How It Works

First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.

The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.

Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.

The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.

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  • 365 Valridge Drive in Ancaster: 424 - Parkview Heights Single Family Residence for sale (42 - Ancaster) : MLS®# 40827077

    365 Valridge Drive 424 - Parkview Heights Ancaster L9G 0B1
    Main Photo: 365 Valridge Drive in Ancaster: 424 - Parkview Heights Single Family Residence for sale (42 - Ancaster)  : MLS®# 40827077
    $1,399,900
    Residential
    Status:
    Active
    MLS® Num:
    40827077
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    3,715 sq. ft.
    Welcome to this beautifully maintained two-story home offering the perfect blend of space, comfort, and versatility in one of the area’s most desirable neighborhoods. Featuring 4 spacious bedrooms above grade, this home is ideal for growing families or those who love to entertain. The main level boasts a bright and inviting layout with generous living and dining areas, complemented by large windows that fill the space with natural light. The kitchen offers ample cabinetry and workspace, seamlessly connecting to the heart of the home for everyday living and hosting. Upstairs, you’ll find four well-sized bedrooms, including a comfortable primary retreat with plenty of closet space. The functional layout provides both privacy and practicality for family living. Downstairs, a fully finished one-bedroom in-law suite offers incredible flexibility—perfect for extended family, guests, or potential rental income. With its own living space and kitchen area, it provides independence while staying connected. Situated in the highly sought-after Parkview Heights neighborhood, this home is just minutes from major highways, making commuting a breeze, and conveniently close to shopping, dining, schools, and everyday amenities. More details
    Listed by SKYBOUND REALTY
  • 39 Fairleigh Avenue N in Hamilton: 200 - Gibson/Stipley Single Family Residence for sale (20 - Hamilton Centre) : MLS®# 40825054

    39 Fairleigh Avenue N 200 - Gibson/Stipley Hamilton L8L 6H1
    OPEN HOUSE: May 09, 2026
    02:00 PM - 04:00 PM EDT
    Open House on Saturday, May 9, 2026 2:00PM - 4:00PM
    OPEN HOUSE: May 10, 2026
    02:00 PM - 04:00 PM EDT
    Open House on Sunday, May 10, 2026 2:00PM - 4:00PM
    Main Photo: 39 Fairleigh Avenue N in Hamilton: 200 - Gibson/Stipley Single Family Residence for sale (20 - Hamilton Centre)  : MLS®# 40825054
    $549,900
    Residential
    Status:
    Active
    MLS® Num:
    40825054
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,148 sq. ft.
    Welcome to 39 Fairleigh Ave N — a beautifully maintained and updated 3-bedroom home nestled in the heart of one of Hamilton’s most walkable and vibrant communities. Located in the sought-after Gibson/Stipley neighbourhood, this spacious home blends timeless character with modern versatility — perfect for families, young professionals, or anyone looking to enjoy urban living with room to breathe. The open-concept main floor, complemented by a modern kitchen, is ideal for hosting dinner parties or enjoying cozy nights in. Thoughtfully laid out, the home offers both comfort and functionality, with plenty of space to live, work, and entertain. Step outside to a generously sized backyard — a rare find in this central location — offering endless potential for outdoor entertaining, gardening, or simply relaxing in your own private space. Conveniently located just steps to transit, and within walking distance to the shops, cafes, and restaurants of Barton Street and Ottawa Street North. Gage Park, Tim Hortons Field, and downtown Hamilton are all just minutes away, making this an ideal spot for those who value both lifestyle and location. More details
    Listed by Keller Williams Complete Realty
  • 199 Gatehouse Drive in Cambridge: 23 - Branchton Park Single Family Residence for sale (12 - Galt East) : MLS®# 40827076

