How It Works
The Home Buyer’s Plan (HBP) is a government program that allows home buyers to withdraw up to $25,000 from their Registered Retirement Saving’s Plan (RRSP) to put towards buying or building a new home.
Before you can withdraw funds, you have to be entered into a written agreement that specifies whether you will be buying or building your new home. You also must occupy this space no later than a year after buying or building this new home.
To take advantage of this program you have to be considered a first-time buyer. You are not a first-time home buyer if you (or you and your spouse) has owned a home which you have occupied as your principal place of residence in the past 5 years.
Once those conditions are met each person can withdraw up to $25,000 tax-free from their RRSP for a new home. Couples, including common-law, can withdraw up to $50,000. You will not pay income tax on these amounts as long as these funds will be repaid into an RRSP in the future.
Existing homeowners can also use this program to purchase an accessible home or a home for a disabled dependent relative. The intended individual must qualify for the Disability Tax Credit (DTC) and this home must be more accessible or better suited to the care of this individual.
Find Your Dream Home
Keep up-to-date with the latest homes that meet your criteria by entering it below:
We have found a total of 4,249 listings, but only
100 are available for public display.
Please refine your criteria, in order to narrow the total number of matching listings.
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72 East 32nd Street in Hamilton: 174 - Raleigh Single Family Residence for sale (17 - Hamilton Mountain) : MLS®# 40843596
72 East 32nd Street Hamilton L8V 3R9 
$534,900Residential- Status:
- Active
- MLS® Num:
- 40843596
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 2,113 sq. ft.
If you enjoy walking paths, spending time outdoors, and taking in stunning city views at night, you'll love this welcoming 3-bedroom home on the Hamilton Mountain, just steps from the scenic brow. This well-maintained all-brick dwelling sits on a rare double-sized lot (two lots!) and features a charming front porch, bright living spaces, and a functional layout ideal for families and first-time buyers alike. With parking for up to 6 vehicles, the fenced side driveway offers added security and convenient access to the private backyard...perfect for pets, entertaining, and/or relaxing on the covered deck with family and friends. If it's a fantastic opportunity to both own your home and be more active, this might just be the one for you! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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336 Tuck Drive in Burlington: 331 - Shoreacres Single Family Residence for sale (33 - Burlington) : MLS®# 40843627
336 Tuck Drive Burlington L7L 2R3
$1,525,000Residential- Status:
- Active
- MLS® Num:
- 40843627
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 2,449 sq. ft.
In a league of it’s own! Stunning, fully updated 3+1 bed, 2 full bath bungalow in South Burlington's coveted Shoreacres, known for mature, tree-lined streets, just steps to the lake. Flooded with natural light, main floor living thoughtfully & seamlessly connects inviting functional, open concept living space, with modern style & finishings. Meticulously maintained, exceptional home with custom features throughout, ideal for both down-sizers & families seeking convenient main floor living, nestled on a private, impressive 168 ft deep lot - back yard retreat perfect for winding down, relaxing or entertaining. Designed for modern living, the open-concept layout effortlessly connects the kitchen, dining & living areas. Wide-plank hardwd floors, updated kitchen, with granite countertops, stainless steel appliances, elegant cabinetry, & generous prep space. Bathed in natural light, the primary suite showcases panoramic backyard views, with walkout to a glass-railed balcony, creating a seamless connection to the outdoors. The adjoining dressing room, with fireplace, provides a sophisticated & comfortable space to begin and end the day.Two additional beds & a full bath with glass shower complete the main level. From the kitchen step out to a generous side yard, & access the garage through convenient inside entry. Fully finished lower level offers a generous family / rec room, a 4th bed & a large home gym / games rm, a full bath with bathtub & shower & a large laundry / storage rm. With mature trees, the private backyard is designed for outdoor living & entertaining, featuring a stamped concrete patio, dedicated BBQ area with low-maintenance turf, a fully fenced yard, & a chic stock tank pool with tanning deck. Location! Ideally located steps to Lake Ontario, parks, Paletta, top-rated schools, amenities, downtown & waterfront in South Burlington - consistently recognized as one of Canada’s most livable cities! This is a rare opportunity to simply move in & enjoy! More detailsListed by Royal LePage Realty Plus Oakville Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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1401 2180 Marine Drive in Oakville: 1001 - BR Bronte Condo/Apt Unit for sale (1 - Oakville) : MLS®# 40842826
1401 2180 Marine Drive Oakville L6L 5V2
$1,188,000Residential- Status:
- Active
- MLS® Num:
- 40842826
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,830 sq. ft.
