How It Works

First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.

The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.

Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.

The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.

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  • 413 50 Main Street in Dundas: 411 - Coote’s Paradise Condo/Apt Unit for sale (41 - Dundas) : MLS®# 40875470

    413 50 Main Street 411 - Coote’s Paradise Dundas L9H 6P8
    Main Photo: 413 50 Main Street in Dundas: 411 - Coote’s Paradise Condo/Apt Unit for sale (41 - Dundas)  : MLS®# 40875470
    $449,000
    Residential
    Status:
    Active
    MLS® Num:
    40875470
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,100 sq. ft.
    Welcome to Suite 413 at The Mainhattan - in the heart of historic Dundas. This distinctive top-floor loft condominium offers approximately 1,100 SqFt. of bright, character-filled, open concept, Carpet Free living space enhanced by soaring ceilings and dramatic two-storey, southwest-facing windows overlooking the Dundas Valley. The spacious layout features two bedrooms, one-and-a-half bathrooms and generous storage throughout. The separate kitchen and dining area flow comfortably into the natural light filled living room, creating an inviting space for both everyday living and entertaining. In addition to the Primary Bedroom featuring a cozy electric fireplace, a private 4-piece Bathroom & Walk-In Closet - the versatile Upper Level includes a loft which provides the perfect setting for a home office, reading area, fitness space or creative studio. Additional conveniences include in-suite laundry and underground parking with an Exclusive Parking spot and Locker. Residents can enjoy access to the building’s rooftop patio and community BBQ area, where panoramic views provide a beautiful backdrop for relaxing outdoors. Ideally located just steps from downtown Dundas shops, restaurants, cafes, parks and trails, this vacant suite presents an exceptional opportunity to enjoy spacious loft living in one of the area’s most desirable neighbourhoods. More details
    Listed by Chase Realty Inc.
  • 51 Purdy Crescent in Hamilton: 180 - Greeningdon Single Family Residence for sale (18 - Hamilton Mountain) : MLS®# 40875879

    51 Purdy Crescent 180 - Greeningdon Hamilton L9A 3B4
    Main Photo: 51 Purdy Crescent in Hamilton: 180 - Greeningdon Single Family Residence for sale (18 - Hamilton Mountain)  : MLS®# 40875879
    $729,900
    Residential
    Status:
    Active
    MLS® Num:
    40875879
    Bedrooms:
    5
    Bathrooms:
    2
    Floor Area:
    2,068 sq. ft.
    Welcome to Greeningdon! This charming, extensively renovated bungalow offers so much more than meets the eye. Completely transformed in 2021, this home features 3 bedrooms on the main level, 2 additional bedrooms downstairs, and 2 full bathrooms. The bright and inviting main floor showcases hardwood flooring, pot lights, quartz countertops and newer appliances, while the lower-level features stylish vinyl flooring and pot lights throughout. The fully self-contained lower-level unit adds exceptional versatility, complete with its own separate entrance and laundry facilities. Whether you're looking for space for extended family, multi-generational living or the potential for additional rental income, this thoughtfully designed layout offers plenty of possibilities. The extensive improvements go beyond the cosmetic, with a new electrical panel and updated wiring, and a new furnace installed in 2021 as part of the home's comprehensive renovation. Additional exterior improvements include a French drain and fresh sod (2022), a storage shed (2022), and a spacious deck (2023). The roof was replaced in 2018. Outside, enjoy a fully fenced backyard with plenty of green space, a generous deck perfect for entertaining, and room to relax and unwind. Parking is another bonus, with a covered carport and long driveway accommodating up to three vehicles. Situated in the established Hamilton Mountain community of Greeningdon, this inviting home combines neighbourhood charm, extensive updates and incredible flexibility. Cute from the curb, beautifully updated throughout, and offering two distinct living spaces! This is one you'll want to see for yourself! More details
    Listed by Revel Realty Inc.
  • 393 Grantham Common in Oakville: 1010 - JM Joshua Meadows Row/Townhouse for sale (1 - Oakville) : MLS®# 40875249