    199 Gatehouse Drive 23 - Branchton Park Cambridge N1P 1E7
    OPEN HOUSE: May 09, 2026
    02:00 PM - 04:00 PM EDT
    Open House on Saturday, May 9, 2026 2:00PM - 4:00PM
    Main Photo: 199 Gatehouse Drive in Cambridge: 23 - Branchton Park Single Family Residence for sale (12 - Galt East)  : MLS®# 40827076
    $769,900
    Residential
    Status:
    Active
    MLS® Num:
    40827076
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    2,458 sq. ft.
    ** PRIDE OF OWNERSHIP FOR 24 YEARS ** Well-Maintained Detached Home Located in the Desirable East Galt Community in Cambridge. Featuring a Spacious 2-Car Garage, Separate Living & Family Rooms -> The Upgraded Kitchen Boasts Granite Countertops, Stylish Backsplash, Mostly Stainless Steel Appliances, Freshly Painted Cabinets (April 2026), and a Custom Pantry Complete with a Wine Rack and Ample Storage -> Recent Updates Include a New Roof (2019, Timberline Shingles with 30-Year Warranty), New Furnace (Nov 2024), New Front Door & Screen (2025), Gazebo (Approx. 2018), and Freshly Sealed Driveway (April 2026) -> Upstairs Features 3 Generously Sized Bedrooms and 2 Full Bathrooms, Including a Spacious Primary Bedroom with a 4-Piece Ensuite Bathroom, Walk-In Closet, and an Additional Custom Floor-To-Ceiling Closet with Built-In Organizers -> The Finished Basement Offers Excellent In-Law or Extended Family Potential with 1 Bedroom, a Full 4-Piece Bathroom with Standing Shower, a Large L-Shaped Living/Rec Area, and Additional Storage Space -> Enjoy Outdoor Living in the Fully Fenced Backyard Featuring a Large Deck, Gazebo, Hot Tub, and Storage Shed. Conveniently Located Within Walking Distance to Parks, Elementary and Post-Secondary Schools, FreshCo, Zehrs, and Approximately 20-30 Minutes Drive to Brantford and Paris. More details
    Listed by RE/MAX Realty Specialists Inc.
  • 158 Hunter Street E in Hamilton: 142 - Corktown Row/Townhouse for sale (14 - Hamilton Centre) : MLS®# 40827070

    158 Hunter Street E 142 - Corktown Hamilton L8N 1M7
    Main Photo: 158 Hunter Street E in Hamilton: 142 - Corktown Row/Townhouse for sale (14 - Hamilton Centre)  : MLS®# 40827070
    $1,111,000
    Residential
    Status:
    Active
    MLS® Num:
    40827070
    Bedrooms:
    3
    Bathrooms:
    5
    Floor Area:
    2,385 sq. ft.
    Rare opportunity to own a thoughtfully reimagined 4 unit asset in the heart of Corktown, one of the city’s most connected and character-rich neighbourhoods. Extensively upgraded from top to bottom while preserving the details that make century homes like this so desirable to both owners & renters alike. Each unit offers distinct appeal, unified by quality & consistency: soaring ceilings, exposed brick, & bright, functional layouts. High-spec’d kitchens with stainless steel appliances, dishwashers, large islands, and durable finishes; plus updated bathrooms (many w/ walk-in custom showers) & in-suite laundry throughout. Select units offer vaulted ceilings, private outdoor space w/ deck + stone patio, and flexible two-level layouts. What truly sets this property apart is the scope of improvements - not cosmetic, but structural & systemic. Major renovations completed between 2016–2021 include permitted full gut & rebuild of multiple units (insulation, fireproofing, plumbing, electrical w/ 200amp & separate panels, windows, kitchens, baths), new HVAC distribution, updated entrance foyer, and professionally restored basement and exterior elements. Inspected by city to comply with multi-res fire code. Key infrastructure upgrades: new roof, furnace & A/C, ¾” copper water line, backwater valve, and new sewer line to the city. Backyard regraded and redesigned w/ deck, awning, and proper drainage. Approx. 2385 sq ft (MPAC). Turnkey condition. The location delivers: steps to the Hamilton GO Centre, St. Joseph's Healthcare Hamilton, parks, rail trail, & the restaurants and energy of Augusta Street. Easy access to downtown, transit, & major routes: a walkable, connected urban pocket that continues to grow in demand. Many designer furniture items included. A clean, well-executed investment with the character people want, and the infrastructure they don’t have to worry about. More details
    Listed by Real Broker Ontario Ltd. and Keller Williams Complete Realty
  • 3083 Lakeshore Road in Burlington: 330 - Roseland Single Family Residence for sale (33 - Burlington) : MLS®# 40827007

