How It Works
The Home Buyer’s Plan (HBP) is a government program that allows home buyers to withdraw up to $25,000 from their Registered Retirement Saving’s Plan (RRSP) to put towards buying or building a new home.
Before you can withdraw funds, you have to be entered into a written agreement that specifies whether you will be buying or building your new home. You also must occupy this space no later than a year after buying or building this new home.
To take advantage of this program you have to be considered a first-time buyer. You are not a first-time home buyer if you (or you and your spouse) has owned a home which you have occupied as your principal place of residence in the past 5 years.
Once those conditions are met each person can withdraw up to $25,000 tax-free from their RRSP for a new home. Couples, including common-law, can withdraw up to $50,000. You will not pay income tax on these amounts as long as these funds will be repaid into an RRSP in the future.
Existing homeowners can also use this program to purchase an accessible home or a home for a disabled dependent relative. The intended individual must qualify for the Disability Tax Credit (DTC) and this home must be more accessible or better suited to the care of this individual.
Find Your Dream Home
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We have found a total of 3,850 listings, but only
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202 25 Agnes Street in Mississauga: 0240 - Cooksville Condo/Apt Unit for sale (MS - Mississauga) : MLS®# 40855316
202 25 Agnes Street Mississauga L5B 3X7 
$399,800Residential- Status:
- Active
- MLS® Num:
- 40855316
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 980 sq. ft.
Bright, spacious, and thoughtfully designed, this inviting 2 Bedroom + Den condo offers an exceptional combination of comfort, functionality, and location. Expansive windows flood the home with natural light, creating a warm and airy atmosphere throughout. The well-planned layout features two generously sized bedrooms, including a spacious primary retreat complete with its own private 3-piece ensuite. The versatile den/sunroom provides the perfect space for a home office, reading nook, or additional sitting area.Enjoy the convenience of ensuite laundry and a dedicated parking space. Ideally situated in one of Mississauga's most connected neighbourhoods, you'll have quick access to the QEW, Highway 403, GO Transit, Bus service to downtown Toronto, and the future Hurontario LRT. Square One Shopping Centre, Trillium Health Partners Hospital, parks, schools, restaurants, cafés, and countless everyday amenities are all just minutes away. Whether you're purchasing your first home, looking to downsize without compromise, or adding to your investment portfolio, this beautifully maintained condo presents an outstanding opportunity to enjoy spacious living in an unbeatable location. More detailsListed by EXP REALTY- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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57 Grindstone Way in Waterdown: 460 - Waterdown West Single Family Residence for sale (46 - Waterdown) : MLS®# 40854498
57 Grindstone Way Waterdown L9H 7B5
$959,000Residential- Status:
- Active
- MLS® Num:
- 40854498
- Bedrooms:
- 3
- Bathrooms:
- 4
- Floor Area:
- 2,179 sq. ft.
Turn-key family perfection in a highly sought-after Dundas location! This meticulously cared-for, 3-bedroom, 4-bathroom home reflects true pride of ownership. The bright main level showcases a beautifully updated kitchen, complete with quartz countertops, quality cabinetry, stainless steel appliances, and newer sliding glass doors. Stepping through the double doors, you will discover a elevated deck overlooking a fully fenced yard—the ideal setting for safe play and outdoor entertaining. The main floor also features a comfortable living and dining area, a convenient 2-piece powder room, and interior access to a fully insulated garage, which provides versatile bonus space for gaming, crafting, or hosting guests. Upstairs, the second floor hosts three generously sized bedrooms and two full baths, including a primary suite with a large walk-in closet. Downstairs, the fully finished basement offers an open-concept layout with an acoustic ceiling, making it the perfect canvas for a home theatre, music studio, or quiet family recreation room. All of this is located just moments away from top-rated schools, charming historic downtown shops, and scenic conservation trails. More detailsListed by Royal LePage Brant Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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55 Pelican Lane in Hamilton: 282 - Vincent Single Family Residence for sale (28 - Hamilton East) : MLS®# 40855491
55 Pelican Lane Hamilton L8K 0A4 OPEN HOUSE: Aug 16, 202602:00 PM - 04:00 PM EDTOpen House on Sunday, August 16, 2026 2:00PM - 4:00PM
$749,990Residential- Status:
- Active
- MLS® Num:
- 40855491
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,620 sq. ft.