Luxury waterfront condominium living awaits at Ennisclare II on the Lake, one of Bronte’s most prestigious, award-winning communities, offering breathtaking escarpment, skyline, & lake views in the heart of vibrant Bronte. This exceptional Cambridge model suite spans approximately 1,830 sq. ft. of elegant, single-level living space & features 2 spacious bedrooms, 2 full bathrooms, a den, & a sun-filled solarium. Oversized windows with lake glimpses & escarpment vistas flood the home with natural light by day & showcase sparkling city lights by night. Thoughtfully renovated & beautifully appointed, the suite boasts wide-plank engineered oak hardwood flooring, deep baseboards, custom cabinetry & built-ins, wood feature walls, custom blinds, & solid surface countertops, along with renovated bathrooms & kitchen. The formal dining room overlooks a dramatic sunken living room, ideal for entertaining, & the stylish kitchen offers custom cabinetry, under-cabinet lighting, quartz countertops, stainless steel appliances, & a bright breakfast area with wall-to-wall windows. Relax in the open-concept den & sunken solarium with wrap-around windows & built-in cabinetry, or retreat to the oversized primary bedroom featuring mirrored custom wardrobes & a luxurious 3-piece ensuite with custom cabinetry & an oversized glass shower. A second bedroom, a chic 3-piece bathroom, & a large laundry/utility room complete the suite. Two underground parking spaces (tandem) & one locker are included. Enjoy a truly walkable lakeside lifestyle, just steps to Bronte Harbour, waterfront trails, beaches, & the shops & restaurants of Bronte Village, with outstanding building amenities completing this refined offering. More detailsListed by Royal LePage Real Estate Services Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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30 Scott Street in St. George: 2110 - St. George Single Family Residence for sale (2110 - NE Rural) : MLS®# 40843536
30 Scott Street St. George N0E 1N0
$824,900Residential- Status:
- Active
- MLS® Num:
- 40843536
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 2,091 sq. ft.
. This beautifully updated home is sure to impress with its thoughtful renovations and exceptional curb appeal. From the moment you arrive, you'll appreciate the meticulously landscaped grounds, the classic grey exterior, and the recently replaced front door, all combining to create a stunning first impression.Step inside to a welcoming foyer that provides convenient access to the main level, lower level, garage, and backyard, along with plenty of space for coats, shoes, and everyday essentials.The main level features a bright, modern white kitchen complete with quartz countertops, quality appliances, and plenty of workspace—perfect for anyone who enjoys cooking and entertaining. Just off the kitchen is a spacious dining area featuring a built-in cabinet that provides both additional storage and style. The adjoining living room offers a comfortable space to relax and unwind after a busy day.Also on the main level are the spacious primary bedroom, a second bedroom, and a beautifully updated four-piece bathroom. The finished lower level is designed with family living in mind. Enjoy a large recreation room with updated broadloom, a cozy gas fireplace for those chilly evenings, and plenty of space for movie nights, games, or entertaining guests. This level also includes a third bedroom and a beautifully renovated bathroom featuring a large walk-in shower you'll absolutely love. Step outside to enjoy your own private, fully fenced backyard. The stone patio and gazebo create the perfect setting for summer barbecues and outdoor gatherings with family and friends, while the generous green space offers plenty of room for children or pets to play. Completing the backyard is a cleverly tucked-away garden shed, providing convenient storage for all your outdoor tools and equipment.This move-in-ready home offers the perfect combination of modern updates, functional living space, and a wonderful outdoor retreat—all in one of St. George's most desirable neighbourhoods. More detailsListed by Tom White Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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894 Garth Street in Hamilton: 151 - Westcliffe Single Family Residence for sale (15 - Hamilton Mountain) : MLS®# 40843549
894 Garth Street Hamilton L9G 4K9
$699,000Residential- Status:
- Active
- MLS® Num:
- 40843549
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,406 sq. ft.
