How It Works

First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.

The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.

Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.

The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.

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  • 58 660 Oxford Road in Burlington: 320 - Dynes Row/Townhouse for sale (32 - Burlington) : MLS®# 40853096

    58 660 Oxford Road 320 - Dynes Burlington L7N 3M1
    Main Photo: 58 660 Oxford Road in Burlington: 320 - Dynes Row/Townhouse for sale (32 - Burlington)  : MLS®# 40853096
    $685,000
    Residential
    Status:
    Active
    MLS® Num:
    40853096
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,255 sq. ft.
    Welcome to this beautifully maintained townhome in the heart of South Burlington, a great opportunity for first-time buyers, down-sizers, and young families alike. Nestled in family-friendly community, this move-in ready home combines thoughtful updates, functional living space, and an unbeatable lifestyle location. The bright interior has been extensively updated, including a kitchen renovation (2019), basement flooring (2022), updated electrical panel (2022), and above-grade basement windows (2023). Upstairs, 3 good size bedrooms and a beautifully updated full bathroom (2022), and the finished lower level offers valuable additional living space, perfect for a family room, home office, playroom, or gym. Outside, enjoy your own fully fenced backyard complete with deck and artificial turf (2026), and gate access to a spacious common grassy green space creating an ideal extension of your backyard for little ones and pets to play safely. Additional highlights include a single-car garage, ample visitor parking, and reasonable condo fees of $485/month, which include water, building insurance, common elements, landscaping, and ground maintenance. Located just minutes from Downtown Burlington and the waterfront, you'll love the convenience of being within walking distance to parks, shopping, transit, and the Burlington Farmers' Market, while also enjoying quick access to the GO Station and major highways for an easy commute. This is a great opportunity to own a turnkey home in one of Burlington's most desirable communities, where convenience, community, and comfort come together. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 6 Seven Oaks Drive in Hamilton: 176 - Hill Park Single Family Residence for sale (17 - Hamilton Mountain) : MLS®# 40851619

    6 Seven Oaks Drive 176 - Hill Park Hamilton L9A 4C8
    Main Photo: 6 Seven Oaks Drive in Hamilton: 176 - Hill Park Single Family Residence for sale (17 - Hamilton Mountain)  : MLS®# 40851619
    $499,900
    Residential
    Status:
    Active
    MLS® Num:
    40851619
    Bedrooms:
    3
    Bathrooms:
    1
    Floor Area:
    1,028 sq. ft.
    Welcome to this charming 3-bedroom, 1-bathroom bungalow, perfectly situated on the desirable East Hamilton Mountain. Offering a fantastic opportunity for first-time home buyers, investors, or anyone looking to add their own personal touches, this home is full of potential. The spacious layout is complemented by an oversized backyard, providing plenty of room for children to play, pets to roam, gardening, or future outdoor entertaining. Nestled in a family-friendly neighbourhood, you'll enjoy the convenience of being just minutes from schools, parks, shopping, restaurants, and everyday amenities. With quick access to the Lincoln Alexander Parkway, Red Hill Valley Parkway, Highway 403, and the QEW, commuting to Hamilton, the GTA, or Niagara is effortless. Whether you're looking for your first home, your next investment, or a property to make your own, this East Mountain bungalow is an opportunity you won't want to miss. More details
    Listed by Keller Williams Complete Realty
  • 450 East 42nd Street in Hamilton: 252 - Hampton Heights Single Family Residence for sale (25 - Hamilton Mountain) : MLS®# 40853119