    3083 Lakeshore Road 330 - Roseland Burlington L7N 1A3
    Main Photo: 3083 Lakeshore Road in Burlington: 330 - Roseland Single Family Residence for sale (33 - Burlington)  : MLS®# 40827007
    $3,290,000
    Residential
    Status:
    Active
    MLS® Num:
    40827007
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    3,422 sq. ft.
    A rare offering where character, luxury, and lifestyle converge. Set on a coveted Lakeshore estate lot, this distinguished residence showcases a striking stone exterior and timeless curb appeal, complete with a welcoming covered front porch. Offering over 3,700 sq.ft. above grade, plus a fully finished 1,800+ sq.ft. lower level with separate entrance, the home blends character, scale, and versatility with ease. Inside, refined details take center stage — hardwood flooring, crown molding, 9’ ceilings, and multiple gas fireplaces create a warm yet sophisticated atmosphere, while updated period-style windows preserve the home’s charm. The gourmet kitchen flows seamlessly into the family room and opens to a private backyard retreat, featuring a heated in-ground pool and beautifully landscaped grounds. The primary suite is a true escape, complete with a spa-inspired ensuite and private sundeck. With 3+2 bedrooms, 4.5 bathrooms, and a rare, detached coach house offering a self-contained apartment with its own sun deck overlooking the pool, this property presents a unique opportunity for multi-generational living, guest accommodations, or added income potential. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 53 Seventh Avenue in Brantford: 2086 - Eagle Place East Single Family Residence for sale (2084 - Eagle Place) : MLS®# 40826946

    53 Seventh Avenue 2086 - Eagle Place East Brantford N3S 1B3
    Main Photo: 53 Seventh Avenue in Brantford: 2086 - Eagle Place East Single Family Residence for sale (2084 - Eagle Place)  : MLS®# 40826946
    $599,900
    Residential
    Status:
    Active
    MLS® Num:
    40826946
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    2,010 sq. ft.
    Well maintained 2 storey home on a quiet street. This house has over 2000 square feet of well laid out space and is carpet free. You won't be disappointed with the large living room and amazing kitchen with lots of cupboards and kitchen island. The dining area is adjacent to the kitchen with a den. There is main floor laundry and a convenient 2 piece bathroom as well as a large mudroom that has french doors leading to a fenced back yard. The backyard has a lovely gazebo and gas line for the BBQ and is a great space to entertain family and friends. The second floor has 3 large bedrooms and the master bedroom has a walk in closet that could be converted back to a 4th bedroom. A 4 piece bath completes this level. The oversized 1.5 car garage has hydro and a great space for parking your vehicles and could also be a workshop. There is a shed to store the lawn mower and other garden equipment. The front of the house has a porch to sit and enjoy a quiet evening. This is a great place to call home!! More details
    Listed by Royal LePage State Realty Inc.
  • 73 Avondale Street in Brantford: 2050 - Echo Place Single Family Residence for sale (2049 - Echo Place/Braneida) : MLS®# 40826162

