How It Works
The Home Buyer’s Plan (HBP) is a government program that allows home buyers to withdraw up to $25,000 from their Registered Retirement Saving’s Plan (RRSP) to put towards buying or building a new home.
Before you can withdraw funds, you have to be entered into a written agreement that specifies whether you will be buying or building your new home. You also must occupy this space no later than a year after buying or building this new home.
To take advantage of this program you have to be considered a first-time buyer. You are not a first-time home buyer if you (or you and your spouse) has owned a home which you have occupied as your principal place of residence in the past 5 years.
Once those conditions are met each person can withdraw up to $25,000 tax-free from their RRSP for a new home. Couples, including common-law, can withdraw up to $50,000. You will not pay income tax on these amounts as long as these funds will be repaid into an RRSP in the future.
Existing homeowners can also use this program to purchase an accessible home or a home for a disabled dependent relative. The intended individual must qualify for the Disability Tax Credit (DTC) and this home must be more accessible or better suited to the care of this individual.
Find Your Dream Home
Keep up-to-date with the latest homes that meet your criteria by entering it below:
We have found a total of 3,990 listings, but only
100 are available for public display.
Please refine your criteria, in order to narrow the total number of matching listings.
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295 Gatehouse Drive in Cambridge: 23 - Branchton Park Single Family Residence for sale (12 - Galt East) : MLS®# 40864398
295 Gatehouse Drive Cambridge N1P 1E6 
$829,800Residential- Status:
- Active
- MLS® Num:
- 40864398
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,787 sq. ft.
Welcome to 295 Gatehouse Drive. This carpet free home is located in the very popular East Galt neighbourhood! This home has a very spacious main level with 9ft ceilings, and hardwood and ceramic tile throughout. There’s lots of space for entertaining! Features include a main level family room, dinette and separate living and formal dining rooms. The kitchen has modern white cabinetry, stainless appliances, granite countertops, and a peninsula open to the dinette for casual dining. The family room has a gas fireplace, and an 18ft high vaulted ceiling for an airy, relaxing feel. There’s a walkout to the fenced back yard with a screened off private patio where you can relax with your morning coffee, and completing this level is a 2 piece powder room with granite countertop and tiled floor and lastly, an inside access door to the double car garage. The stairs from this level (both up to the second floor and down to the basement), are hardwood with wood millwork. The second floor features hardwood in all 3 bedrooms, and ceramic tile and granite countertops in the bathrooms. The large Primary suite has a full 4 piece ensuite bathroom and generous walk in closet. There are an additional two good sized bedrooms and a large 4 piece bathroom completing the second floor. The basement is fully finished with a huge L shaped rec room and an additional large room currently being used as bedroom. There’s a bathroom rough in, a laundry room and a cold room completing this level. All amenities are nearby with lots of shopping, greenspace, golf etc. minutes away. This home is move-in ready and just waiting for your family to become it’s next owners. Come and see for yourself! More detailsListed by RE/MAX REAL ESTATE CENTRE INC.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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2255 Mohawk Trail in Campbellville: 1061 - Campbellville Single Family Residence for sale (2 - Milton) : MLS®# 40866474
2255 Mohawk Trail Campbellville L0P 1B0
$2,075,000Residential- Status:
- Active
- MLS® Num:
- 40866474
- Bedrooms:
- 5
- Bathrooms:
- 4
- Floor Area:
- 4,737 sq. ft.