    393 Grantham Common 1010 - JM Joshua Meadows Oakville L6H 7E3
    Main Photo: 393 Grantham Common in Oakville: 1010 - JM Joshua Meadows Row/Townhouse for sale (1 - Oakville)  : MLS®# 40875249
    $799,900
    Residential
    Status:
    Active
    MLS® Num:
    40875249
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,382 sq. ft.
    Rare END unit FREEHOLD townhome that feel like a SEMI in Oakville's most desirable Joshua Meadows community! This beautifully upgraded approximate 1,400 sf of townhome offers two spacious bedrooms and two bathrooms—an ideal starter home for a young family or a comfortable, low-maintenance option for downsizers. The bright, open-concept main floor features hardwood flooring, large windows and premium wood shutters with a lifetime warranty. The stylish kitchen is complete with granite countertops, a breakfast bar and stainless steel appliances. Enjoy the beautiful covered porch off the dining area, plus the convenience of visitor parking just cross the unit. Ideally situated close to major highways, hospital, shopping, restaurants and everyday amenities. A rare end-unit opportunity combining comfort, natural light and an unbeatable central Oakville location! More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 253 Rossmore Boulevard in Burlington: 330 - Roseland Single Family Residence for sale (33 - Burlington) : MLS®# 40874914

    253 Rossmore Boulevard 330 - Roseland Burlington L7N 1R4
    Main Photo: 253 Rossmore Boulevard in Burlington: 330 - Roseland Single Family Residence for sale (33 - Burlington)  : MLS®# 40874914
    $3,950,000
    Residential
    Status:
    Active
    MLS® Num:
    40874914
    Bedrooms:
    4
    Bathrooms:
    6
    Floor Area:
    6,421 sq. ft.
    Rarely offered custom bungalow loft in the heart of Roseland, Burlington's most prestigious and tightly held neighbourhood. Just steps to Lake Ontario, surrounded by majestic century-old trees and distinguished estate homes, this is an irreplaceable location where opportunities are exceptionally rare. Offering over 6,000 sq. ft. of beautifully finished living space, this one-of-a-kind residence welcomes you with a striking architectural waterfall cascading over a sculptural metal feature wall--an unforgettable first impression. The spectacular 22-ft beamed Great Room features a floor-to-ceiling stone fireplace and custom walnut wet bar. Chef-inspired kitchen with custom cabinetry, granite countertops, premium appliances and oversized island flows seamlessly into the sun-filled dining room and four-season sunroom with radiant heated floors. The elegant main-floor primary suite is complemented by two spacious upper bedrooms, each with its own ensuite. The radiant-heated lower level offers a large recreation room, wet bar, guest suite, gym and abundant storage. Exceptional finishes include white oak hardwood flooring, extensive custom millwork, smart home technology and zoned heating. Professionally landscaped private backyard, oversized double garage and parking for six vehicles. Located within the catchment of John T. Tuck Public School, Nelson High School and Assumption Catholic Secondary School, and just minutes to downtown Burlington, waterfront parks, Roseland Tennis Club, golf, community centre and every major amenity. More than a home-this is a legacy property offering an exceptional lifestyle in one of Burlington's most coveted neighbourhoods. Luxury Certified. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 26 Cedargrove Court in Ancaster: 423 - Meadowlands Single Family Residence for sale (42 - Ancaster) : MLS®# 40875039

    26 Cedargrove Court 423 - Meadowlands Ancaster L9G 4W5
    Main Photo: 26 Cedargrove Court in Ancaster: 423 - Meadowlands Single Family Residence for sale (42 - Ancaster)  : MLS®# 40875039
    $2,299,000
    Residential
    Status:
    Active
    MLS® Num:
    40875039
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    4,871 sq. ft.
    Welcome to 26 Cedargrove Court, located on a quiet cul-de-sac in Ancaster’s Meadowlands. This four-bedroom, four-bathroom home features a grey brick exterior and a spacious layout that flows beautifully throughout. Harlequin tile in the foyer and mudroom adds character, while the kitchen’s sage green cabinetry and large island bring warmth to the main floor. The kitchen opens to the family room with a walkout from the breakfast area to the backyard patio. Upstairs, the primary bedroom includes a spa-like ensuite with a freestanding tub and glass-enclosed dual shower. The large finished basement offers plenty of space for a recreation room, home gym and children’s play area, along with a full bathroom and bedroom. A fenced backyard with a generous patio and an attached double garage complete the home. A great family home with room to grow in an established Ancaster neighbourhood. More details
    Listed by Real Broker Ontario Ltd.
  • 161 East 23rd Street in Hamilton: 173 - Eastmount Single Family Residence for sale (17 - Hamilton Mountain) : MLS®# 40875626