    73 Avondale Street 2050 - Echo Place Brantford N3S 4M1
    Main Photo: 73 Avondale Street in Brantford: 2050 - Echo Place Single Family Residence for sale (2049 - Echo Place/Braneida)  : MLS®# 40826162
    $675,000
    Residential
    Status:
    Active
    MLS® Num:
    40826162
    Bedrooms:
    2
    Bathrooms:
    1
    Floor Area:
    1,332 sq. ft.
    Welcome to a home that checks all the boxes for comfort, functionality, and lifestyle. This charming bungalow offers an inviting first impression the moment you step through the front door into a spacious, bright living room—perfect for relaxing after a long day or hosting friends and family. The main level features two well-sized bedrooms, including a generous primary retreat that overlooks your private backyard oasis. Imagine waking up to views of your above-ground pool and stepping into your day with a sense of calm. The heart of the home is the eat-in kitchen, designed for both everyday living and entertaining. With a convenient walkout to the back deck, it creates the perfect flow for summer BBQs, morning coffee outside, or keeping an eye on the kids while they swim. The main floor also includes a large, updated bathroom that combines style and functionality—ideal for first-time buyers looking for move-in-ready comfort. One of the standout features of this property is the incredible detached garage. Double wide and double long, with electricity already in place, this space is a dream setup for anyone needing a workshop, hobby space, or secure storage for vehicles and equipment. Whether you're into cars, woodworking, or just want your own private space to create and unwind—this garage delivers. The fully fenced backyard offers both privacy and versatility, complete with an above-ground pool that makes it your personal summer hangout spot. It’s a space built for entertaining, relaxing, and enjoying everything the warmer months have to offer. With a convenient side entrance leading directly toward the garage and yard, the layout offers flexibility and potential for future use. Whether you're a first-time buyer looking to get into the market or someone who values a great shop and outdoor lifestyle, this home offers a rare combination of practicality and enjoyment. Opportunities like this don’t come around often—let’s get you in for a look. More details
    Listed by KELLER WILLIAMS INNOVATION REALTY
  • 721 Villa Nova Road: Villa Nova Single Family Residence for sale (Townsend) : MLS®# 40823847

    721 Villa Nova Road Villa Nova Villa Nova N0E 1Y0
    Main Photo: 721 Villa Nova Road: Villa Nova Single Family Residence for sale (Townsend)  : MLS®# 40823847
    $1,100,000
    Residential
    Status:
    Active
    MLS® Num:
    40823847
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,800 sq. ft.
    Welcome to 721 Villa Nova Road. Located in the quiet hamlet of Villa Nova in Norfolk County, Ontario, this TO-BE-BUILT home offers rural tranquility with a short commute to Brantford, Hagersville, Hamilton, and surrounding towns. Close proximity to explore Norfolk County and Haldimand County's wineries, restaurants, recreational activities, and more. This contemporary 1800 sq.ft. bungalow features open concept main living area filled with ample natural light. The living room boasts a 10 ft raised ceiling, while the modern kitchen is equipped with granite countertops, an island, and soft-close cabinetry. The primary bedroom includes an ensuite bath and walk-in closet. Two additional well-sized bedrooms, a 4-piece bath complete the main floor. Oversized double car garage, offering seamless entry to the laundry/mud room. This home showcases covered front and rear porches, a brick and stone exterior. The covered porch is accessible from the dining room and primary bedroom sliding doors. The unfinished basement presents an opportunity for customization. Don’t miss out on this fabulous home – call today for more information! More details
    Listed by RE/MAX Erie Shores Realty Inc. Brokerage
  • 21 299 Limeridge Ridge W in Hamilton: 162 - Rolston/Yeoville Row/Townhouse for sale (16 - Hamilton Mountain) : MLS®# 40826821