Welcome to 55 Pelican Lane - Fronting on Laurier Park! This modern 3 bed 2.5 bath semi-detached home features upgraded finishes, a modern floor plan, tons of natural light, and a cohesive flow throughout. Upon entry, you notice the light and airy feel. The kitchen, dining, living, and den all open to each other and create a beautiful space for entertaining or quality family time enjoying the built in gas fireplace. Step outside the large patio doors to an inviting deck with lighting. The landscaped backyard has been fully fenced with a gate leading to the side walkway. Upstairs, your primary retreat is tucked away with its own 4pc bath and walk-in closet. The other two bedrooms are spacious and provide plenty of closet space. The unfinished basement is a great opportunity to add your own touch and adjust to your families needs. Located in a quiet, family friendly neighbourhood, 1 minute walking distance to Sir Wilfred Laurier Elementary school, Laurier Park & Playground! A short distance to all amenities, shopping, and family attractions. More detailsListed by Right at Home Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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510 2301 Derry Road W in Mississauga: 0040 - Meadowvale Condo/Apt Unit for sale (MS - Mississauga) : MLS®# 40855245
510 2301 Derry Road W Mississauga L5N 2R4
$569,900Residential- Status:
- Active
- MLS® Num:
- 40855245
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,100 sq. ft.
Rare 3 Bedroom, 2 Bathroom Condo Spacious, bright, and move-in ready! This Condo offers exceptional space, comfort, and value, complete with all appliances, two underground parking spaces, and a locker. Step inside to discover vinyl flooring throughout, LED lighting, and ceiling fans in most rooms. The bright, refreshed white kitchen creates a clean and inviting space, while efficient radiant heating keeps the home warm and comfortable throughout the winter. The generous primary bedroom features a private ensuite bathroom and a spacious walk-in closet with custom built-ins, offering excellent storage and everyday convenience. A true highlight of this home is the incredible 40-foot-wide balcony, where you can relax and enjoy beautiful views overlooking the tennis courts, playground, and scenic walking trails. It's the perfect space for morning coffee, entertaining, or simply enjoying the outdoors. For even more summer enjoyment, the outdoor pool is conveniently located beside the condo. Visitors will appreciate the abundance of convenient above-ground parking, while the location puts shopping, schools, parks, major highways, and everyday amenities all within easy reach. Offering generous living space, fantastic outdoor amenities, and the convenience of maintenance-free condo living, this is a rare opportunity you won't want to miss! More detailsListed by RE/MAX Real Estate Centre Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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35 James Avenue in Brantford: 2050 - Echo Place Single Family Residence for sale (2049 - Echo Place/Braneida) : MLS®# 40855148
35 James Avenue Brantford N3S 6Y2
$474,900Residential- Status:
- Active
- MLS® Num:
- 40855148
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,513 sq. ft.
Welcome to 35 James Ave - a spacious family home offering 4 bedroom, 2 bathrooms, and situated on a large corner lot in a family-friendly neighbourhood. Full of character, space, and opportunity, this property features an in-ground pool, detached garage with workshop, and plenty of room for the whole family both inside and out. Whether you’re looking to just move in, customize, or create your dream family home, the possibilities here are endless. Don’t miss your opportunity to add your own personal touch to a property with so much to offer. More detailsListed by Re/Max Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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327 Goodram Drive in Burlington: 331 - Shoreacres Single Family Residence for sale (33 - Burlington) : MLS®# 40854836
327 Goodram Drive Burlington L7L 2J9 OPEN HOUSE: Aug 16, 202602:00 PM - 04:00 PM EDTOpen House on Sunday, August 16, 2026 2:00PM - 4:00PM
$2,049,000Residential- Status:
- Active
- MLS® Num:
- 40854836
- Bedrooms:
- 4
- Bathrooms:
- 4
- Floor Area:
- 1,885 sq. ft.
