How It Works

First-time buyers of new and re-sale homes are eligible for rebates on provincial and Toronto land transfer taxes. The maximum that first-time home buyers can receive for provincial land transfer tax (LTT) is $2,000 and for the Toronto LTT its $3,725.

The provincial LTT is payable anywhere in Ontario, including Toronto. As mentioned before, the maximum that a first-time buyer can receive for the provincial LTT is $2,000. For re-sale homes, the provincial rebate only applies to first-time buyers who entered into Agreements of Purchase and Sale after December 13, 2007.

Toronto LTT is payable only for properties in the City of Toronto. The maximum a first-time home buyer can receive is $3,725. The Toronto LTT rebates are in addition to any provincial LTT rebate the buyer qualifies for.

The buyer is considered to be a first-time buyer for the provincial and Toronto LTT if they are at least 18 years of age and must not have previously owned a home anywhere in the world at anytime. If a spouse is involved, the spouse cannot have owned a home or had any ownership interest in a home while he/she was the purchaser’s spouse.

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  • 103 Macbean Crescent in Waterdown: 460 - Waterdown West Single Family Residence for sale (46 - Waterdown) : MLS®# 40841118

    103 Macbean Crescent 460 - Waterdown West Waterdown L8B 0S4
    Main Photo: 103 Macbean Crescent in Waterdown: 460 - Waterdown West Single Family Residence for sale (46 - Waterdown)  : MLS®# 40841118
    $1,249,900
    Residential
    Status:
    Active
    MLS® Num:
    40841118
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    2,776 sq. ft.
    This beautifully updated home is finished from top to bottom and ready to impress. Located on a highly desirable crescent in Waterdown, it offers exceptional convenience just steps to the primary and high school, parks, scenic trails, shops, and restaurants. The heart of the home is the stunning chef's kitchen, thoughtfully redesigned with custom soft-close cabinetry, Caesarstone quartz counters, two pantries, coffee and beverage bar, 9' x 4' centre island with seating, undermount double sink, stylish tile backsplash, bar fridge, pendant and under-cabinet lighting plus premium Café appliances with induction stove. The bright open kitchen overlooks the spacious living and dining rooms with a three-sided gas fireplace with stone surround. Main floor also offers a laundry room and 2-piece bath. Upstairs boasts 3 generous bedrooms and a bonus family room that can be converted to a 4th bedroom. The primary suite features a large walk-in closet and newly updated spa-inspired ensuite with freestanding soaker tub, oversized glass shower with custom tile, double sinks, quartz counters and LED mirrors. The second 4-piece bathroom includes double sinks and granite counters. The lower level is fully finished with a rec room and games room, offering great space for family living and entertaining, plus loads of storage. The private backyard is an oasis with wood deck, newer hot tub and gazebo. Double garage with inside entry. Hardwood flooring on both levels and staircase, luxury laminate in the lower level, 9 foot ceilings on the main with soaring 19 foot foyer, upgraded lighting throughout and California wood shutters. More details
    Listed by Right at Home Realty
  • 24 Shaw Street in Caledonia: 632 - Caledonia South West Single Family Residence for sale : MLS®# 40841109

    24 Shaw Street 632 - Caledonia South West Caledonia N3W 1K2
    Main Photo: 24 Shaw Street in Caledonia: 632 - Caledonia South West Single Family Residence for sale : MLS®# 40841109
    $869,000
    Residential
    Status:
    Active
    MLS® Num:
    40841109
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    3,330 sq. ft.
    Welcome to 24 Shaw Street with over 3300 square feet of finished living space. Basement access through the garage sets up for potential income or in-law situation. Just install one door to completely separate the levels. The lower level consists of an oversized bedroom, large living area, laundry hookup, a 3 piece bath and options for a small kitchen. The main level has a traditional dining room separate from the kitchen, formal living room, updated kitchen with 2026 Gas oven/range overlooking the cozy family room with new gas fireplace. The upper level consists of a large master bedroom with walk-in closet and full en-suite. The second and third bedrooms are generous in size and share the other full bath. Lots of backyard space including the 18 x 36ft inground pool surrounded by ground level deck. Lots of parking with 4 driveway spots and 2 garage spaces. Lots of options with 24 Shaw Street. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 180 Glenariff Drive in Freelton: 045 - Beverly Single Family Residence for sale (43 - Flamborough) : MLS®# 40841660