    21 299 Limeridge Ridge W 162 - Rolston/Yeoville Hamilton L9C 2V4
    Main Photo: 21 299 Limeridge Ridge W in Hamilton: 162 - Rolston/Yeoville Row/Townhouse for sale (16 - Hamilton Mountain)  : MLS®# 40826821
    $499,999
    Residential
    Status:
    Active
    MLS® Num:
    40826821
    Bedrooms:
    3
    Bathrooms:
    1
    Floor Area:
    1,156 sq. ft.
    Welcome to a home where pride of ownership is evident at every turn. Nestled in a sought-after Hamilton Mountain community, this meticulously maintained condo townhome is being offered by only its second owner since construction a true testament to the care and attention it has received over the years. Featuring 3 spacious bedrooms and 1 well-appointed bathroom, the home offers a functional and inviting layout ideal for families, first-time buyers, or those looking to downsize without compromise. Bright, comfortable living spaces create a warm and welcoming atmosphere, while the thoughtful design ensures everyday living is both practical and enjoyable. The unfinished basement presents a fantastic opportunity to customize the space to suit your needs whether you envision a recreation room, home gym, or additional living area. With convenient direct access to the garage, it adds both functionality and future potential. Ideally located just moments from shopping, schools, parks, transit, and everyday amenities, this home perfectly blends convenience with the charm of a quiet, community oriented neighbourhood. A fantastic opportunity to own a beautifully maintained home in a prime Hamilton Mountain location, don’t miss it. More details
    Listed by Royal LePage State Realty Inc.
  • 2195 Courtland Drive in Burlington: 312 - Central Single Family Residence for sale (31 - Burlington) : MLS®# 40827034

    2195 Courtland Drive 312 - Central Burlington L7R 1S2
    Main Photo: 2195 Courtland Drive in Burlington: 312 - Central Single Family Residence for sale (31 - Burlington)  : MLS®# 40827034
    $2,195,000
    Residential
    Status:
    Active
    MLS® Num:
    40827034
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    2,748 sq. ft.
    CUSTOM RENOVATION BUNGALOW. This exceptional residence is the perfect blend of modern luxury, thoughtful design, and everyday comfort. The open-concept main floor is bathed in natural light, showcasing high ceilings, wide-plank hardwood floors, and refined designer finishes throughout. The Great Room focal point is the gas fireplace and detailed surround open to the dining room area for easy entertaining. The chef’s kitchen is a true showpiece, featuring quartz countertops, a 6-burner gas range, premium stainless-steel appliances, and a cleverly concealed walk-in pantry — a seamless balance of beauty and function. The primary suite is a private retreat with a custom PAX closet system and a spainspired 3-piece semi-ensuite complete with a glass shower and heated floors. A second bedroom can also be used as a main floor office. From either the primary bedroom or the mudroom, step outside to a 400 sq. ft. covered porch where a fireplace and built-in TV space create a 3 season indoor-outdoor haven. The lower level offers an expansive extension of living space with a welcoming family/games room, a 4-piece bathroom, gym area, laundry room, and two additional bedrooms — perfect for guests, hobbies, or a growing family. Outdoors, the fully fenced and landscaped backyard sets the stage for effortless entertaining and relaxation. Additional highlights include 9 ft. ceilings, hardwood flooring throughout, a heated detached double-car garage with easy access to attic storage, and a whole-home integrated security system with cameras and sound system. Every detail has been carefully curated in this exquisitely designed home, offering a move-in-ready lifestyle with upgrades too numerous to list. This is a property you’ll want to experience firsthand. Located a short stroll to shops and restaurants of downtown Burlington and close proximity to highway access. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 331 Lanark Street in Caledonia: 633 - Caledonia South East Single Family Residence for sale : MLS®# 40826851

