How It Works
The Home Buyer’s Plan (HBP) is a government program that allows home buyers to withdraw up to $25,000 from their Registered Retirement Saving’s Plan (RRSP) to put towards buying or building a new home.
Before you can withdraw funds, you have to be entered into a written agreement that specifies whether you will be buying or building your new home. You also must occupy this space no later than a year after buying or building this new home.
To take advantage of this program you have to be considered a first-time buyer. You are not a first-time home buyer if you (or you and your spouse) has owned a home which you have occupied as your principal place of residence in the past 5 years.
Once those conditions are met each person can withdraw up to $25,000 tax-free from their RRSP for a new home. Couples, including common-law, can withdraw up to $50,000. You will not pay income tax on these amounts as long as these funds will be repaid into an RRSP in the future.
Existing homeowners can also use this program to purchase an accessible home or a home for a disabled dependent relative. The intended individual must qualify for the Disability Tax Credit (DTC) and this home must be more accessible or better suited to the care of this individual.
Find Your Dream Home
Keep up-to-date with the latest homes that meet your criteria by entering it below:
We have found a total of 3,175 listings, but only
100 are available for public display.
Please refine your criteria, in order to narrow the total number of matching listings.
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3440 Redmond Road in Mississauga: 0220 - Fairview Single Family Residence for sale (MS - Mississauga) : MLS®# 40800788
3440 Redmond Road Mississauga L5B 3S5 
$1,385,000Residential- Status:
- Active
- MLS® Num:
- 40800788
- Bedrooms:
- 4
- Bathrooms:
- 4
- Floor Area:
- 3,411 sq. ft.
Beautiful detached home with 4 spacious bedrooms and 4 bathrooms, featuring a 2-car garage—perfect for families. Enjoy a generous main floor, a spacious family room, a dining room, and a custom kitchen with quartz countertops and upgraded appliances, along with a welcoming living room with a wood-burning fireplace. The finished basement offers ample storage, including a cold room, and provides versatile space for recreation, work, or entertaining. Filled with natural light, the home enjoys bright east morning and west afternoon exposure. Recent updates include a new roof, furnace, air conditioning, washer, and dryer. Steps to two elementary schools, walking distance to a high school, parks, and approximately a 15-minute walk to Square One. A wonderful home to create lasting memories. More detailsListed by EXP REALTY OF CANADA INC- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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65 1/2 Dundas Street in Brantford: 2041 - Terrace Hill Single Family Residence for sale (2040 - Terrace Hill/E & N Wards) : MLS®# 40811090
65 1/2 Dundas Street Brantford N3R 1S2
$499,900Residential- Status:
- Active
- MLS® Num:
- 40811090
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,631 sq. ft.
Welcome home to 65 1/2 Dundas Street in Brantford’s Terrace Hill neighbourhood. This classic 2-storey home has been thoughtfully updated while maintaining its original character. The freshly painted, carpet-free interior offers 3 bedrooms, 2 bathrooms and a finished walk-up basement. The home features a classic solid red brick exterior and new front and back doors (2026). The front entry opens to a welcoming main level finished with hardwood flooring that continues through the living and dining areas. The sunny kitchen features an updated fridge and dishwasher, double sink with RO water tap, subway tile backsplash, ample cupboard space and an over-the-range microwave. A large kitchen pantry and coffee bar create a practical and well-organized workspace. Just beyond the kitchen, a newly finished mudroom with additional storage provides convenient backyard access from the lower level. Hardwood flooring continues on the second floor, offering 3 bedrooms and a 4-piece bathroom. The finished basement includes a large recreation room and bar, new vinyl flooring (2026), and a 3-piece bathroom with new flooring and toilet (2026). Plumbing is roughed in for a future basement bar or sink if desired. A walk-up from the rec room provides direct access to the backyard. The fully fenced yard offers a private outdoor space with a deck and staircase completed in 2021, along with a back garden door (2021). The yard also features a covered patio (2021) with ceiling fan and retractable privacy screen. Additional features include a skylight (2021), newer appliances including washer, dryer and fridge (2022), low-maintenance vinyl windows throughout most of the home, and an owned RainSoft water softener with reverse osmosis drinking water system. Perched at the top of Dundas Street Hill, this move-in ready home is conveniently located close to schools, parks, transit, Brantford General Hospital and everyday amenities. More detailsListed by Re/Max Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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201 30 Hamilton Street S in Waterdown: 460 - Waterdown West Condo/Apt Unit for sale (46 - Waterdown) : MLS®# 40811891
201 30 Hamilton Street S Waterdown L8B 1V8
$596,600Residential- Status:
- Active
- MLS® Num:
- 40811891
- Bedrooms:
- 1
- Bathrooms:
- 1
- Floor Area:
- 718 sq. ft.