    180 Glenariff Drive 045 - Beverly Freelton L8B 1A5
    Main Photo: 180 Glenariff Drive in Freelton: 045 - Beverly Single Family Residence for sale (43 - Flamborough)  : MLS®# 40841660
    $729,900
    Residential
    Status:
    Active
    MLS® Num:
    40841660
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    2,944 sq. ft.
    Located in the highly coveted adult lifestyle community of Antrim Glen, this three bedroom, three bathroom,two car garage bungalow offers over 2,800 square feet of uncompromised living space. With a sprawling two-tier deck and one of the community's rarest lots with unobstructed forest views, you will fall in love with the privacy, peace and serenity this home provides. The sun-filled open-concept main floor is designed for both everyday living and entertaining. The well-appointed kitchen overlooks the main living areas and flows seamlessly to the living & dining rooms, while the sun-filled great room provides the perfect place to gather with family and friends. The primary suite offers a peaceful retreat with a generous walk-in closet and a private 4 piece ensuite bath. The finished lower level features a large open-concept recreation & relaxing living space that leads to a third bedroom, den, third washroom, and an abundance of storage space. The lower level provides a great space for those working from home, or accommodating overnight guests. Step outside to your own private backyard oasis. A spectacular multi-level deck leads to a covered gazebo, creating multiple spaces for outdoor dining, entertaining, or simply relaxing while taking in the breathtaking views of the forest & expansive greenspace. Beyond the property, enjoy an unparalleled lifestyle with access to kilometres of private, nature walking trails & outstanding amenities, including an outdoor saltwater swimming pool,fitness centre,billiards room, library, and beautifully appointed recreation clubhouse offering endless opportunities for socializing and staying active. This exceptional bungalow offers the perfect opportunity for downsizers, retirees, or anyone seeking the convenience of main floor living without sacrificing space, privacy, or lifestyle. Contact us today to arrange for your private viewing. More details
    Listed by ROYAL LEPAGE REAL ESTATE Associates
  • 3938 Koenig Road in Burlington: 360 - Alton West Single Family Residence for sale (36 - Burlington) : MLS®# 40841636

    3938 Koenig Road 360 - Alton West Burlington L7M 0Z8
    Main Photo: 3938 Koenig Road in Burlington: 360 - Alton West Single Family Residence for sale (36 - Burlington)  : MLS®# 40841636
    $1,398,000
    Residential
    Status:
    Active
    MLS® Num:
    40841636
    Bedrooms:
    5
    Bathrooms:
    5
    Floor Area:
    3,079 sq. ft.
    Set in Burlington's Alton Village, a family-friendly community with parks, schools, and easy access to Dundas Street and the 407, this exceptionaldetached home offers just over 3,000 sq ft of well-designed living space. Featuring 4 spacious bedrooms above grade, a striking 2-storey foyer,9-foot ceilings, oak hardwood floors, and a gourmet kitchen with granite counters and an extended breakfast bar that flows into a warm, invitinggreat room with a gas fireplace. The upper level includes generous bedrooms, highlighted by a primary retreat with a walk-in closet and ensuitewith a frameless glass shower, along with a family room and covered balcony. The fully finished basement adds outstanding versatility with aseparate entrance, full kitchen, bedroom, and bathroom, making it ideal for in-law or multi-generational living. Complete with a double-car garageand set on a quiet, well-established street, this home offers a strong combination of space, function, and flexibility. More details
    Listed by RE/MAX REALTY ENTERPRISES INC
  • 2393 Arnold Crescent in Burlington: 341 - Brant Hills Single Family Residence for sale (34 - Burlington) : MLS®# 40841496

