How It Works
The Home Buyer’s Plan (HBP) is a government program that allows home buyers to withdraw up to $25,000 from their Registered Retirement Saving’s Plan (RRSP) to put towards buying or building a new home.
Before you can withdraw funds, you have to be entered into a written agreement that specifies whether you will be buying or building your new home. You also must occupy this space no later than a year after buying or building this new home.
To take advantage of this program you have to be considered a first-time buyer. You are not a first-time home buyer if you (or you and your spouse) has owned a home which you have occupied as your principal place of residence in the past 5 years.
Once those conditions are met each person can withdraw up to $25,000 tax-free from their RRSP for a new home. Couples, including common-law, can withdraw up to $50,000. You will not pay income tax on these amounts as long as these funds will be repaid into an RRSP in the future.
Existing homeowners can also use this program to purchase an accessible home or a home for a disabled dependent relative. The intended individual must qualify for the Disability Tax Credit (DTC) and this home must be more accessible or better suited to the care of this individual.
Find Your Dream Home
Keep up-to-date with the latest homes that meet your criteria by entering it below:
We have found a total of 3,492 listings, but only
100 are available for public display.
Please refine your criteria, in order to narrow the total number of matching listings.
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3169 King Street in Vineland: 980 - Lincoln-Jordan/Vineland Single Family Residence for sale (Lincoln) : MLS®# 40792855
3169 King Street Vineland L0R 2C0 
$1,599,900Residential- Status:
- Active
- MLS® Num:
- 40792855
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 1,342 sq. ft.
**MUST SEE**WATCH VIRTUAL TOUR** 5 Acres. Ravine Lot. Re-Designed Home In Wine Country. Imagine driving down your private laneway, to your very own 5+ acre treelined estate filled with private trails and unforgettable views. This is 3169 King St in Vineland, a secluded residence minutes from award-winning restaurants, Jordan Station & Vineland, yet in a world of its own. The modern home is bright & welcoming, an updated raised ranch bungalow that makes you and your guests feel like you're living in the canopy. This renovated home features 4 bedrooms and 3 full bathrooms. The entertainer's living room features an open concept design with a dining room and sunroom overlooking your private ravine. The primary suite and guest bedrooms are exceptional. Downstairs, a bright family room with egressed windows features a fireplace, 2 additional bedrooms, and a walkout that brings nature to your doorstep. Stepping into the backyard, you have a private patio, fire pit, oversized yard & paths to access your private hiking trails. Easy access to the QEW, Toronto, Buffalo, and Niagara-on-the-Lake. A home like this will live in your family for generations. More detailsListed by EXP REALTY OF CANADA INC- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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154 St Andrews Drive in Hamilton: 282 - Vincent Row/Townhouse for sale (28 - Hamilton East) : MLS®# 40792921
154 St Andrews Drive Hamilton L8K 6C3
$619,900Residential- Status:
- Active
- MLS® Num:
- 40792921
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,208 sq. ft.
Welcome to this beautiful freehold townhouse backing onto green space! This carpet-free home offers 3 bedrooms and 2 bathrooms, perfect for families, first time buyers, or investors. THE MAIN floor features a bright and inviting living room, ideal for family gatherings and everyday living. The updated kitchen is a chef’s dream with quartz countertops, a modern backsplash, LED under-cabinet lighting, and stainless steel appliances. UPSTAIRS , you’ll find three very good-sized bedrooms and a stylish 4 piece bathroom with modern finishes. The BASEMENT offers a fantastic recreation room space, just waiting for your final touches. Located in a quiet, mature, and safe neighbourhood close to schools, transit, a golf course, and the QEW, this home provides comfort, convenience, and an exceptional lifestyle. Don’t miss out on this incredible opportunity! More detailsListed by RE/MAX Twin City Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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2 262 Kenora Avenue in Hamilton: 272 - Kentley Row/Townhouse for sale (27 - Hamilton East) : MLS®# 40792978
2 262 Kenora Avenue Hamilton L8E 3Y3
$449,777Residential- Status:
- Active
- MLS® Num:
- 40792978
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,352 sq. ft.