    161 East 23rd Street 173 - Eastmount Hamilton L8V 2W9
    Main Photo: 161 East 23rd Street in Hamilton: 173 - Eastmount Single Family Residence for sale (17 - Hamilton Mountain)  : MLS®# 40875626
    $420,000
    Residential
    Status:
    Active
    MLS® Num:
    40875626
    Bedrooms:
    2
    Bathrooms:
    1
    Floor Area:
    1,484 sq. ft.
    Welcome to a home full of possibility! Add your personal touch and bring your vision to life with this exciting opportunity in a great rental area. Offering in-law suite potential, this property is ideal for buyers seeking space for extended family or exploring the possibility of future rental income. Imagine living upstairs while a future basement suite helps offset your mortgage payments. Whether you’re looking to make it your own or add to your investment portfolio, there’s plenty of potential to unlock! Any additional dwelling unit is subject to required approvals and applicable regulations. More details
    Listed by Platinum Lion Realty Inc.
  • 1308 Redbank Crescent in Oakville: 1003 - CP College Park Single Family Residence for sale (1 - Oakville) : MLS®# 40875902

    1308 Redbank Crescent 1003 - CP College Park Oakville L6H 1Y5
    Main Photo: 1308 Redbank Crescent in Oakville: 1003 - CP College Park Single Family Residence for sale (1 - Oakville)  : MLS®# 40875902
    $840,000
    Residential
    Status:
    Active
    MLS® Num:
    40875902
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,173 sq. ft.
    Welcome to College Park! This charming 3-bedroom, 2-bathroom semi-detached home offers a fantastic combination of comfort, updates and functionality. The bright main level features a welcoming living space with a large front bay window, filling the home with natural light, and an updated kitchen with modern finishes. Upstairs offers three bedrooms and a full bathroom, while the finished basement provides valuable additional living space, perfect for a family room, home office, gym or playroom. Enjoy peace and privacy in the backyard, ideal for relaxing or entertaining. Additional highlights include a newer furnace and A/C, attached garage and a private driveway with parking for up to four vehicles. Located in the desirable College Park neighbourhood, close to parks, schools, shopping, transit and everyday amenities. A wonderful opportunity to make this well-maintained home your own! More details
    Listed by Cirrius Realty Inc.
  • 28B Grandview Street in Brantford: 2041 - Terrace Hill Single Family Residence for sale (2040 - Terrace Hill/E & N Wards) : MLS®# 40875708

    28B Grandview Street 2041 - Terrace Hill Brantford N3R 1Y4
    Main Photo: 28B Grandview Street in Brantford: 2041 - Terrace Hill Single Family Residence for sale (2040 - Terrace Hill/E & N Wards)  : MLS®# 40875708
    $499,900
    Residential
    Status:
    Active
    MLS® Num:
    40875708
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,100 sq. ft.
    Welcome to 28B Grandview! Built in 2024/2025, this beautifully finished 2+1 bedroom, 2.5 bathroom home offers the perfect blend of modern style and functional living. The bright open concept main floor features a stylish kitchen, convenient main floor laundry, and a powder room, with a walkout to a private deck, perfect for relaxing or entertaining. The finished basement provides additional living space with a spacious rec room, a third bedroom, and a full bathroom, making it ideal for guests, a home office, or a growing family. Located in Brantford's sought after Terrace Hill neighbourhood, just across from a large park, you're just minutes from Brantford General Hospital, Lynden Park Mall, schools, parks, shopping, restaurants, and the city's north end with easy access to major commuter routes. This move in ready home is an excellent opportunity for first time buyers, families, or investors. More details
    Listed by Century 21 Heritage House LTD
  • 102 Erika Crescent in Hamilton: 187 - Randall/Eleanor Single Family Residence for sale (18 - Hamilton Mountain) : MLS®# 40875842

    102 Erika Crescent 187 - Randall/Eleanor Hamilton L8W 0A2
    Main Photo: 102 Erika Crescent in Hamilton: 187 - Randall/Eleanor Single Family Residence for sale (18 - Hamilton Mountain)  : MLS®# 40875842
    $949,900
    Residential
    Status:
    Active
    MLS® Num:
    40875842
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    3,572 sq. ft.
    Welcome to 102 Erika Crescent. Lovely two story detached home in desirable mountain area with 4 bedrooms, three and a half baths. Main floor offers living room, dining room, family room, kitchen laundry, and powder room. Second floor offers 4 good sized bedrooms, hardwood floor. granite counter top, many pot lights, Super clean, freshly painted. Concreate patio in the backyard. More details
    Listed by Royal LePage Macro Realty
  • 27 Edinburgh Avenue in Hamilton: 201 - Crown Point Single Family Residence for sale (20 - Hamilton Centre) : MLS®# 40875651

