How It Works
First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.
The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.
Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.
The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.
Find Your Dream Home
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84 2891 Rio Court in Mississauga: 0070 - Central Erin Mills Row/Townhouse for sale (MS - Mississauga) : MLS®# 40854029
84 2891 Rio Court 0070 - Central Erin Mills Mississauga L5M 0S3 $499,000Residential- Status:
- Active
- MLS® Num:
- 40854029
- Bedrooms:
- 2
- Bathrooms:
- 1
- Floor Area:
- 702 sq. ft.65 m2
Welcome to this beautifully maintained 2-bedroom end-unit condo townhouse located on the main floor in the highly sought-after Central Erin Mills community. This is a very rare and one-of a-kind unit, seldom offered for sale. Featuring a bright and functional open-concept layout, this home offers a spacious living and dining area seamlessly connected to a modern kitchen with brand new appliances-perfect for everyday living and entertaining. Enjoy two generously sized bedrooms and a newly renovated bathroom, thoughtfully updated with contemporary finishes. Step outside to your private patio with elegant interlocking tiles-an ideal space for relaxing or hosting guests. This home includes one convenient outdoor parking spot and is perfectly situated close to top-rated schools, including John Fraser Secondary School. Enjoy easy access to shopping, Credit Valley Hospital, Highway 403, GO Transit, and a wide range of amenities. A fantastic opportunity for first-time buyers, downsizers, or investors-don't miss out! More detailsListed by Re/Max REALTY SERVICES INC- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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3557 Grimsby Road in Grassie: Grimsby Escarpment (055) Single Family Residence for sale (Grimsby) : MLS®# 40854068
3557 Grimsby Road Grimsby Escarpment (055) Grassie L0R 1M0 $1,199,900Residential- Status:
- Active
- MLS® Num:
- 40854068
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,358 sq. ft.126 m2
Beautifully updated raised bungalow in Grimsby Escarpment. 1999 build on 0.97 acres, tons of parking, a heated double car garage that has been converted into a recreation room (can be converted back easily), a 30 x 40 heated workshop perfect for the trades or car enthusiasts. Open concept main living area with remodelled eat-in kitchen boasting vaulted ceilings, granite counters, soft close drawers, massive island with power and plenty of storage. Lower levels features 9 ft. ceilings, separate entrance, huge rec room with bar and pool table. The roof was changed in 2018 and has a lifetime warranty (corrugated fiber & asphalt), cistern is 5000 gallons, UV water treatment system, front door (2024), patio door (2026), basement bath (2026), front & rear decks (2022). Great rural offering in beautiful Grimsby! More detailsListed by Michael St. Jean Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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2884 Cockshutt Road in Boston: Rural Townsend Single Family Residence for sale (Townsend) : MLS®# 40854368
2884 Cockshutt Road Rural Townsend Boston N0E 1Y0 $749,900Residential- Status:
- Active
- MLS® Num:
- 40854368
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 2,076 sq. ft.193 m2
Welcome to a truly versatile country property set on 1.24 acres surrounded by mature trees, established landscaping, and plenty of room to enjoy the outdoors. Blending character with modern updates and an impressive collection of outbuildings, this property offers a rare opportunity for those looking for space, functionality, and a rural lifestyle. The inviting main floor features a generous family room, formal dining area, and beautifully updated kitchen complete with quartz countertops, tiled backsplash, stainless steel appliances, and a bright dinette overlooking the backyard. The kitchen flows conveniently into a practical mudroom, providing easy access to the expansive outdoor space. Classic details including wide trim and wainscoting add warmth and character, while fresh paint throughout creates a clean, welcoming atmosphere. Upstairs, three spacious bedrooms are complemented by two updated bathrooms. The primary bedroom offers a private retreat with its own fireplace, walk-in closet featuring a custom wardrobe, and a luxurious four-piece ensuite with double vanity and walk-in shower. One of the property's standout features is the impressive 5,800 sq. ft. barn/outbuilding. Recently enhanced with new board-and-batten siding on the front, the building currently includes several livestock stalls but offers incredible flexibility for future use. Whether you envision a workshop, mechanic's or woodworking space, fitness facility, oversized storage area, or a dedicated space for pets and animals, the possibilities are extensive. The grounds are equally well suited to country living, with a detached one-car garage, deep-set fire pit, and newly installed horseshoe driveway. Numerous recent improvements provide added confidence, including a new drilled well, updated septic system lines, new sump pump, and new foam insulation. The roof, windows, and electrical system were all updated in 2019. More detailsListed by RE/MAX Erie Shores Realty Inc. Brokerage- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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55 55 Kerman Avenue in Grimsby: Grimsby West (541) Row/Townhouse for sale : MLS®# 40854307