Welcome to 262 Kenora Avenue #2 — a move-in ready 3-bedroom, 1.5-bath townhouse offering comfort, convenience, and incredible value in East Hamilton. Step into a bright open-concept main floor featuring newer kitchen cabinetry, durable plank flooring, and a seamless flow from the living area straight out to your backyard — perfect for entertaining, BBQs, or relaxing. The attached garage adds extra storage and winter convenience. Upstairs, you’ll find three generous-sized bedrooms along with a spacious 4-piece bathroom, providing plenty of room for families, guests, or a home office. This well-located complex is a commuters dream. Just a stones throw away from everything: the Red Hill Valley Parkway, QEW Niagara/Toronto access, and the brand-new Confederation GO Station, Walk or drive to nearby shopping, grocery stores, restaurants, parks, and all essential amenities. Whether you’re a first-time buyer, downsizer, or investor, this home delivers unbeatable convenience and a lifestyle that’s hard to match. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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65 Rolston Drive in Hamilton: 162 - Rolston/Yeoville Single Family Residence for sale (16 - Hamilton Mountain) : MLS®# 40793046
65 Rolston Drive Hamilton L9C 3X6
$949,900Residential- Status:
- Active
- MLS® Num:
- 40793046
- Bedrooms:
- 5
- Bathrooms:
- 3
- Floor Area:
- 2,197 sq. ft.
Beautifully finished 5 bedroom 2 storey home in prime West Mountain location. Open concept main floor with updated kitchen, quartz counters, tumbled marble backsplash and stainless appliances. Kitchen features large centre island / breakfast bar with seating for 4, separate wine fridge, desk area and tons of quality cabinetry. From the kitchen, walk out to your backyard oasis with inground pool, exposed aggregate concrete pool surround, lounging decks both covered and uncovered & natural gas bbq. Backyard storage shed could be used as a cabana with attached covered deck area. Your front livingroom looks out onto Rolston community forest, Captain Cornelius Park, Westmount Highschool / Westwood & Westview Elementary schools & Westmount Rec Centre. Originally a 4 bedroom home, the upper floor has an addition over the garage which adds a large primary suite, with oversized closet and 3piece ensuite bath. All 4 other bedrooms are large, perfect for the growing family, with another 4pc main bath. In the lower level you have an awesome recreation room with gas fireplace and full wetbar with keg fridge - great spot to watch the game and catch up with friends. This home is a year-round entertainer's dream! Inside access from single car garage, large double wide drive with parking for 4 cars. Quick highway access by way of the LINC @ Garth. Close to Upper James retail corridor. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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226 E Carluke Road in Ancaster: 428 - Southcote/Duff’s Cors Single Family Residence for sale (42 - Ancaster) : MLS®# 40793049
226 E Carluke Road Ancaster L9G 3L1
$1,799,900Residential- Status:
- Active
- MLS® Num:
- 40793049
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,182 sq. ft.
Ideally located, Incredible Ancaster Investment Opportunity. Rare turn key pet care facility tied to Celebrity dog trainer Sherri Davis with loyal clientele base & minutes from Hamilton Airport. A picture perfect setting situated on stunning 9.5 acre triangular corner lot on sought after Carluke Road E. The 45’ x 125’ detached outbuilding is currently set up for 28 indoor / outdoor kennels, pet grooming area, and room for business expansion. The 45’ x 150’ second outbuilding includes heated upper level set up for dog training and main level with concrete floor that is used for storage. The property also includes a beautifully updated 4 bedroom Bungalow with multiple updates throughout, great curb appeal, extensive concrete patio, & above ground pool. Conveniently located minutes to Ancaster, Mt. Hope, 403, Linc, & Red Hill. A transferable City of Hamilton kennel license is available with the sale making this a truly Irreplaceable package. Live, work, expand, & grow your business, brand, & Lifestyle. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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102 Celestial Crescent in Hannon: 503 - Trinity Row/Townhouse for sale (50 - Stoney Creek) : MLS®# 40792891
102 Celestial Crescent Hannon L0R 1P0
$749,000Residential- Status:
- Active
- MLS® Num:
- 40792891
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 2,071 sq. ft.
