How It Works
First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.
The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.
Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.
The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.
Find Your Dream Home
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413 50 Main Street in Dundas: 411 - Coote’s Paradise Condo/Apt Unit for sale (41 - Dundas) : MLS®# 40875470
413 50 Main Street 411 - Coote’s Paradise Dundas L9H 6P8 $449,000Residential- Status:
- Active
- MLS® Num:
- 40875470
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,100 sq. ft.102 m2
Welcome to Suite 413 at The Mainhattan - in the heart of historic Dundas. This distinctive top-floor loft condominium offers approximately 1,100 SqFt. of bright, character-filled, open concept, Carpet Free living space enhanced by soaring ceilings and dramatic two-storey, southwest-facing windows overlooking the Dundas Valley. The spacious layout features two bedrooms, one-and-a-half bathrooms and generous storage throughout. The separate kitchen and dining area flow comfortably into the natural light filled living room, creating an inviting space for both everyday living and entertaining. In addition to the Primary Bedroom featuring a cozy electric fireplace, a private 4-piece Bathroom & Walk-In Closet - the versatile Upper Level includes a loft which provides the perfect setting for a home office, reading area, fitness space or creative studio. Additional conveniences include in-suite laundry and underground parking with an Exclusive Parking spot and Locker. Residents can enjoy access to the building’s rooftop patio and community BBQ area, where panoramic views provide a beautiful backdrop for relaxing outdoors. Ideally located just steps from downtown Dundas shops, restaurants, cafes, parks and trails, this vacant suite presents an exceptional opportunity to enjoy spacious loft living in one of the area’s most desirable neighbourhoods. More detailsListed by Chase Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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51 Purdy Crescent in Hamilton: 180 - Greeningdon Single Family Residence for sale (18 - Hamilton Mountain) : MLS®# 40875879
51 Purdy Crescent 180 - Greeningdon Hamilton L9A 3B4 $729,900Residential- Status:
- Active
- MLS® Num:
- 40875879
- Bedrooms:
- 5
- Bathrooms:
- 2
- Floor Area:
- 2,068 sq. ft.192 m2
Welcome to Greeningdon! This charming, extensively renovated bungalow offers so much more than meets the eye. Completely transformed in 2021, this home features 3 bedrooms on the main level, 2 additional bedrooms downstairs, and 2 full bathrooms. The bright and inviting main floor showcases hardwood flooring, pot lights, quartz countertops and newer appliances, while the lower-level features stylish vinyl flooring and pot lights throughout. The fully self-contained lower-level unit adds exceptional versatility, complete with its own separate entrance and laundry facilities. Whether you're looking for space for extended family, multi-generational living or the potential for additional rental income, this thoughtfully designed layout offers plenty of possibilities. The extensive improvements go beyond the cosmetic, with a new electrical panel and updated wiring, and a new furnace installed in 2021 as part of the home's comprehensive renovation. Additional exterior improvements include a French drain and fresh sod (2022), a storage shed (2022), and a spacious deck (2023). The roof was replaced in 2018. Outside, enjoy a fully fenced backyard with plenty of green space, a generous deck perfect for entertaining, and room to relax and unwind. Parking is another bonus, with a covered carport and long driveway accommodating up to three vehicles. Situated in the established Hamilton Mountain community of Greeningdon, this inviting home combines neighbourhood charm, extensive updates and incredible flexibility. Cute from the curb, beautifully updated throughout, and offering two distinct living spaces! This is one you'll want to see for yourself! More detailsListed by Revel Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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393 Grantham Common in Oakville: 1010 - JM Joshua Meadows Row/Townhouse for sale (1 - Oakville) : MLS®# 40875249
393 Grantham Common 1010 - JM Joshua Meadows Oakville L6H 7E3 $799,900Residential- Status:
- Active
- MLS® Num:
- 40875249
