How It Works
First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.
The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.
Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.
The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.
Find Your Dream Home
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56 700 Paisley Road in Guelph: 8 - Willow West/Sugarbush/West Acres Row/Townhouse for sale (City of Guelph) : MLS®# 40863654
56 700 Paisley Road 8 - Willow West/Sugarbush/West Acres Guelph N1K 1A3 $574,900Residential- Status:
- Active
- MLS® Num:
- 40863654
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,100 sq. ft.102 m2
Welcome to this beautifully renovated townhouse, an excellent opportunity for first-time buyers, growing families, or investors. This well-maintained home offers 4 bedrooms, 2 full bathrooms, and numerous updates throughout, including a renovated main kitchen. The fully finished legal basement features a separate entrance, kitchen, living area, bedroom, full bathroom, and laundry creating a bright, comfortable space that doesn’t feel like a typical basement. Ideal for extended family, additional living space, or potential rental income. Enjoy a peaceful backyard backing onto greenery, all within a quiet, family-friendly neighbourhood. A wonderful combination of comfort, privacy, and investment potential come see it for yourself! More detailsListed by Keller Williams Complete Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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1 Burley Lane in Ancaster: 426 - Harmony Hall Single Family Residence for sale (42 - Ancaster) : MLS®# 40864597
1 Burley Lane 426 - Harmony Hall Ancaster L9G 0G5 $969,000Residential- Status:
- Active
- MLS® Num:
- 40864597
- Bedrooms:
- 5
- Bathrooms:
- 4
- Floor Area:
- 2,458 sq. ft.228 m2
SPACE FOR THE FAMILY. A PARK STEPS FROM YOUR DOOR. HIGHLY RANKED SCHOOLS. Welcome to 1 Burley Lane, a spacious 4+1 bedroom, 3.5 bath semi offering 1,765 sq. ft. above grade plus a fully finished basement in sought-after Ancaster. Positioned at the end of the row with no home immediately beside it on one side, it enjoys a more open setting than you’d typically expect from a semi. Inside, 9' main-floor ceilings and tall windows with transoms flood the home with natural light. The modern open-concept kitchen, dining and living areas create one connected space for everyday living and entertaining, with a sleek electric fireplace feature wall anchoring the living room. The kitchen features quartz counters, stainless appliances, a large island and the uncommon convenience of a walk-in pantry with glass door. Upstairs are FOUR bedrooms, including a spacious primary overlooking the park with a large walk-in closet and private ensuite, another full bath and dedicated bedroom-level laundry. The finished lower level adds a 5th bedroom, full bath, kitchenette and rec area—perfect for guests, teenagers, a home office or simply more room to spread out. Outside, an expansive poured-concrete patio creates a low-maintenance backyard made for entertaining, complete with raised gardens, natural gas BBQ line and metal-roof gazebo. Double garage with inside entry and hardwired heater plus a double driveway. SCHOOL CATCHMENTS INCLUDE: Ancaster Meadow, Ancaster High, Immaculate Conception and Bishop Tonnos, with Immaculate Conception and Bishop Tonnos among the stronger performers in Fraser Institute's latest Ontario school report cards. Bookjans Park's playground, basketball court, trails and green space are just steps away, while shopping, restaurants and exceptionally convenient Hwy 403 access make everyday life and commuting easy. More detailsListed by Real Broker Ontario Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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235 Broadway Avenue in Hamilton: 114 - Ainslie Wood East Single Family Residence for sale (11 - Hamilton West) : MLS®# 40864598
235 Broadway Avenue 114 - Ainslie Wood East Hamilton L8S 2W5 $699,900Residential- Status:
- Active
- MLS® Num:
- 40864598
- Bedrooms:
- 8
- Bathrooms:
- 3
- Floor Area:
- 2,003 sq. ft.186 m2