Charming Updated and renovated home in desirable West Mountain neighbourhood! 2+2 bedrooms with 2 bathrooms offering warmth, character, and flexibility. With a separate side entrance and walk-up, this property presents excellent potential for multi-use living or an investment opportunity. The thoughtful layout features bright living spaces and versatile bedrooms that can easily adapt to your lifestyle-whether as a home office, guest room, or additional family space. Step outside and enjoy the small, private backyard, a perfect spot to relax, garden, or entertain in a peaceful setting. Ideally located near the college, highway access, parks, grocery stores, and everyday amenities, this home is an excellent choice for first-time buyers, downsizers, or investors looking for both charm and convenience. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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47 Hannon Crescent in Hannon: 503 - Trinity Row/Townhouse for sale (50 - Stoney Creek) : MLS®# 40843522
47 Hannon Crescent Hannon L0R 1P0
$809,000Residential- Status:
- Active
- MLS® Num:
- 40843522
- Bedrooms:
- 2
- Bathrooms:
- 3
- Floor Area:
- 1,232 sq. ft.
Located in sought after Summit Park most desirable and family-friendly communities. This well-maintained free hold bungalow townhome offers convenient one-floor living with a bright and functional two-bedroom layout on the main level. The spacious living and dining area provide the perfect setting for everyday living and entertaining, while the eat-in kitchen offers ample cabinetry and workspace. The finished basement significantly expands the living space and features a second kitchen, a 2 piece washroom, also storage space and a large recreation area, offering excellent flexibility for extended family, guests, hobbies, or home office needs. Enjoy a low-maintenance lifestyle in a prime location close to parks, schools, shopping, restaurants, public transit, and easy highway access. RSA. More detailsListed by Royal LePage State Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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85 Albany Avenue in Hamilton: 232 - Normanhurst Single Family Residence for sale (23 - Hamilton East) : MLS®# 40843527
85 Albany Avenue Hamilton L8H 2H4
$599,999Residential- Status:
- Active
- MLS® Num:
- 40843527
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,705 sq. ft.
Welcome to 85 Albany Ave - A fantastic opportunity for first time home buyers or investors, This Beautifully BUILT 2025 home offers 3 spacious bedrooms and 2.5 modern bathrooms, designed with comfort and functionality in mind. The home features brand-new stainless steel appliances, an open concept layout, and walkout access to a back deck, perfect for entertaining or family gatherings. fenced in back yard. This NEW BUILT comes with new plumbing, electrical, upgraded waterline, hot water tank, furnace and A/C all owned with no rental fees for peace of mind and long term savings. The unfinished basement with a separate entrance have a great potential for a future in law suite or a second legal unit with excellent income potential. New Concrete driveway completes this move in ready home. A rare opportunity offering modern living, flexibility and investment potential. Grass on the backyard to be completed. More detailsListed by Grace Canada Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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114 Donald Bell Drive in Binbrook: 532 - Binbrook Municipal Row/Townhouse for sale (53 - Glanbrook) : MLS®# 40841182
114 Donald Bell Drive Binbrook L0R 1C0
$629,900Residential- Status:
- Active
- MLS® Num:
- 40841182
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,451 sq. ft.
Welcome Home! This freehold townhome offers the perfect blend of space, functionality, and convenience. Featuring 3 spacious bedrooms, 3 bathrooms, generous room sizes throughout, and a finished basement that provides additional open-concept living space, this home is ideal for growing families, first-time buyers, or downsizers alike. The primary bedroom features a walk-in closet and private 4-piece ensuite, while the second-floor laundry adds everyday convenience. Enjoy parking for 3 vehicles with a 1-car garage featuring inside entry and space for 2 additional vehicles in the tandem driveway. Located in a beautiful family-friendly neighbourhood close to parks, schools, and everyday amenities. Roof (2022). Book your private showing today! More detailsListed by RE/MAX Hallmark Realty Ltd- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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4 Valley Ridge Lane in Flamborough: 044 - Flamborough East Single Family Residence for sale (43 - Flamborough) : MLS®# 40843560
4 Valley Ridge Lane Flamborough L8N 2Z7
$1,250,000Residential- Status:
- Active
- MLS® Num:
- 40843560
- Bedrooms:
- 5
- Bathrooms:
- 4
- Floor Area:
- 3,589 sq. ft.