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,382 sq. ft.128 m2
Rare END unit FREEHOLD townhome that feel like a SEMI in Oakville's most desirable Joshua Meadows community! This beautifully upgraded approximate 1,400 sf of townhome offers two spacious bedrooms and two bathrooms—an ideal starter home for a young family or a comfortable, low-maintenance option for downsizers. The bright, open-concept main floor features hardwood flooring, large windows and premium wood shutters with a lifetime warranty. The stylish kitchen is complete with granite countertops, a breakfast bar and stainless steel appliances. Enjoy the beautiful covered porch off the dining area, plus the convenience of visitor parking just cross the unit. Ideally situated close to major highways, hospital, shopping, restaurants and everyday amenities. A rare end-unit opportunity combining comfort, natural light and an unbeatable central Oakville location! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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253 Rossmore Boulevard in Burlington: 330 - Roseland Single Family Residence for sale (33 - Burlington) : MLS®# 40874914
253 Rossmore Boulevard 330 - Roseland Burlington L7N 1R4 $3,950,000Residential- Status:
- Active
- MLS® Num:
- 40874914
- Bedrooms:
- 4
- Bathrooms:
- 6
- Floor Area:
- 6,421 sq. ft.597 m2
Rarely offered custom bungalow loft in the heart of Roseland, Burlington's most prestigious and tightly held neighbourhood. Just steps to Lake Ontario, surrounded by majestic century-old trees and distinguished estate homes, this is an irreplaceable location where opportunities are exceptionally rare. Offering over 6,000 sq. ft. of beautifully finished living space, this one-of-a-kind residence welcomes you with a striking architectural waterfall cascading over a sculptural metal feature wall--an unforgettable first impression. The spectacular 22-ft beamed Great Room features a floor-to-ceiling stone fireplace and custom walnut wet bar. Chef-inspired kitchen with custom cabinetry, granite countertops, premium appliances and oversized island flows seamlessly into the sun-filled dining room and four-season sunroom with radiant heated floors. The elegant main-floor primary suite is complemented by two spacious upper bedrooms, each with its own ensuite. The radiant-heated lower level offers a large recreation room, wet bar, guest suite, gym and abundant storage. Exceptional finishes include white oak hardwood flooring, extensive custom millwork, smart home technology and zoned heating. Professionally landscaped private backyard, oversized double garage and parking for six vehicles. Located within the catchment of John T. Tuck Public School, Nelson High School and Assumption Catholic Secondary School, and just minutes to downtown Burlington, waterfront parks, Roseland Tennis Club, golf, community centre and every major amenity. More than a home-this is a legacy property offering an exceptional lifestyle in one of Burlington's most coveted neighbourhoods. Luxury Certified. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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26 Cedargrove Court in Ancaster: 423 - Meadowlands Single Family Residence for sale (42 - Ancaster) : MLS®# 40875039
26 Cedargrove Court 423 - Meadowlands Ancaster L9G 4W5 $2,299,000Residential- Status:
- Active
- MLS® Num:
- 40875039
- Bedrooms:
- 5
- Bathrooms:
- 4
- Floor Area:
- 4,871 sq. ft.453 m2
Welcome to 26 Cedargrove Court, located on a quiet cul-de-sac in Ancaster’s Meadowlands. This four-bedroom, four-bathroom home features a grey brick exterior and a spacious layout that flows beautifully throughout. Harlequin tile in the foyer and mudroom adds character, while the kitchen’s sage green cabinetry and large island bring warmth to the main floor. The kitchen opens to the family room with a walkout from the breakfast area to the backyard patio. Upstairs, the primary bedroom includes a spa-like ensuite with a freestanding tub and glass-enclosed dual shower. The large finished basement offers plenty of space for a recreation room, home gym and children’s play area, along with a full bathroom and bedroom. A fenced backyard with a generous patio and an attached double garage complete the home. A great family home with room to grow in an established Ancaster neighbourhood. More detailsListed by Real Broker Ontario Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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161 East 23rd Street in Hamilton: 173 - Eastmount Single Family Residence for sale (17 - Hamilton Mountain) : MLS®# 40875626
