How It Works
The Home Buyer’s Plan (HBP) is a government program that allows home buyers to withdraw up to $25,000 from their Registered Retirement Saving’s Plan (RRSP) to put towards buying or building a new home.
Before you can withdraw funds, you have to be entered into a written agreement that specifies whether you will be buying or building your new home. You also must occupy this space no later than a year after buying or building this new home.
To take advantage of this program you have to be considered a first-time buyer. You are not a first-time home buyer if you (or you and your spouse) has owned a home which you have occupied as your principal place of residence in the past 5 years.
Once those conditions are met each person can withdraw up to $25,000 tax-free from their RRSP for a new home. Couples, including common-law, can withdraw up to $50,000. You will not pay income tax on these amounts as long as these funds will be repaid into an RRSP in the future.
Existing homeowners can also use this program to purchase an accessible home or a home for a disabled dependent relative. The intended individual must qualify for the Disability Tax Credit (DTC) and this home must be more accessible or better suited to the care of this individual.
Find Your Dream Home
Keep up-to-date with the latest homes that meet your criteria by entering it below:
We have found a total of 2,737 listings, but only
100 are available for public display.
Please refine your criteria, in order to narrow the total number of matching listings.
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44 2301 Cavendish Drive in Burlington: 341 - Brant Hills Row/Townhouse for sale (34 - Burlington) : MLS®# 40801306
44 2301 Cavendish Drive Burlington L7P 3M3 
$699,900Residential- Status:
- Active
- MLS® Num:
- 40801306
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,866 sq. ft.
Privacy galore! This 3 bed townhouse with walk out basement sits in a fantastic location backing onto a wooded area offering a serene private area no matter what the season is! No rear neighbours! This bright home has been well maintained and is part of well run condo community that is close to community centre, schools, parks, public transit. The main floor with bright living room overlooking the wooded backyard. Nice size eat in kitchen and dining area. Two piece bathroom. The bedroom level offers a primary bedroom with ensuite and two more good size bedrooms and a large full bathroom. The walk out basement with rec room, laundry, cold room and lots of storage. Situated in the family friendly area of Brant Hills, you have easy access to Upper Middle Road and the many amenities, restaurants on Brant St or Guelph Line. Easy access to Hwy 5. The condo fee includes cable, internet, water, maintenance, landscaping, insurance. More detailsListed by One Percent Realty Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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1316 E King Street in Hamilton: 222 - Delta Single Family Residence for sale (22 - Hamilton Centre) : MLS®# 40801263
1316 E King Street Hamilton L8M 1H3
$1,149,000Residential- Status:
- Active
- MLS® Num:
- 40801263
- Bedrooms:
- 4
- Bathrooms:
- 5
- Floor Area:
- 2,802 sq. ft.
Incredible opportunity in the highly sought-after Delta West neighbourhood! This 3 unit home is perfect for those looking to house hack or expand their investment portfolio. Walking distance to Gage Park, Schools, Ottawa St Shopping District, Restaurants, Coffee Shops, Escarpment Trails, and Transit. Quick drive to the Red Hill Valley Parkway and QEW. This 2800ft2 multi-family home sits on a large 48ft x156ft lot. The main level features an office and powder room off the main hallway, a 1 bedroom unit with hardwood floors and character details, high ceilings, and an updated kitchen and bath. The second floor unit features 2 bedrooms, an updated kitchen and bath, and a large balcony off the primary bedroom. The one bedroom third floor unit is complete with an updated kitchen and bath. The lower level has a separate entrance, storage for tenants, and a 4-PC rough in for a potential 4th unit. Rare 4 car driveway and detached 2 car garage. Do not miss out, book your showing today! More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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375 Silverbirch Boulevard in Hamilton: 530 - Rural Glanbrook Single Family Residence for sale (53 - Glanbrook) : MLS®# 40801348
375 Silverbirch Boulevard Hamilton L0R 1W0
$619,900Residential- Status:
- Active
- MLS® Num:
- 40801348
- Bedrooms:
- 2
- Bathrooms:
- 2
- Floor Area:
- 1,254 sq. ft.
