How It Works
The Home Buyer’s Plan (HBP) is a government program that allows home buyers to withdraw up to $25,000 from their Registered Retirement Saving’s Plan (RRSP) to put towards buying or building a new home.
Before you can withdraw funds, you have to be entered into a written agreement that specifies whether you will be buying or building your new home. You also must occupy this space no later than a year after buying or building this new home.
To take advantage of this program you have to be considered a first-time buyer. You are not a first-time home buyer if you (or you and your spouse) has owned a home which you have occupied as your principal place of residence in the past 5 years.
Once those conditions are met each person can withdraw up to $25,000 tax-free from their RRSP for a new home. Couples, including common-law, can withdraw up to $50,000. You will not pay income tax on these amounts as long as these funds will be repaid into an RRSP in the future.
Existing homeowners can also use this program to purchase an accessible home or a home for a disabled dependent relative. The intended individual must qualify for the Disability Tax Credit (DTC) and this home must be more accessible or better suited to the care of this individual.
Find Your Dream Home
Keep up-to-date with the latest homes that meet your criteria by entering it below:
We have found a total of 3,372 listings, but only
100 are available for public display.
Please refine your criteria, in order to narrow the total number of matching listings.
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405 4450 Fairview Street in Burlington: 321 - Longmoor Condo/Apt Unit for sale (32 - Burlington) : MLS®# 40793482
405 4450 Fairview Street Burlington L7L 7K7 
$419,000Residential- Status:
- Active
- MLS® Num:
- 40793482
- Bedrooms:
- 1
- Bathrooms:
- 1
- Floor Area:
- 616 sq. ft.
Enjoy low condo fees in this bright and inviting 1-bedroom suite located in Burlington’s desirable south end. This well-maintained home offers in-suite laundry, one parking space, and one storage locker for added convenience. Ideal for commuters with Appleby GO Station just minutes away and quick access to the QEW. Situated in a clean, quiet, and well-managed building, you’ll love being just steps from scenic walking paths, major grocery stores, shopping, dining, and transit with direct routes to local plazas and malls. Perfect for first-time buyers, downsizers, or investors, this condo offers an exceptional blend of comfort and convenience. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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34 Ramsey Crescent in Hamilton: 113 - Ainslie Wood Single Family Residence for sale (11 - Hamilton West) : MLS®# 40793512
34 Ramsey Crescent Hamilton L8S 2N2
$799,900Residential- Status:
- Active
- MLS® Num:
- 40793512
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,696 sq. ft.
Welcome to 34 Ramsey Cres, a beautifully maintained home that blends modern upgrades with timeless charm. This beautifully maintained home offers an open-concept main floor featuring a stunning kitchen that flows seamlessly into the living and dining areas, perfect for entertaining or enjoying cozy family moments. Gleaming hardwood floors and elegant crown molding add sophistication throughout. The main level boasts two bedrooms and a stylish 4-piece bathroom, while a convenient side entrance leads to a fully finished basement complete with a third bedroom, a 3-piece bath, a warm recreation room with a Hamilton Brick hearth gas fireplace, a dry bar, laundry space, and ample storage. Step outside to an extended lot with a professionally landscaped yard, a two-tier deck with natural gas hookup for your BBQ, and a fully fenced backyard featuring an irrigation system, an above on-ground chlorine pool, and double sheds, both equipped with hydro. Backing onto serene green space with direct access to the Hamilton/Brantford Rail Trail, this property offers unmatched privacy and tranquility. Located in Hamilton’s highly desirable west end, you’ll enjoy proximity to top-rated schools, shopping, McMaster Hospital, and Downtown Hamilton. Notable Updates: Main Floor Kitchen Renovation (05’), Main Floor Electrical and 200-AMP Electrical Panel (05’), Main Floor Bathroom Renovation (12’), Roof (14’), Windows (15’), Soffit/Fascia/Eavestrough/Shaker Siding (15’), Pool Liner (15’), Exposed Aggregate Driveway and Sidewalk (18’), Front & Rear Yard Irrigation System (22’), Gas Fireplace (22’), Pool Pump and Sand Filter (23’). Don’t miss your chance to fall in love with this exceptional home! More detailsListed by Com/Choice Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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8 2079 Meadowbrook Road in Burlington: 342 - Mountainside Row/Townhouse for sale (34 - Burlington) : MLS®# 40793555
8 2079 Meadowbrook Road Burlington L7P 2A5
$399,900Residential- Status:
- Active
- MLS® Num:
- 40793555
- Bedrooms:
- 3
- Bathrooms:
- 1
- Floor Area:
- 1,180 sq. ft.
