How It Works
The Home Buyer’s Plan (HBP) is a government program that allows home buyers to withdraw up to $25,000 from their Registered Retirement Saving’s Plan (RRSP) to put towards buying or building a new home.
Before you can withdraw funds, you have to be entered into a written agreement that specifies whether you will be buying or building your new home. You also must occupy this space no later than a year after buying or building this new home.
To take advantage of this program you have to be considered a first-time buyer. You are not a first-time home buyer if you (or you and your spouse) has owned a home which you have occupied as your principal place of residence in the past 5 years.
Once those conditions are met each person can withdraw up to $25,000 tax-free from their RRSP for a new home. Couples, including common-law, can withdraw up to $50,000. You will not pay income tax on these amounts as long as these funds will be repaid into an RRSP in the future.
Existing homeowners can also use this program to purchase an accessible home or a home for a disabled dependent relative. The intended individual must qualify for the Disability Tax Credit (DTC) and this home must be more accessible or better suited to the care of this individual.
Find Your Dream Home
Keep up-to-date with the latest homes that meet your criteria by entering it below:
We have found a total of 4,102 listings, but only
100 are available for public display.
Please refine your criteria, in order to narrow the total number of matching listings.
-
76 Mcallistar Drive in Binbrook: 532 - Binbrook Municipal Single Family Residence for sale (53 - Glanbrook) : MLS®# 40766966
76 Mcallistar Drive Binbrook L0R 1C0 
$774,999Residential- Status:
- Active
- MLS® Num:
- 40766966
- Bedrooms:
- 4
- Bathrooms:
- 3
- Floor Area:
- 1,892 sq. ft.
From its charming curb appeal to the inviting double-door entry, this home is designed to impress. Step inside to a bright, open-concept living space featuring a cozy gas fireplace—perfect for gatherings and entertaining. Upstairs, an elegant oak staircase leads to four spacious bedrooms, including a primary suite with a spa-like ensuite and relaxing soaker tub. The convenience of second-floor laundry adds modern practicality. The unfinished basement offers endless possibilities—create a home gym, workshop, or your dream recreation room. Outside, enjoy summer BBQs on the deck overlooking your private backyard. This is more than a house-it's the lifestyle you've been waiting for. More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
311 2007 James Street in Burlington: 312 - Central Condo/Apt Unit for sale (31 - Burlington) : MLS®# 40767010
311 2007 James Street Burlington L7R 0G7
$639,000Residential- Status:
- Active
- MLS® Num:
- 40767010
- Bedrooms:
- 1
- Bathrooms:
- 1
- Floor Area:
- 692 sq. ft.
Welcome to Gallery Condos + Lofts, a premier address in the heart of Downtown Burlington. This luxurious 1 bedroom + den loft suite combines modern design with everyday comfort, offering soaring 10-foot ceilings and sleek finishes throughout. The open-concept living space is highlighted by a striking raw concrete accent wall, oversized west-facing windows, and a walkout to a private balcony overlooking lush treetops — the perfect place to relax, sheltered from the wind. The sun-filled den makes an ideal office or creative space, while the bedroom features a generous walk-in closet. The spacious laundry room allows room for extra storage. The chef-inspired kitchen is equipped with GE stainless steel appliances, an oversized island with added storage, upgraded pot and pan drawers, and abundant cupboard space. Enjoy the spa-like 4-piece bath, offering a wet room design with a walk-in shower and tub, creating the ultimate retreat. Additional upgrades include motorized blinds for effortless light control. Gallery Condos + Lofts provides an unparalleled lifestyle with resort-style amenities: yoga studio, fitness centre, indoor pool, rooftop terrace with BBQ and breathtaking lake views, party room, private dining room, guest suite, 2nd floor terrace, 24-hour concierge, and the brand-new Bardo Restaurant just steps from your door. Perfectly positioned, you’re only moments from Burlington’s vibrant restaurants, cafes, boutiques, Spencer Smith Park, the waterfront, Burlington Beach, and Joseph Brant Hospital. This unique loft suite is the perfect blend of modern luxury and downtown convenience. More detailsListed by Davies Real Estate Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
13 Loneoak Crescent in Stoney Creek: 501 - Valley Park Single Family Residence for sale (50 - Stoney Creek) : MLS®# 40766894
13 Loneoak Crescent Stoney Creek L8J 2P4
$849,900Residential- Status:
- Active
- MLS® Num:
- 40766894
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 1,951 sq. ft.