Welcome to the Villages of Glancaster – everything you need on one floor! This beautiful and meticulously maintained bungalow is the perfect blend of comfort and convenience, with all your living needs on a single level. Upon entering, you’ll immediately notice the bright and airy atmosphere, enhanced by elegant vaulted ceilings, abundant natural light, and bright pot lights throughout the living room. The cozy gas fireplace adds a warm and inviting touch, making it ideal for relaxing or entertaining. The lovely and spacious kitchen boasts granite countertop sand a stylish backsplash. The dining area features sliding doors leading to the backyard, perfect for enjoying meals with a view. This home offers two generously sized bedrooms, including a primary suite with an ensuite, and both bathrooms are finished with granite vanity countertops. Additional conveniences include main-floor laundry, garage access from inside, and a basement with excellent storage. With numerous windows filling the home with natural light, this bungalow is bright, inviting, and ready to call home. Enjoy scenic walking paths for an active lifestyle and a vibrant Club House offering amenities like an indoor saltwater pool, gym, library, multiple tennis courts, billiard room, hair salon, and more! More detailsListed by Keller Williams Complete Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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48 60 Cloverleaf Drive in Ancaster: 423 - Meadowlands Row/Townhouse for sale (42 - Ancaster) : MLS®# 40801249
48 60 Cloverleaf Drive Ancaster L9K 1S8
$755,000Residential- Status:
- Active
- MLS® Num:
- 40801249
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,970 sq. ft.
Welcome to the inviting Cloverleaf Drive in Ancaster, where you will find a lovely community just moments away from the vibrant Meadowlands Shopping Centre. This three-bedroom, three-bathroom townhome is designed to impress and offers thoughtful updates throughout, ensuring a comfortable and welcoming atmosphere. As you enter, you will be greeted by new, beautifully crafted stairs and stylish flooring that create a warm and inviting space. The new appliances, including an upgraded air conditioning system, along with contemporary lighting fixtures and bedroom-level laundry, add both practicality and elegance. Ideally situated, providing easy access to entertainment, shopping, dining, highways, schools, and public transportation, making daily life more convenient and manageable. Enjoy a bright and spacious backyard, perfect for unwinding during warm summer evenings. Move-in ready, this townhome allows you the freedom to add your personal touches, making it truly your home. More detailsListed by Royal LePage State Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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156 Albion Street in Brantford: 2042 - North Ward Single Family Residence for sale (2040 - Terrace Hill/E & N Wards) : MLS®# 40800797
156 Albion Street Brantford N3T 3M9
$583,900Residential- Status:
- Active
- MLS® Num:
- 40800797
- Bedrooms:
- 2
- Bathrooms:
- 1
- Floor Area:
- 1,112 sq. ft.
Welcome Home! 156 Albion Street has been thoughtfully renovated within the last seven years, with the majority of updates completed between 2021–2022. This charming all-brick Brantford bungalow offers over 1,000 sq. ft. of bright, inviting living space and is sure to impress. The main floor features two generously sized bedrooms with built-in closet storage and abundant natural light. A recently renovated 4-piece bathroom complements the functional open-concept kitchen, complete with a large island, granite countertops, and stainless steel appliances—ideal for both everyday living and entertaining. A convenient mudroom/sunroom at the rear of the home adds extra living and storage space, featuring new windows, added insulation, and a heat register for year-round comfort. Some additional recent updates include a new 2-ton air conditioner (2025) and PEX plumbing (2023). The basement is high, dry, and fully usable, offering mechanical space, ample storage, and a laundry area with both gas and electric dryer hookups. Outside, the oversized yard has been refreshed in recent years with newer fencing, well-maintained gardens and flower beds, and a stunning mature cherry blossom tree. The 16'x20' 1.5 car garage is an unexpected bonus—fully insulated and equipped with a new garage door that opens to an attached gazebo sitting area, 240V heater, hydro, galvanized steel roof, OSB board interior walls and a bonus storage loft (4'x10') . It’s perfect for summer entertaining, vehicle storage, or additional parking. Located close to local amenities, this home is minutes from the planned redevelopment of the FreshCo Plaza and less than 2 km from the new proposed Sport and Entertainment Centre, future home of the Brantford Bulldogs. A truly move-in-ready home with thoughtful upgrades throughout—don’t miss this exceptional opportunity. More detailsListed by Platinum Lion Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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4074 Kryzan Drive in Burlington: 354 - Tansley Row/Townhouse for sale (35 - Burlington) : MLS®# 40801269
4074 Kryzan Drive Burlington L7M 4Z4
$959,000Residential- Status:
- Active
- MLS® Num:
- 40801269
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,961 sq. ft.