COMPLETELY REIMAGINED FROM TOP TO BOTTOM – INSIDE AND OUT! This exceptional bungalow is set on a coveted 80’ x 125’ mature lot in prestigious Shoreacres, backing onto lush trees & Shoreacres Park. Offering 3+1 bedrooms, 3.5 bathrooms and approx. 1900 sq ft PLUS a fully finished lower level. This home is paired with a true backyard oasis featuring a heated inground salt water pool and hot tub. Thoughtfully redesigned, the open-concept layout showcases wide plank engineered hardwood, smooth ceilings and an abundance of natural light. The main level features a breathtaking great room with 12’ ceilings, a gas fireplace and a showpiece kitchen. The kitchen includes an oversized island, quartz counters, custom cabinetry, and integrated stainless/panelled appliances with access to the backyard. Also on this level are 2 generous bedrooms and a dedicated office. The primary retreat offers a spa-inspired 5-piece ensuite with heated floors, walk-in closet and backyard access. A beautifully updated 4-piece bath completes the level. The loft offers a private 3rd bedroom and 2-piece bath. The finished lower level boasts a spacious family room, 4th bedroom, 3-piece bath, laundry, den and ample storage. Outside, the professionally landscaped grounds feature striking curb appeal, a double wide drive and attached garage. The private, fenced backyard is an entertainer’s dream with a wood deck, pool, hot tub and mature greenery. Unbeatable location close to top-rated schools, parks, amenities and transit. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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1576 Riley Avenue in Burlington: 353 - Palmer Single Family Residence for sale (35 - Burlington) : MLS®# 40855511
1576 Riley Avenue Burlington L7M 3T3 OPEN HOUSE: Aug 15, 202602:00 PM - 04:00 PM EDTOpen House on Saturday, August 15, 2026 2:00PM - 4:00PMOPEN HOUSE: Aug 16, 202602:00 PM - 04:00 PM EDTOpen House on Sunday, August 16, 2026 2:00PM - 4:00PM
$899,900Residential- Status:
- Active
- MLS® Num:
- 40855511
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,827 sq. ft.
Welcome to 1576 Riley Avenue—your peaceful cul-de-sac retreat in Burlington’s beloved Palmer Community. This neighbourhood is beautifully connected by Palmer Park, Lansdown Park, Sycamore Park, and Brittany Park, all linked by the scenic Tuck Creek and the Palmer Trail. The Tansley Community Centre, with its pool, library, and family programming, is just minutes away. Loved and cared for by the same family for over 20 years, this home is ready for its next devoted caretakers. A welcoming layout featuring a bright living room and a separate dining room with walk-out access to an oversized deck. The deck includes built-in benches and storage, perfect for gatherings or quiet evenings outdoors. The eat-in kitchen offers plenty of space for daily meals, and a convenient 4-piece bath completes the main level. Three comfortable bedrooms, including a primary suite with ensuite privileges and a walk-in closet. The additional bedrooms are well-sized and versatile for family, guests, or work-from-home needs. A fully finished basement designed for both relaxation and functionality. Enjoy the cozy gas fireplace, extensive built-ins, and abundant storage for your vintage CDs, movies, books, and more. Included: wall-mounted TV, receiver, speakers, and subwoofer. There’s also a dedicated workout area, a spacious office (or 4th bedroom) with closet/storage, and a laundry room conveniently located off the recreation space. Every square inch has been thoughtfully planned for maximum storage and everyday convenience. Don’t miss this wonderful family home in one of Burlington’s connected and community-minded communities. More detailsListed by Keller Williams Edge Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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214 Miles Road in Hamilton: 530 - Rural Glanbrook Single Family Residence for sale (53 - Glanbrook) : MLS®# 40854682
214 Miles Road Hamilton L8W 1E3
$1,099,900Residential- Status:
- Active
- MLS® Num:
- 40854682
- Bedrooms:
- 4
- Bathrooms:
- 4
- Floor Area:
- 3,450 sq. ft.