    450 East 42nd Street 252 - Hampton Heights Hamilton L8T 3B3
    OPEN HOUSE: Aug 09, 2026
    02:00 PM - 04:00 PM EDT
    Open House on Sunday, August 9, 2026 2:00PM - 4:00PM
    Main Photo: 450 East 42nd Street in Hamilton: 252 - Hampton Heights Single Family Residence for sale (25 - Hamilton Mountain)  : MLS®# 40853119
    $709,900
    Residential
    Status:
    Active
    MLS® Num:
    40853119
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,990 sq. ft.
    Welcome to 450 East 42nd Street, a beautifully maintained 3+1 bedroom, 2 bathroom home nestled on Hamilton Mountain in the sought-after Hampton Heights neighbourhood. This inviting property offers the perfect blend of comfort, functionality, and outdoor living on a spacious lot. Conveniently located close to schools, parks, shopping, amenities, and major highway access, it's an ideal location for families and commuters alike. Inside, you'll find a bright and welcoming layout with plenty of room for the whole family. The versatile main floor office can easily serve as a fourth bedroom, making it perfect for those working from home, hosting guests, or accommodating multi-generational living. The finished lower level adds even more living space, giving you endless possibilities for a rec room, playroom, or home gym. Outside, the property continues to impress with a large detached garage, perfect for parking, extra storage or to create your own workshop/hobby space. Step into the backyard oasis where you'll love spending your summers. Whether you're hosting barbecues, relaxing with family, or entertaining friends, this beautifully landscaped yard is designed to impress. Cool off in the above-ground saltwater pool, unwind on warm summer evenings, and enjoy a private outdoor space you'll never want to leave. This is a fantastic opportunity to own a move-in ready home that offers flexible living spaces, a large detached garage with workshop potential, an incredible backyard, and a family-friendly location in one of Hamilton Mountain's most desirable neighbourhoods. Upstairs windows were replaced in 2024. More details
    Listed by RED AND WHITE REALTY INC. and Right at Home Realty
  • 156 Tragina Avenue N in Hamilton: 231 - Homeside Single Family Residence for sale (23 - Hamilton East) : MLS®# 40852843

    156 Tragina Avenue N 231 - Homeside Hamilton L8H 5C8
    Main Photo: 156 Tragina Avenue N in Hamilton: 231 - Homeside Single Family Residence for sale (23 - Hamilton East)  : MLS®# 40852843
    $499,950
    Residential
    Status:
    Active
    MLS® Num:
    40852843
    Bedrooms:
    2
    Bathrooms:
    1
    Floor Area:
    1,133 sq. ft.
    Fantastic opportunity to own this 2 bedroom 1.5 Storey home in popular Hamilton East location . This charming detached home is till maintaining rich wood trim and floors in Living/Dining nestled on a quiet peaceful street. . A rear bright addition used as main floor family room featuring sliding doors to rear 10' X 8 wood deck.. Major updates include a newer furnace/central air conditioning and most windows. Please note (North) side mutual driveway leading to rear single parking. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 37 Hill Avenue in Brantford: 2040 - North Park/Wood St. Single Family Residence for sale (2040 - Terrace Hill/E & N Wards) : MLS®# 40850485

    37 Hill Avenue 2040 - North Park/Wood St. Brantford N3R 4G8
    Main Photo: 37 Hill Avenue in Brantford: 2040 - North Park/Wood St. Single Family Residence for sale (2040 - Terrace Hill/E & N Wards)  : MLS®# 40850485
    $569,900
    Residential
    Status:
    Active
    MLS® Num:
    40850485
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,466 sq. ft.
    Step inside 37 Hill Ave, While the attractive exterior reflects the care this home has received over the years, it’s what awaits inside that will truly impress. Step through the front door into a beautifully updated open-concept living, dining, and kitchen area with a fresh, modern feel. The upgraded kitchen shows quality cabinetry, granite countertops, stainless steel appliances, induction stove, stainless hood fan 2024 and a stylish tile backsplash—creating amazing finish This meticulously maintained home has been extensively updated with a durable metal roof house and garage -2018, newer windows and doors-2024, real hardwood flooring, and totally renovated main floor bathroom-2022. On demand water heater and Hepa air filter- 2024 .The finished lower level includes a family size rec. room, gas fireplace, and a modern 3-piece bath, with laundry providing valuable living space for family, guests, or a home office.(currently used as huge storage room -was previously 3 rd bedroom ) Convenient useful space- Huge windows, airy feeling, Sunroom of kitchen leads you outside to your own private oasis featuring a HEATED INGROUND POOL 16 x36 ft , a stunning stamped concrete patio, and a covered gazebo overlooking the deck—the perfect place to relax or entertain. With virtually NO GRASS TO CUT , you’ll spend your time enjoying the backyard instead of maintaining it.( pool filter , gas heater, robotic cleaner, all upgraded 2025-26) Adding EVEN MORE VERSATILITY is the fully finished converted DETACHED GARAGE , insulated and complete with sliding doors to the pool area, envision an incredible pool party space, games room, home gym, hobby studio, workshop, or future accessory living potential (subject to buyer verification and municipal approvals), this unique space offers more possibilities. With parking for 4 vehicles, outstanding upgrades throughout, and a location that’s ALWAYS IN DEMAND , this is a home that delivers far more than you expect. More details
    Listed by Century 21 Heritage House LTD
  • 72 Eastbury Drive in Hamilton: 511 - Eastdale/Poplar Park/Industrial Single Family Residence for sale (51 - Stoney Creek) : MLS®# 40853166