    331 Lanark Street 633 - Caledonia South East Caledonia N3W 1G3
    Main Photo: 331 Lanark Street in Caledonia: 633 - Caledonia South East Single Family Residence for sale : MLS®# 40826851
    $1,379,000
    Residential
    Status:
    Active
    MLS® Num:
    40826851
    Bedrooms:
    4
    Bathrooms:
    3
    Floor Area:
    5,105 sq. ft.
    Welcome to the ultimate blend of comfort and serenity in the heart of Caledonia. This stunning country home offers 3965sf of total living space, combining timeless charm with functional design for peak family lifestyle. Situated on a quiet, dead-end street steps from the Grand River and mins from amenities, this property delivers the best of both peaceful countryside surroundings with daily convenience. Set back from the road on a professionally landscaped large private lot, the curb appeal is undeniable. A 200ft asphalt driveway leads to a triple car garage with room for 68 vehicles, and an extra-wide front porch invites you in. Inside, find a thoughtfully designed main floor featuring laminate flooring throughout. The living room is bathed in light due to oversized windows, while the dining room provides ample space for meals and entertaining. The heart of the home is a farmhouse style eat-in kitchen with a large island with breakfast bar, SS appliances, tile backsplash, coffee/wine bar, and seamless flow into the family room with gas fireplace, wainscoting, and French doors to the backyard. A convenient entrance from the back deck leads to a laundry room and full 3pc bath perfect for pool days! Upstairs, a window seat nook adds character and charm. The expansive primary suite features a walk-in closet and a 4pc ensuite with extra-large jacuzzi tub. 3 additional bedrooms 2 with walk-in closets, Deacons benches w/storage and a 4pc bathroom complete this level. The partially finished basement offers in-law potential with a separate entrance, large sitting room and an additional versatile space ideal for an office, games room, or guest bedroom. Step outside to your very own entertainers dream yard, complete with wood deck, stamped concrete patio, tons of green space, and fully fenced in-ground pool with slide perfect for summer fun with family & friends. A rare opportunity to enjoy a peaceful setting without sacrificing space, style, or convenience! More details
    Listed by Royal LePage Burloak Real Estate Services
  • 412 391 Plains Road E in Burlington: 303 - Aldershot South Condo/Apt Unit for sale (30 - Burlington) : MLS®# 40826771

    412 391 Plains Road E 303 - Aldershot South Burlington L7T 4M2
    Main Photo: 412 391 Plains Road E in Burlington: 303 - Aldershot South Condo/Apt Unit for sale (30 - Burlington)  : MLS®# 40826771
    $749,900
    Residential
    Status:
    Active
    MLS® Num:
    40826771
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,277 sq. ft.
    Welcome to this beautifully designed condo in The Dovercourt, a well-maintained low-rise building nestled in the sought-after Aldershot community. Offering one of the larger custom layouts in the building, this customized suite blends space, functionality, and style in a prime location—just mins to the GO Station, QEW, Royal Botanical Gardens, Burlington Golf & Country Club, and everyday amenities. Step inside to discover a bright and inviting open-concept layout, with hardwood flooring throughout the main living areas. The kitchen is a true focal point, featuring quartz countertops, an oversized breakfast bar perfect for casual dining or gathering with guests, a stylish tile backsplash, black stainless steel appliances, and ample cabinetry to meet all your storage needs. Overlooking the main living space, it connects beautifully to the dining and living areas. The spacious living room is filled with natural light and showcases a tray ceiling with a beam accent, along with walkout access to a private balcony. A versatile den offers the potential to convert into an additional bedroom, while a separate home office with French doors provides the ideal work-from-home setup. The primary bedroom is generously sized and designed as a private retreat, complete with dual closets and a well-appointed 3-piece ensuite featuring an oversized granite vanity and a walk-in shower. A second bedroom also offers direct access to the balcony, creating a bright and airy space for family or guests. A 4-piece main bathroom adds further convenience. Additional features include a storage locker and two parking spaces—one underground and one surface. Residents enjoy access to a party/media room within this well-managed building. This is a rare opportunity to own a spacious, move-in-ready condo with a flexible layout in one of Burlington’s most convenient and connected locations—perfect for professionals, downsizers, or those seeking low-maintenance living without compromising on space. More details
    Listed by Royal LePage Burloak Real Estate Services
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Data was last updated May 5, 2026 at 09:50 AM (UTC)
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