Excellent Investment Opportunity Near McMaster University! This Well-Maintained Income Property Features 8 Large Above-Ground Bedrooms, All Currently Rented, Offering Immediate Rental Income With Potential To Add Additional Bedrooms For Increased Revenue. The Functional Layout Includes 2 Eat-In Kitchens, 3 Bathrooms, And 2 Spacious Recreation Rooms, Providing Ample Living Space For Tenants. The Basement Area Has Been Waterproofed For Added Peace Of Mind. Notable Updates Include Exterior Siding, Front And Rear Entry Doors, And Kitchen Countertops. Furnace And Central Air Conditioning Installed In 2018, With Roof Replaced In 2019. Ideally Located Near McMaster University, Public Transit, Shopping, Restaurants, And Everyday Amenities. A Great Opportunity For Investors Looking To Add A Strong Student Rental Property To Their Portfolio! More detailsListed by 1st Sunshine Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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79 Olive Street in Grimsby: Grimsby Beach (540) Single Family Residence for sale : MLS®# 40860566
79 Olive Street Grimsby Beach (540) Grimsby L3M 2C6 $729,900Residential- Status:
- Active
- MLS® Num:
- 40860566
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,045 sq. ft.97 m2
Welcome To 79 Olive Street, A Detached 3+1 Bedroom, 2 Bathroom Bungalow Situated On An Oversized 60 X 100 Ft Lot In The Heart Of Grimsby! Offering 1,045 Sq Ft Above Grade (As Per iGuide Floor Plan) Plus A 994 Sq Ft (As Per iGuide Floor Plan) Fully Finished Basement - Over 2,000 Sq Ft Of Living Space. This Property Presents An Excellent Opportunity For First-Time Buyers, Families, Investors, Or Those Looking For Multi-Generational Living. The Main Level Provides A Spacious Eat-In Kitchen With A Walkout To Your Backyard Oasis, An Oversized Living/Dining Space, 3 Spacious Bedrooms, & A 4-Piece Bathroom. The Fully Finished Lower Level Features A Separate Entrance, Kitchen, Living Area, Bedroom, 4-Piece Bathroom, & Gas Fireplace, Providing Fantastic In-Law Suite Or Additional Income Potential. Step Outside And Enjoy Your Backyard Oasis, Highlighted By A Beautiful In-Ground Heated Pool With Slide, Hot Tub, Mature Gardens, And Plenty Of Space To Relax, Entertain, And Enjoy The Warmer Months. The Property's Beautiful Gardens And Flowers Were Recognized With The Annual Trillium Award In 2010 Through The Grimsby Garden Club, A Testament To The Care And Pride Of Ownership Found Throughout The Property. Parking Is Never An Issue With A Private Driveway Accommodating Up To Four Vehicles, Plus A Generously Sized Single-Car Garage That Can Comfortably Accommodate A Large Vehicle And Features A Workshop And Tool Storage Area At The Rear, Providing Parking For Five Vehicles In Total. Ideally Located Close To Local Schools, Parks, Downtown Grimsby, Shopping, Restaurants, Lake Ontario, And Grimsby's Waterfront Amenities, With Convenient Access To The QEW For Commuters. Enjoy Everything This Growing Niagara Community Has To Offer, From Its Charming Downtown And Lakefront Parks To Nearby Trails And The Niagara Escarpment. A Property With Incredible Potential, A Versatile Layout, And A Generous Lot In An Established Grimsby Neighbourhood - An Opportunity Not To Be Missed! More detailsListed by RE/MAX EXPERTS- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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130 Concession 5 Road E in Waterdown: 461 - Waterdown East Single Family Residence for sale (46 - Waterdown) : MLS®# 40864599
130 Concession 5 Road E 461 - Waterdown East Waterdown L8B 1K5 $1,200,000Residential- Status:
- Active
- MLS® Num:
- 40864599
- Floor Area:
- 1,048 sq. ft.97 m2