Tucked on a quiet, mature side street in sought-after Waterdown, this stylish south-facing 1-bedroom + Den suite with 1 garage parking and locker at "The View" offers you a rare blend of peaceful surroundings and walkable convenience. Just steps to the quaint downtown core, local shops, and the scenic trails and lookout points along the Niagara Escarpment, the location feels both connected and tucked away. From inside the well-cared for Unit 201, you’ll enjoy tranquil views of trees that create a true sense of calm. Thoughtfully designed, the suite features a versatile den ideal for a home office or hobby room, a spacious dining area that can accommodate a full table set, a spacious living room with a wall-mounted electric fireplace, and a private balcony to enjoy. The kitchen is well-appointed with white quartz countertops, stainless steel appliances, and a generous peninsula for everyday living and entertaining. The bedroom easily fits a complete furniture set, while the spa-like bathroom offers a tiled walk-in shower, linen storage, large floating vanity, and a laundry machine closet. This well-maintained 6-year-old building feels like an extension of your home, with concierge/security staff that know your name, a fully equipped gym, expansive party room w prep kitchen, cozy lounge, 6th floor terraces w seating and wonderful views, a pet spa, EV parking, and lots of parking for your guests. While being a quick drive to major highways, GO Stations and major shopping centers; your new home awaits in Unit 201, a peaceful, well-designed suite in Waterdown’s most modern yet charming settings. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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171 Drummond Street in Brantford: 2044 - Victoria/Arthur Single Family Residence for sale (2040 - Terrace Hill/E & N Wards) : MLS®# 40813017
171 Drummond Street Brantford N3S 6A6
$469,900Residential- Status:
- Active
- MLS® Num:
- 40813017
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,530 sq. ft.
Welcome home to 171 Drummond Street in Brantford’s East Ward neighbourhood. This turn key semi-detached two-storey up/down duplex offers a great opportunity for first-time buyers or investors, with income potential to help offset your mortgage. Featuring a brick exterior, new concrete walkway (2025), and parking for two vehicles, the home is arranged as two units, including a spacious one-bedroom main floor unit and a one-bedroom upper unit, each with its own hydro service, while water and gas are shared. The main floor unit features laminate flooring throughout and in-suite laundry with a stackable washer and dryer (2022). The kitchen includes crown moulding, granite countertops and pots and-pans drawers. The second floor unit was fully renovated in 2022 and features newer appliances and new kitchen counters (2026). Whether you're entering the market, adding to your investment portfolio, or searching for a home with built-in income potential, this property offers excellent flexibility. Located in Brantford’s convenient East Ward neighbourhood close to schools, transit and everyday amenities. Roof and shingles (2018), central air (2023). A smart move for buyers looking to get ahead! More detailsListed by Re/Max Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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108 40 Harrisford Street in Hamilton: 281 - Red Hill Condo/Apt Unit for sale (28 - Hamilton East) : MLS®# 40813021
108 40 Harrisford Street Hamilton L8K 6N1
$399,000Residential- Status:
- Active
- MLS® Num:
- 40813021
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,328 sq. ft.
Outstanding value for this main floor corner unit featuring 3 bedrooms and 2 full baths. Freshly decorated throughout, neutral decor. Spacious principle rooms. Ensuite laundry, 6 appliances included. Southern exposure. Well managed building with a host of amenities including indoor pool, tennis/pickleball court, exercise room, sauna and party room. Beautifully maintained building in sought after Redhill neighbourhood with access to Redhill Parkway just 1 minute away. Move in ready unit with flexible possession. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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100 Reid Avenue S in Hamilton: 240 - Bartonville/Glenview Single Family Residence for sale (24 - Hamilton East) : MLS®# 40812935
100 Reid Avenue S Hamilton L8K 3V1
$554,900Residential- Status:
- Active
- MLS® Num:
- 40812935
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 995 sq. ft.
Welcome to this cozy detached bungalow tucked away on a quiet cul-de-sac. The main floor features two bright bedrooms, a functional kitchen, a full 4-piece bath, and a welcoming living area ideal for hosting family and friends. The finished basement with a separate entrance offers excellent income potential or an ideal in-law suite, complete with a bedroom, kitchenette, 3 piece bathroom and comfortable living space ideal for tenants, guests or family. Additional highlights include an attached garage and a bright sunroom for added living space. Recent updates include a water heater and A/C, both installed approximately five years ago. Conveniently located just steps to public transit and the Red Hill Valley walking trail, with easy access to the Red Hill Valley Parkway for commuters and getting around town. Eastgate Mall, grocery stores, and all amenities are only a short walk or drive away. A fantastic opportunity for first-time home buyers or investors alike. More detailsListed by Keller Williams Complete Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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7 914 Mohawk Road E in Hamilton: 261 - Lisgar Condo/Apt Unit for sale (26 - Hamilton Mountain) : MLS®# 40812995
7 914 Mohawk Road E Hamilton L8T 2R8 OPEN HOUSE: Mar 21, 202602:00 PM - 04:00 PM EDTOpen House on Saturday, March 21, 2026 2:00PM - 4:00PMOPEN HOUSE: Mar 22, 202602:00 PM - 04:00 PM EDTOpen House on Sunday, March 22, 2026 2:00PM - 4:00PM
$499,999Residential- Status:
- Active
- MLS® Num:
- 40812995
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 864 sq. ft.