Welcome to this beautifully updated and impeccably kept end-unit townhome, offering the space and privacy you desire. This home is truly move-in ready, featuring a host of modern upgrades and fantastic amenities. The main floor boasts a bright, open-concept layout highlighted by a combination of hardwood and ceramic flooring. Enjoy the warm ambiance created by stylish pot lights and an abundance of natural light. A sliding door provides seamless access to your private, fenced backyard. The upper level is designed for family living, offering three generously sized bedrooms. The main bedroom is a tranquil retreat featuring its own private ensuite bathroom. A second full bathroom and a convenient upper-level laundry area complete this floor. The fully finished basement significantly expands your living space, including a dedicated office space perfect for remote work, a large recreation room for entertaining or relaxation, and ample storage solutions. Enjoy peace of mind knowing the Furnace, Central Air Conditioning, and Water Heater are owned and were all newly installed in 2024! Step outside to discover your very own private escape! The fenced backyard features a 12-foot heated above-ground pool—the perfect amenity for summer fun and relaxation. oversized 1 car Garage with access to the inside. Driveway for 2 cars. This home is situated in a highly convenient area, just steps away from schools, parks, public transportation, essential amenities, and so much more! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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373 N Emerald Street in Hamilton: 141 - Lansdale Row/Townhouse for sale (14 - Hamilton Centre) : MLS®# 40792931
373 N Emerald Street Hamilton L8L 5L8
$475,000Residential- Status:
- Active
- MLS® Num:
- 40792931
- Bedrooms:
- 3
- Bathrooms:
- 1
- Floor Area:
- 1,132 sq. ft.
Welcome to the kind of home that makes you say “YES!” the moment you step inside! This beautifully updated 2.5-storey, solid-brick end-unit townhome is packed with charm, character & modern upgrades which is an irresistible opportunity for first-time buyers, investors or anyone craving a fresh start in a home that simply feels good the second you walk through the door! Fall in love with the bright, clean, fully renovated interior! A newer kitchen, updated bathroom & fresh hardwood flooring throughout creates a light, modern feel, while the tall ceilings & century-brick character add warmth & soul! No stress, no projects, just unpack & enjoy! With two bedrooms plus a spacious loft used as the primary suite, you have room to grow, create & make the home uniquely yours! Don’t need all three sleeping spaces? The extra bedroom offers amazing flexibility by turning it into a dreamy office, a bright playroom, a cozy reading hideaway, or a creative studio! The choice is yours! The backyard is your own private retreat! Step outside to a fully fenced oasis! It is secluded, quiet & beautifully set up for relaxation, entertaining, morning coffee, weekend BBQs or quiet moments alone! And yes, there’s a hot tub! Imagine unwinding here at the end of a long day, enjoying a peaceful soak under the stars. This yard gives you the space to breathe. With front driveway parking, convenience becomes part of your everyday routine. Whether you’re entering the market, expanding your portfolio, or looking for a smart investment with strong rental potential, this home checks every box: updated, affordable, spacious, stylish & move-in ready! In a competitive price range, this one stands out & homes like this don’t wait around. Located steps to Hamilton General Hospital, schools, parks, transit & daily amenities, you’re set up for easy living in a neighbourhood that’s growing fast & offering fantastic value. Come see why this home feels like “the one!” This is where your next chapter begins! More detailsListed by Royal LePage Burloak Real Estate Services- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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10 Glen Eden Court in Hamilton: 165 - Gourley/Kernighan Single Family Residence for sale (16 - Hamilton Mountain) : MLS®# 40793033
10 Glen Eden Court Hamilton L9C 6H6 OPEN HOUSE: Dec 14, 202502:00 AM - 04:00 PM ESTOpen House on Sunday, December 14, 2025 2:00AM - 4:00PM
$499,900Residential- Status:
- Active
- MLS® Num:
- 40793033
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 1,717 sq. ft.
Welcome to 10 Glen Eden Court, a bright and spacious semi-detached home tucked away on a quiet cul-de-sac in Hamilton’s desirable Gourley neighbourhood. This West Mountain pocket is known for its family-friendly feel, great schools, nearby parks, and quick access to shopping, amenities, and the LINC. With 4+ bedrooms, 3 bathrooms, and 1,282 sq ft plus a finished basement, this home has the space and flexibility families appreciate. The main floor features a sunlit living/dining area with a bay window, an eat-in kitchen with a walkout to the backyard, and a convenient 2-piece bath. Upstairs are four well-sized bedrooms and a full bathroom. The finished lower level adds even more functionality with a rec room, full bath, laundry, and a bonus room ideal for a 5th bedroom, office, or playroom. Outside, enjoy a private backyard and a double-wide driveway with parking for up to 5 cars—rare for this area. Major 2024 updates include a high-efficiency furnace, heat pump (heating & cooling), and tankless water heater, all owned. Move-in ready, well cared for, and set in one of the West Mountain’s most sought-after communities—book your showing today before it’s too late. More detailsListed by Keller Williams Complete Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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205 23 Main Street in Dundas: 411 - Coote’s Paradise Condo/Apt Unit for sale (41 - Dundas) : MLS®# 40793059
205 23 Main Street Dundas L9H 2P7
$349,500Residential- Status:
- Active
- MLS® Num:
- 40793059
- Bedrooms:
- 2
- Bathrooms:
- 1
- Floor Area:
- 927 sq. ft.