Discover the possibilities of this beautiful 5-acre building lot, offering 190 ft. of frontage by 1,154 ft. of depth and the perfect setting to build your dream home or bring your own unique vision to life. The property features a well with a new submersible pump and pressure tank installed in 2025, producing approximately 10 gallons per minute, along with a septic system, 200-amp electrical service to the garage, sandy loam soil and an available property survey. Thoughtfully laid out with gorgeous mature trees, scenic walking trails and beautiful open areas, this private property offers plenty of space to enjoy the outdoors and endless possibilities for the future. Experience peaceful country living while remaining just minutes from the convenience of shopping, restaurants and downtown Watertown, with easy access to major highways. More detailsListed by RE/MAX Garden City Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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695 Concession 1 Road S in Cayuga: 621 - North Cayuga Single Family Residence for sale : MLS®# 40864617
695 Concession 1 Road S 621 - North Cayuga Cayuga N0A 1E0 $1,374,900Residential- Status:
- Active
- MLS® Num:
- 40864617
- Bedrooms:
- 5
- Bathrooms:
- 3
- Floor Area:
- 1,507 sq. ft.140 m2
Truly Irreplaceable Cayuga Country Package! Exquisitely finished & Masterfully designed 5 bedroom, 3 bathroom Bungalow situated on “Muskoka Like” 12.8 acre (339.42’ x 1682’) mature treed lot on desired Conc 1 Rd S. Rarely do properties with this acreage, setting, location, & finishes come available in the area. Incredible curb appeal set well back from the road with tree lined paved driveway, professionally landscaped gardens, attached heated 2 car garage, sought after custom built 35’ x 50’ n/gas heated shop with full loft area above for Ideal additional dwelling / in-law suite, private side composite deck, & entertainers dream backyard Oasis complete with extensive stamped concrete patio area with hot tub leading to relaxing firepit area. The flowing, open concept interior features approximately 3000 sq ft of distinguished living space highlighted by custom designed “Azule” kitchen cabinetry with granite countertops, eat at island, Bosch S/S appliances, & tile backsplash, living room with fireplace set in floor to ceiling stone hearth, dining area, 3 spacious MF bedrooms including primary suite with chic ensuite, primary 4 pc bathroom with quartz countertops, & welcoming foyer. The fully finished basement includes large rec room with “Pacific Energy” wood fireplace, extensive millwork with built in cabinetry, games / gym area, 2 additional bedrooms, 3 pc bathroom, & ample storage. Updates include custom kitchen, premium flooring throughout, modern decor, fixtures, & lighting, n/gas heat source, composite decking, n/gas standy generator, paved driveway, & more. Conveniently located minutes to Cayuga, Binbrook, Elfrida, & easy access to Hamilton, 403, Red Hill, & QEW. Ideal family home or for those looking for multi generational living and still having your own space. Must view to appreciate the pride of ownership, meticulous attention to detail & planning that went into this Lovingly maintained home. Experience, Embrace, & Enjoy Cayuga Country Living at its Finest. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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105 153 Wilson Street W in Ancaster: 420 - Sulphur Springs Condo/Apt Unit for sale (42 - Ancaster) : MLS®# 40864455
105 153 Wilson Street W 420 - Sulphur Springs Ancaster L0R 1C0 $549,900Residential- Status:
- Active
- MLS® Num:
- 40864455
- Bedrooms:
- 1
- Bathrooms:
- 1
- Floor Area:
- 875 sq. ft.81 m2
CLASSIC, GORGEOUS NEW COMPLEX IN ANCASTER’S WELCOMING VILLAGE…WALKING DISTANCE TO ALL AMENITIES YOU ARE ACCUSTOMED TO…NOT TO MENTION ALL THE BENEFITS OF CAREFREE CONDO LIVING. YOU WILL LOVE THE LARGE 180 SQ FT. PRIVATE TERRACE FROM THIS FIRST FLOOR 875 SQ FT. UNIT. SPACIOUS, BRIGHT LIVING/DINING ROOM AREA, LEADING TO THE WELCOMING TERRACE. LARGE PRINCIPAL BEDROOM WITH OPTIONAL 2ND BEDROOM OR DEN/OFFICE. 4 PIECE BATHROOM, IN SUITE LAUNDRY. CONDO AMENITIES GALORE: STEP UP TO THE ROOFTOP TERRACE WITH PUTTING GREEN, BEAUTIFUL LANDSCAPED ACCENTS WITH GAS FIREPLACE AND BBQS, ALL THE LUXURIES OF HOME AND THEN SOME. FITNESS STUDIO, PARTY ROOM, MEDIA/ENTERTAINING ROOM, PERSONAL PARKING SPOT AND LOCKER SPACE, IN BUILDING STORAGE, ALL NEW APPLIANCES. THE JOYS OF CONDO LIVING. TURN KEY PLUS++ AGENT RELATED TO SELLER. More detailsListed by Sutton Group Innovative Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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607 Clover Park Crescent in Milton: 1024 - BM Bronte Meadows Single Family Residence for sale (2 - Milton) : MLS®# 40863911