Fantastic 4-level backsplit with double garage with no rear neighbours! This great family home has formal living/dining and eat in kitchen on main floor. Bedroom level with 3 bedrooms and full bathroom. The bright Lower level has large family room with gas fireplace, bright 4th bedroom and full bathroom. Hardwood flooring and no carpet. The partially finished basement is perfect for a rec room/games room/gym area. Large laundry and utility room. Triple wide concrete driveway plus the double garage. Enjoy the private backyard overlooking Maplewood Green Park. This home is nestled between the Upper Red hill Pkwy and Upper Centennial Pkwy with easy access to schools, shopping, restaurants and so much more! More detailsListed by One Percent Realty Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
440 Paling Avenue in Hamilton: 231 - Homeside Single Family Residence for sale (23 - Hamilton East) : MLS®# 40766883
440 Paling Avenue Hamilton L8H 5K4
$419,000Residential- Status:
- Active
- MLS® Num:
- 40766883
- Bedrooms:
- 3
- Bathrooms:
- 1
- Floor Area:
- 1,603 sq. ft.
Great starter in east end near Mahoney Park, Centre Mall, schools and public transportation. Updates to Kitchen, bathroom, furnace & hvac and roof all within last 10 years. Some newer windows. 5 appliances. Main floor laundry room. 3 BR. On site parking for 1 vehicle. More detailsListed by Coldwell Banker Community Professionals- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
3397 Manfred Drive in Burlington: 320 - Dynes Single Family Residence for sale (32 - Burlington) : MLS®# 40766737
3397 Manfred Drive Burlington L7N 2N8
$980,000Residential- Status:
- Active
- MLS® Num:
- 40766737
- Bedrooms:
- 4
- Bathrooms:
- 2
- Floor Area:
- 2,148 sq. ft.
Desirable Neighbourhood! Mature Lot & Family-Friendly Living This solid multi-level family home is situated on a mature lot in a highly desirable neighbourhood-just steps from schools, shopping, public transit, and the GO station. Leave the car at home and enjoy the convenience of everything nearby. Featuring hardwood floors throughout the main levels, this home offers plenty of space to grow-ideal for families, in-laws, or even a home office setup. The layout flows effortlessly with short steps connecting each of the four levels, providing both function and flexibility. Highlights include: Custom eat-in kitchen plus a separate dining room Two fully renovated bathrooms Walk out to the patio and private rear yard Custom shed with hydro-perfect for storage or hobbies Plenty of storage and cozy hideaway spaces A rare opportunity to own in a sought-after area-this home blends charm, space, and convenience all in one! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
402 4 Elsinore Path in Etobicoke: TWNT - New Toronto Condo/Apt Unit for sale (TW06 - Toronto West) : MLS®# 40766770
402 4 Elsinore Path Etobicoke M8V 4G7
$399,900Residential- Status:
- Active
- MLS® Num:
- 40766770
- Bedrooms:
- 2
- Bathrooms:
- 1
- Floor Area:
- 700 sq. ft.
Fully renovated, 700 Square foot unit, open concept kitchen, STONE countertops, custom backsplash and wood flooring throughout. It also has an open concept layout for the living and dining areas. Bright living room w/ lots of space to entertain . A good size master, bedroom with a walk in closet, Additional 2nd spacious bedroom. The 4-piece bathroom is modern, a new vanity, updated cabinetry and a large tub. Nothing to do but move in. Through Colonel Samuel Smith Park With Direct Access To Lake Ontario, Bike Rides Along The Waterfront Trail, Or Afternoon Skating At Colonel Samuel Smith Skating Trail. Walking Distance To Humber College, Great Local Businesses,& Coffee Shops. Direct Access To Tcc And Highway More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
110 Oakes Crescent in Guelph: 11 - Grange Road Single Family Residence for sale (City of Guelph) : MLS®# 40766947
110 Oakes Crescent Guelph N1E 0J5
$989,800Residential- Status:
- Active
- MLS® Num:
- 40766947
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,780 sq. ft.