Welcome to your charming corner unit condo town home, perfect for first-time home buyers and those looking to downsize! This cute and cozy home features two bedrooms and one and a half baths, offering ample space for comfort and relaxation. Step outside to your private fenced-in front patio on one side, and a delightful green space ideal for gardening enthusiasts on the other. Inside, you'll find a meticulously maintained home with a finished basement. Don’t forget the convenience of a private parking space, along with visitors' parking available. Recent updates include a new dishwasher (2025) and a counter installation (2026) to accommodate it, ensuring your living experience is both modern and enjoyable. Don't miss the opportunity to make this lovely home yours! Don’t be TOO LATE*! *REG TM. RSA. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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211 Canborough Street in Smithville: 057 - Smithville Single Family Residence for sale (West Lincoln) : MLS®# 40812627
211 Canborough Street Smithville L0R 2A0
$884,999Residential- Status:
- Active
- MLS® Num:
- 40812627
- Bedrooms:
- 5
- Bathrooms:
- 2
- Floor Area:
- 2,860 sq. ft.
An absolute must see!! You will fall in love with this home as soon as you walk through the doors! If there was one word to describe this home, it would be opportunity. 211 Canborough Street is already set up as a legal duplex, offering a great opportunity for rental income or comfortable multigenerational living. For buyers ready to move up from a smaller space, this home provides the room a growing family needs along with the beautiful character found in older homes. Move in today and gradually bring each room back to life, this home is truly a decorator’s dream. With nearly 3,000 square feet of usable living space, there is no shortage of room here. The home features five bedrooms, a massive kitchen and dining area, plus a second kitchen upstairs, three living/family rooms, a bonus sunroom, and laundry on both levels offering flexibility for a growing family or a multigenerational setup. And if all that indoor living wasn’t enough, the backyard offers even more to enjoy. Set on just under half an acre, a rare oversized lot in Smithville, this property features plenty of privacy in a beautiful green space along with a shed and workshop, and a fenced yard perfect for relaxing, gardening, or family time. All of this while being located just minutes from the downtown core in the welcoming community of Smithville. Whether you are looking for a five bedroom home with room to grow, a multigenerational living opportunity, or a legal duplex with income potential, this property offers flexibility that is hard to find. More detailsListed by Royal LePage NRC Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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52 Elena Court in Hamilton: 163 - Gurnett Single Family Residence for sale (16 - Hamilton Mountain) : MLS®# 40812360
52 Elena Court Hamilton L9C 7P7
$899,888Residential- Status:
- Active
- MLS® Num:
- 40812360
- Bedrooms:
- 3
- Bathrooms:
- 4
- Floor Area:
- 1,992 sq. ft.
Nestled on a quiet court, this home has been well taken care of and meticulously owned by the original owners, offering a warm and inviting space perfect for family living. Located in a family-friendly setting with no rear neighbours, you’ll enjoy peaceful views of greenery and nature right from your backyard. The rustic kitchen overlooks nature through the window and flows into well-sized dining, living, and family rooms, creating a comfortable layout for both everyday living and entertaining. From the family room, step out onto the oversized deck where you can relax while surrounded by landscape and natural views. Convenience continues with a main floor laundry room that provides access to the garage and a side door, offering added accessibility for busy households. Upstairs you’ll find three bedrooms and two bathrooms, with bedrooms featuring joining closets that provide practical storage and connection between spaces. The finished basement offers endless opportunity to adjust to your needs, whether it’s additional living space, a home office, gym, or recreation area. With spacious rooms throughout, this home is ready for you to make it your own. Homes on this court rarely come available because of its location and unique characteristics—take advantage of this opportunity and come see the reasons why. More detailsListed by Royal LePage State Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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4931 Cameron Avenue in Beamsville: 982 - Beamsville Single Family Residence for sale (Lincoln) : MLS®# 40811577
4931 Cameron Avenue Beamsville L3J 0B9
$799,900Residential- Status:
- Active
- MLS® Num:
- 40811577
- Bedrooms:
- 5
- Bathrooms:
- 3
- Floor Area:
- 1,933 sq. ft.