607 Clover Park Crescent 1024 - BM Bronte Meadows Milton L9T 4T7 $1,099,900Residential- Status:
- Active
- MLS® Num:
- 40863911
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 2,818 sq. ft.262 m2
Welcome to this home situated on a quiet crescent in a family-friendly community of Bronte Meadows. This well-maintained traditional family home is set on a large pie-shaped lot in a mature, private setting. Featuring three bedrooms, including a primary suite with ensuite bath. The kitchen has generous workspace and a walkout to the deck and a magnificent yard. Cozy main level family room with fireplace. The lower level provides additional living space with a recreation room, games room and plenty of storage. Walking distance to schools, shopping, public transit, parks, bike trails and within minutes to First Ontario Arts Centre, Leisure Sports Centre and Sherwood Community Centre and quick access to 401 407 & Go station More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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44 Yates Avenue in Cambridge: 23 - Branchton Park Single Family Residence for sale (12 - Galt East) : MLS®# 40861928
44 Yates Avenue 23 - Branchton Park Cambridge N1P 0A3 OPEN HOUSE: Sep 20, 202602:00 PM - 04:00 PM EDTOpen House on Sunday, September 20, 2026 2:00PM - 4:00PM$649,900Residential- Status:
- Active
- MLS® Num:
- 40861928
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,263 sq. ft.117 m2
Welcome to 44 Yates Avenue in Cambridge! Set within the desirable Branchton Park community, this inviting home offers a fully fenced backyard with no rear neighbours, creating a private and peaceful outdoor setting. Inside, the open-concept main level features a bright kitchen with a walkout to the upper deck with access down to the gorgeous patio, seamlessly connecting to the dining and living areas, ideal for everyday living and entertaining. Upstairs, you’ll find three spacious bedrooms, providing comfortable accommodations for the whole family. Freshly painted throughout, the home offers a clean, refreshed feel. The unfinished basement features large windows that fill the space with natural light and offers excellent potential for future living space, a home office, or recreation area. An attached single garage and double-wide driveway provide ample parking. Surrounded by parks and schools, this family-friendly neighbourhood combines comfort and convenience, with easy access to shopping, restaurants, entertainment and Highway 8 for commuters. More detailsListed by GRAND WEST REALTY INC., BROKERAGE- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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809 1878 Gordon Street in Guelph: 18 - Pineridge/Westminster Woods Condo/Apt Unit for sale (City of Guelph) : MLS®# 40864575
809 1878 Gordon Street 18 - Pineridge/Westminster Woods Guelph N1L 0P4 $474,900Residential- Status:
- Active
- MLS® Num:
- 40864575
- Bedrooms:
- 1
- Bathrooms:
- 1
- Floor Area:
- 894 sq. ft.83 m2
Condo living rarely gives you this much room to breathe. Bright, spacious and thoughtfully designed, this wheelchair-accessible suite stands apart with an unusually wide floor plan, generous storage and 893 sq. ft. of interior living space, plus a 69 sq. ft. private balcony. For buyers who want condo living without feeling confined, this is a layout worth seeing. Step inside and the sense of space is immediate. Soaring 9' ceilings and an open-concept design create a bright, airy feel, while engineered hardwood flooring adds warmth through the living/dining area and primary bedroom. The upgraded kitchen looks polished and works beautifully day to day. Quartz counters, soft-close cabinetry and deep pots-and-pans drawers provide generous workspace and practical storage, while full-size stainless steel appliances, a breakfast bar with seating for 4, pot lights and under-cabinet lighting complete the space. Open to the living/dining area, it keeps cooking, dining and entertaining connected. The spacious primary bedroom offers natural light and blackout blinds, while the bathroom features a glass-enclosed shower and