Welcome To An Extraordinary Offering In The Prestigious Countryside Enclave Of Campbellville-Where Refined Estate Living Meets Effortless Connectivity, Just Moments From Major Highways For A Seamless Commute. Set On An Impressive 2.18-Acre Corner Lot Within An Exclusive Executive Cul-De-Sac, This Impeccably Renovated And Energy Efficient Residence Showcases A Rare Blend Of Luxury, Efficiency, And Design. A Grand Arrival Awaits With An Oversized Foyer Featuring Dual Closets And A Striking Scarlett O'Hara Staircase. The Open-Concept Main Level Is Designed For Elevated Entertaining And Everyday Comfort, Featuring A Breathtaking Great Room With Vaulted Ceilings, Skylights, And A Gas Fireplace Flowing Seamlessly Into A Sophisticated Dining Area And A Chef-Inspired Kitchen Complete With Premium Appliances, Custom Cabinetry, Quartz Countertops, And A Classic Farmhouse Sink. The Main Floor Primary Suite Offers A Private Retreat With A Spa-Inspired 5-Piece Ensuite Featuring A Glass Shower And Deep Soaker Tub. Upstairs, A Juliet Balcony Overlooks The Great Room, Alongside Three Generously Sized Bedrooms And A Renovated 4-Piece Bath. The Fully Finished Lower Level With Separate Entrance Offers Flexible Living As An In-Law Suite, Office, Or Entertainment Space. Expansive Grounds Provide Privacy And Potential For A Second Driveway, While A Three-Car Garage With Dual EV Chargers, Ample Parking, And Storage Completes This Exceptional Property. More detailsListed by REVEL Realty Inc- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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4 Albemarle Street in Hamilton: 211 - Crown Point North Single Family Residence for sale (21 - Hamilton Centre) : MLS®# 40866241
4 Albemarle Street Hamilton L8L 7G3
$439,500Residential- Status:
- Active
- MLS® Num:
- 40866241
- Bedrooms:
- 3
- Bathrooms:
- 1
- Floor Area:
- 855 sq. ft.
Absolutely Stunning 2+1 Bedroom single Family Detached Home Located in the Heart of Hamilton, This home has undergone a complete and total renovation and upgrade. The home features newly updated electrical, furnace, roof, windows, concrete, porch, siding and rear deck. This gorgeous home provides the buyer with never used appliances, including dishwasher, and tasteful interior finishes. The galley kitchen and complete 4 piece bathroom have been completely remodeled. Other improvements include all flooring, trim, doors, quartz counters and backsplash. The home also contains a 2nd floor possible bedroom or den area. The 25 x 100 foot lot is ideal for children and entertaining. This affordable home is ideal for young professionals and families, or retirement couples. Nothing to do but move in! More detailsListed by RE/MAX Real Estate Centre Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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1619 Snake Road in Burlington: 300 - Aldershot West Single Family Residence for sale (30 - Burlington) : MLS®# 40866478
1619 Snake Road Burlington L7P 4Y9
$699,900Residential- Status:
- Active
- MLS® Num:
- 40866478
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,868 sq. ft.
Opportunity awaits on this generous 204.99' x 250' rural lot in Burlington, surrounded by executive homes and with excellent highway access. The existing 5-level backsplit is brick and siding and requires updating, presenting an opportunity for a renovation or potential redevelopment. The home features a separate dining room, a sunroom with a walkout to the yard, 3 nice sized bedrooms, One full and two 2-piece bathrooms including a 2-piece ensuite, plus a full basement with recreation room and workshop. Propane furnace 2018, Attached garage with inside entry and driveway parking for up to 6 vehicles. Cistern and septic systems. Sump pump with battery backup 2024. Enjoy a country setting with convenient access to Clappison Woods Nature Reserve, Eileen John Holland Nature Sanctuary, Hidden Valley Park and the Royal Botanical Gardens. Amazing hiking opportunities on the Bruce Trail, including Bruce Trail access to Borer's Falls It is also close to amenities in Waterdown and Burlington. The best of both worlds. A property with plenty of possibilities for buyers with vision. More detailsListed by Royal LePage State Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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38 Admiral Road in Brantford: 2035 - Henderson Single Family Residence for sale (2028 - Henderson/Holmedale) : MLS®# 40865504
38 Admiral Road Brantford N3R 1L6
$729,919Residential- Status:
- Active
- MLS® Num:
- 40865504
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,869 sq. ft.