A country oasis, yet so close to all amenities! Large 1791 sq.ft bungalow main floor on a 99.21x300’ treed lot with the convenience of city water & natural gas. Loads of room for the kids & adults to play and enjoy the separately fenced salted on-ground pool. Outside the Barbeque and rest area is a real retreat. The open concept main floor makes indoor entertaining a breeze. The Master bedroom enjoys ensuite privileges and loads of closet space. Looking for an in-law suite? The fully finished lower level can easily become a self-contained 1 large bedroom suite (the upstairs den area is a main floor laundry). No need to worry about power outages: the natural gas backup generator will power the whole house! This home has gone through a virtually complete transformation since 2013: kitchen, bathrooms, flooring (no carpets!),LED lighting, interior doors and trim, smooth ceilings, painting. Other upgrades include stone-coated steel roof shingles, windows, doors including garage, furnace, central air, ERV system, 200 amp electrical, insulation (spray foam, wall & floor panels, outside walls and attic!) and more. This home truly must be seen to be appreciated More detailsListed by Homelife Professionals Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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1812 Thompson Road: Waterford Single Family Residence for sale : MLS®# 40853699
1812 Thompson Road Waterford N0E 1Y0
$2,500,000Residential- Status:
- Active
- MLS® Num:
- 40853699
- Bedrooms:
- 5
- Bathrooms:
- 2
- Floor Area:
- 2,991 sq. ft.
Welcome to this beautiful 5 bedroom home situated on 20 acres in the quaint town of Waterford. This home offers a full basement , attached garage, detached garage (20ftx30ft). Not to mention multiple income streams with cash crop (15 acres of hay), fenced off pasture (3 acres) for cows or horses, 2 Coverall Buildings (50ftx80ft) for extra storage. Situated at rear of property an Abattoir with store front and ample parking. Take advantage of this fantastic business opportunity, already established, turn key operation. Simply run your own business from home. On your days off kick back and relax on the patio barbequing, while kids splash in pool. Come make this your home and business opportunity. Be your own boss, make dreams come true. More detailsListed by Coldwell Banker K. Miller Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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17 Buckthorn Crescent in Guelph: 11 - Grange Road Single Family Residence for sale (City of Guelph) : MLS®# 40855251
17 Buckthorn Crescent Guelph N1E 7C3
$769,900Residential- Status:
- Active
- MLS® Num:
- 40855251
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 1,573 sq. ft.
**Welcome to a home where comfort, style, and thoughtful care come together beautifully.** Set on a quiet, family-friendly crescent, this meticulously maintained residence offers an inviting blend of modern convenience, functional living, and exceptional outdoor enjoyment. From the moment you step inside, you'll appreciate the warm and welcoming atmosphere, complemented by tile flooring and carpet-free living spaces that create a clean, practical, and low-maintenance environment. Ideally situated close to schools, parks, scenic walking trails, shopping, and a variety of family-friendly amenities, this home provides the perfect setting for today's busy lifestyle while maintaining a peaceful neighbourhood feel. The fully fenced backyard is a true extension of the living space, featuring beautifully landscaped gardens, a charming gazebo, and a generous wood deck-an ideal setting for morning coffee, summer barbecues, entertaining family and friends, or simply relaxing outdoors. The fully finished basement adds valuable living space and offers endless flexibility for a recreation room, home office, children's play area, fitness space, or guest accommodations. Numerous important updates provide added comfort and peace of mind, including a new furnace and air conditioner in 2021, water softener in 2022, and roof shingles in 2016. Every aspect of this property reflects thoughtful ownership and practical improvements designed for comfortable everyday living. Whether you are a growing family looking for room to enjoy, a first-time buyer seeking a move-in-ready home, or simply searching for a welcoming property in a desirable neighbourhood, this home offers an exceptional opportunity. More detailsListed by RE/MAX Realty Specialists Inc. and RE/MAX REALTY SPECIALIST INC- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
96 Huxley Avenue S in Hamilton: 222 - Delta Single Family Residence for sale (22 - Hamilton Centre) : MLS®# 40846471
96 Huxley Avenue S Hamilton L8K 2P8 OPEN HOUSE: Aug 16, 202602:00 PM - 04:00 PM EDTOpen House on Sunday, August 16, 2026 2:00PM - 4:00PM
$699,000Residential- Status:
- Active
- MLS® Num:
- 40846471
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,353 sq. ft.