Beauty in Beamsville! Family sized 4+1 Bedroom home with 2.5 bathrooms awaits a new family! This home is perfect for the all that likes to be outdoors with covered back deck that overlooks the 30 ft round above ground pool. Excellent sized storage shed with hydro and concrete floor that could be a great space for games room, or pool party room! Pet friendly with fully fenced and large cedar hedge creates great privacy. Tons of updates including, kitchen (2015), bathrooms, windows (2007) and electrical panel (2007) flooring, basement and paint! Easy access to the back yard with a removable fence so consider parking some toys in the back too! Live where the many trails in town are great for walking to the parks, cooling rink, public pool and arena with upper walking track and in the summer a place for pickleball! Beamsville is home to many excellent restaurants, wineries and feeling of community. Commuters will be happy with the easy access to the QEW and a Go Bus stop too! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
6 Conrad Place in Grimsby: Grimsby Beach (540) Row/Townhouse for sale : MLS®# 40812220
6 Conrad Place Grimsby L3M 5S5 OPEN HOUSE: Mar 21, 202602:00 PM - 04:00 PM EDTOpen House on Saturday, March 21, 2026 2:00PM - 4:00PM
$789,900Residential- Status:
- Active
- MLS® Num:
- 40812220
- Bedrooms:
- 3
- Bathrooms:
- 2
- Floor Area:
- 1,536 sq. ft.
Tucked away on a quiet dead-end street just steps from Lake Ontario, this stylish bungaloft offers the perfect blend of comfort, privacy, and effortless living. Designed with downsizers, retirees, and empty nesters in mind, 6 Conrad Place provides the convenience of main-floor living with loads of additional space for guests and family. Set on an incredible lot with over 260 feet of depth, the backyard is ideal for morning coffee, evening wine, or entertaining friends on the spacious deck with gazebo and gas BBQ hookup. Inside, soaring vaulted ceilings and gleaming hardwood floors create a bright, welcoming living space. The eat-in kitchen is both elegant and functional, featuring granite countertops, a breakfast bar peninsula, built-in wine fridge, and a premium Thermador gas range. The main-floor primary bedroom offers comfort and convenience with double closets and ensuite privilege to a spacious 4-piece bathroom. BONUS - additional laundry hookup located on the main floor for those seeking one floor living. Upstairs, a versatile loft overlooking the living room is perfect for a home office, reading lounge, or guest retreat (Murphy bed included), complemented by a second bedroom and stunning bathroom. The partially finished basement offers additional living space and excellent storage. Recent updates include new shingles (2024), EV rough-in (2025), fridge (2025), washer & dryer (2025), and new rear fence. Enjoy peaceful lakeside living in the charming town of Grimsby. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
1 Meander Close in Carlisle: 044 - Flamborough East Single Family Residence for sale (43 - Flamborough) : MLS®# 40812485
1 Meander Close Carlisle L0R 1H1 OPEN HOUSE: Mar 21, 202602:00 PM - 04:00 PM EDTOpen House on Saturday, March 21, 2026 2:00PM - 4:00PMOPEN HOUSE: Mar 22, 202602:00 PM - 04:00 PM EDTOpen House on Sunday, March 22, 2026 2:00PM - 4:00PM
$1,550,000Residential- Status:
- Active
- MLS® Num:
- 40812485
- Bedrooms:
- 5
- Bathrooms:
- 3
- Floor Area:
- 2,259 sq. ft.
Welcome to 1 Meander Close in the heart of Carlisle. Set on a premium half-acre corner lot, this beautifully maintained two-storey detached home offers a practical, and functional layout for growing families. Featuring 4+1 Bedrooms, 2.5 Bath and a fully finished basement this is the one you've been waiting for! From the moment you walk in, you are greeted by a functional and practical layout with a front facing dining room, office (perfect as a play room), strip hardwood, pot lights, and more. The spacious eat-in kitchen overlooks the expansive backyard and features a peninsula, stainless steel appliances, a pantry, and a garden door for easy outdoor access. Open to the sunken family room with a cozy gas fireplace, this space is perfect for entertaining or unwinding at the end of the day. The main floor also offers a convenient mudroom with laundry access to the front yard, backyard, and garage, along with a 2-piece powder room. Upstairs, the primary suite is a true retreat with a walk-in closet and a 4-piece ensuite complete with a relaxing soaker tub. Three additional bedrooms complete the second level all with broadloom and picture windows, two with walk-in closets and one with a double closet, along with a main 4-piece bathroom, and large hallway linen closet. The fully finished basement adds even more living space with a large rec room, bar area, abundant storage, and an additional bedroom with a walk-in closet, perfect for guests or a growing family. Step outside to your fully fenced, oversized backyard featuring a two-level deck, outdoor fireplace, and endless green space to enjoy and entertain. This is a home where you can truly move in and start living! Located 10 minutes to Waterdown, and offering quick highway access this is your perfect country escape! More detailsListed by Royal LePage Real Estate Associates- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
Data was last updated March 19, 2026 at 09:50 AM (UTC)
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