Welcome to 38 Admiral Road, a beautifully maintained and move-in-ready home nestled in Brantford’s sought-after Henderson Survey. The bright main level offers a spacious living room with large windows that fill the space with an abundance of natural light, a separate dining room ideal for family meals, and a well-appointed kitchen overlooking the dining area. The stylish kitchen features abundant storage, a convenient wall pantry, deep pots-and-pans drawers, elegant quartz countertops, stainless steel appliances, a stylish tile backsplash, and direct access to the backyard, creating a seamless connection for effortless outdoor dining and entertaining. Upstairs, the spacious primary bedroom features a walk-in closet and private balcony, while two additional bedrooms, including one with its own walk-in closet, and a four-piece bathroom complete the level. The fully finished lower level offers a large recreation room with a cozy gas fireplace, along with an additional flexible room currently used as an office that could also serve as a comfortable guest bedroom. Outside, enjoy a large, private, fully fenced backyard surrounded by mature trees and featuring a spacious deck, hot tub, and garden shed for convenient storage. Ideally located close to schools, shopping, restaurants, parks, and everyday amenities, this home is also just a short walk to the Grand River and Brantford’s scenic walking and biking trails. With its spacious layout, attractive finishes, versatile living areas, and exceptional backyard, 38 Admiral Road is a wonderful place to call home. More detailsListed by Pay It Forward Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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618 93 Arthur Street S in Guelph: 5 - St. Patrick's Ward Condo/Apt Unit for sale (City of Guelph) : MLS®# 40866592
618 93 Arthur Street S Guelph N1E 0T3
$735,000Residential- Status:
- Active
- MLS® Num:
- 40866592
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,226 sq. ft.
Welcome to Suite 618 at Anthem, Fusion Homes' newest building at The Metalworks in downtown Guelph. Built in 2025, this 2 bed plus den, 2 bath suite offers 1,226 sq ft of open-concept living, with a south-east exposure that fills the living and dining space with morning light. The kitchen is set up for people who actually cook, with a large centre island and pull-out inserts added to every lower cabinet, so pots and pans come to you instead of the other way around. The den features custom built-in cabinetry with pull-out drawers, making it a proper home office or hobby space. The primary bedroom has its own ensuite with a glass walk-in shower, and a second full bathroom serves the second bedroom and visitors. The suite also comes with in-suite laundry, a private balcony, one underground parking space and an owned storage locker. Residents enjoy premium building amenities, including a fitness centre with a Peloton room, a co-working lounge, a guest suite, a pet spa, a piano lounge, and a social club with an outdoor terrace and BBQs, plus a sunrise terrace on the 7th floor. Step outside to the Speed River and its trails, downtown Guelph's shops and cafes, and GO Transit for an easy commute. It's an ideal fit for downsizers ready to trade yard work for walkability, or professionals who want downtown living without giving up space. More detailsListed by Royal LePage Wolle Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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8 1019 North Shore Boulevard E in Burlington: 303 - Aldershot South Row/Townhouse for sale (30 - Burlington) : MLS®# 40865147
8 1019 North Shore Boulevard E Burlington L7T 1X8
$887,000Residential- Status:
- Active
- MLS® Num:
- 40865147
- Bedrooms:
- 4
- Bathrooms:
- 4
- Floor Area:
- 2,188 sq. ft.
Stylish & Spacious End Unit in Sought-After North Shore! Welcome home to this beautifully decorated executive end unit townhome offering over 1,720 sq. ft. plus a fully finished lower level! You'll love the bright, open layout featuring maple hardwood floors, ceramic tile, and a beautiful oak staircase. The upgraded maple kitchen has plenty of extras and opens to a sunny dining area with a large bay window - perfect for family meals or casual entertaining. The living room is warm and inviting with a cozy gas fireplace and sliding doors leading to your private, landscaped patio. Upstairs, you'll find three spacious bedrooms, including a primary suite with walk-in closet and 5-piece ensuite bath. The finished lower level offers great flexibility - an ideal space for guests, in-laws, or a fun family room with a wet bar, 3 piece washroom and office area. Located in a quiet, 18-unit North Shore community, this stylish home has been lovingly maintained and shows beautifully. Truly move-in ready. Note Reliance rentals for HWT, Furnace/AC $177 per month, owner willing to buy out. More detailsListed by CENTURY 21 MILLER DAVIES REAL ESTATE LTD.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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11 1222 Rose Way in Milton: 1026 - CB Cobban Row/Townhouse for sale (2 - Milton) : MLS®# 40864048
11 1222 Rose Way Milton L9E 1P1
$719,000Residential- Status:
- Active
- MLS® Num:
- 40864048
- Bedrooms:
- 2
- Bathrooms:
- 3
- Floor Area:
- 1,655 sq. ft.