    72 Eastbury Drive 511 - Eastdale/Poplar Park/Industrial Hamilton L8E 2Y5
    Main Photo: 72 Eastbury Drive in Hamilton: 511 - Eastdale/Poplar Park/Industrial Single Family Residence for sale (51 - Stoney Creek)  : MLS®# 40853166
    $639,900
    Residential
    Status:
    Active
    MLS® Num:
    40853166
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,224 sq. ft.
    Nestled in a tranquil neighbourhood, this charming raised ranch bungalow offers 4 spacious bedrooms and 2 full bathrooms, perfect for comfortable family living. The home sits on a generously sized lot, surrounded by lush greenery that provides a serene outdoor retreat. The fully finished basement features an additional bedroom and bath, ideal for guests or extended family. Conveniently located close to all amenities, this property combines peaceful living with easy access to everything you need. More details
    Listed by Michael St. Jean Realty Inc.
  • 319 King Street W in Dundas: 411 - Coote’s Paradise Single Family Residence for sale (41 - Dundas) : MLS®# 40853170

    319 King Street W 411 - Coote’s Paradise Dundas L9H 1W5
    Main Photo: 319 King Street W in Dundas: 411 - Coote’s Paradise Single Family Residence for sale (41 - Dundas)  : MLS®# 40853170
    $799,900
    Residential
    Status:
    Active
    MLS® Num:
    40853170
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,150 sq. ft.
    Welcome to this beautifully updated 2 storey century home nestled in the heart of historic Dundas, where timeless character meets modern comfort. Thoughtfully renovated throughout, this charming home offers a bright and inviting open concept main floor designed for everyday living and entertaining. The spacious living room is filled with natural light and features stylish built-in storage, creating a warm and functional space to relax. Convenient main floor 2-piece bathroom. The updated eat-in kitchen is both stylish and practical, complete with stainless steel appliances, tiled backsplash, ample cupboard and counter space, and a walk-out to the private backyard — perfect for indoor/outdoor living during the warmer months. Upstairs, you’ll find two generous bedrooms, convenient upper-level laundry, and a beautifully updated 4-piece bathroom featuring a walk-in shower. Additional updates include an owned tankless hot water heater for added efficiency and peace of mind. Step outside to enjoy the fully fenced and private peaceful backyard with a wooden deck, ideal for entertaining, gardening, or simply unwinding. Rare long private driveway with parking for up to 4 vehicles. Located in one of Dundas’ family friendly neighbourhoods, this home is just minutes from great schools, parks, scenic trails, charming downtown shops, restaurants, and all major amenities. A wonderful opportunity to own a move-in ready century home full of charm, character, and modern updates in a highly desirable community. More details
    Listed by New Era Real Estate
  • 2143 Brays Lane in Oakville: 1007 - GA Glen Abbey Single Family Residence for sale (1 - Oakville) : MLS®# 40852576