    2393 Arnold Crescent 341 - Brant Hills Burlington L7P 4J2
    Main Photo: 2393 Arnold Crescent in Burlington: 341 - Brant Hills Single Family Residence for sale (34 - Burlington)  : MLS®# 40841496
    $1,399,999
    Residential
    Status:
    Active
    MLS® Num:
    40841496
    Bedrooms:
    5
    Bathrooms:
    4
    Floor Area:
    2,827 sq. ft.
    Beautifully updated detached home offering the perfect blend of luxury, comfort, and functionality! Featuring 4+1 bedrooms, 3.5 bathrooms, and a double car garage, this stunning property has undergone an extensive 2023 structural renovation with over $300,000 invested in high-end upgrades and modern finishes throughout. As part of the renovation, a dedicated second-floor office space was thoughtfully created - perfect for working from home, studying, or a private retreat. The heart of the home is the open concept kitchen that seamlessly overlooks the spacious family room and dining area, creating an ideal space for entertaining and everyday living. The thoughtfully designed main floor also includes a convenient laundry room paired with a stylish modern mudroom concept. Upstairs, retreat to the luxurious primary bedroom complete with a spa-inspired ensuite designed for relaxation and comfort. With generous bedroom sizes and an additional bedroom in the finished lower level, this home offers flexibility for growing families, guests, or a home office setup. Step outside to enjoy the private backyard - perfect for summer gatherings, quiet evenings, or creating your own outdoor oasis. Every corner of this home showcases quality craftsmanship and attention to detail. Too many upgrades to list - please see supplemental documents for the full feature sheet and renovation details. A rare opportunity to own a turn-key home that combines modern elegance with exceptional functionality in every space. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 11 1429 Sheffield Road in Hamilton: 045 - Beverly Modular Home for sale (43 - Flamborough) : MLS®# 40841671

    11 1429 Sheffield Road 045 - Beverly Hamilton N1R 8B2
    Main Photo: 11 1429 Sheffield Road in Hamilton: 045 - Beverly Modular Home for sale (43 - Flamborough)  : MLS®# 40841671
    $499,900
    Residential
    Status:
    Active
    MLS® Num:
    40841671
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,143 sq. ft.
    11 SUN VALLEY RD: YOUR YEAR-ROUND OASIS. Welcome to 11 Sun Valley Road, a beautifully maintained Northlander model nestled within the prestigious John Bayus Park. This home offers a tranquil retreat for those seeking an active, social lifestyle, perfectly positioned just minutes from the conveniences of Cambridge and Hamilton. The heart of the home features a bright, open-concept layout designed for effortless entertaining. A spacious kitchen, complete with a central island and abundant cabinetry, flows seamlessly into the inviting living area. Nearby, the dining room’s sliding doors open to a private rear deck and yard, perfect for morning coffee or evening relaxation. This residence boasts 2 generous bedrooms, including a primary suite with a private 3-pc ensuite. Spanning over 1,100 sqft of year-round living space, the home is equipped with modern essentials: a cozy gas fireplace, central air, a water softener, in-suite laundry, and a dedicated storage shed. Experience the best of this sought-after 50+ community, where amenities like a fishing pond, swimming beach, pickleball courts, and a vibrant community center await. More details
    Listed by RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
  • 1202 2055 Upper Middle Road in Burlington: 341 - Brant Hills Condo/Apt Unit for sale (34 - Burlington) : MLS®# 40841667

    1202 2055 Upper Middle Road 341 - Brant Hills Burlington L7P 3P4
    Main Photo: 1202 2055 Upper Middle Road in Burlington: 341 - Brant Hills Condo/Apt Unit for sale (34 - Burlington)  : MLS®# 40841667
    $519,900
    Residential
    Status:
    Active
    MLS® Num:
    40841667
    Bedrooms:
    3
    Bathrooms:
    2
    Floor Area:
    1,323 sq. ft.
    Rarely offered 3-bedroom, 2-bathroom condo offering an impressive 1,323 sq. ft. of living space and spectacular 12th-floor views! Overlooking beautiful green space and the outdoor pool, this spacious suite provides the perfect opportunity to enjoy maintenance-free living without sacrificing space. The functional layout features generously sized principal rooms, three bedrooms, in-suite laundry, and a dedicated storage room conveniently located within the unit—no trips to a basement locker required. A large private balcony provides the perfect place to relax and take in the picturesque views. While ready for your personal updates and design ideas, the size, layout, and location make this an exceptional opportunity for downsizers seeking extra space, growing families, or savvy buyers looking to add value. Residents enjoy an outstanding selection of amenities, including an outdoor pool, fitness room, tennis court, library, games room, workshop, craft room, and guest suite for visiting family and friends. Conveniently located close to shopping, public transit, and major highways, this well-maintained community offers the perfect balance of comfort and convenience. Includes one underground parking space, with additional parking available for rent if needed. Spacious 3-bedroom condos are hard to find—don't miss your chance to make this one your own. More details
    Listed by Keller Williams Edge Realty
  • 86 Golden Orchard Drive in Hamilton: 165 - Gourley/Kernighan Row/Townhouse for sale (16 - Hamilton Mountain) : MLS®# 40841674