Welcome to 96 Huxley Ave S, a beautifully renovated 1.5 storey home in Hamilton's highly sought after Delta neighbourhood, offering 3 bedrooms & 2 bathrooms with timeless character and craftsmanship throughout. With a private driveway & detached garage with hydro, this updated home beautifully preserves its original framework & elegant cove plaster mouldings while incorporating quality modern finishes. The bright, inviting main floor offers a functional layout with comfortable living and dining rooms featuring engineered hardwood flooring (2022), a gas fireplace, and an electric fireplace with an antique tile surround. The renovated kitchen showcases updated cabinetry and backsplash (2025), oak countertops with pull out built-in cutting boards, an upgraded matte black faucet, and travertine flooring (2026). The redesigned 4 piece bathroom features mixed metals, tiled floors, a porcelain bath surround with a glass enclosure, a new vanity, toilet and pot lights. Completing the main floor is a bedroom with a custom-built wardrobe and dresser. Upstairs, you'll find two cozy bedrooms, along with new laminate flooring and quality foam underlayment (2026). The main & second floors feature fresh paint, new lighting, switches, and receptacles (2026). The basement offers additional living space, a 3 piece bathroom, significant plumbing upgrades (2022), and a walk-up to the backyard, presenting excellent in-law suite potential. Step outside to the sizeable, fully fenced backyard offering exceptional privacy - perfect for entertaining, relaxing, or spending time with family. Located in the Delta neighbourhood, this home is within walking distance of restaurants, parks, and schools, with quick highway access to Niagara and Toronto. Combining quality renovations, timeless charm, and an unbeatable location, 96 Huxley Avenue South is a truly exceptional place to call home. More detailsListed by Royal LePage Real Estate Associates- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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4 Forsyth Avenue N in Hamilton: 111 - Westdale South/Cootes Paradise Single Family Residence for sale (11 - Hamilton West) : MLS®# 40855330
4 Forsyth Avenue N Hamilton L8S 4E1
$1,499,900Residential- Status:
- Active
- MLS® Num:
- 40855330
- Bedrooms:
- 9
- Bathrooms:
- 5
- Floor Area:
- 3,423 sq. ft.
A Rare Century Home Offering Space, Flexibility, and Outstanding Investment Potential. Blending timeless craftsmanship with exceptional versatility, this beautifully maintained brick century home offers the space, charm, and flexibility to suit a wide range of lifestyles. Whether you're looking for room to accommodate a large or multi-generational family or seeking a property with significant income potential, this unique 2.5-storey home delivers an opportunity that's hard to match. Offering over 3,400 square feet above grade, the thoughtfully designed layout features 7+2 bedrooms and 4.5 bathrooms, providing incredible flexibility for growing families, guests, home offices, or shared living. Original character details combine with recent updates—including freshly refinished hardwood floors, new carpeting, and fresh paint throughout—to create a home that feels both warm and move-in ready. Multiple entrances and expansive living spaces allow for a variety of living configurations, while generous room sizes make everyday life comfortable. Abundant storage throughout the home helps keep everything organized without compromising living space. Outside, the impressive corner lot offers room to enjoy every season. A large rear deck provides an ideal setting for outdoor dining and entertaining, while the expansive yard offers space for gardening, play, or simply relaxing. Two double driveways and a detached double garage provide parking for up to seven vehicles—a rare convenience for a property of this era. Located just steps from McMaster University, the home enjoys easy access to restaurants, cafes, shopping, public transit, major highways, parks, and everyday amenities. Combining historic charm, generous living space, outstanding parking, and exceptional flexibility on a large corner lot, this is a rare opportunity to own a distinctive home that can adapt to changing needs for years to come. More detailsListed by Your Home Sold Guaranteed Realty Elite- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
Data was last updated August 13, 2026 at 03:50 PM (UTC)
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