Welcome to this beautifully updated 3-bedroom townhome in Burlington's sought-after Mountainside neighbourhood. Featuring an updated kitchen with stainless appliances, this home also offers the convenience of full in-suite laundry and a functional layout ideal for today's lifestyle. The upper level includes three generously sized bedrooms and a full bathroom, while the main floor opens to a private fenced backyard with storage shed, perfect for relaxing, entertaining, or gardening. Additional highlights include a natural gas BBQ hookup and numerous thoughtful updates throughout. Ideally located close to downtown Burlington, the Mountainside Community Centre and outdoor pool, scenic walking trails, shopping, schools, public transit, and with easy access to major highway. This home offers outstanding value and everyday convenience. Move-in ready and offering exceptional livability-this one won't last. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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35 1890 E Rymal Road in Hamilton: 052 - Stoney Creek Escarpment Row/Townhouse for sale (52 - Stoney Creek) : MLS®# 40793629
35 1890 E Rymal Road Hamilton L0R 1P0
$699,000Residential- Status:
- Active
- MLS® Num:
- 40793629
- Bedrooms:
- 3
- Bathrooms:
- 4
- Floor Area:
- 1,844 sq. ft.
Welcome to unit 35-1890 Rymal Rd E. by Branthaven. This Crave model is 1830sq ft above grade with a finished basement. Main floor is drenched with natural lights and lots of pot lights throughout with 9 ft ceilings, chefs style kitchen and large outdoor stone scaped patio with southwest exposure. On the upper floor there is 3 bed, 2 baths and a laundry room, large Primary has ensuite and 2 generously sized bedrooms with shared bathroom. The Lower level has been finished with a kitchenette and 3-piece bath, large rec room and lots of storage spaces and a cold cellar. Other features include wood stairs with iron pickets, fully fenced private backyard, parking, close to guest parking. Don’t wait!! More detailsListed by RE/MAX Escarpment Frank Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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895 E Barton Street in Hamilton: 211 - Crown Point North Single Family Residence for sale (21 - Hamilton Centre) : MLS®# 40793651
895 E Barton Street Hamilton L8L 3B8
$448,000Residential- Status:
- Active
- MLS® Num:
- 40793651
- Bedrooms:
- 5
- Bathrooms:
- 5
- Floor Area:
- 2,820 sq. ft.
Incredible Money Making Machine. Short walk to planned Hamilton LRT (Light Rail Transit) connecting Macmaster University with East End of Hamilton alongside King Street. Very spacious home featuring ten rooms, four kitchens and five full bathrooms. Original detached house + well-built one storey addition with high ceilings in the front, on Barton Street, attached at the eastern front wall only. Vibrant Barton Village location near a Plaza, numerous schools, parks, community centres and near Tim Hortons' Field. Bernie Morelli Recreation centre and Bennetto Community Centre. Revamped gage park nearby. Walking distance to majority of the city's amenities enjoying close proximity to City Transit/Bus Routes plus quick & easy Red Hill/Linc and Nikola Tesla access to QEW. Large six-bedroom and five-bathroom house. Ample parking off laneway. Total income $5800. Short walk to shopping, schools, parks, medical clinic, hospital, recreation centre, arena. The building consists of: 1. basement bachelor apartment with windows and separate entrance, rented for $1000. 2. front main floor bachelor apartment with entrance off Barton Street and 12' ceilings. Rented for $1000. 3. main floor one-bedroom apartment with high ceilings, rented for $1100. Entrance from the backyard. 4. rooming house consisting of spacious living room combined with kitchen (2nd floor), 4 piece bathroom, two upstairs bedrooms rented for $850 each and a third bedroom with ensuite bathroom located on the main floor rented for $1000. Total rents $5800, reliable tenants willing to stay. More detailsListed by RE/MAX REALTY SPECIALISTS INC CREDIT VALLEY ROAD- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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4 153 W Limeridge Road in Hamilton: 162 - Rolston/Yeoville Row/Townhouse for sale (16 - Hamilton Mountain) : MLS®# 40793662
4 153 W Limeridge Road Hamilton L9C 2V3
$339,900Residential- Status:
- Active
- MLS® Num:
- 40793662
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,100 sq. ft.
Good starter end unit townhome on the Hamilton Mountain. The property is in need of repairs. Close to all major amenities. Sold "as is, where is" basis. Seller makes no representation and/ or warranties. More detailsListed by Royal LePage State Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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22 Gildea Street in Hamilton: 177 - Burkholme Single Family Residence for sale (17 - Hamilton Mountain) : MLS®# 40792805
22 Gildea Street Hamilton L8V 2G7
$589,900Residential- Status:
- Active
- MLS® Num:
- 40792805
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,008 sq. ft.