    2143 Brays Lane 1007 - GA Glen Abbey Oakville L6M 2T2
    Main Photo: 2143 Brays Lane in Oakville: 1007 - GA Glen Abbey Single Family Residence for sale (1 - Oakville)  : MLS®# 40852576
    $2,399,000
    Residential
    Status:
    Active
    MLS® Num:
    40852576
    Bedrooms:
    6
    Bathrooms:
    6
    Floor Area:
    3,632 sq. ft.
    Welcome to this extensively renovated luxury home in Oakville's prestigious Glen Abbey community, offering over $400,000 in premium upgrades & exceptional resort-style living. This stunning 4+2-bedroom, 6-bathroom home with a professionally finished basement is ideally located steps to parks, trails & schools within the highly acclaimed Abbey Park High School catchment. Close to the Glen Abbey Community Centre, Oakville Hospital, shopping, restaurants, GO Station, & highways. Outstanding curb appeal features towering evergreens, illuminated stone entrance, soffit lighting, a new double-wide interlocking driveway (2026) for 4 cars plus a double garage. The spectacular private backyard is an entertainer's dream with a heated saltwater pool, extensively renovated in 2026 with three illuminated waterfalls, built-in Jacuzzi, stone outdoor kitchen with a sink, Napoleon fridge, gas BBQ, custom gazebo, lounge with gas fireplace & TV feature wall, lush gardens & new side gates. Smart-home technology controls security, alarm, garage doors, HVAC, lighting & automated blinds. Interior upgrades include new cherry-stained oak hardwood flooring, curved staircase with modern balusters, pot lights, new entrance tiles, water softener, whole-home water purification system, automatic blinds & custom draperies (2026). The elegant layout offers a grand two-storey foyer, formal living & dining rooms, a private office, mudroom, spacious family room with new electric fireplace, & a beautiful eat-in kitchen with granite counters, island, breakfast bar, quality cabinetry, premium stainless steel appliances & walkout to the backyard oasis. Upstairs offers four generous bedrooms & three luxurious bathrooms, including a lavish primary retreat with two walk-in closets & a spa-inspired 5-piece ensuite. The finished lower level features a recreation/games room, two additional bedrooms, two 3-piece bathrooms & laundry, creating the perfect blend of luxury, functionality & family living. More details
    Listed by Royal LePage Real Estate Services Ltd.
  • 76 Birch Avenue in Hamilton: 200 - Gibson/Stipley Single Family Residence for sale (20 - Hamilton Centre) : MLS®# 40852870

    76 Birch Avenue 200 - Gibson/Stipley Hamilton L8L 6H7
    Main Photo: 76 Birch Avenue in Hamilton: 200 - Gibson/Stipley Single Family Residence for sale (20 - Hamilton Centre)  : MLS®# 40852870
    $299,900
    Residential
    Status:
    Active
    MLS® Num:
    40852870
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,607 sq. ft.
    Opportunity Knocks at 76 Birch Avenue! This charming 1 & 1/4 storey detached home is packed with potential and offers an incredible opportunity for first-time buyers, investors, renovators, or anyone looking to add their own personal touch. While the home requires TLC, it has solid bones, a detached garage, private parking, and endless possibilities to renovate, update, or transform into your dream home. Located in Hamilton's evolving east end, this property is ideally situated just minutes from downtown Hamilton, the waterfront, parks, schools, shopping, restaurants, and public transit. Commuters will appreciate the quick access to the Red Hill Valley Parkway, QEW, Highway 403, and Nikola Tesla Boulevard, making travel throughout the city and GTA convenient. The neighbourhood continues to benefit from ongoing revitalization and investment, making it an attractive choice for both homeowners and investors. Enjoy nearby parks, waterfront trails, recreation facilities, and all the amenities that make this area an increasingly desirable place to call home. Whether you're looking for your next renovation project, an investment opportunity, or an affordable detached home with room to build equity, 76 Birch Avenue delivers exceptional value. Priced to sell, this is your chance to unlock the full potential of a property in one of Hamilton's growing neighbourhoods. Don't miss this fantastic opportunity! No room sizes available due to tenants. More details
    Listed by CANFIN REALTY SERVICES INC.
  • 64 Richardson Street in Brantford: 2071 - Old West Brant Single Family Residence for sale (2067 - West Brant) : MLS®# 40853010

    64 Richardson Street 2071 - Old West Brant Brantford N3T 1J1
    Main Photo: 64 Richardson Street in Brantford: 2071 - Old West Brant Single Family Residence for sale (2067 - West Brant)  : MLS®# 40853010
    $349,000
    Residential
    Status:
    Active
    MLS® Num:
    40853010
    Bedrooms:
    3
    Bathrooms:
    1
    Floor Area:
    1,016 sq. ft.
    Set on a generous corner lot in Brantford’s established west end, this charming bungalow offers a blend of character, comfort, and everyday convenience. With over 1,000 square feet of thoughtfully designed living space, the home is ideal for those seeking easy one-floor living without compromise. The main level features three well-sized bedrooms, a bright and inviting living area, and a refreshed kitchen complete with stainless steel appliances, offering both function and style for daily living and entertaining alike. The layout flows seamlessly into a dedicated dining space, while main floor laundry adds an extra layer of practicality. Step outside to a fully fenced yard designed for low-maintenance enjoyment — perfect for relaxing, gardening, or hosting family and friends. A double-wide private driveway provides ample parking, and the corner lot adds both space and curb appeal. Located just minutes from parks, trails, schools, and the Grand River, this home is perfectly positioned for those who value both community and accessibility. A solid opportunity for first-time buyers, downsizers, or anyone looking to enjoy the simplicity of bungalow living in a mature neighbourhood. More details
    Listed by Real Broker Ontario Ltd
  • 227 Beach Road in Hamilton: 211 - Crown Point North Single Family Residence for sale (21 - Hamilton Centre) : MLS®# 40852849