Step into 110 Oakes Crescent a home that has it all: style, comfort, and a location your family will love. Tucked away in Guelphs vibrant East End, this move-in-ready gem sits directly across from a park and just steps from William C. Winegard Public School, making it the perfect spot for families who want community and convenience right at their doorstep. Inside, the open-concept main floor shines with a chefs dream kitchen complete with sleek quartz countertops, premium stainless steel appliances, and a spacious island thats perfect for quick breakfasts, coffee catch-ups, or hosting friends. The kitchen flows seamlessly into the cozy family room and elegant dining area, creating the ideal setting for both entertaining and everyday living. Upstairs, three large bedrooms await, including a primary suite with walk-in closet, en-suite privilege, and upper-level laundry that makes daily routines effortless. The backyard is fully fenced for privacy, perfect for family barbecues or playtime, and a separate side entrance from the garage leads to the basement with endless potential . Beyond your doorstep, you're just minutes from the University of Guelph, Stone Road Mall, Costco, FreshCo, Longos, and Food Basics, with Guelph General Hospital, top-rated golf courses, and multiple parks and trails all close by. Easy access to local transit, the Hanlon Expressway, and Highway 401 keeps you connected to everything. Plus, the home is future-ready with a built-in Stage 2 EV charger. Meticulously maintained and designed with modern living in mind, 110 Oakes Crescent is more than just a house its where your family's next chapter begins. More detailsListed by RE/MAX REAL ESTATE CENTRE- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
1436 Sprucewood Terrace in Oakville: 1007 - GA Glen Abbey Single Family Residence for sale (1 - Oakville) : MLS®# 40766951
1436 Sprucewood Terrace Oakville L6M 2P9
$2,098,600Residential- Status:
- Active
- MLS® Num:
- 40766951
- Bedrooms:
- 5
- Bathrooms:
- 4
- Floor Area:
- 2,476 sq. ft.
Welcome to this timeless beauty of a detached home, showcasing quality finishes from top to bottom. Perfectly situated in the highly sought-after Glen Abbey neighborhood, this residence blends elegance, comfort, and convenience. Set on an enhanced corner lot, the home is graced with abundant windows that flood every room with natural light, making it a true show-stopper. Inside, enjoy top-quality hardwood floors throughout and a bright open-concept living space designed for both everyday comfort and stylish entertaining. At the heart of the home lies a modern kitchen, complete with quartz countertops and a dining/breakfast area that leads to a walk-out deck overlooking a stunning backyard perfect for hosting or personal enjoyment. This home also features luxurious washrooms, newer windows, elegant staircases, updated lighting fixtures, and modern kitchen appliances, all designed to elevate the living experience. The fully finished basement adds exceptional versatility with two additional bedrooms and a 3-piece washroom, ideal for guests, extended family, or a private home office setup. Surrounded by top-rated schools, shopping centers, parks, banks, and restaurants, and just minutes from the GO Station, transit, and major highways (403, 401, 407, QEW), this home offers unmatched accessibility. Move-in ready, this property provides the perfect backdrop for families seeking luxury, natural light, and modern living in one of Oakville's most prestigious communities. More detailsListed by RE/MAX REAL ESTATE CENTRE- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
12 Orchard Hill in Hamilton: 123 - Kirkendall South Single Family Residence for sale (12 - Hamilton West) : MLS®# 40765293
12 Orchard Hill Hamilton L8P 2V7
$875,000Residential- Status:
- Active
- MLS® Num:
- 40765293
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,176 sq. ft.
Situated in one of the most coveted neighborhoods in Hamilton, Kirkendall South is nestled between Aberdeen and the escarpment. With great curb appeal the welcoming front porch leads you into this beautiful 2 Storey home, perfect for the growing family or young professionals. The main level is flooded with plenty of natural light. Open concept living and dining room features a gas fireplace. The Kitchen includes a built-in pantry cupboard, Quartz countertops as well as the charming dinette area overlooking the rear yard. Three good sized bedrooms, 3 baths and a finished basement with an additional cozy gas fireplace complete the interior of this well maintained home. The rear yard boasts a new fence, interlocking brick patio and plenty of room for entertaining. Easy access to highway 403, walkable to schools, parks and shops. This one ticks all the boxes, just move in relax and enjoy all this fabulous home and neighborhood has to offer. More detailsListed by ComFree- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
890 Beechwood Avenue in Mississauga: Lakeview Single Family Residence for sale (MS - Mississauga) : MLS®# 40766887
890 Beechwood Avenue Mississauga L5G 4E2
$3,399,000Residential- Status:
- Active
- MLS® Num:
- 40766887
- Bedrooms:
- 5
- Bathrooms:
- 5
- Floor Area:
- 3,688 sq. ft.