Stunning Freehold townhome and no condo fees! Welcome to this fully upgraded, move-in-ready home offering approximately 2,000sq ft of total living space with an exceptional blend of style, space and location. Featuring an open-concept layout with gleaming hardwood floors throughout, inside access to the garage, and a rare double driveway, this home is completely carpet-free and freshly painted. The bright living and dining areas flow into a custom white kitchen with granite countertops, new white backsplash, stainless steel appliances, and an eat-in area overlooking a private, low-maintenance backyard with new patio stone and excellent privacy. Upstairs offers three generous bedrooms, including a serene primary suite with a large walk-in closet and an updated spa-like ensuite with separate shower, plus a 4 piece main bath and linen closet. The fully finished lower level provides versatile space for a family room, home office, or gym, along with a new custom laundry area. Additional highlights include: All kitec plumbing professionally removed. New roof including new plywood. New dishwasher, washer and kitchen backsplash. New rear stone patio and updated exterior lighting. New interior light fixtures and ceiling fan. Freshly painted throughout. New garage flooring. Professionally completed laundry area with new drywall, custom cabinetry, stone counterop and sink. All doorknobs replaced. Ideally located within walking distance to schools, trails, Tansely Woods Park, shops, and parks, with easy access to the Go Train, QEW and 407. Meticulously maintained. More detailsListed by Royal LePage Realty Plus Oakville Ltd.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
15 2220 Queensway Drive in Burlington: 310 - Plains Row/Townhouse for sale (31 - Burlington) : MLS®# 40799680
15 2220 Queensway Drive Burlington L7R 0E7
$849,000Residential- Status:
- Active
- MLS® Num:
- 40799680
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,894 sq. ft.
Welcome to this stunning 3-bedroom, 3-bath semi-detached townhouse located in one of Burlington’s most desirable neighbourhoods. The open-concept main level is highlighted by soaring ceilings and stylish pot lighting, creating a bright and inviting living space. Enjoy the ease of main-floor laundry and a beautifully upgraded kitchen featuring quartz countertops, stainless steel appliances, and a sunny breakfast area with a walk-out to a private balcony overlooking the fully fenced backyard. Condo fee also includes front and back lawn care. The spacious primary bedroom has a 4-piece ensuite and double closet, providing a comfortable retreat. The unfinished basement presents endless possibilities — ideal for storage now or future development into the recreation room you’ve always wanted. Upgrades: Custom blinds installed 2022. Miele Washer & Dryer (2022), Frigidaire fridge (2025), Gaggenau Dishwasher (2022) Extras: Ideally situated near schools, parks, shopping, dining, entertainment, grocery stores, and quick access to Hwy 403. Just a 10-minute walk to Burlington GO Station. A must-see home — don’t miss your opportunity! More detailsListed by Keller Williams Edge Realty- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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2104 Governors Road in Hamilton: 045 - Beverly Single Family Residence for sale (43 - Flamborough) : MLS®# 40801220
2104 Governors Road Hamilton L0R 1J0
$1,250,000Residential- Status:
- Active
- MLS® Num:
- 40801220
- Bedrooms:
- 5
- Bathrooms:
- 5
- Floor Area:
- 2,710 sq. ft.
Unique Multi-Generational Home in Ancaster! Situated on an impressive 0.63-acre lot, this one-of-a-kind property offers exceptional space, versatility, and character. Perfect for multi-generational living, guest accommodations, or potential income opportunities, this remarkable home features two full in-law suites — each with its own kitchen, bathroom, and living area. The main level welcomes you with a bright and spacious living room showcasing panoramic windows, a formal dining area with a walkout to the oversized back deck, and a functional kitchen. This level also includes a full in-law suite with a private entrance, its own kitchen, living room, bedroom, bathroom, and laundry. Upstairs, you’ll find a primary bedroom with a luxurious 5-piece ensuite, two additional bedrooms, and a 4-piece main bathroom. The lower level offers another complete in-law suite with a kitchen, living room, bedroom, and bathroom — ideal for extended family or guests. The unfinished basement provides ample storage, an additional 2-piece bathroom, and a second laundry area. Outside, enjoy a fully fenced backyard, mature trees, and a driveway with parking for up to 18 vehicles. The garage has been thoughtfully converted into an in-law suite, adding even more flexibility to the home’s layout. Located just minutes from all city amenities yet surrounded by a peaceful, country-like setting, this extraordinary Ancaster property truly has it all. Book your showing today! More detailsListed by Century 21 Grand Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
85 Albany Avenue in Hamilton: 231 - Homeside Single Family Residence for sale (23 - Hamilton East) : MLS®# 40801344
85 Albany Avenue Hamilton L8H 2H4
$725,000Residential- Status:
- Active
- MLS® Num:
- 40801344
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,705 sq. ft.