    227 Beach Road 211 - Crown Point North Hamilton L8L 4A9
    Main Photo: 227 Beach Road in Hamilton: 211 - Crown Point North Single Family Residence for sale (21 - Hamilton Centre)  : MLS®# 40852849
    $499,900
    Residential
    Status:
    Active
    MLS® Num:
    40852849
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,346 sq. ft.
    Welcome to 227 Beach Road, a unique home that combines character, functionality, and an inviting open concept design. Offering 2 bedrooms plus a versatile den that could easily be used as a third bedroom, this home provides flexible living spaces to suit a variety of lifestyles. Step inside to an impressive open-to-above living room where soaring vaulted ceilings create a bright and spacious atmosphere, making it the perfect place to relax or entertain. The loft-style upper level overlooks the living room below, adding architectural charm and an ideal space for a home office, reading retreat, or additional living area. The well-designed kitchen offers abundant cabinetry and generous prep space, making everyday cooking and hosting a breeze. Outside, enjoy the convenience of driveway parking and a location that offers easy access to Hamilton's waterfront, parks, trails, major highways, and everyday amenities. Whether you're a first-time buyer, downsizer, or investor, this home presents an excellent opportunity to own a property with distinctive style and practical living spaces in a convenient Hamilton location. More details
    Listed by eXp Realty
  • 8 Strathcona Avenue in Brantford: 2085 - Eagle Place West Single Family Residence for sale (2084 - Eagle Place) : MLS®# 40853008

    8 Strathcona Avenue 2085 - Eagle Place West Brantford N3S 1T3
    Main Photo: 8 Strathcona Avenue in Brantford: 2085 - Eagle Place West Single Family Residence for sale (2084 - Eagle Place)  : MLS®# 40853008
    $535,000
    Residential
    Status:
    Active
    MLS® Num:
    40853008
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,506 sq. ft.
    Welcome to 8 Strathcona Avenue, where timeless character meets thoughtful modern updates on an exceptionally oversized lot near Brantford's core. Built in 1910 and offering over 1,400 sq. ft. of living space, this charming 3-bedroom, 2-bathroom home features an inviting front porch, classic curb appeal, and an extra-long private driveway with parking for multiple vehicles. Inside, soaring ceilings, original tall trim, solid oak hardwood flooring, and century-home craftsmanship create a warm and welcoming feel. The bright living room showcases elegant wall mouldings, oversized windows, and French doors leading into the spacious dining room, perfect for entertaining while preserving the home's historic charm. The updated eat-in kitchen offers ample cabinetry, generous countertops, a breakfast bar, top of the line stainless steel appliances, and an open-concept layout that keeps family and guests connected. Upstairs are three spacious bedrooms and a full bathroom. The back room on the main floor is ideal as a playroom, home office, or flex space overlooking the backyard. Outside, the massive park-like yard offers mature trees, raised garden beds, a gazebo (2025), children's play structure, storage shed, and plenty of room to entertain, garden, relax, or expand. Major updates include roof (2024), furnace & air conditioner (2025), water softener (2026), living and dining room windows (2020), house painted (2022), fridge (2022), dishwasher (2022), oven (2025), partial French drain in basement (2025), and toilets (2017), offering added peace of mind. Ideally located in Brantford's established Eagle Place neighbourhood, close to Grand River trails, parks, schools, shopping, downtown Brantford, the Doug Snooks Eagle Place Community Centre, and highway access. Eagle Place is known for its mature tree-lined streets, character homes, strong sense of community, and ongoing neighbourhood and park improvements. More details
    Listed by RE/MAX Escarpment Golfi Realty Inc.
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Data was last updated August 4, 2026 at 05:50 PM (UTC)
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