An Unrivaled Expression of Luxury South of Lakeshore. Tucked away on a tranquil cul-de-sac just steps from the shimmering shores of the lake, this custom-built masterpiece embodies the essence of refined living.Over 5,500 sqft of beautifully curated space, every inch of this home has been thoughtfully designed to impress. 10ft ceilings on main, 9ft ceilings on 2nd and lower level. Wide planked flooring, solid interior doors, radiant floor heating under all tiled surfaces and the entire lower level floor.The layout is both elegant and functional, offering a secluded home office at the front of the house-perfect for moments of quiet focus. At the heart of the home, an open-concept living, dining, and kitchen area is tailor-made for effortless entertaining. The chefs kitchen is a vision of modern glamour ft Thermador integrated appliances, sleek quartz countertops and backsplash, a showstopping custom stone island with breakfast bar, and a striking built-in wine display.Upstairs, natural light pours through three skylights, illuminating the spacious bedrooms and spa-inspired bathrooms. The exquisite primary suite is a private retreat, with expansive windows, a custom walk-in dressing room, and a lavish six-piece ensuite. Unwind in the oversized soaker tub, or indulge in the dual showers with body jets-a sanctuary designed for total relaxation.The lower level is equally impressive, featuring a unique 400-square-foot gym beneath the excavated garage, a guest bedroom, and a sprawling recreation space bathed in natural light from above-grade windows. With a rough-in for a secondary kitchen or wet bar, the possibilities are endless whether hosting, relaxing, or creating a full in-law suite.Walk to the end of the street to the waterfront trails to Adamson Estate, Lakefront Promenade, Port Credit Yacht Club. Close to schools, the shops and restaurants of Port Credit, easy highway access or a short drive to Long Branch GO station. More detailsListed by Royal LePage Real Estate Services Phinney Real Estate and ROYAL LEPAGE RES PHINNEY REAL ESTATE- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
3530 Walmer Road in Burlington: 330 - Roseland Single Family Residence for sale (33 - Burlington) : MLS®# 40766897
3530 Walmer Road Burlington L7N 1E1 OPEN HOUSE: Sep 07, 202502:00 PM - 04:00 PM EDTOpen House on Sunday, September 7, 2025 2:00PM - 4:00PM
$1,499,900Residential- Status:
- Active
- MLS® Num:
- 40766897
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 2,205 sq. ft.
Welcome home. Beautifully maintained bungaloft nestled in the highly sought-after Tansley Woods community. This spacious and thoughtfully designed home features a main-floor primary bedroom with a walk-in closet and a private 3-piece ensuite, offering the ease of one-level living with the added bonus of a versatile loft space above. The main level includes a formal dining room and a bright, open great room with vaulted ceilings, creating an inviting atmosphere perfect for entertaining or relaxing. The loft provides flexible space ideal for a home office, or additional living area, along with a guest bedroom and 4-piece bath. Located in a quiet, well-kept enclave, this home also offers access to a community clubhouse, a wonderful space for social gatherings, events, and enjoying the sense of community that Tansley Woods is known for. Close to parks, shopping, restaurants, and with easy access to major highways, this home is ideal for downsizers, professionals, or anyone seeking comfort and convenience in one of Burlington’s most desirable neighborhoods. More detailsListed by RE/MAX Escarpment Team Logue Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
327 460 E Dundas Street in Waterdown: 461 - Waterdown East Condo/Apt Unit for sale (46 - Waterdown) : MLS®# 40766982
327 460 E Dundas Street Waterdown L8B 2A5
$469,777Residential- Status:
- Active
- MLS® Num:
- 40766982
- Bedrooms:
- 1
- Bathrooms:
- 1
- Floor Area:
- 555 sq. ft.
Welcome to the new Trend Living in beautiful Waterdown, the perfect blend of modern living, small town vibe and ideal location. Nestled between Burlington & Hamilton, close to 3 hwys, the GO Station, it is perfect for anyone that needs to commute for work. Built by award-winning builder, New Horizon Development Group, this state-of-the-art condo has an iconic look, amazing amenities such as the gym, party room and a breathtaking rooftop patio that you can enjoy with friends and family. Surrounded by beautiful parks such as Webster’s Falls, golf courses, amazing schools, shopping, restaurants, this is truly a retreat from the busy city life. Enjoy maintenance free living, great for first-time home buyers, investors and downsizers. The unit has been upgraded top to bottom, with sleek finishes, impressive wall designs, beautiful TV & fireplace mount, and top of the line fixtures. One of the most desired models in the building, and it comes with 1 locker and 2 owned parking spots! Do a 3D tour on the more media button or book a showing today and you will fall in love! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
Data was last updated September 7, 2025 at 05:50 PM (UTC)
powered by myRealPage.com
Trusted Real Estate Services
As your personal guide and trustworthy agent, I strive to give you the best of the best.
Home Buying
In the years that I have spent in the industry, homebuyers have always asked me, “What do I need to do to buy a house?” I have composed a step-by-step guide that organizes the buying process to make buying a house simple and fun!
Home Selling
Your satisfaction and happiness is something that is very important. I understand how hectic it is to sell a house and it can be difficult if it’s not handled properly. To help you through the entire process, I have put together five simple steps.