Welcome to 85 Albany Ave- A fantastic opportunity for first time home buyers or investors, This Beautifully built 2025 home offers 3 spacious bedrooms and 2.5 modern bathrooms, designed with comfort and functionality in mind. The home features brand-new stainless steel appliances, an open concept layout, and walkout access to a back deck, perfect for entertaining or family gatherings. fenced in back yard. This is a 2025 built comes with new plumbing, electrical, upgraded waterline, hot water tank, furnace and A/C all owned with no rental fees for peace of mind and long term savings. The unfinished basement with a separate entrance have a great potential for a future inlaw suite or a second legal unit with excellent income potential. New Concrete driveway completes this move in ready home. A rare opportunity offering modern living, flexibility and investment potential. More detailsListed by Grace Canada Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
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112 Eagle Avenue in Brantford: 2084 - Icomm/Market Single Family Residence for sale (2084 - Eagle Place) : MLS®# 40797579
112 Eagle Avenue Brantford N3S 1Z5 OPEN HOUSE: Jan 29, 202605:00 PM - 07:00 PM ESTOpen House on Thursday, January 29, 2026 5:00PM - 7:00PM
$425,000Residential- Status:
- Active
- MLS® Num:
- 40797579
- Bedrooms:
- 3
- Bathrooms:
- 1
- Floor Area:
- 1,210 sq. ft.
Welcome home! This beautiful three-bedroom, one-bathroom property features spacious rooms, tall ceilings, and an open-concept main floor. The kitchen is uniquely positioned to open to both the dining area and living room, defining but not dividing the space, creating an ideal layout for everyday living and entertaining. At the rear of the home, you’ll find a 4-piece bathroom and a convenient mudroom with sliding doors leading to the large backyard. Tucked into a spacious closet is easily accessible main-floor laundry, and completing the main level is a generously sized primary bedroom. Upstairs offers two additional bedrooms, along with a den and an office—one of which was formerly a bathroom and could be converted back. The full, unfinished basement provides ample storage and future potential. Backing onto green space, this home offers privacy and peaceful surroundings while awaiting your personal finishing touches. More detailsListed by RE/MAX Twin City Realty Inc. and Century 21 Heritage House Ltd- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
4588 Martha Lane in Beamsville: 982 - Beamsville Modular Home for sale (Lincoln) : MLS®# 40801321
4588 Martha Lane Beamsville L0R 1B1
$359,900Residential- Status:
- Active
- MLS® Num:
- 40801321
- Bedrooms:
- 3
- Bathrooms:
- 1
- Floor Area:
- 1,600 sq. ft.
Welcome to 4588 Martha Lane, located in the desirable Golden Horseshoe Estates in Beamsville. This well-maintained and upgraded 3-bedroom, 1-bathroom home offers nearly 1,600 sq. ft. of comfortable, functional living space. The bright open-concept layout features a spacious living room and a modern eat-in kitchen—perfect for everyday living and entertaining. A large 2024 addition creates an impressive primary bedroom retreat, while two additional generous bedrooms and an updated 4-piece bathroom complete the interior. Outside, enjoy a double driveway and a storage shed, offering excellent parking and convenience. The monthly pad fee of $722.09 includes water and property taxes, adding to the home’s affordability. Ideally situated along the Niagara Fruit & Wine Route, just minutes to the QEW, shopping, parks, and local restaurants. Only 10 minutes to Grimsby GO, 30 minutes to Niagara Falls and approximately 1 hour to Toronto—a fantastic location with easy access in every direction. More detailsListed by RE/MAX Escarpment Golfi Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
-
74 3333 New Street in Burlington: 320 - Dynes Row/Townhouse for sale (32 - Burlington) : MLS®# 40801285
74 3333 New Street Burlington L7N 1N1
$929,900Residential- Status:
- Active
- MLS® Num:
- 40801285
- Bedrooms:
- 3
- Bathrooms:
- 3
- Floor Area:
- 1,679 sq. ft.
Spectacular corner unit in the sought after Roseland neighbourhood. This home offers plenty of natural light with the abundance of windows and an AMAZING floor plan. The main floor offers an Liv Rm w/gas FP which opens to the Din Rm with backyard walk-out perfect for family gatherings or entertaining friends. The NEWLY RENOVATED spacious Kitch w/granite counters, S/S appliances, large island w/extra seating and plenty of cabinets including large pantry cabinets. The 2nd floor offers 3 spacious beds, master retreat w/ensuite and walk in closet, there is also the convenience of upper laundry and a 4 pce bath. The basement offers almost 600 more sq ft of living space with a Rec Rm giving extra space for the family to gather and an area for the kids to play. Do not miss the STRESS FREE living this home offers close to all conveniences but with a private feel off the road More detailsListed by RE/MAX Escarpment Realty Inc.- ELENA CIPRIANO
- RMXESCBU4BJ
- 1 (905) 6166821
- Contact by Email
Data was last updated January 28, 2026 at 09:50 PM (UTC)
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