55 55 Kerman Avenue Grimsby West (541) Grimsby L3M 5G2 $519,000Residential- Status:
- Active
- MLS® Num:
- 40854307
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,678 sq. ft.156 m2
Nothing to do but move in. This meticulously maintained and thoughtfully updated 3-bedroom, 2-bathroom home offers bright, spacious living with the ease of low-maintenance ownership in a desirable Grimsby location. The sun-filled main floor features hardwood flooring, an inviting open-concept living and dining area, an updated kitchen, and a convenient powder room. The east-to-west exposure fills the home with natural light throughout the day. Upstairs, you’ll find three generously sized bedrooms, including a spacious primary bedroom with ensuite privilege. The 4-piece bathroom features elevated finishes -shower wall is the standout. The lower level extends the living space with a cozy rec room—perfect for movie nights, relaxing, or additional family space—plus a large unfinished bonus area offering exceptional storage. Recent updates include the kitchen and bathroom (2016), electric fireplace (2019), front door (2021), and windows/blinds (2025). The roof is approximately 5-8 years old. Enjoy attractive curb appeal, a private backyard retreat and the peace of mind that comes with condo fees covering lawn maintenance, snow removal, windows, doors, deck, roof, soffits, fascia, eavestroughs, and siding. Park with ease at driveway space 55, just steps from the front door. Parking for a second vehicle is available. Located within walking distance to shopping, restaurants, parks, schools, and everyday amenities, with easy QEW access for commuters. More detailsListed by Revel Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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122 Limeridge Road W in Hamilton: 162 - Rolston/Yeoville Single Family Residence for sale (16 - Hamilton Mountain) : MLS®# 40854065
122 Limeridge Road W 162 - Rolston/Yeoville Hamilton L9C 2V2 $624,900Residential- Status:
- Active
- MLS® Num:
- 40854065
- Bedrooms:
- 4
- Bathrooms:
- 1
- Floor Area:
- 760 sq. ft.71 m2
Welcome to 122 Limeridge Road West! This beautifully renovated 4-bedroom, 1-bathroom bungalow is situated in a highly desirable West Mountain neighbourhood. Step inside to discover a bright, inviting interior featuring abundant natural light, engineered hardwood floors, and tasteful updates throughout. The main level offers 3 comfortable bedrooms and a modern bathroom, while the fully finished basement provides an additional bedroom and extra living space. Set on a deep 140-foot lot, this manicured property boasts a massive yard, a large deck perfect for entertaining, and an expansive driveway with ample parking. Ideally located, this home is just minutes from Mohawk College, public transit, schools, parks, major highways, and local shopping centres. More detailsListed by Michael St. Jean Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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546 Dicenzo Drive in Hamilton: 184 - Jerome/Ryckman's Cors Single Family Residence for sale (18 - Hamilton Mountain) : MLS®# 40854390
546 Dicenzo Drive 184 - Jerome/Ryckman's Cors Hamilton L9C 2C3 $800,000Residential- Status:
- Active
- MLS® Num:
- 40854390
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 3,142 sq. ft.292 m2
Custom-built, Bungalow in a Prime Central Mountain location, Ideal for family or In-Law suite approximately over 3,100 sq ft of fully finished living space. directly across from a park. This well-maintained home showcases pride of ownership. Large Living /Dining room .The kitchen is equipped with granite countertops and opens to a spacious family rooms with a walkout to the backyard. A solid circular staircase with skylight leads to the fully finished lower level, complete with an ideal in-law suite setup featuring a Separate covered rear entrance and Additional access to the garage. Major updates all replaced recently, include windows(2023) roof (2023), skylights (2023), high-efficiency furnace, and air conditioning (2023) - Conveniently located just 4 minutes to the LINC and Red Hill Valley Parkway, providing easy access for Toronto and Niagara commuters. A truly move-in ready home in a sought-after neighborhood. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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2796 Tallberg Court in Mississauga: 0120 - Clarkson Single Family Residence for sale (MS - Mississauga) : MLS®# 40854349
2796 Tallberg Court 0120 - Clarkson Mississauga L5J 1T1 $1,499,999Residential- Status:
- Active
- MLS® Num:
- 40854349
- Bedrooms:
- 5
- Bathrooms:
- 4
- Floor Area:
- 3,008 sq. ft.279 m2