161 East 23rd Street 173 - Eastmount Hamilton L8V 2W9 $420,000Residential- Status:
- Active
- MLS® Num:
- 40875626
- Bedrooms:
- 2
- Bathrooms:
- 1
- Floor Area:
- 1,484 sq. ft.138 m2
Welcome to a home full of possibility! Add your personal touch and bring your vision to life with this exciting opportunity in a great rental area. Offering in-law suite potential, this property is ideal for buyers seeking space for extended family or exploring the possibility of future rental income. Imagine living upstairs while a future basement suite helps offset your mortgage payments. Whether you’re looking to make it your own or add to your investment portfolio, there’s plenty of potential to unlock! Any additional dwelling unit is subject to required approvals and applicable regulations. More detailsListed by Platinum Lion Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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1308 Redbank Crescent in Oakville: 1003 - CP College Park Single Family Residence for sale (1 - Oakville) : MLS®# 40875902
1308 Redbank Crescent 1003 - CP College Park Oakville L6H 1Y5 $840,000Residential- Status:
- Active
- MLS® Num:
- 40875902
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,173 sq. ft.109 m2
Welcome to College Park! This charming 3-bedroom, 2-bathroom semi-detached home offers a fantastic combination of comfort, updates and functionality. The bright main level features a welcoming living space with a large front bay window, filling the home with natural light, and an updated kitchen with modern finishes. Upstairs offers three bedrooms and a full bathroom, while the finished basement provides valuable additional living space, perfect for a family room, home office, gym or playroom. Enjoy peace and privacy in the backyard, ideal for relaxing or entertaining. Additional highlights include a newer furnace and A/C, attached garage and a private driveway with parking for up to four vehicles. Located in the desirable College Park neighbourhood, close to parks, schools, shopping, transit and everyday amenities. A wonderful opportunity to make this well-maintained home your own! More detailsListed by Cirrius Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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28B Grandview Street in Brantford: 2041 - Terrace Hill Single Family Residence for sale (2040 - Terrace Hill/E & N Wards) : MLS®# 40875708
28B Grandview Street 2041 - Terrace Hill Brantford N3R 1Y4 $499,900Residential- Status:
- Active
- MLS® Num:
- 40875708
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,100 sq. ft.102 m2
Welcome to 28B Grandview! Built in 2024/2025, this beautifully finished 2+1 bedroom, 2.5 bathroom home offers the perfect blend of modern style and functional living. The bright open concept main floor features a stylish kitchen, convenient main floor laundry, and a powder room, with a walkout to a private deck, perfect for relaxing or entertaining. The finished basement provides additional living space with a spacious rec room, a third bedroom, and a full bathroom, making it ideal for guests, a home office, or a growing family. Located in Brantford's sought after Terrace Hill neighbourhood, just across from a large park, you're just minutes from Brantford General Hospital, Lynden Park Mall, schools, parks, shopping, restaurants, and the city's north end with easy access to major commuter routes. This move in ready home is an excellent opportunity for first time buyers, families, or investors. More detailsListed by Century 21 Heritage House LTD- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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102 Erika Crescent in Hamilton: 187 - Randall/Eleanor Single Family Residence for sale (18 - Hamilton Mountain) : MLS®# 40875842
102 Erika Crescent 187 - Randall/Eleanor Hamilton L8W 0A2 $949,900Residential- Status:
- Active
- MLS® Num:
- 40875842
- Bedrooms:
- 4
- Bathrooms:
- 4
- Floor Area:
- 3,572 sq. ft.332 m2
Welcome to 102 Erika Crescent. Lovely two story detached home in desirable mountain area with 4 bedrooms, three and a half baths. Main floor offers living room, dining room, family room, kitchen laundry, and powder room. Second floor offers 4 good sized bedrooms, hardwood floor. granite counter top, many pot lights, Super clean, freshly painted. Concreate patio in the backyard. More detailsListed by Royal LePage Macro Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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27 Edinburgh Avenue in Hamilton: 201 - Crown Point Single Family Residence for sale (20 - Hamilton Centre) : MLS®# 40875651