    86 Golden Orchard Drive 165 - Gourley/Kernighan Hamilton L9C 6J5
    Main Photo: 86 Golden Orchard Drive in Hamilton: 165 - Gourley/Kernighan Row/Townhouse for sale (16 - Hamilton Mountain)  : MLS®# 40841674
    $499,000
    Residential
    Status:
    Active
    MLS® Num:
    40841674
    Bedrooms:
    3
    Bathrooms:
    3
    Floor Area:
    1,666 sq. ft.
    Welcome to 86 Golden Orchard Road, a rare freehold townhouse in one of Hamilton Mountain's most sought-after west mountain communities. Offering exceptional value, modern updates, and a highly convenient location, this beautifully maintained home is perfect for families, professionals, and first-time buyers alike. Ideally situated just one minute from highway access, this property provides easy commuting while being close to schools, parks, shopping, restaurants, and all essential amenities. Pride of ownership is evident throughout this move-in-ready home. Major updates include a new roof (2021), furnace (2022), driveway (2023), and fence (2026), providing peace of mind for years to come. The thoughtfully modified garage has been professionally converted into a versatile space featuring a convenient 2-piece washroom and additional office, den, or storage area—perfect for today's work-from-home lifestyle or growing family needs. Step outside to discover an impressive oversized backyard, offering ample space for entertaining, gardening, children to play, or simply relaxing in your private outdoor retreat. With very few freehold townhomes available in this desirable Hamilton Mountain location, this is a rare opportunity to own a well-maintained property that combines comfort, functionality, and convenience. Don't miss your chance to call this exceptional home your own. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 106 1490 Bishops Gate in Oakville: 1007 - GA Glen Abbey Condo/Apt Unit for sale (1 - Oakville) : MLS®# 40841373

    106 1490 Bishops Gate 1007 - GA Glen Abbey Oakville L6M 4N3
    Main Photo: 106 1490 Bishops Gate in Oakville: 1007 - GA Glen Abbey Condo/Apt Unit for sale (1 - Oakville)  : MLS®# 40841373
    $429,000
    Residential
    Status:
    Active
    MLS® Num:
    40841373
    Bedrooms:
    1
    Bathrooms:
    1
    Floor Area:
    711 sq. ft.
    Life is easier when everything you need is close by. Nestled in the heart of Glen Abbey, one of Oakville's most desirable and established communities, this bright and welcoming ground-floor 1+1 bedroom condo offers comfortable, low-maintenance living with the convenience today's buyers are looking for. Whether you're a first-time buyer, busy professional, downsizer, or investor, the thoughtful layout provides the perfect balance of functionality and comfort. The versatile den offers endless possibilities as a home office, guest room, reading nook, or additional living space to suit your lifestyle.Recent updates completed in 2025, including new vinyl flooring, fresh paint, kitchen improvements, and brand-new appliances, create a fresh and inviting atmosphere that's ready to enjoy from day one. The ground-floor location provides easy access with no stairs or elevators to navigate, while one parking space and two storage lockers offer exceptional convenience and valuable extra storage rarely found in comparable units.Surrounded by parks, walking trails, and everyday amenities, you'll enjoy being just minutes from Oakville Trafalgar Memorial Hospital, the Glen Abbey Community Centre, shopping, grocery stores, restaurants, public transit, and major highways, making commuting and daily errands effortless. Combining comfort, practicality, and an unbeatable location, this is a wonderful opportunity to enjoy carefree condo living in one of Oakville's most sought-after neighbourhoods. Simply move in and enjoy all that Glen Abbey has to offer. More details
    Listed by eXp Realty
  • 2326 Tober Road in West Lincoln: 056 - West Lincoln Single Family Residence for sale : MLS®# 40840904