Legal Basement Apartment! Welcome to 2796 Tallberg Court, a beautifully maintained 4+1 Bedrooms and 3.5 Bathrooms Home situated on the largest pie-shaped lot on the street, tucked away on a quiet, family-friendly court. Completely renovated down to the studs in 2006, this property offers exceptional quality and lasting peace of mind with major upgrades including new kitchen cabinets, windows, exterior and interior doors, electrical wiring with 200 amp electrical panel, and updated plumbing. A standout feature is the fully legal walkout 1-bedroom 1-bathroom basement apartment with own laundry, providing exceptional flexibility for multigenerational living, extended family, guests, or valuable rental income to help offset mortgage costs. Additional upgrades: roof shingles 2014, furnace and A/C 2023, Gas stove 2013, Dishwasher 2016, washer/dryer main floor 2020. The expansive pie-shaped backyard is a rare find, providing endless possibilities for outdoor entertaining, gardening, play, or future enhancements, an increasingly rare find. Ideally situated within walking distance to top rated public, catholic and private schools, Clarkson GO Station, shopping, public transit, parks, and a community center with hockey rink, indoor pool, splash pad, library and skateboard park. This exceptional home offers outstanding value in one of Mississauga's most sought-after neighborhood's. Don't miss your chance to own a beautiful property with built-in income potential on one of the most desirable lots in the neighborhood. More detailsListed by Right at Home Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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408 Rexford Drive in Hamilton: 187 - Randall/Eleanor Single Family Residence for sale (18 - Hamilton Mountain) : MLS®# 40853781
408 Rexford Drive 187 - Randall/Eleanor Hamilton L8W 2M6 $769,900Residential- Status:
- Active
- MLS® Num:
- 40853781
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 2,630 sq. ft.244 m2
Welcome to this exceptionally clean and meticulously maintained 4-level backsplit, offering over 1,900 sq. ft. of fully finished living space. Thoughtfully designed for comfortable family living and entertaining, this home offers generous living space across every level, with beautiful hardwood and luxury vinyl flooring throughout most of the home. A spacious covered front porch creates a welcoming first impression and leads into the generous foyer with convenient inside garage entry. The main level features a bright living area with sunny windows, separate dining room, and an inviting eat-in kitchen showcasing a stylish backsplash and excellent cupboard space. The bedroom level offers 3 well-proportioned bedrooms and an updated 5-piece main bath with double sinks, sliding glass shower doors and additional cabinetry for ample storage. Polished hardwood stairs with stylish handrail and spindles lead to the impressive family room, featuring an electric fireplace with oak mantel and built-in shelving, large window for natural light, and walkout to a generous deck with covered gazebo. The fully fenced, maturely landscaped yard provides an inviting outdoor setting for relaxing or entertaining. An updated bathroom with walk-in shower and sliding glass doors adds convenience on this lower level. The lower level continues to impress with a spacious recreation room featuring a bar and pot lights, offering plenty of flexibility for gatherings, hobbies or family enjoyment. A generous laundry/utility room and oversized cold room provide excellent additional storage. Situated in a desirable mountain location close to parks, schools, public transit and convenient highway access. Exceptionally well maintained, beautifully presented and ready to welcome its next owners. More detailsListed by Royal LePage State Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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2W 174 Mountain Park Avenue in Hamilton: 170 - Concession Condo/Apt Unit for sale (17 - Hamilton Mountain) : MLS®# 40853689
2W 174 Mountain Park Avenue 170 - Concession Hamilton L8V 1A1 $1,449,900Residential- Status:
- Active
- MLS® Num:
- 40853689
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 2,400 sq. ft.223 m2
Welcome to The Madison at 174 Mountain Park Avenue, one of Hamilton’s most recognized and exclusive residences, ideally positioned along the edge of the Niagara Escarpment. Offering approximately 2,400 sq. ft. of luxurious wraparound living space, this exceptional residence is accessed by a private elevator and features three spacious bedrooms with walk-in closets and two spa-inspired full bathrooms. The open-concept layout seamlessly connects the custom kitchen, elegant dining area and expansive great room. The kitchen is beautifully appointed with abundant custom cabinetry, granite countertops, dual refrigeration, premium appliances and designer lighting. Captivating bay windows, a gas fireplace, and refined finishes add warmth and sophistication throughout. Step outside to an impressive 400 sq. ft. private terrace showcasing breathtaking views of the lake, escarpment and GTA perfect for entertaining or relaxing in complete privacy. With two underground parking spaces and extraordinary design details from top to bottom, this one-of-a-kind residence defines executive luxury living. More detailsListed by Michael St. Jean Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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35 Pelican Lane in Hamilton: 282 - Vincent Single Family Residence for sale (28 - Hamilton East) : MLS®# 40854412