Charming 2-Bedroom Condo in the Heart of Dundas. Discover a delightful blend of comfort and convenience in this beautifully maintained 2-bedroom, 1-bath condo located in the highly desirable Cootes Paradise community. Nestled within a boutique mid-rise building in the heart of historic downtown Dundas, this move-in-ready unit offers a relaxed lifestyle surrounded by nature, charm, and amenities. Freshly painted and professionally updated, this bright and spacious suite features a refreshed kitchen, a modern 4-piece bathroom, and two generous bedrooms with ample closet space. The standout feature is the west-facing covered sunroom—ideal for afternoon lounging, curling up with a book, or tending to your favourite indoor plants. Enjoy exclusive use of underground parking (P2 #24) and storage locker (P2 #205). Building amenities include secure bike storage, party room, BBQ courtyard, on-site laundry, and a dedicated Superintendent. Recent building upgrades: roof, parking garage repairs, new intercom/fob system, and upcoming courtyard refurbishment (date TBD). Step outside and you’re just moments away from everything that makes Dundas special: local cafés like Detour and Café Domestique, boutique shops, the public library, art galleries, restaurants, pubs, scenic trails, Dundas Driving Park, tennis clubs, and more. Whether you're downsizing, investing, or buying your first home, this is your chance to enjoy the best of small-town charm with big lifestyle benefits. Come experience the vibrant community of Cootes Paradise. More detailsListed by Coldwell Banker Community Professionals- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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635 Rexford Drive in Hamilton: 187 - Randall/Eleanor Single Family Residence for sale (18 - Hamilton Mountain) : MLS®# 40793068
635 Rexford Drive Hamilton L8W 3E7
$759,000Residential- Status:
- Active
- MLS® Num:
- 40793068
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,986 sq. ft.
Welcome home to this amazing Detached home featuring around 2000 square footage of living space, 40X98 ft. lot size. It has great sized living & dining area with amazing natural light. It comes with Well presented a resort backyard with swimming POOL. Upstairs there are 3 bedrooms with Master having its own ensuite. It comes with Professionally finished basement with fireplace. There are updates from time to time including all bathroom & Kitchen windows, light fixtures, floor around the pool etc. This is located very close to amazing amenities including Lime ridge mall, schools, Highway and much more. More detailsListed by RE/MAX Real Estate Centre Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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604 5055 Greenlane Road in Beamsville: 982 - Beamsville Condo/Apt Unit for sale (Lincoln) : MLS®# 40793093
604 5055 Greenlane Road Beamsville L3J 2J3
$426,000Residential- Status:
- Active
- MLS® Num:
- 40793093
- Bedrooms:
- 1
- Bathrooms:
- 1
- Floor Area:
- 599 sq. ft.
Exceptional top-floor unit in the sought after Utopia condominiums. This premium suite features an open, private unshared balcony with unobstructed western exposure, offering stunning views of Lake Ontario and the Niagara Escarpment. Ideally located, the condo provides quick access to major amenities and nearby highway connections for effortless commuting. The unit includes a privately owned underground parking space and storage locker for added convenience. Interior upgrades enhance both style and comfort, including luxury vinyl flooring throughout, quartz countertops in the kitchen and bathroom, and upgraded kitchen cabinetry. Positioned next to the future GO station, this condo presents an excellent opportunity for homeowners and investors alike. More detailsListed by Royal LePage NRC Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
373 East 27th Street in Hamilton: 177 - Burkholme Single Family Residence for sale (17 - Hamilton Mountain) : MLS®# 40792353
373 East 27th Street Hamilton L8V 3H1
$744,900Residential- Status:
- Active
- MLS® Num:
- 40792353
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,204 sq. ft.
Sold "as is, where is" basis. Seller makes no representation and/ or warranties. All room sizes are approx. More detailsListed by Royal LePage State Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
Data was last updated December 9, 2025 at 09:50 PM (UTC)
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