    2326 Tober Road 056 - West Lincoln West Lincoln L0R 2A0
    Main Photo: 2326 Tober Road in West Lincoln: 056 - West Lincoln Single Family Residence for sale : MLS®# 40840904
    $799,900
    Residential
    Status:
    Active
    MLS® Num:
    40840904
    Bedrooms:
    4
    Bathrooms:
    2
    Floor Area:
    1,426 sq. ft.
    COUNTRY LIVING JUST MINUTES TO TOWN! Located on a private 1.845-acre lot just minutes from Smithville, this affordable country package offers the perfect blend of peaceful rural living with everyday convenience. The well maintained all-brick bungalow features 3 bedrooms on the main level, a bright and inviting living room with a wood stove, a galley kitchen with modern white cabinets and stainless steel appliances, and 1.5 bathrooms. Downstairs, you’ll find a fully finished basement with large windows, a convenient fourth bedroom, and brand-new carpeting (2026). Outside, the property continues to impress with an attached double garage plus a 24' x 34' detached insulated shop with hydro and concrete floors —ideal for hobbyists, contractors, vehicle storage, or additional workspace. Brand new shingles in 2026 as well as a new 3,000 gallon cistern (2022) offer peace of mind for years to come. Surrounded by open countryside yet conveniently located near Smithville's amenities, this affordable country property offers the space, functionality, and setting to create lasting family memories for years to come. This one won’t last long! Note: some photos have been virtually staged. More details
    Listed by RE/MAX Escarpment Realty Inc.
  • 209 2085 Amherst Heights Drive in Burlington: 341 - Brant Hills Condo/Apt Unit for sale (34 - Burlington) : MLS®# 40841304

    209 2085 Amherst Heights Drive 341 - Brant Hills Burlington L7P 5C2
    Main Photo: 209 2085 Amherst Heights Drive in Burlington: 341 - Brant Hills Condo/Apt Unit for sale (34 - Burlington)  : MLS®# 40841304
    $735,000
    Residential
    Status:
    Active
    MLS® Num:
    40841304
    Bedrooms:
    2
    Bathrooms:
    2
    Floor Area:
    1,337 sq. ft.
    RENOVATED! This exceptionally well-maintained 2-bedroom, 2-bathroom suite with a covered terrace offers the move you’ve been waiting for. Featuring approximately XX sq. ft. of beautifully updated living space and many accessible features, this home boasts a spacious, open-concept layout, quality finishes, and soaring 9-foot ceilings throughout. A welcoming, oversized foyer with wall-to-wall closets leads into a wide hallway connecting all principal rooms. The eat-in kitchen is thoughtfully designed with ample cabinetry, granite countertops, and stainless steel appliances—perfect for everyday living and entertaining alike. The bright and expansive living and dining areas provide plenty of space to relax or host guests. Both bedrooms are generously sized, complemented by two full bathrooms (including a primary ensuite) (ensuite reno 2017,secondary bathroom 2023), thoughtfully equipped with safety bars for added comfort. A full-size laundry room adds to the home’s exceptional functionality and storage. Enjoy the convenience of two parking spaces (one underground and one just steps from the front entrance), a locker, and access to fantastic building amenities including a gym, party room, gazebo, BBQ area, and visitor parking. Ideally located close to Costco, golf courses, parks, shopping centres, restaurants, transit, and with easy highway access—this is a fantastic opportunity to call The Balmoral home. More details
    Listed by RE/MAX Aboutowne Realty Corp.
  • 127 Cook Street in Binbrook: 532 - Binbrook Municipal Single Family Residence for sale (53 - Glanbrook) : MLS®# 40841369

    127 Cook Street 532 - Binbrook Municipal Binbrook L0R 1C0
    Main Photo: 127 Cook Street in Binbrook: 532 - Binbrook Municipal Single Family Residence for sale (53 - Glanbrook)  : MLS®# 40841369
    $979,900
    Residential
    Status:
    Active
    MLS® Num:
    40841369
    Bedrooms:
    4
    Bathrooms:
    4
    Floor Area:
    3,000 sq. ft.
    Beautiful family home offering approximately 3,000 sq. ft. of living space with modern finishes throughout. The open-concept main floor features a spacious eat-in kitchen, a separate dining room, and a cozy living room, making it ideal for both everyday living and entertaining. This spacious home offers 3+1 large bedrooms and 4 bathrooms, providing plenty of room for a growing family. A beautiful second-floor balcony showcases gorgeous views, creating the perfect spot to enjoy your morning coffee or unwind at the end of the day. Recent upgrades include a new kitchen floor and new hardwood flooring throughout the second level, adding style and elegance to the home. The finished basement provides valuable additional living space, perfect for a recreation room, home office, gym, or guest suite. Step outside to a private, fully fenced backyard featuring a charming gazebo—an ideal setting for outdoor dining, relaxation, and family gatherings. Combining comfort, space, and modern updates, this move-in-ready home is a wonderful opportunity for family living. More details
    Listed by Right at Home Realty
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Data was last updated June 20, 2026 at 05:50 PM (UTC)
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