River Oak’s Woodhaven enclave, this traditional French Provincial home has undergone a complete transformation with luxurious finishes throughout, seamlessly blending romantic charm with upscale contemporary design. Featuring extensive use of natural stone and meticulously manicured gardens, the exterior exudes elegance. Inside, the finely styled interior boasts expansive windows, rich hardwood floors, custom millwork, and arched entranceways. Dual gas fireplaces in the formal living room and family room add warmth and character. The Downsview kitchen caters to culinary enthusiasts with its full-height cabinetry, commercial-grade appliances, and a sizable central island perfect for both meal preparation and casual gatherings. Glass French doors in the family room lead to an upper-level deck, offering a serene setting for outdoor dining. The primary retreat features vaulted ceilings, a wall of windows, a spacious walk-in closet & lavish ensuite. Two additional large bedrooms, luxurious main bath, and convenient laundry complete the stunning second level. The lower level offers a guest suit with living room, large bedroom and 3 piece bath. Additionally the lower level boasts oversized egress windows, heated flooring and interior garage access. With a low-maintenance exterior, including a stone lounge area, upper cedar deck, and perennial gardens, the private rear yard overlooks protected greenspace. Renovated top to bottom in recent years More detailsListed by Royal LePage Burloak Real Estate Services- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
Data was last updated April 19, 2026 at 05:50 AM (UTC)
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