Sophisticated Living in the Heart of Milton! Step into this breathtaking, custom-designed townhouse where luxury meets everyday comfort. From the moment you enter, the meticulous attention to detail is obvious. The inviting foyer and office space on the entry floor are followed by a bright, open-concept main floor landing that transitions into a chef’s dream kitchen, anchored by a show-stopping granite island that naturally draws everyone together. Premium quartz countertops, stainless steel appliances, and high-end finishes throughout make this kitchen as functional as it is beautiful. A convenient, stylized half-bath rounds out the main floor. Upstairs, the layout features two incredibly spacious, custom designed and oversized bedrooms, offering a level of comfort and space rarely found in townhouse living. With two full, beautifully appointed ensuite bathrooms on this level, morning routines are an absolute breeze. The best part? The unit is being sold fully furnished! Perfect for young professionals, young families and downsizers. Situated in Cobban, one of Milton’s most desirable neighborhoods, you are just minutes away from excellent schools, beautiful parks, transit, and all local amenities. Don't miss the chance to own a truly unique, turnkey property! More detailsListed by Coldwell Banker-Burnhill Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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53 426 Grange Road in Guelph: 11 - Grange Road Row/Townhouse for sale (City of Guelph) : MLS®# 40864462
53 426 Grange Road Guelph N1E 7E4 OPEN HOUSE: Oct 03, 202602:00 PM - 04:00 PM EDTOpen House on Saturday, October 3, 2026 2:00PM - 4:00PMOPEN HOUSE: Oct 04, 202602:00 PM - 04:00 PM EDTOpen House on Sunday, October 4, 2026 2:00PM - 4:00PM
$544,900Residential- Status:
- Active
- MLS® Num:
- 40864462
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,760 sq. ft.
END-UNIT PRIVACY. SPACIOUS LAYOUT. BEAUTIFULLY LANDSCAPED YARD. Welcome to 426 Grange Road, Unit 53, a beautifully maintained end-unit offering the space, privacy and functionality you've been looking for. Featuring 3 generous bedrooms, 3 bathrooms, a fully fenced backyard and a covered front porch, this home offers comfortable living in a well-established Guelph community. Step inside to a welcoming foyer with a double closet providing excellent everyday storage. The main floor offers a comfortable and functional layout, with the living room flowing naturally into the kitchen and dining areas. A pony wall creates a direct sightline into the kitchen while subtly defining the spaces. The kitchen offers ample cabinetry and generous counter space, while the adjoining dining area overlooks the backyard through a large window, bringing in plenty of natural light and offering a beautiful view of the mature landscaping. Upstairs, three generously sized bedrooms provide comfortable space for family, guests or a home office, along with a well-appointed 4-piece bathroom. The lower level offers plenty of open space and flexibility, whether you need additional living space, a recreation area, home gym or hobby space. A convenient 2-piece bathroom and ample storage complete the basement. Outside, the fully fenced and landscaped backyard provides a private setting to enjoy the warmer months, while mature trees surrounding the front of the home create a wonderful sense of privacy. As an end unit, the property also benefits from additional natural light and separation from neighbouring homes. The home includes one dedicated parking space, with additional spaces available. Located close to parks, schools, shopping, transit and everyday amenities, this is an excellent opportunity to enjoy a spacious home with the convenience of condominium living in Guelph. More detailsListed by Real Broker Ontario Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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167 Academy Place in Rockwood: 43 - Rockwood Single Family Residence for sale (Guelph/Eramosa) : MLS®# 40864071
167 Academy Place Rockwood N0B 2K0 OPEN HOUSE: Oct 03, 202602:00 PM - 04:00 PM EDTOpen House on Saturday, October 3, 2026 2:00PM - 4:00PM
$799,900Residential- Status:
- Active
- MLS® Num:
- 40864071
- Bedrooms:
- 3
- Bathrooms:
- 4
- Floor Area:
- 1,616 sq. ft.