Welcome to this charming raised-ranch bungalow on the sought-after East Hamilton Mountain, just minutes from the Lincoln Alexander Parkway for easy commuting in any direction. This move-in-ready home features 3+1 bedrooms and 1.5 baths, offering a bright, functional layout perfect for families, first-time buyers, or downsizers. The main level boasts a spacious living room with large windows, an eat-in kitchen with plenty of cabinet space, and three comfortable bedrooms with ample closets. A full 4-piece bathroom completes this floor. The raised lower level offers an additional bedroom/office, a cozy recreation room ideal for family movie nights or a play area, a convenient 2-piece bathroom, and a laundry/utility room with extra storage space. Larger above-grade windows on the lower level provide plenty of natural light throughout. Outside, enjoy a private backyard—perfect for summer barbecues, kids, or pets—a detached garage for parking or extra storage, and a driveway with ample parking. Located in a family-friendly neighbourhood, this home is close to excellent schools, parks, shopping, restaurants, public transit, and all major amenities. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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404 185 Robinson Street in Oakville: 1013 - OO Old Oakville Condo/Apt Unit for sale (1 - Oakville) : MLS®# 40793522
404 185 Robinson Street Oakville L6J 7P6
$629,000Residential- Status:
- Active
- MLS® Num:
- 40793522
- Bedrooms:
- 1
- Bathrooms:
- 1
- Floor Area:
- 762 sq. ft.
Welcome to Ashbury Square in the heart of Downtown Oakville. This stylish two-storey loft-style condo offers just over 760 square feet of beautifully designed living space with soaring ceilings and abundant natural light. The open-concept main floor features an updated kitchen and stainless steel appliances, hardwood floors, and a dedicated office or den area—ideal for working from home. Upstairs, the spacious lofted bedroom includes a walk-in closet and views to below Step outside and you’re in the vibrant core of Downtown Oakville—surrounded by boutiques hops, award-winning restaurants, cozy cafés, and just steps to the lake, the marina, and scenic waterfront trails. Enjoy refined urban living in one of Oakville’s most coveted, walkable neighborhoods. Includes underground parking and locker. More detailsListed by RE/MAX Aboutowne Realty Corp.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
804 551 Maple Avenue in Burlington: 311 - Maple Condo/Apt Unit for sale (31 - Burlington) : MLS®# 40793546
804 551 Maple Avenue Burlington L7S 1M7
$520,000Residential- Status:
- Active
- MLS® Num:
- 40793546
- Bedrooms:
- 1
- Bathrooms:
- 1
- Floor Area:
- 807 sq. ft.
Spacious and bright 1 Bed + Den suite in the highly sought-after Strata Condominium. This well-appointed, open-concept suite features premium Western exposure that allows you to enjoy the lovely hues of golden sunlight that fill the suite during sunset. The unit has recently been updated with brand-new wide-plank flooring throughout and has been freshly painted from top to bottom, creating a bright and modern feel. The contemporary kitchen includes dark wood cabinetry, granite countertops, a breakfast bar, and stainless-steel appliances. The open living and dining area provides excellent space for both relaxation and entertaining. From the living area, step out onto your spacious West-facing balcony. The bedroom offers floor-to-ceiling windows and a walk-in closet. The versatile den is perfect for a home office, additional living space, or a private dining area off the kitchen. A convenient laundry room features a front-load washer and dryer with extra storage. The large 4-piece bathroom includes a sleek shower-tub combo and a modern vanity. Strata offers a wealth of amenities, including: an indoor roof-top saltwater pool, sauna, gym, yoga studio, Zen garden, and a breathtaking 9th-floor terrace. Residents also have access to social clubs and communal spaces. One underground parking space, one storage locker, and one bike locker are included. Ideally located steps to the Burlington GO Station, transit, downtown Burlington, the lakefront, great schools, major highways, shopping, restaurants, a community centre, and banks—everything you need is right at your doorstep. More detailsListed by CENTURY 21 MILLER DAVIES REAL ESTATE LTD.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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333 1077 Gordon Street in Guelph: 15 - Kortright West Condo/Apt Unit for sale (City of Guelph) : MLS®# 40793643
333 1077 Gordon Street Guelph N1G 0E3
$489,999Residential- Status:
- Active
- MLS® Num:
- 40793643
- Bedrooms:
- 1
- Bathrooms:
- 1
- Floor Area:
- 723 sq. ft.