35 Pelican Lane 282 - Vincent Hamilton L8K 0A4 $695,000Residential- Status:
- Active
- MLS® Num:
- 40854412
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 2,331 sq. ft.217 m2
NATURAL LIGHT throughout this beautifully finished, turnkey 2-storey semi-detached home located in the leafy green Vincent neighbourhood. 35 Pelican Lane is ready for you to move in. Open concept main floor flows perfectly from the kitchen with island to the living room. Main level has laminate flooring. Kitchen has generous counter space, lots of cupboards and an undermounted sink. A wide staircase brings you to three good-sized bedrooms, convenient upper level laundry and a primary bedroom with 4-piece ensuite and a generous walk-in closet. Steps from the local Recreation Centre, good schools and parks, trails, and all major commuter highways, this stunning home offers the best of city living, located in a quiet, safe, family-friendly neighbourhood. Private road fee $70/month. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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150 Garth Massey Drive in Cambridge: 33 - Clemens Mills/Saginaw Single Family Residence for sale (13 - Galt North) : MLS®# 40854413
150 Garth Massey Drive 33 - Clemens Mills/Saginaw Cambridge N1T 2G5 $1,049,999Residential- Status:
- Active
- MLS® Num:
- 40854413
- Bedrooms:
- 3
- Bathrooms:
- 4
- Floor Area:
- 3,871 sq. ft.360 m2
Welcome to a home that truly stands out! Originally built as a model home, this beautifully upgraded executive property offers nearly 2,700 sq ft above grade plus a fully finished basement, all in a sought-after Cambridge neighbourhood just minutes from the 401. From the moment you step inside, you’ll notice the space, quality and thoughtful details throughout. The main floor features two separate living areas, a formal dining space and a dedicated home office with custom built-ins. At the heart of the home, the upgraded kitchen offers granite countertops, stainless steel appliances, a walk-in pantry and wet bar, opening into a warm and inviting living space with a gas fireplace. Upstairs, you’ll find 3 generous bedrooms plus a spacious second-floor family room that can easily become a 4th bedroom. The primary suite feels like its own retreat with his and hers closets and a spa-inspired ensuite complete with a jetted tub, private water closet and built-in makeup vanity. The finished basement adds even more living space with a full bathroom and excellent in-law or guest potential. Crown moulding, pot lights, California shutters, upgraded ceiling heights and doors, central vac, inside garage access and two gas fireplaces are just some of the extras. Close to shopping, parks, schools, Cambridge Centre Mall, Shades Mill Conservation Area and everyday amenities, this is the kind of home that gives you the space you’ve been looking for without sacrificing convenience. Beautifully maintained, incredibly versatile and move-in ready. This one deserves to be seen in person! More detailsListed by ROYAL LEPAGE CROWN REALTY SERVICES INC.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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1396 Progreston Road in Carlisle: 044 - Flamborough East Single Family Residence for sale (43 - Flamborough) : MLS®# 40854375
1396 Progreston Road 044 - Flamborough East Carlisle L0R 1H3 $1,999,900Residential- Status:
- Active
- MLS® Num:
- 40854375
- Bedrooms:
- 6
- Bathrooms:
- 5
- Floor Area:
- 3,496 sq. ft.325 m2
Set on 8.2 acres, this private equestrian estate offers a rare combination of country living, timeless character, modern comfort and remarkable versatility. At its heart is a fully finished Victorian brick farmhouse featuring a newer kitchen, cozy living room with wood-burning fireplace, four second-floor bedrooms, two upstairs bathrooms including an ensuite, and a newly updated third-floor suite with its own 3-piece ensuite, fireplace and dedicated heating and cooling. A separate-entry one-bedroom in-law suite provides added flexibility and income potential. The event-ready barn features eight horse stalls and a tack room below, with direct access to sandy paddocks and a grassy riding arena, while a private hiking and horseback-riding trail winds through the acreage to Bronte Creek. The backyard offers a deck, oversized gazebo, swimming spa, sauna and peaceful creek views. Gated grounds with approximately 480 feet of aluminum fencing offering added privacy, while barn-mounted solar panels provide an additional income stream. Modern improvements include upgraded 200-amp electrical and hydro service, an efficient heavy-duty heat pump and two EV charging stations. The seller's preferred arrangement is a leaseback of the barn and associated equestrian areas for the continued operation of the existing business. Alternatively, buyers interested in acquiring both the property and established equestrian business can purchase the business at an additional negotiated price. The seller is also open to alternative arrangements between these options on mutually agreed-upon terms. A distinctive opportunity to enjoy acreage, equestrian living, recreation and income potential within one exceptional country estate. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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