NO BACKYARD NEIGHBOURS. FINISHED BASEMENT. DOUBLE CAR GARAGE. Welcome to 167 Academy Place, a well-appointed detached home offering comfortable living spaces, thoughtful updates and a private rear setting backing onto a forest and trail. The covered front porch, landscaped grounds and no-sidewalk frontage create an inviting exterior with excellent parking convenience. Inside, hardwood flooring extends through the living and dining areas, both enhanced by large windows and fireplaces that create warm, inviting spaces. The kitchen features tile flooring, double sink, backsplash and sliding-door walkout to the fully fenced backyard, making everyday living and entertaining easy. Upstairs, three bedrooms include a spacious primary retreat with vaulted ceiling, large windows, walk-in closet and 4-piece ensuite. The additional bedrooms feature generous windows and closets, with a 4-piece bathroom completing the second level. The fully finished basement provides valuable additional living space, along with a 2-piece bathroom, dedicated laundry area with sink and workbench. Outside, enjoy a fully fenced backyard with no rear neighbours and a peaceful forest and trail backdrop. A detached double-car garage and 8 total parking spaces provide exceptional convenience for families and guests. Enjoy Rockwood's small-town setting with parks, trails, the Rockwood Conservation Area, local shops and everyday amenities nearby. Conveniently located with easy access to Hwy 7, Acton GO Station and Guelph, making commuting and getting around the surrounding communities simple. More detailsListed by Real Broker Ontario Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
5 Arden Avenue in Hamilton: 290 - Hamilton Beach Single Family Residence for sale (29 - Hamilton East) : MLS®# 40866974
5 Arden Avenue Hamilton L8H 7C2
$999,900Residential- Status:
- Active
- MLS® Num:
- 40866974
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,940 sq. ft.
Welcome to 5 Arden Ave a beautifully custom built 2 storey home offering 1940 sq feet. Home has 4 bedrooms plus a den on main floor, 9 ft ceilings throughout, 3 full bathrooms, and garage. Quality workmanship is evident in this home especially the custom gourmet kitchen and open concept living room. Home is situated only a couple minute walk to hamilton beach front and only a 5 minute drive to Burlington and QEW access. Don't hesitate and own this custom home and become a member of Hamilton waterfront community! More detailsListed by Keller Williams Complete Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
302 111 Smits Cove in Smithville: 057 - Smithville Condo/Apt Unit for sale (West Lincoln) : MLS®# 40866815
302 111 Smits Cove Smithville L0R 2A0 OPEN HOUSE: Oct 04, 202602:00 PM - 04:00 PM EDTOpen House on Sunday, October 4, 2026 2:00PM - 4:00PM
$369,900Residential- Status:
- Active
- MLS® Num:
- 40866815
- Bedrooms:
- 2
- Bathrooms:
- 1
- Floor Area:
- 759 sq. ft.
Presenting a spacious 2 bedroom apartment in the heart of downtown Smithville, ideal for first-time buyers, investors, and downsizers alike! This condo offers an open concept layout with loads of natural light in every room. Updated kitchen, island and countertops with plenty of counter space and appliances included with purchase. Each bedroom boasts ample closet space, including a large walk-in closet in the primary bedroom. Enjoy the added convenience of in-unit laundry, parking for a vehicle, and plenty of additional visitor/street parking nearby. Included in the low maintenance condo fee of $360.00 a month is building insurance, common elements, exterior maintenance, parking, snow removal, lawn maintenance, and water. Across the street, a newly constructed medical office is being built. Nothing else to do but move in and enjoy! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
Data was last updated September 28, 2026 at 11:50 PM (UTC)
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