    27 Edinburgh Avenue 201 - Crown Point Hamilton L8H 2C4
    Main Photo: 27 Edinburgh Avenue in Hamilton: 201 - Crown Point Single Family Residence for sale (20 - Hamilton Centre)  : MLS®# 40875651
    $389,000
    Residential
    Status:
    Active
    MLS® Num:
    40875651
    Bedrooms:
    2
    Bathrooms:
    1
    Floor Area:
    663 sq. ft.
    Welcome to 27 Edinburgh Avenue — a solid opportunity in Hamilton’s Crown Point neighbourhood for first-time buyers, downsizers, or investors looking for an affordable freehold option. This detached bungalow sits on a 25 x 100 ft lot and offers a functional, easy-to-manage layout with 2 bedrooms and 1 full bathroom, all on one level. With approximately 663 sq ft above grade, the home is compact but efficient, making it a practical choice for those looking to simplify or enter the market. Located just off Ottawa Street North, you’re within walking distance to parks, schools, transit, and everyday amenities. Transit access is particularly strong, with a bus stop just steps away, making it easy to get around the city without a car. The neighbourhood offers a growing mix of local shops, restaurants, and community amenities, with several parks and recreation options nearby — a solid balance of convenience and livability. Whether you’re looking to get into the market, downsize into something manageable, or add to your investment portfolio, this is a straightforward property with real upside in an established area. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 79 Park Row N in Hamilton: 201 - Crown Point Single Family Residence for sale (20 - Hamilton Centre) : MLS®# 40875630

    79 Park Row N 201 - Crown Point Hamilton L8H 4E5
    Main Photo: 79 Park Row N in Hamilton: 201 - Crown Point Single Family Residence for sale (20 - Hamilton Centre)  : MLS®# 40875630
    $400,000
    Residential
    Status:
    Active
    MLS® Num:
    40875630
    Bedrooms:
    2
    Bathrooms:
    1
    Floor Area:
    778 sq. ft.
    Detached bungalow on a 30 x 100 ft lot in Crown Point, a short walk from the shops, cafés and restaurants of Ottawa Street North. The main floor has a bright living room, a dining area, an eat-in kitchen with oak cabinets, two bedrooms and a 4-piece bath. A rear mudroom opens to the back deck and leads down to a full unfinished basement with a separate entrance and laundry. There’s room for a rec room, a workshop or a possible additional unit, subject to City approvals. Gas forced air heating and central air. Covered front porch, front parking pad, and a deep fenced backyard with mature trees and a storage shed. The home needs updating and is priced for it. It’s a practical way into one of Hamilton Centre’s most established neighbourhoods for first-time buyers, renovators and investors. Close to transit, parks, Gage Park and The Centre on Barton. More details
    Listed by Sutton Group Innovative Realty Inc.
  • 46 Horning Drive in Hamilton: 160 - Fessenden Single Family Residence for sale (16 - Hamilton Mountain) : MLS®# 40875715

    46 Horning Drive 160 - Fessenden Hamilton L9C 6L1
    Main Photo: 46 Horning Drive in Hamilton: 160 - Fessenden Single Family Residence for sale (16 - Hamilton Mountain)  : MLS®# 40875715
    $600,000
    Residential
    Status:
    Active
    MLS® Num:
    40875715
    Bedrooms:
    3
    Bathrooms:
    1
    Floor Area:
    1,093 sq. ft.
    A detached backsplit on a quiet residential street in Fessenden, on Hamilton’s West Mountain. Few locations make daily life this easy. Farm Boy at Mohawk and Magnolia is around the corner. Costco and the Ancaster Meadowlands Power Centre are a short drive west. Highway 403 and the Lincoln Alexander Parkway connect you to the rest of the city, Burlington, Toronto and Brantford. The home offers 3 bedrooms, a 4-piece bath and 1,093 sq ft above grade over three levels. The main floor features a bright living room with a wall of windows, a separate dining room, and a white kitchen with butcher-block counters and a side door to the patio and backyard. The lower level adds a carpeted rec room, a den and laundry. Outside, there’s a fully fenced 40 x 100 ft lot with a patio, shed, private gated side yard and mature front landscaping. Brick and vinyl exterior, gas forced air and central air. A comfortable, cared-for home in one of the West Mountain’s most convenient pockets. Some photos are virtually staged. More details
    Listed by Sutton Group Innovative Realty Inc.
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Data was last updated November 3, 2026 at 03:50 PM (UTC)
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