Welcome to Stonebrook Estates, a master-planned community in the village of Carlisle. Surrounded by trails and green space, this well-maintained 2,418 sq. ft. home offers 4+1 bedrooms, 2 full baths, and 2 half baths. The centre hall floor plan feat a private den/office, formal dining room, and an inviting living room with a gas fireplace. The custom Barzotti kitchen is beautifully appointed with quartz countertops, soft-close cabinetry, under-cabinet lighting, built-in appliances, a gas cooktop, and a custom range hood. Sliding doors lead to a private deck and fully fenced backyard. There is also a 2-piece powder room and inside access to the double-car garage. Main floor complete with primary bedroom, walk in closet & 3Pce ensuite. Upstairs, there are two additional bedrooms, a full bathroom, and a large bonus room over the garage that can easily be a fourth bedroom. A generous walk-in storage closet adds extra convenience. The finished lower level feat a family room area with corner gas fireplace, an add bed/den, a dedicated laundry room, a 2-piece bathroom, and more storage space. Bonus: engineered hardwood flooring throughout the main and upper levels (excluding the carpeted bonus room), upgraded pump for the basement bathroom. Condo fees of $575/month include water, septic services, snow removal, and road maintenance. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
234 East 27th Street in Hamilton: 173 - Eastmount Single Family Residence for sale (17 - Hamilton Mountain) : MLS®# 40843538
234 East 27th Street Hamilton L8V 3G4
$625,000Residential- Status:
- Active
- MLS® Num:
- 40843538
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,771 sq. ft.
Turn the key and walk in all the updates are already done. New HVAC, windows, roof , flooring, paint ,driveway, fence, bathrooms, soffits, eaves, fascia, front stairs, kitchen you name its been updated Welcome to 234 East 27th a great family neighbourhood on Hamilton mountain super close to Concession st and shopping, Juravinski Hospital and numerous parks, schools and amenities. The home is fully updated with 2 full beautifully updated bathrooms one on the main and one on the 2nd floor. The basement is ready for whatever use you deem fit be it additional living space or easy to convert to an in law or income suite with a side door entry. The lot is more then generous in size and is fully fenced with a large deck for relaxing gazebo included! All in all this home just needs a new owner as the rest of the boxes have been ticked off. More detailsListed by Sutton Group Quantum Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
506 479 Charlton Avenue E in Hamilton: 143 - Stinson Condo/Apt Unit for sale (14 - Hamilton Centre) : MLS®# 40843579
506 479 Charlton Avenue E Hamilton L8N 0B4
$389,990Residential- Status:
- Active
- MLS® Num:
- 40843579
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 796 sq. ft.
Stunning 2 bedroom 2 bath condo in sough after Stinson neighbourhood. The bright open-concept 796 sq ft unit features luxury vinyl plank flooring throughout and pot lights, creating a warm and inviting living space. The contemporary kitchen is complete with stainless steel appliances, stone countertops, a waterfall island, tile backsplash, and ample cabinetry. The spacious primary bedroom offers a sleek ensuite, while the second bedroom is perfect for guests, a home office, or additional living space. Enjoy the convenience of in-suite laundry and a private balcony showcasing stunning Hamilton Harbour, city skyline, and escarpment views. Residents have access to premium amenities including a fitness room, party room, and rooftop terrace. Ideally located close to St. Joseph's Hospital, downtown Hamilton, GO Transit, shopping, restaurants, trails, and major highway access. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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508 5220 Dundas Street in Burlington: 352 - Orchard Condo/Apt Unit for sale (35 - Burlington) : MLS®# 40842812
508 5220 Dundas Street Burlington L7L 0J4
$464,900Residential- Status:
- Active
- MLS® Num:
- 40842812
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 637 sq. ft.
Welcome to this 2-bedroom, 2 full bathroom condo in a fantastic location close to all amenities, including shopping, dining, transit, and parks. This bright and spacious unit offers a functional layout perfect for professionals, downsizers, or investors.The modern kitchen features quartz countertops and ample cabinetry, flowing into the open-concept living and dining area. Enjoy your morning coffee or unwind in the evening on the private balcony overlooking the peaceful courtyard. Features include in-suite laundry for added convenience and a primary suite with its own 4 piece bathroom. A perfect blend of comfort, style, and location — don’t miss this opportunity! No Representations or Warranties are made of any kind. Rental equipment, parking fees, and other fees are unknown. More detailsListed by Royal LePage State Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
Data was last updated June 28, 2026 at 09:50 PM (UTC)
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