granite counter. One of the most distinctive features is the large in-suite laundry room with a full-size, side-by-side front-load washer and dryer. This flexible space can also accommodate a desk, hobby area or additional storage, an uncommon advantage in condo living. Underground parking and a large locker add further convenience. Residents also enjoy a fitness centre, golf simulator, party room and guest suites. Ideally located within walking distance of shopping and nearby trails, with easy access to highways, transit and the university, this move-in-ready condo delivers the space, storage and thoughtful design that make everyday living easier. If you want condo convenience without feeling like you've compromised on space, this is one you need to see. Book your private showing and experience just how different condo living can feel. More detailsListed by Re/Max REALTY SERVICES INC M- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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3 Walnut Way Pvt Street in Puslinch: 22 - Rural Puslinch East Modular Home for sale : MLS®# 40861924
3 Walnut Way Pvt Street 22 - Rural Puslinch East Puslinch N0B 2J0 OPEN HOUSE: Sep 19, 202602:00 PM - 04:00 PM EDTOpen House on Saturday, September 19, 2026 2:00PM - 4:00PM$509,000Residential- Status:
- Active
- MLS® Num:
- 40861924
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,068 sq. ft.99 m2
Welcome to 3 Walnut Way in the desirable Mini Lakes community of Puslinch! This inviting 2-bedroom, 2-bathroom home offers the added advantage of owned land and home, providing a wonderful opportunity to enjoy the benefits of community living without leasing the land. The spacious primary bedroom features a private ensuite and walk-in closet, while the comfortable layout offers plenty of room to relax and entertain. Step outside and enjoy the peaceful surroundings and the many recreational and social amenities Mini Lakes has to offer. Residents can enjoy fishing, paddle boarding and kayaking, bocce ball, darts, bingo, and a variety of monthly activities and social events. Whether you’re looking to spend time outdoors, enjoy the water, participate in community activities, or simply relax in a welcoming setting, 3 Walnut Way offers an appealing lifestyle in a friendly Puslinch community. A great opportunity to own both your home and the land while enjoying the many amenities and activities that make Mini Lakes a special place to call home. More detailsListed by Right at Home Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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352 East 28th Street in Hamilton: 177 - Burkholme Single Family Residence for sale (17 - Hamilton Mountain) : MLS®# 40864612
352 East 28th Street 177 - Burkholme Hamilton L8V 3J6 $649,900Residential- Status:
- Active
- MLS® Num:
- 40864612
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,738 sq. ft.161 m2
Welcome to this Stunning East Mountain Bungalow. This well maintained and spotless 2+1-bedroom brick bungalow is located in a sought-after family friendly quiet neighbourhood. This home features 2+1 bedrooms, 2 oversized baths, spacious updated eat-in kitchen with plenty of cupboard space. Large main floor living with updated flooring, pot lights, large windows creating ample lighting throughout. Step outdoors, relax and enjoy the privacy of your own walk out with an impressive large sized covered deck, overlooking a large, fenced yard and 2 sheds, ample parking available. The basement includes a side entrance for a possible in-law suite or rental unit. Large recreation room, 3rd bedroom with large closet space, kitchen area, storage and laundry room. Furnace, and AC has been replaced in last 5 years, 200-amp electrical service. This home is conveniently located just minutes to all amenities, a short walk to schools, parks and public transit, short distance to grocery and retail stores, and hospital. Don’t miss your chance to own this charming and conveniently located home! An absolute must-see!! More detailsListed by RE/MAX Escarpment Frank Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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