Welcome to this stunning and meticulously maintained one bedroom plus den condo in Guelph's sought-after south end, complete with a dedicated parking space and a convenient storage locker located on the same floor. This sunlit unit boasts 9 ft ceilings, oversized windows, and tastefully updated hardwood flooring in the living area and carpet in the bedroom creating a bright and welcoming atmosphere. The open concept layout is flooded with natural light, making the space feel airy and spacious. The versatile den offers endless possibilities as a home office, study, or guest room, catering to your specific needs. The modern kitchen offers plenty of space and is fitted with granite countertops, a breakfast bar, updated appliances, backsplash, and seamless access to the stackable laundry closet. Enjoy your morning coffee or unwind after a long day on the private balcony that overlooks serene green space, providing a peaceful retreat right at home. The prime location is unbeatable, just minutes away from the University of Guelph, Stone Road Mall, grocery stores, restaurants, and the bus station, with easy access to the 401 for commuters. Whether you're a first-time buyer, downsizing, or investing, this well-appointed condo offers a fantastic opportunity in a highly desirable south-end location, with every convenience at your fingertips. Don't miss your chance to call this beautiful condo your new home! More detailsListed by Royal LePage Wolle Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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6 Renata Court in Hamilton: 411 - Coote’s Paradise Single Family Residence for sale (41 - Dundas) : MLS®# 40793652
6 Renata Court Hamilton L9H 6X1
$1,399,900Residential- Status:
- Active
- MLS® Num:
- 40793652
- Bedrooms:
- 5
- Bathrooms:
- 4
- Floor Area:
- 4,987 sq. ft.
Custom-Built 5 Bedroom Home in Prestigious Coote’s Paradise! Welcome to this stunning all-brick 3,588sqft home, situated in one of Dundas’s most desirable neighborhoods. Impeccably cared for by the original owners for 35 years, this home combines timeless quality, thoughtful design & unique features. The bright and spacious main level boasts large principal rooms, including a living rm, dining rm, family rm w/ gas fireplace, office, kitchen w/ breakfast nook, main-level laundry & 2pc bath. Gleaming hardwood floors & ceramic tile flow throughout. Solid oak staircase leads to the second level, highlighted by an oversized primary suite w/ 6pc ensuite, walk-in closet & walk-out balcony. Three additional spacious bdrms, 4pc bath & versatile oversized room w/ its own 3pc ensuite, fireplace, hardwood floors & wet bar provide endless options – perfect as 5th bdrm, games rm, entertainment lounge, in-law suite, or nanny’s quarters. Partially finished basement w/ rough-in bath offers a blank canvas for your personal needs. Set on generous 62 x 105 lot, the private backyard features 19 x 21 deck, mature trees & sprinkler system. The double-wide aggregate drive & double garage add curb appeal & convenience. Updates over the years include roof, furnace, AC, windows, electrical & more. Unbeatable location w/ nearby trails to Webster & Tews Falls, Dundas Valley Conservation Park, minutes to quaint Dundas shops, restaurants, schools & McMaster University. A truly one-of-a-kind home! More detailsListed by RE/MAX Escarpment Golfi Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
106 Highbury Drive in Stoney Creek: 504 - Leckie Park/Highland Single Family Residence for sale (50 - Stoney Creek) : MLS®# 40793665
106 Highbury Drive Stoney Creek L8J 3P2 OPEN HOUSE: Dec 13, 202502:00 PM - 04:00 PM ESTOpen House on Saturday, December 13, 2025 2:00PM - 4:00PMOPEN HOUSE: Dec 14, 202502:00 PM - 04:00 PM ESTOpen House on Sunday, December 14, 2025 2:00PM - 4:00PM
$919,000Residential- Status:
- Active
- MLS® Num:
- 40793665
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 2,872 sq. ft.
Beautifully maintained 4-bedroom, 2-bathroom backsplit with double garage, offering an impressive amount of finished living space across four levels in the prestigious Leckie Park community of Upper Stoney Creek. This home delivers a bright, functional layout with designated living, dining, and kitchen areas that create an ideal flow for everyday living and entertaining. The updated white kitchen showcases quartz countertops, stainless steel appliances, an island, custom cabinetry, crown moulding, and thoughtful storage touches, including a built-in spice drawer. The dining area is warm and inviting with hardwood floors throughout and ambient fireplace providing a turnkey setup for hosting family and friends. The upper level offers three comfortable bedrooms and a stylish 4-piece bathroom. The lower levels offer exceptional versatility, featuring a spacious family room with a gas fireplace, an additional bedroom, and a full 4-piece bathroom. The basement continues to impress with an updated laundry room, separate utility room, and an additional recreation space. Outside, the property boasts excellent curb appeal with a double-wide driveway and a fully fenced backyard complete with cedar decking, green space, garden shed and two electric retractable awnings for effortless comfort. The attached double garage is a standout feature with its epoxy finished flooring, clean, durable and ideal for storage or a workshop setup. Ideally located near parks, trails, grocery stores, restaurants, community centre, Cineplex theatres, and offering quick access to the Linc, Redhill, and QEW. A must see home with exceptional value! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
Data was last updated December 13, 2025 at 11:50 AM (UTC)
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