27 Edinburgh Avenue 201 - Crown Point Hamilton L8H 2C4 $389,000Residential- Status:
- Active
- MLS® Num:
- 40875651
- Bedrooms:
- 2
- Bathrooms:
- 1
- Floor Area:
- 663 sq. ft.62 m2
Welcome to 27 Edinburgh Avenue — a solid opportunity in Hamilton’s Crown Point neighbourhood for first-time buyers, downsizers, or investors looking for an affordable freehold option. This detached bungalow sits on a 25 x 100 ft lot and offers a functional, easy-to-manage layout with 2 bedrooms and 1 full bathroom, all on one level. With approximately 663 sq ft above grade, the home is compact but efficient, making it a practical choice for those looking to simplify or enter the market. Located just off Ottawa Street North, you’re within walking distance to parks, schools, transit, and everyday amenities. Transit access is particularly strong, with a bus stop just steps away, making it easy to get around the city without a car. The neighbourhood offers a growing mix of local shops, restaurants, and community amenities, with several parks and recreation options nearby — a solid balance of convenience and livability. Whether you’re looking to get into the market, downsize into something manageable, or add to your investment portfolio, this is a straightforward property with real upside in an established area. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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79 Park Row N in Hamilton: 201 - Crown Point Single Family Residence for sale (20 - Hamilton Centre) : MLS®# 40875630
79 Park Row N 201 - Crown Point Hamilton L8H 4E5 $400,000Residential- Status:
- Active
- MLS® Num:
- 40875630
- Bedrooms:
- 2
- Bathrooms:
- 1
- Floor Area:
- 778 sq. ft.72 m2
Detached bungalow on a 30 x 100 ft lot in Crown Point, a short walk from the shops, cafés and restaurants of Ottawa Street North. The main floor has a bright living room, a dining area, an eat-in kitchen with oak cabinets, two bedrooms and a 4-piece bath. A rear mudroom opens to the back deck and leads down to a full unfinished basement with a separate entrance and laundry. There’s room for a rec room, a workshop or a possible additional unit, subject to City approvals. Gas forced air heating and central air. Covered front porch, front parking pad, and a deep fenced backyard with mature trees and a storage shed. The home needs updating and is priced for it. It’s a practical way into one of Hamilton Centre’s most established neighbourhoods for first-time buyers, renovators and investors. Close to transit, parks, Gage Park and The Centre on Barton. More detailsListed by Sutton Group Innovative Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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46 Horning Drive in Hamilton: 160 - Fessenden Single Family Residence for sale (16 - Hamilton Mountain) : MLS®# 40875715
46 Horning Drive 160 - Fessenden Hamilton L9C 6L1 $600,000Residential- Status:
- Active
- MLS® Num:
- 40875715
- Bedrooms:
- 3
- Bathrooms:
- 1
- Floor Area:
- 1,093 sq. ft.102 m2
A detached backsplit on a quiet residential street in Fessenden, on Hamilton’s West Mountain. Few locations make daily life this easy. Farm Boy at Mohawk and Magnolia is around the corner. Costco and the Ancaster Meadowlands Power Centre are a short drive west. Highway 403 and the Lincoln Alexander Parkway connect you to the rest of the city, Burlington, Toronto and Brantford. The home offers 3 bedrooms, a 4-piece bath and 1,093 sq ft above grade over three levels. The main floor features a bright living room with a wall of windows, a separate dining room, and a white kitchen with butcher-block counters and a side door to the patio and backyard. The lower level adds a carpeted rec room, a den and laundry. Outside, there’s a fully fenced 40 x 100 ft lot with a patio, shed, private gated side yard and mature front landscaping. Brick and vinyl exterior, gas forced air and central air. A comfortable, cared-for home in one of the West Mountain’s most convenient pockets. Some photos are virtually staged. More detailsListed by Sutton Group Innovative Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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